Last update: Oct 2026

Cost of Living Comparison Between Fgura and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,945 in Fgura, rent and utilities included – about $6,900 less a year. Rent and utilities account for about half of the difference.

95

Cost of Living Index in Fgura
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Fgura Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Fgura

🇲🇹 Malta

$1,945

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Fgura and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fgura and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,945 in Fgura versus $1,368 in Ubud, Bali.

Fgura $1,945
Ubud, Bali $1,368

Estimated couple costs with rent: $2,894 in Fgura versus $2,314 in Ubud, Bali.

Fgura $2,894
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $3,843 in Fgura versus $3,260 in Ubud, Bali.

Fgura $3,843
Ubud, Bali $3,260

Living in Fgura is roughly 42% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Fgura 44% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$19.48 €17.33

$3.33 Rp 59.9K

484.98%

Three-Course Dinner for Two, Mid-Range

$57.8 €51.4

$35.18 Rp 633.2K

64.21%

Fast Food Meal (McDonalds, etc)

$13.37 €11.89

$5.80 Rp 104.5K

130.52%

Cappuccino

$2.69 €2.39

$2.73 Rp 49.1K

-1.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.17 €2.82

$1.64 Rp 29.5K

93.29%

Water (0.33 liter bottle)

$2.20 €1.96

$0.83 Rp 15.0K

165.06%

Local Beer (0.5 liter draught)

$4.54 €4.04

$2.70 Rp 48.6K

68.15%

Imported Beer (0.33 liter bottle)

$5.24 €4.66

$4.30 Rp 77.4K

21.86%

Milk (1 liter)

$1.33 €1.19

$1.50 Rp 27.1K

-11.33%

White Bread (500g)

$1.09 €0.97

$2.30 Rp 41.4K

-52.61%

Rice (white) (1kg)

$4.38 €3.89

$1.18 Rp 21.2K

271.19%

Eggs

$4.34 €3.86

$2.14 Rp 38.6K

102.80%

Local Cheese (1kg)

$8.36 €7.43

$17.48 Rp 314.6K

-52.17%

Chicken Fillets (1kg)

$10.30 €9.16

$4.03 Rp 72.5K

155.58%

Beef Round Steak (1kg)

$18.09 €16.09

$12.23 Rp 220.1K

47.91%

Apples (1kg)

$4.05 €3.60

$3.55 Rp 63.9K

14.08%

Banana (1kg)

$2.83 €2.51

$1.57 Rp 28.3K

80.25%

Oranges (1kg)

$3.56 €3.17

$2.24 Rp 40.2K

58.93%

Tomato (1kg)

$3.28 €2.91

$1.93 Rp 34.7K

69.95%

Potato (1kg)

$2.51 €2.23

$1.88 Rp 33.9K

33.51%

Onion (1kg)

$1.99 €1.77

$2.29 Rp 41.3K

-13.10%

Lettuce (1 head)

$2.27 €2.01

$0.99 Rp 17.9K

129.29%

Water (1.5 liter bottle)

$1.31 €1.16

$0.53 Rp 9,475

147.17%

Cigarettes 20 Pack (Marlboro, Camel)

$6.75 €6.00

$2.28 Rp 41.1K

196.05%

Wine (Bottle)

$8.28 €7.36

$23.01 Rp 414.2K

-64.02%

Local Beer (0.5 liter bottle)

$1.78 €1.58

$2.34 Rp 42.2K

-23.93%

Imported Beer (0.33 liter bottle)

$2.34 €2.08

$2.91 Rp 52.4K

-19.59%

One-way Ticket (Public Transport)

$2.46 €2.19

$0.24 Rp 4,315

925.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$5.71 €5.08

$0.48 Rp 8,684

1089.58%

Taxi (Normal Tariff) (1km)

$2.26 €2.01

$0.46 Rp 8,233

391.30%

Taxi 1hour Waiting (Normal Tariff)

$26.64 €23.69

$5.45 Rp 98.2K

388.81%

Gasoline (1 liter)

$1.46 €1.30

$0.88 Rp 15.9K

65.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.9K €33.7K

$24.6K Rp 442.2M

54.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €34.4K

$31.2K Rp 561.4M

24.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 €89.4

$83.0 Rp 1.5M

21.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.92 €15.05

$6.45 Rp 116.0K

162.33%

Internet (50+ Mbps, Unlimited Data)

$42.24 €37.57

$18.57 Rp 334.2K

127.46%

Gym Membership (Monthly)

$62.1 €55.2

$55.8 Rp 1.0M

11.21%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$10.12 €9.00

$4.38 Rp 78.9K

131.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$359 €319

$493 Rp 8.9M

-27.27%

International Primary School, 1 Child (Yearly)

$11.1K €9,836

$5,754 Rp 103.6M

92.19%

Jeans (Levis 501 Or Similar)

$86.2 €76.6

$46.19 Rp 831.4K

86.53%

Summer Dress (H&M, Zara, etc)

$40.04 €35.62

$35.33 Rp 636.0K

13.33%

Sport Shoes (Adidas, Nike)

$98.8 €87.9

$79.1 Rp 1.4M

24.91%

Men's Leather Business Shoes

$78.5 €69.8

$78.4 Rp 1.4M

0.09%

1-bedroom Apartment, City Center (Monthly)

$1,137 €1,012

$1,142 Rp 20.6M

-0.44%

1-bedroom Apartment, Outside City Center (Monthly)

$933 €830

$676 Rp 12.2M

38.11%

3-bedroom Apartment, City Center (Monthly)

$1,748 €1,554

$3,503 Rp 63.1M

-50.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,519 €1,351

$1,700 Rp 30.6M

-10.63%

Buy Apartment in City Center (m2)

$3,924 €3,491

$2,784 Rp 50.1M

40.96%

Buy Apartment Outside City Center (m2)

$2,769 €2,463

$2,241 Rp 40.3M

23.58%

Average Monthly Net Salary (After Tax)

$2,138 €1,901

$165 Rp 3.0M

1199.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

13.78

-78.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fgura: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fgura

$933 48%

Ubud, Bali

$676 49.4% 27.6% $257

Groceries & Markets

Fgura

$324 16.7%

Ubud, Bali

$290 21.2% 10.4% $34

Eating Out

Fgura

$283 14.5%

Ubud, Bali

$109 8% 61.5% $174

Monthly Utilities & Internet

Fgura

$160 8.2%

Ubud, Bali

$108 7.9% 32.3% $52

Clothing & Footwear

Fgura

$137 7%

Ubud, Bali

$108 7.9% 21.2% $29

Sport & Entertainment

Fgura

$82 4.2%

Ubud, Bali

$65 4.7% 21.6% $18

Getting Around

Fgura

$27 * 1.4%

Ubud, Bali

$13 0.9% 53.2% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,137 in Fgura and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Fgura pays 1199% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $58.0 in Fgura vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $324 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇲🇹 Fgura

🇮🇩 Ubud, Bali

🕒 Local time

14:34 2:34 PM

20:34 8:34 PM

6 h ahead of Fgura

🌤 Weather

👥 Population

11,670

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Fgura Ubud, Bali 11,530 km ≈ 15 h nonstop flight

From you

Fgura
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fgura vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Fgura and Ubud, Bali differ by about 42% in total monthly costs ($1,945 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1199% higher in Fgura, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,137 in Fgura versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $359 in Fgura versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $58.0 in Fgura. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $1,945 in Fgura, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Fgura. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Fgura and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 42% less than in Fgura. Beyond cost, consider language, visa policies, and how big the international community is in each city.