Last update: Oct 2026

Cost of Living Comparison Between Finland and Italy

Name: Italy
Address: IT

For one person, living is cheaper in Italy: $1,825 a month against $1,935 in Finland, rent and utilities included – about $1,300 less a year. The total is higher in Finland despite lower rent and utilities.

94

Cost of Living Index in Finland
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Finland Living Index
89

Cost of Living Index in Italy
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Italy Living Index

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🇫🇮 Finland

$1,935

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🇮🇹 Italy

$1,825

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Monthly Cost of Living

How much you'll spend in Finland and in Italy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Finland and in Italy actually costs, broken down by who's living it.

A single person spends $1,935 per month in Finland vs $1,825 in Italy, rent included.

Finland $1,935
Italy $1,825

A couple spends around $3,030 per month in Finland vs $2,790 in Italy, rent included.

Finland $3,030
Italy $2,790

A family of three spends $4,125 per month in Finland vs $3,756 in Italy, rent included.

Finland $4,125
Italy $3,756

Cost ranges are similar: Finland spans $981–$2,192, Italy $1,044–$2,560. City choice affects budget similarly in either country.

The cost of living in Finland is about 6% higher than in Italy on average.

Both Finland and Italy are pricier than the global median – Finland by 43%, Italy by 35%.

Meal at Budget Restaurant

$16.53 €14.76

$19.90 €17.76

-16.93%

Three-Course Dinner for Two, Mid-Range

$89.0 €79.4

$77.1 €68.8

15.38%

Fast Food Meal (McDonalds, etc)

$12.21 €10.90

$11.41 €10.19

7.01%

Cappuccino

$4.81 €4.29

$2.01 €1.79

139.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 €2.78

$3.13 €2.79

-0.64%

Water (0.33 liter bottle)

$2.31 €2.06

$1.40 €1.25

65.00%

Local Beer (0.5 liter draught)

$8.52 €7.60

$5.76 €5.14

47.92%

Imported Beer (0.33 liter bottle)

$8.78 €7.84

$5.73 €5.12

53.23%

Milk (1 liter)

$1.35 €1.21

$1.62 €1.44

-16.67%

White Bread (500g)

$2.72 €2.43

$2.38 €2.12

14.29%

Rice (white) (1kg)

$2.64 €2.36

$2.92 €2.61

-9.59%

Eggs

$3.49 €3.12

$4.17 €3.72

-16.31%

Local Cheese (1kg)

$8.85 €7.89

$17.28 €15.42

-48.78%

Chicken Fillets (1kg)

$13.39 €11.95

$12.73 €11.36

5.18%

Beef Round Steak (1kg)

$22.42 €20.01

$20.39 €18.20

9.96%

Apples (1kg)

$2.67 €2.39

$2.61 €2.33

2.30%

Banana (1kg)

$2.10 €1.87

$2.12 €1.89

-0.94%

Oranges (1kg)

$2.44 €2.18

$2.63 €2.34

-7.22%

Tomato (1kg)

$4.32 €3.86

$3.34 €2.98

29.34%

Potato (1kg)

$1.29 €1.15

$2.02 €1.80

-36.14%

Onion (1kg)

$1.72 €1.53

$1.89 €1.69

-8.99%

Lettuce (1 head)

$2.22 €1.98

$1.56 €1.39

42.31%

Water (1.5 liter bottle)

$1.87 €1.67

$0.55 €0.49

240.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.30 €11.87

$6.84 €6.10

94.44%

Wine (Bottle)

$14.47 €12.92

$7.64 €6.82

89.40%

Local Beer (0.5 liter bottle)

$3.57 €3.19

$1.80 €1.61

98.33%

Imported Beer (0.33 liter bottle)

$3.67 €3.27

$2.40 €2.14

52.92%

One-way Ticket (Public Transport)

$3.48 €3.11

$1.86 €1.66

87.10%

Public Transport Monthly Pass (Regular Price)

$70.3 €62.8

$43.27 €38.62

62.49%

Taxi Start (Normal Tariff)

