Last update: Oct 2026

Cost of Living Comparison Between Florianopolis and Ubud, Bali

For one person, living is cheaper in Florianopolis: $1,279 a month against $1,368 in Ubud, Bali, rent and utilities included – about $1,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

Florianopolis
🇧🇷 Brazil
$1,279
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Florianopolis and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Florianopolis and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,279 in Florianopolis versus $1,368 in Ubud, Bali.

  • Florianopolis $1,279
  • Ubud, Bali $1,368

Estimated couple costs with rent: $2,061 in Florianopolis versus $2,314 in Ubud, Bali.

  • Florianopolis $2,061
  • Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,844 in Florianopolis versus $3,260 in Ubud, Bali.

  • Florianopolis $2,844
  • Ubud, Bali $3,260

Living in Florianopolis costs roughly 6% less than in Ubud, Bali, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Florianopolis is 5% below, Ubud, Bali is 1% above.

Currency
🍽 Eating Out
Florianopolis
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.79 R$49.62
$3.33 Rp 59.9K
193.99%
Three-Course Dinner for Two, Mid-Range
$44.31 R$225
$35.18 Rp 633.2K
25.95%
Fast Food Meal (McDonalds, etc)
$7.82 R$39.65
$5.80 Rp 104.5K
34.83%
Cappuccino
$2.47 R$12.53
$2.73 Rp 49.1K
-9.52%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 R$6.79
$1.64 Rp 29.5K
-18.29%
Water (0.33 liter bottle)
$1.13 R$5.72
$0.83 Rp 15.0K
36.14%
Local Beer (0.5 liter draught)
$2.99 R$15.17
$2.70 Rp 48.6K
10.74%
Imported Beer (0.33 liter bottle)
$3.53 R$17.87
$4.30 Rp 77.4K
-17.91%
🛒 Groceries & Markets
Florianopolis
Ubud, Bali
Difference
Milk (1 liter)
$1.03 R$5.24
$1.50 Rp 27.1K
-31.33%
White Bread (500g)
$1.61 R$8.18
$2.30 Rp 41.4K
-30.00%
Rice (white) (1kg)
$1.33 R$6.75
$1.18 Rp 21.2K
12.71%
Eggs
$2.66 R$13.48
$2.14 Rp 38.6K
24.30%
Local Cheese (1kg)
$9.88 R$50.1
$17.48 Rp 314.6K
-43.48%
Chicken Fillets (1kg)
$4.07 R$20.66
$4.03 Rp 72.5K
0.99%
Beef Round Steak (1kg)
$10.15 R$51.5
$12.23 Rp 220.1K
-17.01%
Apples (1kg)
$2.43 R$12.30
$3.55 Rp 63.9K
-31.55%
Banana (1kg)
$1.30 R$6.58
$1.57 Rp 28.3K
-17.20%
Oranges (1kg)
$1.53 R$7.74
$2.24 Rp 40.2K
-31.70%
Tomato (1kg)
$1.71 R$8.67
$1.93 Rp 34.7K
-11.40%
Potato (1kg)
$1.10 R$5.55
$1.88 Rp 33.9K
-41.49%
Onion (1kg)
$0.90 R$4.58
$2.29 Rp 41.3K
-60.70%
Lettuce (1 head)
$0.82 R$4.17
$0.99 Rp 17.9K
-17.17%
Water (1.5 liter bottle)
$0.71 R$3.62
$0.53 Rp 9,475
33.96%
Cigarettes 20 Pack (Marlboro, Camel)
$3.03 R$15.36
$2.28 Rp 41.1K
32.89%
Wine (Bottle)
$10.20 R$51.7
$23.01 Rp 414.2K
-55.67%
Local Beer (0.5 liter bottle)
$1.49 R$7.56
$2.34 Rp 42.2K
-36.32%
Imported Beer (0.33 liter bottle)
$2.96 R$14.98
$2.91 Rp 52.4K
1.72%
🚌 Getting Around
Florianopolis
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.40 R$7.08
$0.24 Rp 4,315
483.33%
Public Transport Monthly Pass (Regular Price)
$83.6 R$424
$8.82 Rp 158.7K
847.85%
Taxi Start (Normal Tariff)
$1.58 R$8.02
$0.48 Rp 8,684
229.17%
Taxi (Normal Tariff) (1km)
$1.56 R$7.91
$0.46 Rp 8,233
239.13%
Taxi 1hour Waiting (Normal Tariff)
$11.99 R$60.8
$5.45 Rp 98.2K
120.00%
Gasoline (1 liter)
$1.34 R$6.81
$0.88 Rp 15.9K
52.27%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.6K R$119.5K
$24.6K Rp 442.2M
-4.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.1K R$177.8K
$31.2K Rp 561.4M
12.45%
🧾 Monthly Utilities & Internet
Florianopolis
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$86.7 R$439
$83.0 Rp 1.5M
4.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.69 R$64.3
$6.45 Rp 116.0K
96.74%
Internet (50+ Mbps, Unlimited Data)
$22.36 R$113
$18.57 Rp 334.2K
20.41%
🎉 Sport & Entertainment
Florianopolis
Ubud, Bali
Difference
Gym Membership (Monthly)
$30.07 R$152
$55.8 Rp 1.0M
-46.13%
Tennis Court (1 Hour on Weekend)
$18.97 R$96.2
$18.11 Rp 326.0K
4.75%
Cinema Ticket
$8.04 R$40.75
$4.38 Rp 78.9K
83.56%
🧸 Childcare & Education
Florianopolis
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$777 R$3,940
$493 Rp 8.9M
57.67%
International Primary School, 1 Child (Yearly)
$11.2K R$56.7K
$5,754 Rp 103.6M
94.31%
👕👟 Clothing & Footwear
Florianopolis
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$65.8 R$333
$46.19 Rp 831.4K
42.43%
Summer Dress (H&M, Zara, etc)
$71.8 R$364
$35.33 Rp 636.0K
103.11%
Sport Shoes (Adidas, Nike)
$114 R$577
$79.1 Rp 1.4M
43.92%
Men's Leather Business Shoes
$69.4 R$352
$78.4 Rp 1.4M
-11.51%
🏠 Accommodation & Living
Florianopolis
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$657 R$3,333
$1,142 Rp 20.6M
-42.45%
1-bedroom Apartment, Outside City Center (Monthly)
$497 R$2,517
$676 Rp 12.2M
-26.51%
3-bedroom Apartment, City Center (Monthly)
$1,384 R$7,014
$3,503 Rp 63.1M
-60.50%
3-bedroom Apartment, Outside City Center (Monthly)
$1,052 R$5,333
$1,700 Rp 30.6M
-38.11%
Buy Apartment in City Center (m2)
$2,816 R$14.3K
$2,784 Rp 50.1M
1.15%
Buy Apartment Outside City Center (m2)
$1,604 R$8,133
$2,241 Rp 40.3M
-28.39%
💵 Salaries & Financials
Florianopolis
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,034 R$5,244
$165 Rp 3.0M
528.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
10.61
13.78
-23.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florianopolis: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Florianopolis
$497
Ubud, Bali
$676 36.1% $179
Groceries & Markets
Florianopolis
$208
Ubud, Bali
$290 39.5% $82
Eating Out
Florianopolis
$163
Ubud, Bali
$109 33.4% $55
Clothing & Footwear
Florianopolis
$144
Ubud, Bali
$108 25.5% $37
Monthly Utilities & Internet
Florianopolis
$122
Ubud, Bali
$108 11.2% $14
Getting Around
Florianopolis
$99
Ubud, Bali
$13 87.3% $86
Sport & Entertainment
Florianopolis
$46
Ubud, Bali
$65 39.9% $18

