Last update: Oct 2026

Cost of Living Comparison Between Florence, KY and Montevideo

For one person, living is cheaper in Montevideo: $1,771 a month against $2,266 in Florence, KY, rent and utilities included – about $5,900 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in Florence, KY
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Florence, KY Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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Florence, KY

🇺🇸 United States

$2,266

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Monthly Cost of Living

How much you'll spend in Florence, KY and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Florence, KY and in Montevideo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,266 in Florence, KY versus $1,771 in Montevideo.

Florence, KY $2,266
Montevideo $1,771

Estimated couple costs with rent: $3,312 in Florence, KY versus $2,740 in Montevideo.

Florence, KY $3,312
Montevideo $2,740

Monthly costs for a family of three with rent: $4,358 in Florence, KY versus $3,708 in Montevideo.

Florence, KY $4,358
Montevideo $3,708

Living in Florence, KY is roughly 28% more expensive than in Montevideo, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Florence, KY 68% above, Montevideo 31% above.

Meal at Budget Restaurant

$15.05 $15.05

$15.16 UYU 609

-0.73%

Three-Course Dinner for Two, Mid-Range

$71.2 $71.2

$69.2 UYU 2,776

3.02%

Fast Food Meal (McDonalds, etc)

$9.37 $9.37

$14.65 UYU 588

-36.04%

Cappuccino

$4.95 $4.95

$4.46 UYU 179

10.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 $2.23

$2.67 UYU 107

-16.48%

Water (0.33 liter bottle)

$1.66 $1.66

$2.00 UYU 80.4

-17.00%

Local Beer (0.5 liter draught)

$5.93 $5.93

$4.83 UYU 194

22.77%

Imported Beer (0.33 liter bottle)

$7.04 $7.04

$3.80 UYU 152

85.26%

Milk (1 liter)

$0.80 $0.80

$1.36 UYU 54.8

-41.18%

White Bread (500g)

$3.28 $3.28

$2.87 UYU 115

14.29%

Rice (white) (1kg)

$4.02 $4.02

$1.75 UYU 70.2

129.71%

Eggs

$3.56 $3.56

$4.68 UYU 188

-23.93%

Local Cheese (1kg)

$12.91 $12.91

$13.88 UYU 557

-6.99%

Chicken Fillets (1kg)

$12.13 $12.13

$11.98 UYU 481

1.25%

Beef Round Steak (1kg)

$16.30 $16.30

$11.97 UYU 480

36.17%

Apples (1kg)

$5.75 $5.75

$2.78 UYU 111

106.83%

Banana (1kg)

$1.67 $1.67

$2.74 UYU 110

-39.05%

Oranges (1kg)

$4.67 $4.67

$1.77 UYU 71.2

163.84%

Tomato (1kg)

$4.74 $4.74

$3.24 UYU 130

46.30%

Potato (1kg)

$2.55 $2.55

$1.97 UYU 79.2

29.44%

Onion (1kg)

$3.00 $3.00

$2.07 UYU 83.1

44.93%

Lettuce (1 head)

$2.08 $2.08

$1.37 UYU 55.1

51.82%

Water (1.5 liter bottle)

$1.84 $1.84

$1.88 UYU 75.3

-2.13%

Cigarettes 20 Pack (Marlboro, Camel)

$8.74 $8.74

$5.59 UYU 224

56.35%

Wine (Bottle)

$15.31 $15.31

$8.78 UYU 352

74.37%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$2.26 UYU 90.9

-7.08%

Imported Beer (0.33 liter bottle)

$3.07 $3.07

$2.75 UYU 110

11.64%

One-way Ticket (Public Transport)

$2.03 $2.03

$1.53 UYU 61.5

32.68%

Public Transport Monthly Pass (Regular Price)

$66.2 $66.2

$74.3 UYU 2,980

-10.83%

Taxi Start (Normal Tariff)

$2.70 $2.70

$1.91 UYU 76.7

41.36%

Taxi (Normal Tariff) (1km)

$1.22 $1.22

$0.40 UYU 16.18

205.00%

Taxi 1hour Waiting (Normal Tariff)

$25.30 $25.30

$10.33 UYU 415

144.92%

Gasoline (1 liter)

