🙂Monthly costs for one person with rent: $1,227 in Florianopolis versus $1,396 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,968 in Florianopolis versus $2,334 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,709 in Florianopolis versus $3,273 in Ubud, Bali.
🌍Living in Florianopolis costs roughly 12% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Florianopolis is 11% below, Ubud, Bali is 2% above.
Currency
🍽 Eating Out
Florianopolis
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.59R$43.73
$3.37Rp 59.9K
154.90%
Three-Course Dinner for Two, Mid-Range
$46.34R$236
$38.59Rp 685.5K
20.08%
Fast Food Meal(McDonalds, etc)
$7.60R$38.69
$5.52Rp 98.1K
37.68%
Cappuccino
$2.38R$12.11
$2.64Rp 47.0K
-9.85%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.32R$6.72
$1.67Rp 29.7K
-20.96%
Water(0.33 liter bottle)
$1.03R$5.24
$0.77Rp 13.7K
33.77%
Local Beer(0.5 liter draught)
$2.85R$14.52
$2.63Rp 46.8K
8.37%
Imported Beer(0.33 liter bottle)
$3.39R$17.28
$4.28Rp 76.1K
-20.79%
🛒 Groceries & Markets
Florianopolis
Ubud, Bali
Difference
Milk(1 liter)
$1.04R$5.29
$1.55Rp 27.5K
-32.90%
White Bread(500g)
$1.57R$7.98
$2.22Rp 39.5K
-29.28%
Rice(white)(1kg)
$1.23R$6.26
$1.13Rp 20.0K
8.85%
Eggs
$2.54R$12.94
$2.09Rp 37.1K
21.53%
Local Cheese(1kg)
$9.21R$46.88
$17.39Rp 309.0K
-47.04%
Chicken Fillets(1kg)
$4.03R$20.53
$3.87Rp 68.7K
4.13%
Beef Round Steak(1kg)
$9.67R$49.24
$12.55Rp 222.9K
-22.95%
Apples(1kg)
$2.23R$11.37
$3.62Rp 64.2K
-38.40%
Banana(1kg)
$1.21R$6.18
$1.56Rp 27.7K
-22.44%
Oranges(1kg)
$1.47R$7.51
$2.35Rp 41.8K
-37.45%
Tomato(1kg)
$1.59R$8.11
$2.06Rp 36.5K
-22.82%
Potato(1kg)
$1.05R$5.34
$1.90Rp 33.7K
-44.74%
Onion(1kg)
$0.89R$4.53
$2.34Rp 41.5K
-61.97%
Lettuce(1 head)
$0.83R$4.23
$1.03Rp 18.3K
-19.42%
Water(1.5 liter bottle)
$0.71R$3.63
$0.55Rp 9,854
29.09%
Cigarettes 20 Pack(Marlboro, Camel)
$2.86R$14.56
$2.25Rp 40.0K
27.11%
Wine(Bottle)
$9.83R$50.1
$23.81Rp 422.9K
-58.71%
Local Beer(0.5 liter bottle)
$1.43R$7.30
$2.31Rp 41.1K
-38.10%
Imported Beer(0.33 liter bottle)
$2.77R$14.08
$2.80Rp 49.8K
-1.07%
🚌 Getting Around
Florianopolis
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.38R$7.02
$0.27Rp 4,839
411.11%
Public Transport Monthly Pass(Regular Price)
$79.8R$406
$8.66Rp 153.9K
820.90%
Taxi Start(Normal Tariff)
$1.57R$8.00
$0.48Rp 8,554
227.08%
Taxi(Normal Tariff)(1km)
$1.52R$7.76
$0.45Rp 7,924
237.78%
Taxi 1hour Waiting(Normal Tariff)
$11.60R$59.1
$5.72Rp 101.6K
102.80%
Gasoline(1 liter)
$1.26R$6.41
$0.76Rp 13.5K
65.79%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.0KR$142.5K
$24.5KRp 434.9M
14.28%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9KR$167.6K
$32.1KRp 570.6M
2.43%
🧾 Monthly Utilities & Internet
Florianopolis
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.7R$426
$83.6Rp 1.5M
0.16%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.11R$61.7
$6.46Rp 114.7K
87.46%
Internet(50+ Mbps, Unlimited Data)
$21.57R$110
$18.99Rp 337.4K
13.59%
🎉 Sport & Entertainment
Florianopolis
Ubud, Bali
Difference
Gym Membership(Monthly)
$29.71R$151
$56.0Rp 994.4K
-46.92%
Tennis Court(1 Hour on Weekend)
$18.31R$93.3
$18.62Rp 330.7K
-1.66%
Cinema Ticket
$7.83R$39.86
$4.28Rp 76.1K
82.94%
🧸 Childcare & Education
Florianopolis
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$692R$3,525
