Last update: Oct 2026

Cost of Living Comparison Between Finland and Chiang Mai

For one person, living is cheaper in Chiang Mai: $906 a month against $1,950 in Finland, rent and utilities included – about $12,500 less a year. Rent and utilities account for about half of the difference.

94

Cost of Living Index in Finland
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Finland Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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🇫🇮 Finland

$1,950

/mo nomad

Chiang Mai

🇹🇭 Thailand

$906

/mo nomad

😐 Solo nomad: Finland is 94.2% more expensive than Chiang Mai without rent, and 115.3% more expensive with rent.

😐 Family of 3: Finland is 115.4% more expensive than Chiang Mai without rent, and 118.6% more expensive with rent.

Meal at Budget Restaurant

$16.64 €14.85

$2.13 ฿71.4

681.22%

Three-Course Dinner for Two, Mid-Range

$89.9 €80.2

$19.40 ฿649

363.35%

Fast Food Meal (McDonalds, etc)

$12.54 €11.19

$5.47 ฿183

129.25%

Cappuccino

$5.02 €4.48

$1.68 ฿56.4

198.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 €2.69

$0.66 ฿22.10

356.06%

Water (0.33 liter bottle)

$2.32 €2.07

$0.34 ฿11.52

582.35%

Local Beer (0.5 liter draught)

$8.21 €7.33

$2.42 ฿81.0

239.26%

Imported Beer (0.33 liter bottle)

$9.08 €8.10

$3.73 ฿125

143.43%

Milk (1 liter)

$1.34 €1.20

$2.06 ฿68.9

-34.95%

White Bread (500g)

$2.70 €2.41

$1.46 ฿48.78

84.93%

Rice (white) (1kg)

$2.60 €2.32

$1.35 ฿45.09

92.59%

Eggs

$3.51 €3.13

$2.27 ฿76.0

54.63%

Local Cheese (1kg)

$8.99 €8.02

$16.31 ฿546

-44.88%

Chicken Fillets (1kg)

$13.68 €12.21

$2.70 ฿90.3

406.67%

Beef Round Steak (1kg)

$22.67 €20.23

$9.20 ฿308

146.41%

Apples (1kg)

$2.60 €2.32

$2.39 ฿80.1

8.79%

Banana (1kg)

$2.18 €1.94

$1.04 ฿34.66

109.62%

Oranges (1kg)

$2.46 €2.19

$1.60 ฿53.7

53.75%

Tomato (1kg)

$4.24 €3.79

$1.44 ฿48.37

194.44%

Potato (1kg)

$1.30 €1.16

$1.30 ฿43.59

Onion (1kg)

$1.70 €1.52

$1.11 ฿37.29

53.15%

Lettuce (1 head)

$2.14 €1.91

$0.70 ฿23.55

205.71%

Water (1.5 liter bottle)

$1.91 €1.71

$0.51 ฿16.99

274.51%

Cigarettes 20 Pack (Marlboro, Camel)

$12.99 €11.59

$4.13 ฿138

214.53%

Wine (Bottle)

$14.31 €12.77

$17.78 ฿595

-19.52%

Local Beer (0.5 liter bottle)

$3.46 €3.08

$1.63 ฿54.7

112.27%

Imported Beer (0.33 liter bottle)

$3.47 €3.10

$2.87 ฿96.0

20.91%

One-way Ticket (Public Transport)

$3.49 €3.12

$0.86 ฿28.76

305.81%

Public Transport Monthly Pass (Regular Price)

$70.9 €63.3

$53.2 ฿1,780

33.47%

Taxi Start (Normal Tariff)

$9.08 €8.10

$1.22 ฿40.81

644.26%

Taxi (Normal Tariff) (1km)

$1.33 €1.19

$0.56 ฿18.81

137.50%

Taxi 1hour Waiting (Normal Tariff)

$67.2 €60.0

$2.31 ฿77.5

2808.23%

Gasoline (1 liter)

$2.31 €2.06

$1.50 ฿50.2

54.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K €33.0K

$20.9K ฿698.3K

77.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K €33.6K

$26.7K ฿895.0K

40.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$144 €129

$61.3 ฿2,051

135.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.07 €25.05

$12.50 ฿419

124.56%

Internet (50+ Mbps, Unlimited Data)

$25.45 €22.72

$20.36 ฿682

25.00%

Gym Membership (Monthly)

$44.85 €40.03

$37.94 ฿1,270

18.21%

Tennis Court (1 Hour on Weekend)

$29.57 €26.38

$3.77 ฿126

684.35%

Cinema Ticket

$18.07 €16.12

$6.60 ฿221

173.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$383 €342

$774 ฿25.9K

-50.54%

International Primary School, 1 Child (Yearly)

$12.9K €11.5K

$14.4K ฿483.2K

-10.38%

Jeans (Levis 501 Or Similar)

$99.2 €88.5

$54.8 ฿1,835

80.95%

Summer Dress (H&M, Zara, etc)

$41.52 €37.05

$25.26 ฿846

64.37%

Sport Shoes (Adidas, Nike)

$100 €89.4

$90.6 ฿3,032

10.57%

Men's Leather Business Shoes

$147 €131

$73.3 ฿2,453

101.09%

1-bedroom Apartment, City Center (Monthly)

$860 €768

$459 ฿15.4K

87.48%

1-bedroom Apartment, Outside City Center (Monthly)

$700 €625

$294 ฿9,835

138.27%

3-bedroom Apartment, City Center (Monthly)

$1,556 €1,389

$919 ฿30.8K

69.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,212 €1,081

$552 ฿18.5K

119.56%

Buy Apartment in City Center (m2)

$4,973 €4,438

$1,917 ฿64.2K

159.34%

Buy Apartment Outside City Center (m2)

$2,956 €2,638

$1,445 ฿48.4K

104.62%

Average Monthly Net Salary (After Tax)

$3,028 €2,703

$592 ฿19.8K

411.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.88

5.57

-30.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Finland: October 5, 2026

Last update for Chiang Mai: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Finland

$700 36%

Chiang Mai

$294 31.8% 58% $406

Groceries & Markets

Finland

$377 19.4%

Chiang Mai

$236 25.6% 37.4% $141

Eating Out

Finland

$312 16%

Chiang Mai

$77 8.4% 75.2% $234

Monthly Utilities & Internet

Finland

$198 10.2%

Chiang Mai

$94 10.2% 52.5% $104

Clothing & Footwear

Finland

$175 9%

Chiang Mai

$110 11.9% 37.2% $65

Getting Around

Finland

$101 5.2%

Chiang Mai

$61 6.6% 39.8% $40

Sport & Entertainment

Finland

$81 4.2%

Chiang Mai

$51 5.5% 36.9% $30

Good to know

🇫🇮 Finland

🇹🇭 Chiang Mai

🕒 Local time

14:39 2:39 PM

18:39 6:39 PM

4 h ahead of Finland

🌤 Weather

👥 Population

5,608,218

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.67 EUR

Exchange rates and currency converter

On the map

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Between locations

Finland Chiang Mai 7,320 km ≈ 10 h nonstop flight

From you

Finland
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

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Finland

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