Cost of Living Comparison Between Finland and Italy Cost of Living Comparison Between Finland and Italy

Name: Italy
Address: IT

Monthly Cost of Living

A single person spends $1,839 per month in Finland vs $1,796 in Italy, rent included.

A couple spends around $2,873 per month in Finland vs $2,739 in Italy, rent included.

A family of three spends $3,906 per month in Finland vs $3,682 in Italy, rent included.

The cost of living in Finland is about 2% higher than in Italy on average – the gap runs across housing, groceries, transport, and services.

Both Finland and Italy are pricier than the global median – Finland by 33%, Italy by 30%.

Cost ranges are similar: Finland spans $1,020–$2,257, Italy $1,152–$2,626. City choice affects budget similarly in either country.

Meal at Budget Restaurant

$17.46 €15.01

$21.24 €18.26

-17.80%

Three-Course Dinner for Two, Mid-Range

$92.8 €79.8

$80.8 €69.5

14.76%

Fast Food Meal (McDonalds, etc)

$12.68 €10.91

$11.41 €9.81

11.13%

Cappuccino

$5.13 €4.41

$2.08 €1.79

146.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.22 €2.77

$3.05 €2.62

5.57%

Water (0.33 liter bottle)

$2.37 €2.03

$1.38 €1.19

71.74%

Local Beer (0.5 liter draught)

$8.81 €7.57

$5.79 €4.98

52.16%

Imported Beer (0.33 liter bottle)

$9.39 €8.08

$5.75 €4.95

63.30%

Milk (1 liter)

$1.41 €1.21

$1.70 €1.46

-17.06%

White Bread (500g)

$2.73 €2.34

$2.41 €2.07

13.28%

Rice (white) (1kg)

$2.71 €2.33

$3.01 €2.59

-9.97%

Eggs

$3.64 €3.13

$4.32 €3.71

-15.74%

Local Cheese (1kg)

$8.92 €7.67

$17.93 €15.42

-50.25%

Chicken Fillets (1kg)

$13.98 €12.02

$12.67 €10.89

10.34%

Beef Round Steak (1kg)

$23.31 €20.04

$20.57 €17.69

13.32%

Apples (1kg)

$2.75 €2.37

$2.62 €2.25

4.96%

Banana (1kg)

$2.23 €1.92

$2.15 €1.84

3.72%

Oranges (1kg)

$2.63 €2.26

$2.80 €2.41

-6.07%

Tomato (1kg)

$4.26 €3.66

$3.32 €2.86

28.31%

Potato (1kg)

$1.34 €1.15

$2.10 €1.80

-36.19%

Onion (1kg)

$1.85 €1.59

$1.89 €1.62

-2.12%

Lettuce (1 head)

$2.26 €1.95

$1.55 €1.33

45.81%

Water (1.5 liter bottle)

$1.89 €1.62

$0.56 €0.48

237.50%

Cigarettes 20 Pack (Marlboro, Camel)

$13.46 €11.57

$7.16 €6.16

87.99%

Wine (Bottle)

$14.53 €12.49

$7.35 €6.32

97.69%

Local Beer (0.5 liter bottle)

$3.60 €3.09

$1.80 €1.55

100.00%

Imported Beer (0.33 liter bottle)

$3.60 €3.09

$2.41 €2.07

49.38%

One-way Ticket (Public Transport)

$3.82 €3.29

$1.93 €1.66

97.93%

Public Transport Monthly Pass (Regular Price)

$74.1 €63.7

$45.24 €38.90

63.73%

Taxi Start (Normal Tariff)

$9.36 €8.05

$5.74 €4.93

63.07%

Taxi (Normal Tariff) (1km)

$1.36 €1.17

$1.70 €1.46

-20.00%

Taxi 1hour Waiting (Normal Tariff)

$70.0 €60.2

$35.25 €30.30

98.44%

Gasoline (1 liter)

$2.31 €1.99

$2.04 €1.75

13.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K €32.1K

$37.5K €32.3K

-0.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K €33.6K

$37.1K €31.9K

5.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 €125

$231 €199

-36.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.83 €24.79

$12.34 €10.61

133.63%

Internet (50+ Mbps, Unlimited Data)

$25.97 €22.33

$31.17 €26.80

-16.68%

Gym Membership (Monthly)

$44.44 €38.21

$55.2 €47.50

-19.55%

Tennis Court (1 Hour on Weekend)

$31.33 €26.94

$24.91 €21.42

25.77%

Cinema Ticket

$18.36 €15.79

$11.13 €9.57

64.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$398 €342

$568 €489

-29.89%

International Primary School, 1 Child (Yearly)

$13.5K €11.6K

$12.5K €10.8K

7.55%

Jeans (Levis 501 Or Similar)

$102 €88.0

$93.0 €79.9

10.07%

Summer Dress (H&M, Zara, etc)

$42.33 €36.40

$39.82 €34.23

6.30%

Sport Shoes (Adidas, Nike)

$107 €91.8

$104 €89.6

2.49%

Men's Leather Business Shoes

$154 €133

$135 €116

14.14%

1-bedroom Apartment, City Center (Monthly)

$894 €769

$852 €732

4.97%

1-bedroom Apartment, Outside City Center (Monthly)

$745 €641

$645 €554

15.60%

3-bedroom Apartment, City Center (Monthly)

$1,598 €1,374

$1,449 €1,246

10.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,259 €1,083

$1,084 €932

16.11%

Buy Apartment in City Center (m2)

$5,168 €4,443

$3,813 €3,278

35.54%

Buy Apartment Outside City Center (m2)

$3,012 €2,590

$2,357 €2,027

27.79%

Average Monthly Net Salary (After Tax)

$3,112 €2,676

$1,933 €1,662

61.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.88

3.57

8.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Finland: September 5, 2026

Last update for Italy: September 5, 2026

Cost Breakdown

Average rent: $786 in Finland vs $755 in Italy. For reference, capital cities sit at $1,267 in Helsinki and $1,247 in Rome.

Average salary: $3,011 in Finland vs $1,964 in Italy. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Dining out costs 20% more in Finland.

Public transport is 47% more expensive in Finland.

Salaries are 53% higher in Finland, and purchasing power comes out stronger in Finland.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Finland vs Italy: Cost of Living - Frequently Asked Questions

Finland is the cheaper option – living costs run roughly 15% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.

Housing costs more in Italy, and the gap is biggest in capital cities. Regional towns show less difference, but Italy consistently has higher rents.

Groceries, transport, and utilities all cost less in Finland, contributing to the overall 15% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.

$2,500 buys a comfortable lifestyle in Finland, but in Italy it only works with careful planning outside the capital. Same money, very different lives.

Finland is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.