Cost of Living Comparison Between Cebu and Florianopolis Cost of Living Comparison Between Cebu and Florianopolis

Monthly Cost of Living

Monthly costs for one person with rent: $873 in Cebu versus $1,007 in Florianopolis.

Estimated couple costs with rent: $1,326 in Cebu versus $1,615 in Florianopolis.

Monthly costs for a family of three with rent: $1,778 in Cebu versus $2,224 in Florianopolis.

Living in Cebu costs roughly 13% less than in Florianopolis, driven mainly by Groceries & Markets.

Both cities sit below the global median: Cebu 35% lower, Florianopolis 25% lower.

Meal at Budget Restaurant

$4.33 ₱267

$7.09 R$35.46

-38.93%

Three-Course Dinner for Two, Mid-Range

$24.14 ₱1,489

$35.57 R$178

-32.13%

Fast Food Meal (McDonalds, etc)

$4.36 ₱269

$6.40 R$32.01

-31.87%

Cappuccino

$2.57 ₱159

$2.02 R$10.10

27.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ₱52.1

$1.20 R$6.00

-30.00%

Water (0.33 liter bottle)

$0.43 ₱26.36

$0.77 R$3.84

-44.16%

Local Beer (0.5 liter draught)

$1.53 ₱94.5

$2.19 R$10.95

-30.14%

Imported Beer (0.33 liter bottle)

$2.11 ₱130

$2.69 R$13.45

-21.56%

Milk (1 liter)

$2.21 ₱137

$0.95 R$4.74

132.63%

White Bread (500g)

$1.50 ₱92.6

$1.53 R$7.64

-1.96%

Rice (white) (1kg)

$1.11 ₱68.7

$1.18 R$5.90

-5.93%

Eggs

$2.33 ₱144

$2.14 R$10.70

8.88%

Local Cheese (1kg)

$13.03 ₱803

$9.51 R$47.60

37.01%

Chicken Fillets (1kg)

$5.35 ₱330

$3.43 R$17.19

55.98%

Beef Round Steak (1kg)

$7.50 ₱462

$8.10 R$40.55

-7.41%

Apples (1kg)

$3.57 ₱220

$2.22 R$11.12

60.81%

Banana (1kg)

$1.45 ₱89.4

$1.30 R$6.48

11.54%

Oranges (1kg)

$3.39 ₱209

$1.25 R$6.25

171.20%

Tomato (1kg)

$2.18 ₱134

$1.90 R$9.49

14.74%

Potato (1kg)

$2.59 ₱160

$1.10 R$5.49

135.45%

Onion (1kg)

$2.48 ₱153

$1.11 R$5.57

123.42%

Lettuce (1 head)

$0.92 ₱56.6

$0.87 R$4.34

5.75%

Water (1.5 liter bottle)

$0.79 ₱48.95

$0.81 R$4.06

-2.47%

Cigarettes 20 Pack (Marlboro, Camel)

$3.11 ₱192

$2.23 R$11.17

39.46%

Wine (Bottle)

$6.52 ₱402

$9.04 R$45.25

-27.88%

Local Beer (0.5 liter bottle)

$1.21 ₱74.4

$1.49 R$7.46

-18.79%

Imported Beer (0.33 liter bottle)

$2.32 ₱143

$2.80 R$14.03

-17.14%

One-way Ticket (Public Transport)

$0.28 ₱17.41

$1.11 R$5.57

-74.77%

Public Transport Monthly Pass (Regular Price)

$15.00 ₱925

$36.07 R$180

-58.41%

Taxi Start (Normal Tariff)

$0.84 ₱51.6

$1.41 R$7.08

-40.43%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.45

$1.39 R$6.98

-82.01%

Taxi 1hour Waiting (Normal Tariff)

$2.69 ₱166

$7.44 R$37.25

-63.84%

Gasoline (1 liter)

$1.09 ₱67.1

$1.13 R$5.66

-3.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K ₱1.9M

$25.6K R$128.2K

17.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K ₱1.7M

$28.8K R$144.4K

-6.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.4 ₱5,880

$64.7 R$324

47.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.83 ₱2,086

$14.90 R$74.6

127.05%

Internet (50+ Mbps, Unlimited Data)

$29.78 ₱1,836

$20.27 R$101

46.92%

Gym Membership (Monthly)

$32.91 ₱2,029

$33.34 R$167

-1.29%

Tennis Court (1 Hour on Weekend)

$8.43 ₱520

$18.88 R$94.5

-55.35%

Cinema Ticket

$5.84 ₱360

$7.46 R$37.35

-21.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$233 ₱14.3K

$462 R$2,311

-49.63%

International Primary School, 1 Child (Yearly)

$3,894 ₱240.1K

$9,279 R$46.4K

-58.03%

Jeans (Levis 501 Or Similar)

$53.5 ₱3,297

$66.5 R$333

-19.62%

Summer Dress (H&M, Zara, etc)

$22.75 ₱1,403

$63.3 R$317

-64.07%

Sport Shoes (Adidas, Nike)

$76.7 ₱4,729

$83.6 R$418

-8.20%

Men's Leather Business Shoes

$54.5 ₱3,359

$59.3 R$297

-8.16%

1-bedroom Apartment, City Center (Monthly)

$515 ₱31.8K

$498 R$2,493

3.39%

1-bedroom Apartment, Outside City Center (Monthly)

$209 ₱12.9K

$377 R$1,885

-44.62%

3-bedroom Apartment, City Center (Monthly)

$805 ₱49.6K

$957 R$4,787

-15.87%

3-bedroom Apartment, Outside City Center (Monthly)

$397 ₱24.5K

$748 R$3,745

-46.96%

Buy Apartment in City Center (m2)

$2,955 ₱182.2K

$2,778 R$13.9K

6.39%

Buy Apartment Outside City Center (m2)

$1,923 ₱118.6K

$1,569 R$7,850

22.60%

Average Monthly Net Salary (After Tax)

$364 ₱22.5K

$908 R$4,542

-59.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.12

-33.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: June 2, 2026

Last update for Florianopolis: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $515 in Cebu and $498 in Florianopolis. Housing cost is often the main lever when comparing two cities.

Florianopolis pays 149% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $36.00 in Florianopolis. Groceries flip the comparison at $240 vs $191, with Florianopolis cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Florianopolis: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 15% gap adds up to real monthly savings that compound significantly over time.

On paper, Florianopolis earns 149% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $515 in Cebu versus $498 in Florianopolis. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $873 per month in Cebu versus $1,007 in Florianopolis – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 140% less than in Florianopolis. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $873 in Cebu versus $1,007 in Florianopolis, a $1,500 budget is realistic in Cebu but tight or insufficient in Florianopolis. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Florianopolis, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Florianopolis are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 15% less than in Florianopolis. Beyond cost, consider language, visa policies, and how big the international community is in each city.