Last update: Oct 2026

Cost of Living Comparison Between Florence, KY and Austin, TX

For one person, living is cheaper in Florence, KY: $2,266 a month against $2,663 in Austin, TX, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in Florence, KY
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Florence, KY Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Florence, KY

🇺🇸 United States

$2,266

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Florence, KY and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Florence, KY and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,266 in Florence, KY versus $2,663 in Austin, TX.

Florence, KY $2,266
Austin, TX $2,663

Estimated couple costs with rent: $3,312 in Florence, KY versus $4,133 in Austin, TX.

Florence, KY $3,312
Austin, TX $4,133

Monthly costs for a family of three with rent: $4,358 in Florence, KY versus $5,603 in Austin, TX.

Florence, KY $4,358
Austin, TX $5,603

Living in Florence, KY costs roughly 15% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Florence, KY 68% above, Austin, TX 97% above.

Meal at Budget Restaurant

$15.05 $15.05

$20.77 $20.77

-27.54%

Three-Course Dinner for Two, Mid-Range

$71.2 $71.2

$84.6 $84.6

-15.78%

Fast Food Meal (McDonalds, etc)

$9.37 $9.37

$12.32 $12.32

-23.94%

Cappuccino

$4.95 $4.95

$5.63 $5.63

-12.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 $2.23

$3.72 $3.72

-40.05%

Water (0.33 liter bottle)

$1.66 $1.66

$2.50 $2.50

-33.60%

Local Beer (0.5 liter draught)

$5.93 $5.93

$8.05 $8.05

-26.34%

Imported Beer (0.33 liter bottle)

$7.04 $7.04

$9.01 $9.01

-21.86%

Milk (1 liter)

$0.80 $0.80

$1.12 $1.12

-28.57%

White Bread (500g)

$3.28 $3.28

$3.75 $3.75

-12.53%

Rice (white) (1kg)

$4.02 $4.02

$3.26 $3.26

23.31%

Eggs

$3.56 $3.56

$4.17 $4.17

-14.63%

Local Cheese (1kg)

$12.91 $12.91

$12.90 $12.90

0.08%

Chicken Fillets (1kg)

$12.13 $12.13

$14.16 $14.16

-14.34%

Beef Round Steak (1kg)

$16.30 $16.30

$16.22 $16.22

0.49%

Apples (1kg)

$5.75 $5.75

$4.33 $4.33

32.79%

Banana (1kg)

$1.67 $1.67

$1.46 $1.46

14.38%

Oranges (1kg)

$4.67 $4.67

$4.51 $4.51

3.55%

Tomato (1kg)

$4.74 $4.74

$4.34 $4.34

9.22%

Potato (1kg)

$2.55 $2.55

$2.58 $2.58

-1.16%

Onion (1kg)

$3.00 $3.00

$2.35 $2.35

27.66%

Lettuce (1 head)

$2.08 $2.08

$1.78 $1.78

16.85%

Water (1.5 liter bottle)

$1.84 $1.84

$2.22 $2.22

-17.12%

Cigarettes 20 Pack (Marlboro, Camel)

$8.74 $8.74

$9.88 $9.88

-11.54%

Wine (Bottle)

$15.31 $15.31

$15.08 $15.08

1.53%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$2.92 $2.92

-28.08%

Imported Beer (0.33 liter bottle)

$3.07 $3.07

$3.46 $3.46

-11.27%

One-way Ticket (Public Transport)

$2.03 $2.03

$1.49 $1.49

36.24%

Public Transport Monthly Pass (Regular Price)

$66.2 $66.2

$41.72 $41.72

58.72%

Taxi Start (Normal Tariff)

$2.70 $2.70

$2.73 $2.73

-1.10%

Taxi (Normal Tariff) (1km)

$1.22 $1.22

$1.66 $1.66

-26.51%

Taxi 1hour Waiting (Normal Tariff)

$25.30 $25.30

$35.30 $35.30

-28.33%

Gasoline (1 liter)

$1.01 $1.01

$0.95 $0.95

6.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K $36.4K

$36.0K $36.0K

0.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$27.1K $27.1K

-5.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$229 $229

-21.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$59.4 $59.4

0.62%

Internet (50+ Mbps, Unlimited Data)

$68.1 $68.1

$69.9 $69.9

-2.63%

Gym Membership (Monthly)

$17.22 $17.22

$57.2 $57.2

-69.92%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.82 $14.82

$14.28 $14.28

3.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,228 $1,228

$1,506 $1,506

-18.47%

International Primary School, 1 Child (Yearly)

$16.1K $16.1K

$21.5K $21.5K

-24.90%

Jeans (Levis 501 Or Similar)

$50.4 $50.4

$52.8 $52.8

-4.60%

Summer Dress (H&M, Zara, etc)

$44.63 $44.63

$43.82 $43.82

1.85%

Sport Shoes (Adidas, Nike)

$90.2 $90.2

$84.8 $84.8

6.45%

Men's Leather Business Shoes

$110 $110

$103 $103

6.94%

1-bedroom Apartment, City Center (Monthly)

$1,325 $1,325

$1,907 $1,907

-30.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,037 $1,037

$1,274 $1,274

-18.57%

3-bedroom Apartment, City Center (Monthly)

$2,056 $2,056

$3,664 $3,664

-43.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,642 $1,642

$2,538 $2,538

-35.30%

Buy Apartment in City Center (m2)

$1,920 $1,920

$7,614 $7,614

-74.78%

Buy Apartment Outside City Center (m2)

$1,248 $1,248

$3,157 $3,157

-60.48%

Average Monthly Net Salary (After Tax)

$3,548 $3,548

$5,121 $5,121

-30.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

6.79

-2.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florence, KY: October 13, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Florence, KY

$1K 45.8%

Austin, TX

$1.3K 47.8% 22.8% $237

Groceries & Markets

Florence, KY

$392 17.3%

Austin, TX

$405 15.2% 3.3% $13

Monthly Utilities & Internet

Florence, KY

$306 13.5%

Austin, TX

$358 13.5% 16.9% $52

Eating Out

Florence, KY

$267 11.8%

Austin, TX

$354 13.3% 32.5% $87

Clothing & Footwear

Florence, KY

$133 5.9%

Austin, TX

$128 4.8% 3.7% $5

Getting Around

Florence, KY

$83 3.7%

Austin, TX

$59 2.2% 29.4% $24

Sport & Entertainment

Florence, KY

$47 2.1%

Austin, TX

$86 3.2% 83% $39

Cost Breakdown

A one-bedroom apartment in the center runs $1,325 in Florence, KY and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 44% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Florence, KY vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $392 vs $405 per month, with Florence, KY cheaper across the board.

Good to know

🇺🇸 Florence, KY

🇺🇸 Austin, TX

🕒 Local time

12:12 12:12 PM

11:12 11:12 AM

1 h behind Florence, KY

🌤 Weather

👥 Population

40,184

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Florence, KY Austin, TX 1,540 km ≈ 2 h 30 min nonstop flight

From you

Florence, KY
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Florence, KY vs Austin, TX: Cost of Living - Frequently Asked Questions

Florence, KY wins on cost – living expenses run 18% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Florence, KY the obvious pick if budget is a priority.

On paper, salaries run 44% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,325 in Florence, KY versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,266 per month in Florence, KY versus $2,663 in Austin, TX – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Florence, KY runs roughly 59% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,266 in Florence, KY versus $2,663 in Austin, TX, a $2,500 budget is realistic in Florence, KY but tight or insufficient in Austin, TX. The gap between the two cities makes Florence, KY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Florence, KY gentler on the wallet – expenses run 18% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.