Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Finland

Name: Finland
Address: FI

For one person, living is cheaper in Chiang Mai: $906 a month against $1,950 in Finland, rent and utilities included – about $12,500 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
94

Cost of Living Index in Finland
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Finland Living Index

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Chiang Mai

🇹🇭 Thailand

$906

/mo nomad

🇫🇮 Finland

$1,950

/mo nomad

🙂 Solo nomad: Chiang Mai is 48.5% cheaper than Finland without rent, and 53.5% cheaper with rent.

🙂 Family of 3: Chiang Mai is 53.6% cheaper than Finland without rent, and 54.2% cheaper with rent.

Meal at Budget Restaurant

$2.13 ฿71.4

$16.64 €14.85

-87.20%

Three-Course Dinner for Two, Mid-Range

$19.40 ฿649

$89.9 €80.2

-78.42%

Fast Food Meal (McDonalds, etc)

$5.47 ฿183

$12.54 €11.19

-56.38%

Cappuccino

$1.68 ฿56.4

$5.02 €4.48

-66.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.66 ฿22.10

$3.01 €2.69

-78.07%

Water (0.33 liter bottle)

$0.34 ฿11.52

$2.32 €2.07

-85.34%

Local Beer (0.5 liter draught)

$2.42 ฿81.0

$8.21 €7.33

-70.52%

Imported Beer (0.33 liter bottle)

$3.73 ฿125

$9.08 €8.10

-58.92%

Milk (1 liter)

$2.06 ฿68.9

$1.34 €1.20

53.73%

White Bread (500g)

$1.46 ฿48.78

$2.70 €2.41

-45.93%

Rice (white) (1kg)

$1.35 ฿45.09

$2.60 €2.32

-48.08%

Eggs

$2.27 ฿76.0

$3.51 €3.13

-35.33%

Local Cheese (1kg)

$16.31 ฿546

$8.99 €8.02

81.42%

Chicken Fillets (1kg)

$2.70 ฿90.3

$13.68 €12.21

-80.26%

Beef Round Steak (1kg)

$9.20 ฿308

$22.67 €20.23

-59.42%

Apples (1kg)

$2.39 ฿80.1

$2.60 €2.32

-8.08%

Banana (1kg)

$1.04 ฿34.66

$2.18 €1.94

-52.29%

Oranges (1kg)

$1.60 ฿53.7

$2.46 €2.19

-34.96%

Tomato (1kg)

$1.44 ฿48.37

$4.24 €3.79

-66.04%

Potato (1kg)

$1.30 ฿43.59

$1.30 €1.16

Onion (1kg)

$1.11 ฿37.29

$1.70 €1.52

-34.71%

Lettuce (1 head)

$0.70 ฿23.55

$2.14 €1.91

-67.29%

Water (1.5 liter bottle)

$0.51 ฿16.99

$1.91 €1.71

-73.30%

Cigarettes 20 Pack (Marlboro, Camel)

$4.13 ฿138

$12.99 €11.59

-68.21%

Wine (Bottle)

$17.78 ฿595

$14.31 €12.77

24.25%

Local Beer (0.5 liter bottle)

$1.63 ฿54.7

$3.46 €3.08

-52.89%

Imported Beer (0.33 liter bottle)

$2.87 ฿96.0

$3.47 €3.10

-17.29%

One-way Ticket (Public Transport)

$0.86 ฿28.76

$3.49 €3.12

-75.36%

Public Transport Monthly Pass (Regular Price)

$53.2 ฿1,780

$70.9 €63.3

-25.08%

Taxi Start (Normal Tariff)

$1.22 ฿40.81

$9.08 €8.10

-86.56%

Taxi (Normal Tariff) (1km)

$0.56 ฿18.81

$1.33 €1.19

-57.89%

Taxi 1hour Waiting (Normal Tariff)

$2.31 ฿77.5

$67.2 €60.0

-96.56%

Gasoline (1 liter)

$1.50 ฿50.2

$2.31 €2.06

-35.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ฿698.3K

$37.0K €33.0K

-43.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿895.0K

$37.6K €33.6K

-28.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.3 ฿2,051

$144 €129

-57.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.50 ฿419

$28.07 €25.05

-55.47%

Internet (50+ Mbps, Unlimited Data)

$20.36 ฿682

$25.45 €22.72

-20.00%

Gym Membership (Monthly)

$37.94 ฿1,270

$44.85 €40.03

-15.41%

Tennis Court (1 Hour on Weekend)

$3.77 ฿126

$29.57 €26.38

-87.25%

Cinema Ticket

$6.60 ฿221

$18.07 €16.12

-63.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$774 ฿25.9K

$383 €342

102.17%

International Primary School, 1 Child (Yearly)

$14.4K ฿483.2K

$12.9K €11.5K

11.58%

Jeans (Levis 501 Or Similar)

$54.8 ฿1,835

$99.2 €88.5

-44.74%

Summer Dress (H&M, Zara, etc)

$25.26 ฿846

$41.52 €37.05

-39.16%

Sport Shoes (Adidas, Nike)

$90.6 ฿3,032

$100 €89.4

-9.56%

Men's Leather Business Shoes

$73.3 ฿2,453

$147 €131

-50.27%

1-bedroom Apartment, City Center (Monthly)

$459 ฿15.4K

$860 €768

-46.66%

1-bedroom Apartment, Outside City Center (Monthly)

$294 ฿9,835

$700 €625

-58.03%

3-bedroom Apartment, City Center (Monthly)

$919 ฿30.8K

$1,556 €1,389

-40.94%

3-bedroom Apartment, Outside City Center (Monthly)

$552 ฿18.5K

$1,212 €1,081

-54.45%

Buy Apartment in City Center (m2)

$1,917 ฿64.2K

$4,973 €4,438

-61.44%

Buy Apartment Outside City Center (m2)

$1,445 ฿48.4K

$2,956 €2,638

-51.13%

Average Monthly Net Salary (After Tax)

$592 ฿19.8K

$3,028 €2,703

-80.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.88

43.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 5, 2026

Last update for Finland: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$294 31.8%

Finland

$700 36% 138% $406

Groceries & Markets

Chiang Mai

$236 25.6%

Finland

$377 19.4% 59.8% $141

Clothing & Footwear

Chiang Mai

$110 11.9%

Finland

$175 9% 59.1% $65

Monthly Utilities & Internet

Chiang Mai

$94 10.2%

Finland

$198 10.2% 110% $104

Eating Out

Chiang Mai

$77 8.4%

Finland

$312 16% 303% $234

Getting Around

Chiang Mai

$61 6.6%

Finland

$101 5.2% 66.1% $40

Sport & Entertainment

Chiang Mai

$51 5.5%

Finland

$81 4.2% 58.4% $30

Good to know

🇹🇭 Chiang Mai

🇫🇮 Finland

🕒 Local time

16:49 4:49 PM

12:49 12:49 PM

4 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

5,608,218

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.67 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.48 THB (100 THB = 2.99 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Finland 7,320 km ≈ 10 h nonstop flight

From you

Chiang Mai
Finland

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs other spots: cost of living compared

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