$8.93 €7.97

$5.64 €5.03

58.33%

Taxi (Normal Tariff) (1km)

$1.38 €1.24

$1.71 €1.53

-19.30%

Taxi 1hour Waiting (Normal Tariff)

$66.0 €58.9

$33.04 €29.49

99.79%

Gasoline (1 liter)

$2.24 €2.00

$2.11 €1.88

6.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K €33.4K

$35.8K €31.9K

4.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.9K €33.9K

$37.4K €33.4K

1.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 €126

$230 €205

-38.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.22 €24.29

$11.60 €10.35

134.66%

Internet (50+ Mbps, Unlimited Data)

$25.45 €22.72

$30.40 €27.13

-16.28%

Gym Membership (Monthly)

$43.82 €39.11

$53.9 €48.12

-18.73%

Tennis Court (1 Hour on Weekend)

$30.04 €26.81

$24.24 €21.64

23.93%

Cinema Ticket

$17.93 €16.00

$10.58 €9.44

69.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$387 €345

$545 €487

-29.08%

International Primary School, 1 Child (Yearly)

$13.1K €11.7K

$11.5K €10.3K

13.82%

Jeans (Levis 501 Or Similar)

$97.2 €86.7

$88.4 €78.9

9.87%

Summer Dress (H&M, Zara, etc)

$40.09 €35.78

$39.60 €35.34

1.24%

Sport Shoes (Adidas, Nike)

$100.0 €89.2

$101 €90.2

-1.00%

Men's Leather Business Shoes

$147 €131

$133 €119

10.40%

1-bedroom Apartment, City Center (Monthly)

$851 €759

$799 €713

6.47%

1-bedroom Apartment, Outside City Center (Monthly)

$704 €628

$624 €557

12.73%

3-bedroom Apartment, City Center (Monthly)

$1,561 €1,393

$1,423 €1,270

9.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,211 €1,081

$1,030 €919

17.64%

Buy Apartment in City Center (m2)

$4,938 €4,407

$3,601 €3,214

37.12%

Buy Apartment Outside City Center (m2)

$2,932 €2,617

$2,270 €2,026

29.13%

Average Monthly Net Salary (After Tax)

$3,033 €2,707

$1,893 €1,689

60.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.87

3.56

8.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Finland: October 17, 2026

Last update for Italy: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Finland

$704 36.4%

Italy

$624 34.2% 11.3% $80

Groceries & Markets

Finland

$376 19.4%

Italy

$350 19.2% 7% $26

Eating Out

Finland

$308 15.9%

Italy

$276 15.1% 10.6% $33

Monthly Utilities & Internet

Finland

$194 10%

Italy

$272 14.9% 40.3% $78

Clothing & Footwear

Finland

$173 8.9%

Italy

$163 8.9% 5.7% $9.9

Getting Around

Finland

$100 5.2%

Italy

$65 3.6% 35.2% $35

Sport & Entertainment

Finland

$80 4.1%

Italy

$75 4.1% 5.8% $4.6

Cost Breakdown

Average rent: $791 in Finland vs $728 in Italy. For reference, capital cities sit at $1,225 in Helsinki and $1,191 in Rome.

Average salary: $2,891 in Finland vs $1,892 in Italy. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 9% higher in Finland.

Dining out costs 21% more in Finland.

Public transport is 53% more expensive in Finland.

Salaries are 53% higher in Finland, and purchasing power comes out stronger in Finland.

Good to know

🇫🇮 Finland

🇮🇹 Italy

🕒 Local time

20:16 8:16 PM

19:16 7:16 PM

1 h behind Finland

🌤 Weather

👥 Population

5,608,218

58,850,717

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Finland Italy 2,200 km ≈ 3 h 15 min nonstop flight

From you

Finland
Italy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Finland vs Italy: Cost of Living - Frequently Asked Questions

Italy is the cheaper option – living costs run roughly 6% lower on average.

Housing costs more in Finland: a central one-bedroom averages $791 versus $728 in Italy.

Groceries, public transport, and eating out all cost less in Italy, adding to the overall 6% price gap.

Italy is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.