Cost Breakdown

A one-bedroom apartment in the center runs $657 in Florianopolis and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Florianopolis pays 529% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $44.00 in Florianopolis vs $35.00 in Ubud, Bali. Groceries flip the comparison at $208 vs $290, with Florianopolis cheaper for home cooking.

Good to know
🇧🇷 Florianopolis
🇮🇩 Ubud, Bali
🕒 Local time
21:15 9:15 PM
08:15 8:15 AM
11 h ahead of Florianopolis
🌤 Weather
👥 Population
537,211
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to BRL – Brazilian Real Converter

Brazilian Real exchange rates as of October 19, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Florianopolis Ubud, Bali 15,640 km ≈ 20 h nonstop flight
From you
  • Florianopolis
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Florianopolis vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Florianopolis or Ubud, Bali?
Florianopolis wins on cost – living expenses run 7% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Florianopolis the obvious pick if budget is a priority.
Are salaries higher in Florianopolis or in Ubud, Bali?
Average pay runs 529% higher in Florianopolis, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Florianopolis compared to Ubud, Bali?
Rent for a central apartment: $657 in Florianopolis versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Florianopolis and in Ubud, Bali?
Dining out is cheaper in Florianopolis – a meal for two runs $44.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Florianopolis compared to Ubud, Bali?
All in, you'll spend $1,279 per month in Florianopolis versus $1,368 in Ubud, Bali – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Florianopolis or in Ubud, Bali?
At $1,279 in Florianopolis versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Florianopolis but tight or insufficient in Ubud, Bali. The gap between the two cities makes Florianopolis the clear choice for anyone on this budget.
Which city is better for digital nomads, Florianopolis or Ubud, Bali?
Both work as nomad bases, but Florianopolis delivers better value – similar infrastructure at $1,279 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Florianopolis hard to pass up.
How safe is Florianopolis compared to Ubud, Bali?
Safety-wise, Florianopolis and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Florianopolis gentler on the wallet – expenses run 7% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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