Last update: Oct 2026

Cost of Living Comparison Between Foca and Banja Luka

For one person, living is cheaper in Foca: $949 a month against $1,200 in Banja Luka, rent and utilities included – about $3,000 less a year. Other living expenses account for most of the difference.

46

Cost of Living Index in Foca
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Foca Living Index
58

Cost of Living Index in Banja Luka
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Banja Luka Living Index

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Foca

🇧🇦 Bosnia and Herzegovina

$949

/mo nomad

Banja Luka

🇧🇦 Bosnia and Herzegovina

$1,200

/mo nomad

Monthly Cost of Living

How much you'll spend in Foca and in Banja Luka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Foca and in Banja Luka actually costs, broken down by who's living it.

A single person spends $949 per month in Foca vs $1,200 in Banja Luka, rent included.

Foca $949
Banja Luka $1,200

A couple spends around $1,367 per month in Foca vs $1,829 in Banja Luka, rent included.

Foca $1,367
Banja Luka $1,829

A family of three spends $1,786 per month in Foca vs $2,458 in Banja Luka, rent included.

Foca $1,786
Banja Luka $2,458

Foca is about 21% cheaper than Banja Luka, and outside of rent the biggest gap is in eating out.

Both Foca and Banja Luka are more affordable than the global median – Foca 30% lower, Banja Luka 11% lower.

Meal at Budget Restaurant

$5.31 BAM 9.27

$9.52 BAM 16.62

-44.22%

Three-Course Dinner for Two, Mid-Range

$22.24 BAM 38.82

$50.0 BAM 87.4

-55.56%

Fast Food Meal (McDonalds, etc)

$4.61 BAM 8.05

$10.96 BAM 19.14

-57.94%

Cappuccino

$1.49 BAM 2.60

$1.80 BAM 3.14

-17.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 BAM 2.36

$2.60 BAM 4.53

-48.08%

Water (0.33 liter bottle)

$0.84 BAM 1.46

$1.62 BAM 2.82

-48.15%

Local Beer (0.5 liter draught)

$1.69 BAM 2.95

$2.45 BAM 4.28

-31.02%

Imported Beer (0.33 liter bottle)

$2.31 BAM 4.04

$3.42 BAM 5.97

-32.46%

Milk (1 liter)

$1.18 BAM 2.06

$1.39 BAM 2.43

-15.11%

White Bread (500g)

$1.12 BAM 1.96

$1.18 BAM 2.07

-5.08%

Rice (white) (1kg)

$1.59 BAM 2.77

$1.60 BAM 2.79

-0.63%

Eggs

$2.01 BAM 3.50

$2.80 BAM 4.89

-28.21%

Local Cheese (1kg)

$6.93 BAM 12.11

$9.46 BAM 16.51

-26.74%

Chicken Fillets (1kg)

$6.41 BAM 11.19

$8.83 BAM 15.42

-27.41%

Beef Round Steak (1kg)

$10.18 BAM 17.77

$14.02 BAM 24.48

-27.39%

Apples (1kg)

$0.83 BAM 1.45

$1.84 BAM 3.21

-54.89%

Banana (1kg)

$1.75 BAM 3.06

$1.97 BAM 3.44

-11.17%

Oranges (1kg)

$2.14 BAM 3.74

$2.22 BAM 3.88

-3.60%

Tomato (1kg)

$1.68 BAM 2.94

$2.25 BAM 3.93

-25.33%

Potato (1kg)

$0.99 BAM 1.72

$1.03 BAM 1.80

-3.88%

Onion (1kg)

$1.36 BAM 2.38

$1.37 BAM 2.39

-0.73%

Lettuce (1 head)

$1.13 BAM 1.98

$1.19 BAM 2.08

-5.04%

Water (1.5 liter bottle)

$0.91 BAM 1.59

Cigarettes 20 Pack (Marlboro, Camel)

$3.39 BAM 5.92

$3.98 BAM 6.94

-14.82%

Wine (Bottle)

$8.39 BAM 14.65

$8.31 BAM 14.50

0.96%

Local Beer (0.5 liter bottle)

$0.84 BAM 1.46

$0.97 BAM 1.69

-13.40%

Imported Beer (0.33 liter bottle)

$1.16 BAM 2.03

$1.35 BAM 2.36

-14.07%

One-way Ticket (Public Transport)

$1.27 BAM 2.21

$1.29 BAM 2.25

-1.55%

Public Transport Monthly Pass (Regular Price)

$44.41 BAM 77.5

Taxi Start (Normal Tariff)

