Last update: Oct 2026

Cost of Living Comparison Between Finland and Cape Town

For one person, living is cheaper in Cape Town: $1,568 a month against $1,950 in Finland, rent and utilities included – about $4,600 less a year. Other living expenses account for most of the difference.

94

Cost of Living Index in Finland
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Finland Living Index
76

Cost of Living Index in Cape Town
Learn more

Cape Town Living Index

Jump to prices

🇫🇮 Finland

$1,950

/mo nomad

Cape Town

🇿🇦 South Africa

$1,568

/mo nomad

😐 Solo nomad: Finland is 44.2% more expensive than Cape Town without rent, and 24.4% more expensive with rent.

😐 Family of 3: Finland is 54.6% more expensive than Cape Town without rent, and 23.2% more expensive with rent.

Meal at Budget Restaurant

$16.64 €14.85

$11.78 R 194

41.26%

Three-Course Dinner for Two, Mid-Range

$89.9 €80.2

$46.55 R 768

93.10%

Fast Food Meal (McDonalds, etc)

$12.54 €11.19

$5.96 R 98.4

110.40%

Cappuccino

$5.02 €4.48

$2.47 R 40.80

103.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 €2.69

$1.33 R 21.91

126.32%

Water (0.33 liter bottle)

$2.32 €2.07

$1.03 R 16.99

125.24%

Local Beer (0.5 liter draught)

$8.21 €7.33

$3.01 R 49.72

172.76%

Imported Beer (0.33 liter bottle)

$9.08 €8.10

$3.66 R 60.4

148.09%

Milk (1 liter)

$1.34 €1.20

$1.39 R 22.96

-3.60%

White Bread (500g)

$2.70 €2.41

$1.19 R 19.60

126.89%

Rice (white) (1kg)

$2.60 €2.32

$2.11 R 34.84

23.22%

Eggs

$3.51 €3.13

$3.01 R 49.58

16.61%

Local Cheese (1kg)

$8.99 €8.02

$8.96 R 148

0.33%

Chicken Fillets (1kg)

$13.68 €12.21

$6.65 R 110

105.71%

Beef Round Steak (1kg)

$22.67 €20.23

$9.29 R 153

144.03%

Apples (1kg)

$2.60 €2.32

$1.83 R 30.13

42.08%

Banana (1kg)

$2.18 €1.94

$1.90 R 31.31

14.74%

Oranges (1kg)

$2.46 €2.19

$1.75 R 28.83

40.57%

Tomato (1kg)

$4.24 €3.79

$2.09 R 34.41

102.87%

Potato (1kg)

$1.30 €1.16

$1.55 R 25.64

-16.13%

Onion (1kg)

$1.70 €1.52

$1.49 R 24.53

14.09%

Lettuce (1 head)

$2.14 €1.91

$1.30 R 21.41

64.62%

Water (1.5 liter bottle)

$1.91 €1.71

$1.16 R 19.19

64.66%

Cigarettes 20 Pack (Marlboro, Camel)

$12.99 €11.59

$3.71 R 61.2

250.13%

Wine (Bottle)

$14.31 €12.77

$6.06 R 100

136.14%

Local Beer (0.5 liter bottle)

$3.46 €3.08

$1.39 R 22.85

148.92%

Imported Beer (0.33 liter bottle)

$3.47 €3.10

$2.20 R 36.32

57.73%

One-way Ticket (Public Transport)

$3.49 €3.12

$1.51 R 24.98

131.13%

Public Transport Monthly Pass (Regular Price)

$70.9 €63.3

$61.0 R 1,006

16.37%

Taxi Start (Normal Tariff)

$9.08 €8.10

$0.63 R 10.33

1341.27%

Taxi (Normal Tariff) (1km)

$1.33 €1.19

$1.53 R 25.29

-13.07%

Taxi 1hour Waiting (Normal Tariff)

$67.2 €60.0

$4.81 R 79.4

1296.67%

Gasoline (1 liter)

