Last update: Oct 2026

Cost of Living Comparison Between Italy and Finland

Name: Finland
Address: FI

For one person, living is cheaper in Italy: $1,825 a month against $1,935 in Finland, rent and utilities included – about $1,300 less a year. The total is higher in Finland despite lower rent and utilities.

89

Cost of Living Index in Italy
Learn more

Italy Living Index
94

Cost of Living Index in Finland
Learn more

Finland Living Index

Jump to prices

🇮🇹 Italy

$1,825

/mo nomad

🇫🇮 Finland

$1,935

/mo nomad

Monthly Cost of Living

How much you'll spend in Italy and in Finland

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Italy and in Finland actually costs, broken down by who's living it.

A single person spends $1,825 per month in Italy vs $1,935 in Finland, rent included.

Italy $1,825
Finland $1,935

A couple spends around $2,790 per month in Italy vs $3,030 in Finland, rent included.

Italy $2,790
Finland $3,030

A family of three spends $3,756 per month in Italy vs $4,125 in Finland, rent included.

Italy $3,756
Finland $4,125

Cost ranges are similar: Italy spans $1,044–$2,560, Finland $981–$2,192. City choice affects budget similarly in either country.

The cost of living in Italy is roughly 6% lower than in Finland on average.

Both Italy and Finland are pricier than the global median – Italy by 35%, Finland by 43%.

Meal at Budget Restaurant

$19.90 €17.76

$16.53 €14.76

20.39%

Three-Course Dinner for Two, Mid-Range

$77.1 €68.8

$89.0 €79.4

-13.33%

Fast Food Meal (McDonalds, etc)

$11.41 €10.19

$12.21 €10.90

-6.55%

Cappuccino

$2.01 €1.79

$4.81 €4.29

-58.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.13 €2.79

$3.11 €2.78

0.64%

Water (0.33 liter bottle)

$1.40 €1.25

$2.31 €2.06

-39.39%

Local Beer (0.5 liter draught)

$5.76 €5.14

$8.52 €7.60

-32.39%

Imported Beer (0.33 liter bottle)

$5.73 €5.12

$8.78 €7.84

-34.74%

Milk (1 liter)

$1.62 €1.44

$1.35 €1.21

20.00%

White Bread (500g)

$2.38 €2.12

$2.72 €2.43

-12.50%

Rice (white) (1kg)

$2.92 €2.61

$2.64 €2.36

10.61%

Eggs

$4.17 €3.72

$3.49 €3.12

19.48%

Local Cheese (1kg)

$17.28 €15.42

$8.85 €7.89

95.25%

Chicken Fillets (1kg)

$12.73 €11.36

$13.39 €11.95

-4.93%

Beef Round Steak (1kg)

$20.39 €18.20

$22.42 €20.01

-9.05%

Apples (1kg)

$2.61 €2.33

$2.67 €2.39

-2.25%

Banana (1kg)

$2.12 €1.89

$2.10 €1.87

0.95%

Oranges (1kg)

$2.63 €2.34

$2.44 €2.18

7.79%

Tomato (1kg)

$3.34 €2.98

$4.32 €3.86

-22.69%

Potato (1kg)

$2.02 €1.80

$1.29 €1.15

56.59%

Onion (1kg)

$1.89 €1.69

$1.72 €1.53

9.88%

Lettuce (1 head)

$1.56 €1.39

$2.22 €1.98

-29.73%

Water (1.5 liter bottle)

$0.55 €0.49

$1.87 €1.67

-70.59%

Cigarettes 20 Pack (Marlboro, Camel)

$6.84 €6.10

$13.30 €11.87

-48.57%

Wine (Bottle)

$7.64 €6.82

$14.47 €12.92

-47.20%

Local Beer (0.5 liter bottle)

$1.80 €1.61

$3.57 €3.19

-49.58%

Imported Beer (0.33 liter bottle)

$2.40 €2.14

$3.67 €3.27

-34.60%

One-way Ticket (Public Transport)

$1.86 €1.66

$3.48 €3.11

-46.55%

Public Transport Monthly Pass (Regular Price)

$43.27 €38.62

$70.3 €62.8

-38.46%

Taxi Start (Normal Tariff)