$487Rp 8.6M
42.24%
International Primary School, 1 Child(Yearly)
$10.3KR$52.6K
$5,856Rp 104.0M
76.29%
👕👟 Clothing & Footwear
Florianopolis
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$63.7R$324
$45.56Rp 809.3K
39.79%
Summer Dress(H&M, Zara, etc)
$67.5R$344
$36.38Rp 646.3K
85.46%
Sport Shoes(Adidas, Nike)
$109R$553
$82.0Rp 1.5M
32.52%
Men's Leather Business Shoes
$66.8R$340
$80.4Rp 1.4M
-16.90%
🏠 Accommodation & Living
Florianopolis
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$665R$3,386
$1,117Rp 19.8M
-40.46%
1-bedroom Apartment, Outside City Center(Monthly)
$477R$2,428
$701Rp 12.5M
-32.00%
3-bedroom Apartment, City Center(Monthly)
$1,290R$6,572
$3,537Rp 62.8M
-63.51%
3-bedroom Apartment, Outside City Center(Monthly)
$1,037R$5,281
$1,762Rp 31.3M
-41.17%
Buy Apartment in City Center(m2)
$2,753R$14.0K
$2,826Rp 50.2M
-2.57%
Buy Apartment Outside City Center(m2)
$1,615R$8,225
$2,292Rp 40.7M
-29.53%
💵 Salaries & Financials
Florianopolis
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$977R$4,976
$170Rp 3.0M
475.42%
20-Year Fixed Mortgage Interest Rate(Annual %)
10.61
13.78
-23.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Florianopolis: September 1, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $665 in Florianopolis and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Florianopolis pays 475% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $46.00 in Florianopolis vs $39.00 in Ubud, Bali. Groceries flip the comparison at $199 vs $293, with Florianopolis cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Florianopolis vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Florianopolis or Ubud, Bali?
Florianopolis wins on cost – living expenses run 14% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Florianopolis the obvious pick if budget is a priority.
Are salaries higher in Florianopolis or in Ubud, Bali?
Average pay runs 475% higher in Florianopolis, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Florianopolis compared to Ubud, Bali?
Rent for a central apartment: $665 in Florianopolis versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Florianopolis and in Ubud, Bali?
Dining out is cheaper in Florianopolis – a meal for two runs $46.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Florianopolis compared to Ubud, Bali?
All in, you'll spend $1,227 per month in Florianopolis versus $1,396 in Ubud, Bali – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Florianopolis or in Ubud, Bali?
At $1,227 in Florianopolis versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Florianopolis but tight or insufficient in Ubud, Bali. The gap between the two cities makes Florianopolis the clear choice for anyone on this budget.
Which city is better for digital nomads, Florianopolis or Ubud, Bali?
Both work as nomad bases, but Florianopolis delivers better value – similar infrastructure at $1,227 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Florianopolis hard to pass up.
How safe is Florianopolis compared to Ubud, Bali?
Safety-wise, Florianopolis and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Florianopolis gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Florianopolis vs other spots: cost of living compared