$2.31 €2.06

$1.58 R 26.08

46.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K €33.0K

$35.5K R 585.7K

4.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K €33.6K

$31.7K R 523.8K

18.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$144 €129

$116 R 1,920

24.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.07 €25.05

$28.37 R 468

-1.06%

Internet (50+ Mbps, Unlimited Data)

$25.45 €22.72

$40.69 R 671

-37.45%

Gym Membership (Monthly)

$44.85 €40.03

$48.85 R 806

-8.19%

Tennis Court (1 Hour on Weekend)

$29.57 €26.38

$11.13 R 184

165.68%

Cinema Ticket

$18.07 €16.12

$8.83 R 146

104.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$383 €342

$261 R 4,314

46.43%

International Primary School, 1 Child (Yearly)

$12.9K €11.5K

$6,702 R 110.6K

93.00%

Jeans (Levis 501 Or Similar)

$99.2 €88.5

$55.4 R 914

78.99%

Summer Dress (H&M, Zara, etc)

$41.52 €37.05

$32.27 R 532

28.66%

Sport Shoes (Adidas, Nike)

$100 €89.4

$118 R 1,939

-14.78%

Men's Leather Business Shoes

$147 €131

$107 R 1,766

37.62%

1-bedroom Apartment, City Center (Monthly)

$860 €768

$1,015 R 16.7K

-15.26%

1-bedroom Apartment, Outside City Center (Monthly)

$700 €625

$715 R 11.8K

-2.16%

3-bedroom Apartment, City Center (Monthly)

$1,556 €1,389

$1,801 R 29.7K

-13.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,212 €1,081

$1,330 R 22.0K

-8.94%

Buy Apartment in City Center (m2)

$4,973 €4,438

$2,331 R 38.5K

113.35%

Buy Apartment Outside City Center (m2)

$2,956 €2,638

$1,513 R 25.0K

95.36%

Average Monthly Net Salary (After Tax)

$3,028 €2,703

$1,636 R 27.0K

85.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.88

10.97

-64.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Finland: October 5, 2026

Last update for Cape Town: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Finland

$700 36%

Cape Town

$715 45.3% 2.2% $15

Groceries & Markets

Finland

$377 19.4%

Cape Town

$222 14.1% 41% $155

Eating Out

Finland

$312 16%

Cape Town

$174 11% 44.3% $138

Monthly Utilities & Internet

Finland

$198 10.2%

Cape Town

$185 11.7% 6.4% $13

Clothing & Footwear

Finland

$175 9%

Cape Town

$141 8.9% 19.6% $34

Getting Around

Finland

$101 5.2%

Cape Town

$75 4.8% 25.2% $25

Sport & Entertainment

Finland

$81 4.2%

Cape Town

$67 4.2% 17.9% $14

Good to know

🇫🇮 Finland

🇿🇦 Cape Town

🕒 Local time

10:34 10:34 AM

09:34 9:34 AM

1 h behind Finland

🌤 Weather

👥 Population

5,608,218

3,740,026 Capital

💱 Currency

Euro EUR €

South African Rand ZAR R

📈 Exchange rate

1 EUR = 1.12 USD

100 ZAR = 6.06 USD

100 ZAR = 5.4 EUR

Exchange rates and currency converter

ZAR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

South African Rand exchange rates as of October 10, 2026: 1 USD = 16.5 ZAR (100 ZAR = 6.06 USD). 1 EUR = 18.5 ZAR (100 ZAR = 5.4 EUR).

USD to EUR in detail →

On the map

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Between locations

Finland Cape Town 10,480 km ≈ 14 h nonstop flight

From you

Finland
Cape Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Finland vs other spots: cost of living compared

Cost of Living Comparison Between Finland and Cape Town

ZAR, USD to EUR – Euro Converter

City Median Internet Speeds Comparison (Updated April 2026)

Finland

Cape Town

Finland

Cape Town

Finland vs other spots: cost of living compared

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