Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Florianopolis

For one person, living is cheaper in Florianopolis: $1,171 a month against $1,349 in Ubud, Bali, rent and utilities included – about $2,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
57

Cost of Living Index in Florianopolis
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Florianopolis Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Florianopolis

🇧🇷 Brazil

$1,171

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Florianopolis

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Florianopolis actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,171 in Florianopolis.

Ubud, Bali $1,349
Florianopolis $1,171

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,913 in Florianopolis.

Ubud, Bali $2,305
Florianopolis $1,913

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,656 in Florianopolis.

Ubud, Bali $3,261
Florianopolis $2,656

Living in Ubud, Bali is roughly 15% more expensive than in Florianopolis, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$9.03 R$48.28

-63.23%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$41.13 R$220

-13.35%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$7.39 R$39.51

-25.17%

Cappuccino

$2.72 Rp 49.4K

$2.32 R$12.43

17.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.24 R$6.61

37.10%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.01 R$5.38

-24.75%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$2.87 R$15.34

-7.67%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$3.39 R$18.13

29.20%

Milk (1 liter)

$1.49 Rp 27.1K

$0.97 R$5.19

53.61%

White Bread (500g)

$2.28 Rp 41.4K

$1.48 R$7.90

54.05%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.19 R$6.39

Eggs

$2.04 Rp 37.0K

$2.41 R$12.86

-15.35%

Local Cheese (1kg)

$17.70 Rp 321.9K

$8.97 R$47.98

97.32%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$3.78 R$20.20

4.76%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$9.40 R$50.3

29.68%

Apples (1kg)

$3.66 Rp 66.5K

$2.20 R$11.78

66.36%

Banana (1kg)

$1.52 Rp 27.6K

$1.16 R$6.18

31.03%

Oranges (1kg)

$2.23 Rp 40.5K

$1.43 R$7.62

55.94%

Tomato (1kg)

$1.97 Rp 35.9K

$1.55 R$8.30

27.10%

Potato (1kg)

$1.85 Rp 33.6K

$1.02 R$5.46

81.37%

Onion (1kg)

$2.42 Rp 44.1K

$0.90 R$4.82

168.89%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.75 R$3.99

32.00%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.65 R$3.45

-21.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.77 R$14.82

-19.86%

Wine (Bottle)

$22.24 Rp 404.4K

$9.07 R$48.50

145.20%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.39 R$7.41

62.59%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.78 R$14.89

6.83%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$1.28 R$6.82

-80.47%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$76.7 R$410

-89.80%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$1.47 R$7.87

-70.07%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.46 R$7.80

-70.55%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$11.30 R$60.4

-52.12%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.21 R$6.47

-32.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$21.9K R$117.3K

8.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$32.7K R$174.8K

-2.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$78.1 R$417

1.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$11.83 R$63.3

-45.48%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$20.45 R$109

-9.14%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$30.09 R$161

64.44%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$17.59 R$94.0

0.34%

Cinema Ticket

$4.27 Rp 77.7K

$7.53 R$40.25

-43.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$719 R$3,845

-31.80%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$10.3K R$54.9K

-44.76%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$59.5 R$318

-25.03%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$65.5 R$350

-46.67%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$104 R$557

-23.35%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$63.7 R$341

24.60%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$640 R$3,419

75.89%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$450 R$2,405

49.28%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,240 R$6,627

187.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,001 R$5,351

72.16%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$2,696 R$14.4K

1.33%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,617 R$8,646

41.22%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$958 R$5,124

-82.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.61

29.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Florianopolis: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Florianopolis

$450 38.4% 33% $222

Groceries & Markets

Ubud, Bali

$288 21.4%

Florianopolis

$191 16.3% 33.9% $98

Eating Out

Ubud, Bali

$108 8%

Florianopolis

$152 13% 41.5% $45

Clothing & Footwear

Ubud, Bali

$108 8%

Florianopolis

$132 11.3% 22.7% $24

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Florianopolis

$110 9.4% 6% $6.3

Sport & Entertainment

Ubud, Bali

$58 4.3%

Florianopolis

$45 3.9% 22.2% $13

Getting Around

Ubud, Bali

$11 0.9%

Florianopolis

$91 7.7% 693% $79

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $640 in Florianopolis. Housing cost is often the main lever when comparing two cities.

Florianopolis pays about 5.9 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $41 in Florianopolis. Groceries flip the comparison at $288 vs $191, with Florianopolis cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇧🇷 Florianopolis

🕒 Local time

09:55 9:55 AM

22:55 10:55 PM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

537,211

💱 Currency

Indonesian Rupiah IDR Rp

Brazilian Real BRL R$

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 BRL = 0.187 USD

1 BRL = 0.168 EUR

Exchange rates and currency converter

BRL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Brazilian Real exchange rates as of October 29, 2026: 1 USD = 5.35 BRL (1 BRL = 0.187 USD). 1 EUR = 5.95 BRL (1 BRL = 0.168 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Florianopolis 15,640 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Florianopolis

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Florianopolis: Cost of Living - Frequently Asked Questions

Florianopolis wins on cost – living expenses run 13% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Florianopolis the obvious pick if budget is a priority.

On paper, salaries run 83% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $640 in Florianopolis. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $41 in Florianopolis. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,171 in Florianopolis – Florianopolis is about 13% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Florianopolis is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.