Cost of Living Comparison Between Ubud, Bali and Florianopolis Cost of Living Comparison Between Ubud, Bali and Florianopolis

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,007 in Florianopolis.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,615 in Florianopolis.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,224 in Florianopolis.

Living in Ubud, Bali is roughly 41% more expensive than Florianopolis, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Florianopolis is 25% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$7.09 R$35.46

-49.79%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$35.57 R$178

-7.98%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$6.40 R$32.01

-22.66%

Cappuccino

$2.71 Rp 48.4K

$2.02 R$10.10

34.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$1.20 R$6.00

11.67%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.77 R$3.84

-9.09%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$2.19 R$10.95

33.33%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.69 R$13.45

47.21%

Milk (1 liter)

$1.81 Rp 32.3K

$0.95 R$4.74

90.53%

White Bread (500g)

$2.52 Rp 45.0K

$1.53 R$7.64

64.71%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.18 R$5.90

-1.69%

Eggs

$2.46 Rp 43.9K

$2.14 R$10.70

14.95%

Local Cheese (1kg)

$14.71 Rp 262.7K

$9.51 R$47.60

54.68%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$3.43 R$17.19

25.95%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$8.10 R$40.55

49.88%

Apples (1kg)

$3.84 Rp 68.6K

$2.22 R$11.12

72.97%

Banana (1kg)

$1.56 Rp 27.8K

$1.30 R$6.48

20.00%

Oranges (1kg)

$2.83 Rp 50.6K

$1.25 R$6.25

126.40%

Tomato (1kg)

$2.33 Rp 41.5K

$1.90 R$9.49

22.63%

Potato (1kg)

$1.91 Rp 34.2K

$1.10 R$5.49

73.64%

Onion (1kg)

$2.20 Rp 39.3K

$1.11 R$5.57

98.20%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.87 R$4.34

16.09%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.81 R$4.06

-3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$2.23 R$11.17

48.88%

Wine (Bottle)

$23.74 Rp 423.9K

$9.04 R$45.25

162.61%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.49 R$7.46

87.25%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.80 R$14.03

2.14%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$1.11 R$5.57

-75.68%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$36.07 R$180

-77.74%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.41 R$7.08

-67.38%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.39 R$6.98

-67.63%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$7.44 R$37.25

-18.01%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.13 R$5.66

-30.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$25.6K R$128.2K

2.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$28.8K R$144.4K

11.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$64.7 R$324

23.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$14.90 R$74.6

-72.75%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$20.27 R$101

16.03%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$33.34 R$167

196.04%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$18.88 R$94.5

-64.88%

Cinema Ticket

$4.15 Rp 74.1K

$7.46 R$37.35

-44.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$462 R$2,311

-34.19%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$9,279 R$46.4K

-28.73%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$66.5 R$333

-16.51%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$63.3 R$317

-39.50%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$83.6 R$418

6.04%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$59.3 R$297

31.27%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$498 R$2,493

102.07%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$377 R$1,885

79.32%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$957 R$4,787

259.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$748 R$3,745

172.54%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$2,778 R$13.9K

2.28%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,569 R$7,850

44.33%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$908 R$4,542

-81.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

12.12

9.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Florianopolis: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $498 in Florianopolis. Housing cost is often the main lever when comparing two cities.

Florianopolis pays 449% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $36.00 in Florianopolis. Groceries flip the comparison at $302 vs $191, with Florianopolis cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Florianopolis: Cost of Living - Frequently Asked Questions

Florianopolis wins on cost – living expenses run 41% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Florianopolis the obvious pick if budget is a priority.

On paper, Florianopolis earns 449% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $498 in Florianopolis. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Florianopolis – a meal for two runs $36.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,419 per month in Ubud, Bali versus $1,007 in Florianopolis – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,007 in Florianopolis versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Florianopolis but tight or insufficient in Ubud, Bali. The gap between the two cities makes Florianopolis the clear choice for anyone on this budget.

Both work as nomad bases, but Florianopolis delivers better value – similar infrastructure at $1,007 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Florianopolis hard to pass up.

Safety-wise, Ubud, Bali and Florianopolis are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Florianopolis gentler on the wallet – expenses run 41% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.