$1.75 BAM 3.06

Taxi (Normal Tariff) (1km)

$0.59 BAM 1.04

$1.17 BAM 2.04

-49.57%

Taxi 1hour Waiting (Normal Tariff)

$17.31 BAM 30.22

$17.47 BAM 30.50

-0.92%

Gasoline (1 liter)

$1.52 BAM 2.66

$1.77 BAM 3.08

-14.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K BAM 53.5K

$30.4K BAM 53.0K

0.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K BAM 38.1K

$21.4K BAM 37.4K

1.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 BAM 273

$157 BAM 274

-0.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.28 BAM 28.43

$16.19 BAM 28.26

0.56%

Internet (50+ Mbps, Unlimited Data)

$33.80 BAM 59.0

$37.07 BAM 64.7

-8.82%

Gym Membership (Monthly)

$33.52 BAM 58.5

$38.44 BAM 67.1

-12.80%

Tennis Court (1 Hour on Weekend)

$14.70 BAM 25.67

Cinema Ticket

$5.83 BAM 10.17

$5.77 BAM 10.08

1.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$286 BAM 500

$294 BAM 513

-2.67%

International Primary School, 1 Child (Yearly)

$3,587 BAM 6,262

$3,564 BAM 6,222

0.64%

Jeans (Levis 501 Or Similar)

$83.2 BAM 145

$82.3 BAM 144

1.11%

Summer Dress (H&M, Zara, etc)

$35.42 BAM 61.9

$35.34 BAM 61.7

0.23%

Sport Shoes (Adidas, Nike)

$68.2 BAM 119

$104 BAM 182

-34.48%

Men's Leather Business Shoes

$140 BAM 244

$144 BAM 252

-3.15%

1-bedroom Apartment, City Center (Monthly)

$154 BAM 269

$468 BAM 817

-67.05%

1-bedroom Apartment, Outside City Center (Monthly)

$248 BAM 433

$306 BAM 535

-19.14%

3-bedroom Apartment, City Center (Monthly)

$516 BAM 901

$684 BAM 1,194

-24.53%

3-bedroom Apartment, Outside City Center (Monthly)

$366 BAM 640

$480 BAM 837

-23.62%

Buy Apartment in City Center (m2)

$2,407 BAM 4,202

$2,865 BAM 5,002

-16.00%

Buy Apartment Outside City Center (m2)

$1,763 BAM 3,078

$1,870 BAM 3,266

-5.75%

Average Monthly Net Salary (After Tax)

$872 BAM 1,522

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Foca: October 18, 2026

Last update for Banja Luka: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Foca

$248 26.1%

Banja Luka

$306 25.5% 23.7% $59

Monthly Utilities & Internet

Foca

$207 21.8%

Banja Luka

$210 17.5% 1.8% $3.8

Groceries & Markets

Foca

$197 20.7%

Banja Luka

$245 20.4% 24.4% $48

Clothing & Footwear

Foca

$147 15.5%

Banja Luka

$165 13.7% 12.1% $18

Eating Out

Foca

$96 10.1%

Banja Luka

$167 13.9% 73.5% $71

Sport & Entertainment

Foca

$45 4.8%

Banja Luka

$50 4.2% 10.7% $4.8

Getting Around

Foca

$9.8 * 1%

Banja Luka

$57 4.8% 484% $47

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $154 in Foca versus $468 in Banja Luka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $22 in Foca versus $50 in Banja Luka. Monthly groceries follow the same trend: $197 vs $245 – making Foca the more affordable choice for daily food spending.

Good to know

🇧🇦 Foca

🇧🇦 Banja Luka

🕒 Local time

14:34 2:34 PM

Same time as Foca

🌤 Weather

👥 Population

12,334

138,963

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 BAM = 0.573 USD

1 BAM = 0.511 EUR

1 BAM = 0.573 USD

1 BAM = 0.511 EUR

Exchange rates and currency converter

USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 26, 2026: 1 USD = 1.75 BAM (1 BAM = 0.573 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

USD to BAM in detail →

On the map

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Between locations

Foca Banja Luka 190 km

From you

Foca
Banja Luka

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Foca vs Banja Luka: Cost of Living - Frequently Asked Questions

Yes – Banja Luka is pricier by about 26%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,424 per month in Foca and $1,800 in Banja Luka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Foca, especially for central apartments: a one-bedroom in the center costs $154 there versus $468 in Banja Luka.

A mid-range dinner for two costs $22 in Foca and $50 in Banja Luka. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 24% more in Banja Luka, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

Families tend to lean toward Foca – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.