Last update: Oct 2026

Cost of Living Comparison Between Cebu and Florianopolis

For one person, living is cheaper in Cebu: $918 a month against $1,279 in Florianopolis, rent and utilities included – about $4,300 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
62

Cost of Living Index in Florianopolis
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Florianopolis Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Florianopolis

🇧🇷 Brazil

$1,279

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Florianopolis

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Florianopolis actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,279 in Florianopolis.

Cebu $918
Florianopolis $1,279

Estimated couple costs with rent: $1,409 in Cebu versus $2,061 in Florianopolis.

Cebu $1,409
Florianopolis $2,061

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,844 in Florianopolis.

Cebu $1,900
Florianopolis $2,844

Living in Cebu costs roughly 28% less than in Florianopolis, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Cebu 32% lower, Florianopolis 5% lower.

Meal at Budget Restaurant

$3.09 ₱194

$9.79 R$49.62

-68.44%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$44.31 R$225

-45.34%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.82 R$39.65

-49.87%

Cappuccino

$2.51 ₱158

$2.47 R$12.53

1.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.34 R$6.79

18.66%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.13 R$5.72

-53.10%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.99 R$15.17

-40.47%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.53 R$17.87

-38.53%

Milk (1 liter)

$1.92 ₱121

$1.03 R$5.24

86.41%

White Bread (500g)

$1.36 ₱85.4

$1.61 R$8.18

-15.53%

Rice (white) (1kg)

$1.01 ₱63.5

$1.33 R$6.75

-24.06%

Eggs

$2.03 ₱128

$2.66 R$13.48

-23.68%

Local Cheese (1kg)

$9.86 ₱621

$9.88 R$50.1

-0.20%

Chicken Fillets (1kg)

$4.39 ₱277

$4.07 R$20.66

7.86%

Beef Round Steak (1kg)

$7.60 ₱479

$10.15 R$51.5

-25.12%

Apples (1kg)

$3.30 ₱208

$2.43 R$12.30

35.80%

Banana (1kg)

$1.39 ₱87.8

$1.30 R$6.58

6.92%

Oranges (1kg)

$2.33 ₱147

$1.53 R$7.74

52.29%

Tomato (1kg)

$1.50 ₱94.3

$1.71 R$8.67

-12.28%

Potato (1kg)

$2.36 ₱149

$1.10 R$5.55

114.55%

Onion (1kg)

$1.90 ₱119

$0.90 R$4.58

111.11%

Lettuce (1 head)

$1.19 ₱74.9

$0.82 R$4.17

45.12%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.71 R$3.62

-11.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.03 R$15.36

-0.99%

Wine (Bottle)

$6.03 ₱379

$10.20 R$51.7

-40.88%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.49 R$7.56

-17.45%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.96 R$14.98

-40.88%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.40 R$7.08

-82.14%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$83.6 R$424

-84.88%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.58 R$8.02

-51.27%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.56 R$7.91

-85.26%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$11.99 R$60.8

-62.80%

Gasoline (1 liter)

$1.31 ₱82.8

$1.34 R$6.81

-2.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$23.6K R$119.5K

-9.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$35.1K R$177.8K

-45.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$86.7 R$439

38.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$12.69 R$64.3

10.32%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$22.36 R$113

23.17%

Gym Membership (Monthly)

$32.33 ₱2,035

$30.07 R$152

7.52%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$18.97 R$96.2

-64.94%

Cinema Ticket

$5.65 ₱356

$8.04 R$40.75

-29.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$777 R$3,940

-64.58%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$11.2K R$56.7K

-29.17%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$65.8 R$333

-25.02%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$71.8 R$364

-64.83%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$114 R$577

-32.39%

Men's Leather Business Shoes

$57.2 ₱3,601

$69.4 R$352

-17.54%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$657 R$3,333

-24.02%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$497 R$2,517

-37.80%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,384 R$7,014

-22.10%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,052 R$5,333

-41.52%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,816 R$14.3K

2.48%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,604 R$8,133

19.46%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,034 R$5,244

-66.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

10.61

-32.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Florianopolis: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Florianopolis

$497 38.8% 60.8% $188

Groceries & Markets

Cebu

$206 22.4%

Florianopolis

$208 16.3% 1.1% $2.3

Monthly Utilities & Internet

Cebu

$162 17.6%

Florianopolis

$122 9.5% 24.8% $40

Clothing & Footwear

Cebu

$94 10.2%

Florianopolis

$144 11.3% 53.7% $50

Eating Out

Cebu

$88 9.6%

Florianopolis

$163 12.8% 85% $75

Sport & Entertainment

Cebu

$44 4.8%

Florianopolis

$46 3.6% 5.8% $2.5

Getting Around

Cebu

$16 1.7%

Florianopolis

$99 7.7% 533% $83

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $657 in Florianopolis. Housing cost is often the main lever when comparing two cities.

Florianopolis pays 199% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $44.00 in Florianopolis for a mid-range dinner for two. Groceries echo the gap at $206 vs $208 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇧🇷 Florianopolis

🕒 Local time

08:14 8:14 AM

21:14 9:14 PM

11 h behind Cebu

🌤 Weather

👥 Population

964,169

537,211

💱 Currency

Philippine Peso PHP ₱

Brazilian Real BRL R$

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Brazilian Real exchange rates as of October 19, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Florianopolis 17,940 km ≈ 23 h nonstop flight

From you

Cebu
Florianopolis

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Florianopolis: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 39% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 199% lower in Florianopolis. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $657 in Florianopolis. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,279 in Florianopolis – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 561% less than in Florianopolis. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,279 in Florianopolis, a $1,500 budget is realistic in Cebu but tight or insufficient in Florianopolis. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Florianopolis, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Florianopolis are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 39% less than in Florianopolis. Beyond cost, consider language, visa policies, and how big the international community is in each city.