Cost of Living Comparison Between Ubud, Bali and Fgura Cost of Living Comparison Between Ubud, Bali and Fgura

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $2,028 in Fgura.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $3,032 in Fgura.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $4,036 in Fgura.

Living in Ubud, Bali costs roughly 32% less than in Fgura, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Fgura 47% above.

Currency
🍽 Eating Out
Ubud, Bali
Fgura
Difference
Meal at Budget Restaurant
$3.33 Rp 58.7K
$20.04 €17.27
-83.38%
Three-Course Dinner for Two, Mid-Range
$35.82 Rp 630.7K
$60.0 €51.7
-40.26%
Fast Food Meal (McDonalds, etc)
$5.63 Rp 99.1K
$14.14 €12.19
-60.18%
Cappuccino
$2.82 Rp 49.7K
$2.79 €2.40
1.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 30.8K
$3.14 €2.70
-44.27%
Water (0.33 liter bottle)
$0.80 Rp 14.0K
$2.32 €2.00
-65.52%
Local Beer (0.5 liter draught)
$3.04 Rp 53.6K
$4.62 €3.99
-34.20%
Imported Beer (0.33 liter bottle)
$4.30 Rp 75.7K
$5.19 €4.47
-17.15%
🛒 Groceries & Markets
Ubud, Bali
Fgura
Difference
Milk (1 liter)
$1.61 Rp 28.3K
$1.44 €1.24
11.81%
White Bread (500g)
$2.27 Rp 39.9K
$1.17 €1.01
94.02%
Rice (white) (1kg)
$1.17 Rp 20.6K
$4.40 €3.79
-73.41%
Eggs
$2.17 Rp 38.2K
$4.36 €3.76
-50.23%
Local Cheese (1kg)
$17.63 Rp 310.5K
$8.81 €7.60
100.11%
Chicken Fillets (1kg)
$4.05 Rp 71.4K
$10.97 €9.45
-63.08%
Beef Round Steak (1kg)
$12.18 Rp 214.5K
$18.76 €16.17
-35.07%
Apples (1kg)
$3.62 Rp 63.7K
$4.27 €3.68
-15.22%
Banana (1kg)
$1.64 Rp 28.8K
$2.85 €2.46
-42.46%
Oranges (1kg)
$2.31 Rp 40.6K
$3.78 €3.26
-38.89%
Tomato (1kg)
$1.96 Rp 34.5K
$3.44 €2.96
-43.02%
Potato (1kg)
$1.84 Rp 32.5K
$2.64 €2.28
-30.30%
Onion (1kg)
$2.37 Rp 41.7K
$2.07 €1.78
14.49%
Lettuce (1 head)
$1.05 Rp 18.5K
$2.43 €2.09
-56.79%
Water (1.5 liter bottle)
$0.54 Rp 9,560
$1.35 €1.17
-60.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.30 Rp 40.6K
$6.95 €5.99
-66.91%
Wine (Bottle)
$23.08 Rp 406.4K
$8.63 €7.44
167.44%
Local Beer (0.5 liter bottle)
$2.34 Rp 41.2K
$1.78 €1.54
31.46%
Imported Beer (0.33 liter bottle)
$3.07 Rp 54.0K
$2.45 €2.11
25.31%
🚌 Getting Around
Ubud, Bali
Fgura
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,365
$2.49 €2.14
-89.96%
Public Transport Monthly Pass (Regular Price)
$9.42 Rp 165.9K
-
-
Taxi Start (Normal Tariff)
$0.49 Rp 8,631
$5.78 €4.98
-91.52%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,349
$2.25 €1.94
-79.11%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 98.6K
$27.45 €23.66
-79.60%
Gasoline (1 liter)
$0.81 Rp 14.2K
$1.57 €1.36
-48.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0K Rp 440.3M
$38.5K €33.2K
-35.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1K Rp 547.0M
$40.5K €34.9K
-23.36%
🧾 Monthly Utilities & Internet
Ubud, Bali
Fgura
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.7 Rp 1.5M
$105 €90.2
-20.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 114.2K
$17.17 €14.80
-62.20%
Internet (50+ Mbps, Unlimited Data)
$18.79 Rp 330.8K
$44.34 €38.22
-57.62%
🎉 Sport & Entertainment
Ubud, Bali
Fgura
Difference
Gym Membership (Monthly)
$55.2 Rp 972.6K
$64.8 €55.9
-14.74%
Tennis Court (1 Hour on Weekend)
$18.21 Rp 320.6K
-
-
Cinema Ticket
$4.30 Rp 75.7K
$10.40 €8.97
-58.65%
🧸 Childcare & Education
Ubud, Bali
Fgura
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$494 Rp 8.7M
$386 €333
27.91%
International Primary School, 1 Child (Yearly)
$5,917 Rp 104.2M
$11.4K €9,836
-48.14%
👕👟 Clothing & Footwear
Ubud, Bali
Fgura
Difference
Jeans (Levis 501 Or Similar)
$46.28 Rp 814.8K
$92.2 €79.4
-49.78%
Summer Dress (H&M, Zara, etc)
$36.44 Rp 641.6K
$41.78 €36.01
-12.78%
Sport Shoes (Adidas, Nike)
$80.7 Rp 1.4M
$104 €89.7
-22.43%
Men's Leather Business Shoes
$78.8 Rp 1.4M
$80.3 €69.2
-1.83%
🏠 Accommodation & Living
Ubud, Bali
Fgura
Difference
1-bedroom Apartment, City Center (Monthly)
$1,114 Rp 19.6M
$1,180 €1,017
-5.62%
1-bedroom Apartment, Outside City Center (Monthly)
$693 Rp 12.2M
$972 €838
-28.65%
3-bedroom Apartment, City Center (Monthly)
$3,639 Rp 64.1M
$1,833 €1,580
98.48%
3-bedroom Apartment, Outside City Center (Monthly)
$1,712 Rp 30.1M
$1,528 €1,317
12.06%
Buy Apartment in City Center (m2)
$2,761 Rp 48.6M
$3,934 €3,391
-29.82%
Buy Apartment Outside City Center (m2)
$2,293 Rp 40.4M
$2,959 €2,551
-22.52%
💵 Salaries & Financials
Ubud, Bali
Fgura
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 2.9M
$2,232 €1,924
-92.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
2.9
375.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Fgura: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $1,180 in Fgura. Housing cost is often the main lever when comparing two cities.

Fgura pays 1236% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $60.0 in Fgura for a mid-range dinner for two. Groceries echo the gap at $294 vs $339 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Fgura: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Fgura?
Ubud, Bali and Fgura differ by about 47% in total monthly costs ($1,378 vs $2,028 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 1236% lower in Fgura. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Fgura?
Rent for a central apartment: $1,114 in Ubud, Bali versus $1,180 in Fgura. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Ubud, Bali and Fgura?
Childcare runs $494 in Ubud, Bali versus $386 in Fgura. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $60.0 in Fgura. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,378 in Ubud, Bali versus $2,028 in Fgura, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Fgura. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Fgura?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Fgura safer for residents?
Safety-wise, Ubud, Bali and Fgura are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Fgura?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in Fgura. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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