$5.64 €5.03

$8.93 €7.97

-36.84%

Taxi (Normal Tariff) (1km)

$1.71 €1.53

$1.38 €1.24

23.91%

Taxi 1hour Waiting (Normal Tariff)

$33.04 €29.49

$66.0 €58.9

-49.95%

Gasoline (1 liter)

$2.11 €1.88

$2.24 €2.00

-5.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K €31.9K

$37.4K €33.4K

-4.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.4K €33.4K

$37.9K €33.9K

-1.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$230 €205

$141 €126

62.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 €10.35

$27.22 €24.29

-57.38%

Internet (50+ Mbps, Unlimited Data)

$30.40 €27.13

$25.45 €22.72

19.45%

Gym Membership (Monthly)

$53.9 €48.12

$43.82 €39.11

23.05%

Tennis Court (1 Hour on Weekend)

$24.24 €21.64

$30.04 €26.81

-19.31%

Cinema Ticket

$10.58 €9.44

$17.93 €16.00

-40.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$545 €487

$387 €345

41.00%

International Primary School, 1 Child (Yearly)

$11.5K €10.3K

$13.1K €11.7K

-12.14%

Jeans (Levis 501 Or Similar)

$88.4 €78.9

$97.2 €86.7

-8.99%

Summer Dress (H&M, Zara, etc)

$39.60 €35.34

$40.09 €35.78

-1.22%

Sport Shoes (Adidas, Nike)

$101 €90.2

$100.0 €89.2

1.01%

Men's Leather Business Shoes

$133 €119

$147 €131

-9.42%

1-bedroom Apartment, City Center (Monthly)

$799 €713

$851 €759

-6.08%

1-bedroom Apartment, Outside City Center (Monthly)

$624 €557

$704 €628

-11.30%

3-bedroom Apartment, City Center (Monthly)

$1,423 €1,270

$1,561 €1,393

-8.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,030 €919

$1,211 €1,081

-15.00%

Buy Apartment in City Center (m2)

$3,601 €3,214

$4,938 €4,407

-27.07%

Buy Apartment Outside City Center (m2)

$2,270 €2,026

$2,932 €2,617

-22.56%

Average Monthly Net Salary (After Tax)

$1,893 €1,689

$3,033 €2,707

-37.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.56

3.87

-8.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Italy: October 18, 2026

Last update for Finland: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Italy

$624 34.2%

Finland

$704 36.4% 12.7% $80

Groceries & Markets

Italy

$350 19.2%

Finland

$376 19.4% 7.5% $26

Eating Out

Italy

$276 15.1%

Finland

$308 15.9% 11.8% $33

Monthly Utilities & Internet

Italy

$272 14.9%

Finland

$194 10% 28.7% $78

Clothing & Footwear

Italy

$163 8.9%

Finland

$173 8.9% 6.1% $9.9

Sport & Entertainment

Italy

$75 4.1%

Finland

$80 4.1% 6.1% $4.6

Getting Around

Italy

$65 3.6%

Finland

$100 5.2% 54.2% $35

Cost Breakdown

Average rent: $728 in Italy vs $791 in Finland. For reference, capital cities sit at $1,191 in Rome and $1,225 in Helsinki.

Average salary: $1,892 in Italy vs $2,891 in Finland. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 9% higher in Finland.

Dining out costs 21% more in Finland.

Public transport is 53% more expensive in Finland.

Salaries are 53% higher in Finland, and purchasing power comes out stronger in Finland.

Good to know

🇮🇹 Italy

🇫🇮 Finland

🕒 Local time

22:56 10:56 PM

23:56 11:56 PM

1 h ahead of Italy

🌤 Weather

👥 Population

58,850,717

5,608,218

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Italy Finland 2,200 km ≈ 3 h 15 min nonstop flight

From you

Italy
Finland

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Italy vs Finland: Cost of Living - Frequently Asked Questions

Italy is the cheaper option – living costs run roughly 6% lower on average.

Housing costs more in Finland: a central one-bedroom averages $791 versus $728 in Italy.

Groceries, public transport, and eating out all cost less in Italy, adding to the overall 6% price gap.

Italy is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.