$1.01 $1.01

$2.13 UYU 85.6

-52.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K $36.4K

$27.1K UYU 1.1M

34.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$36.3K UYU 1.5M

-29.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$188 UYU 7,557

-5.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$20.54 UYU 824

190.94%

Internet (50+ Mbps, Unlimited Data)

$68.1 $68.1

$44.81 UYU 1,798

51.91%

Gym Membership (Monthly)

$17.22 $17.22

$54.0 UYU 2,166

-68.09%

Tennis Court (1 Hour on Weekend)

$19.75 UYU 793

Cinema Ticket

$14.82 $14.82

$11.95 UYU 480

24.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,228 $1,228

$634 UYU 25.5K

93.53%

International Primary School, 1 Child (Yearly)

$16.1K $16.1K

$11.1K UYU 443.6K

45.79%

Jeans (Levis 501 Or Similar)

$50.4 $50.4

$102 UYU 4,099

-50.67%

Summer Dress (H&M, Zara, etc)

$44.63 $44.63

$57.5 UYU 2,309

-22.42%

Sport Shoes (Adidas, Nike)

$90.2 $90.2

$127 UYU 5,079

-28.70%

Men's Leather Business Shoes

$110 $110

$128 UYU 5,131

-13.83%

1-bedroom Apartment, City Center (Monthly)

$1,325 $1,325

$719 UYU 28.8K

84.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,037 $1,037

$568 UYU 22.8K

82.69%

3-bedroom Apartment, City Center (Monthly)

$2,056 $2,056

$1,145 UYU 46.0K

79.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,642 $1,642

$1,023 UYU 41.1K

60.50%

Buy Apartment in City Center (m2)

$1,920 $1,920

$3,392 UYU 136.1K

-43.40%

Buy Apartment Outside City Center (m2)

$1,248 $1,248

$1,949 UYU 78.2K

-35.98%

Average Monthly Net Salary (After Tax)

$3,548 $3,548

$1,245 UYU 50.0K

185.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

5.74

14.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florence, KY: October 13, 2026

Last update for Montevideo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Florence, KY

$1K 45.8%

Montevideo

$568 32.1% 45.3% $470

Groceries & Markets

Florence, KY

$392 17.3%

Montevideo

$332 18.7% 15.4% $60

Monthly Utilities & Internet

Florence, KY

$306 13.5%

Montevideo

$254 14.3% 17.2% $53

Eating Out

Florence, KY

$267 11.8%

Montevideo

$269 15.2% 0.8% $2

Clothing & Footwear

Florence, KY

$133 5.9%

Montevideo

$186 10.5% 40.2% $53

Getting Around

Florence, KY

$83 3.7%

Montevideo

$84 4.8% 1.4% $1.2

Sport & Entertainment

Florence, KY

$47 2.1%

Montevideo

$78 4.4% 66.1% $31

Cost Breakdown

A one-bedroom apartment in the center runs $1,325 in Florence, KY and $719 in Montevideo. Housing cost is often the main lever when comparing two cities.

Florence, KY pays 185% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Florence, KY vs $69.0 in Montevideo for a mid-range dinner for two. Groceries echo the gap at $392 vs $332 per month, with Montevideo cheaper across the board.

Good to know

🇺🇸 Florence, KY

🇺🇾 Montevideo

🕒 Local time

16:14 4:14 PM

17:14 5:14 PM

1 h ahead of Florence, KY

🌤 Weather

👥 Population

40,184

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.89 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 18, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

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Between locations

Florence, KY Montevideo 8,720 km ≈ 11 h nonstop flight

From you

Florence, KY
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Florence, KY vs Montevideo: Cost of Living - Frequently Asked Questions

Montevideo is cheaper overall, especially in groceries and utilities. The 28% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 185% higher in Florence, KY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,325 in Florence, KY versus $719 in Montevideo. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 18% higher in Florence, KY. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Montevideo – a meal for two runs $69.0 versus $71.0 in Florence, KY. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,771 in Montevideo versus $2,266 in Florence, KY, a $2,500 budget is realistic in Montevideo but tight or insufficient in Florence, KY. The gap between the two cities makes Montevideo the clear choice for anyone on this budget.

For families, Montevideo is more practical. Housing and childcare are both notably cheaper than in Florence, KY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Florence, KY and Montevideo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montevideo gentler on the wallet – expenses run 28% less than in Florence, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.