Last update: Oct 2026

Cost of Living Comparison Between Fermoy and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,398 in Fermoy, rent and utilities included – about $12,600 less a year. Rent and utilities account for most of the difference.

123

Cost of Living Index in Fermoy
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Fermoy Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Fermoy

🇮🇪 Ireland

$2,398

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Fermoy and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fermoy and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,398 per month in Fermoy vs $1,349 in Ubud, Bali, rent included.

Fermoy $2,398
Ubud, Bali $1,349

A couple spends around $3,530 per month in Fermoy vs $2,305 in Ubud, Bali, rent included.

Fermoy $3,530
Ubud, Bali $2,305

A family of three spends $4,662 per month in Fermoy vs $3,261 in Ubud, Bali, rent included.

Fermoy $4,662
Ubud, Bali $3,261

Fermoy costs about 78% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$12.49 €11.15

$3.32 Rp 60.3K

276.20%

Three-Course Dinner for Two, Mid-Range

$66.4 €59.2

$35.64 Rp 646.7K

86.20%

Fast Food Meal (McDonalds, etc)

$10.13 €9.03

$5.53 Rp 100.4K

83.18%

Cappuccino

$3.67 €3.28

$2.72 Rp 49.3K

34.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 €1.92

$1.70 Rp 30.9K

26.47%

Water (0.33 liter bottle)

$1.84 €1.64

$0.76 Rp 13.8K

142.11%

Local Beer (0.5 liter draught)

$4.43 €3.95

$2.65 Rp 48.2K

67.17%

Imported Beer (0.33 liter bottle)

$5.44 €4.85

$4.38 Rp 79.5K

24.20%

Milk (1 liter)

$1.61 €1.44

$1.49 Rp 27.1K

8.05%

White Bread (500g)

$2.12 €1.89

$2.28 Rp 41.3K

-7.02%

Rice (white) (1kg)

$1.09 €0.97

$1.19 Rp 21.6K

-8.40%

Eggs

$4.85 €4.33

$2.04 Rp 36.9K

137.75%

Local Cheese (1kg)

$9.85 €8.79

$17.70 Rp 321.2K

-44.35%

Chicken Fillets (1kg)

$12.65 €11.29

$3.96 Rp 71.9K

219.44%

Beef Round Steak (1kg)

$16.31 €14.55

$12.19 Rp 221.2K

33.80%

Apples (1kg)

$2.71 €2.41

$3.66 Rp 66.3K

-25.96%

Banana (1kg)

$2.17 €1.93

$1.52 Rp 27.5K

42.76%

Oranges (1kg)

$2.71 €2.42

$2.23 Rp 40.4K

21.52%

Tomato (1kg)

$5.16 €4.60

$1.97 Rp 35.8K

161.93%

Potato (1kg)

$1.90 €1.69

$1.85 Rp 33.5K

2.70%

Onion (1kg)

$1.49 €1.33

$2.42 Rp 44.0K

-38.43%

Lettuce (1 head)

$1.31 €1.17

$0.99 Rp 18.0K

32.32%

Water (1.5 liter bottle)

$2.00 €1.78

$0.51 Rp 9,316

292.16%

Cigarettes 20 Pack (Marlboro, Camel)

$18.80 €16.77

$2.22 Rp 40.3K

746.85%

Wine (Bottle)

$11.38 €10.15

$22.24 Rp 403.6K

-48.83%

Local Beer (0.5 liter bottle)

$3.45 €3.07

$2.26 Rp 41.0K

52.65%

Imported Beer (0.33 liter bottle)

$3.48 €3.10

$2.97 Rp 53.9K

17.17%

One-way Ticket (Public Transport)

$2.49 €2.22

$0.25 Rp 4,555

896.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$5.01 €4.47

$0.44 Rp 7,975

1038.64%

Taxi (Normal Tariff) (1km)

$1.48 €1.32

$0.43 Rp 7,804

244.19%

Taxi 1hour Waiting (Normal Tariff)

$37.41 €33.38

$5.41 Rp 98.2K

591.50%

Gasoline (1 liter)

$1.86 €1.66

$0.82 Rp 15.0K

126.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.7K €35.4K

$23.8K Rp 432.6M

66.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.0K €33.9K

$31.7K Rp 576.1M

19.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$267 €238

$79.1 Rp 1.4M

237.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.26 €16.30

$6.45 Rp 117.0K

183.10%

Internet (50+ Mbps, Unlimited Data)

$54.0 €48.20

$18.58 Rp 337.1K

190.80%

Gym Membership (Monthly)

$59.8 €53.4

$49.48 Rp 897.9K

20.86%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$15.70 €14.01

$4.27 Rp 77.6K

267.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,271 €1,134

$491 Rp 8.9M

159.20%

International Primary School, 1 Child (Yearly)

$5,224 €4,661

$5,674 Rp 103.0M

-7.92%

Jeans (Levis 501 Or Similar)

$107 €95.5

$44.64 Rp 810.0K

139.72%

Summer Dress (H&M, Zara, etc)

$51.1 €45.56

$34.95 Rp 634.2K

46.09%

Sport Shoes (Adidas, Nike)

$113 €101

$79.9 Rp 1.4M

41.54%

Men's Leather Business Shoes

$130 €116

$79.4 Rp 1.4M

63.11%

1-bedroom Apartment, City Center (Monthly)

$1,365 €1,218

$1,125 Rp 20.4M

21.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,191 €1,063

$671 Rp 12.2M

77.37%

3-bedroom Apartment, City Center (Monthly)

$2,589 €2,310

$3,565 Rp 64.7M

-27.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,086 €1,861

$1,723 Rp 31.3M

21.06%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$3,415 €3,047

$2,284 Rp 41.4M

49.53%

Average Monthly Net Salary (After Tax)

$1,673 €1,492

$164 Rp 3.0M

920.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

13.78

-72.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fermoy: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fermoy

$1.2K 49.7%

Ubud, Bali

$672 49.8% 43.6% $520

Groceries & Markets

Fermoy

$351 14.6%

Ubud, Bali

$288 21.4% 17.7% $62

Monthly Utilities & Internet

Fermoy

$339 14.2%

Ubud, Bali

$104 7.7% 69.3% $235

Eating Out

Fermoy

$223 9.3%

Ubud, Bali

$108 8% 51.8% $116

Clothing & Footwear

Fermoy

$180 7.5%

Ubud, Bali

$108 8% 40.4% $73

Sport & Entertainment

Fermoy

$91 3.8%

Ubud, Bali

$58 4.3% 36.4% $33

Getting Around

Fermoy

$22 * 0.9%

Ubud, Bali

$11 0.9% 49% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,365 in Fermoy versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Fermoy are about 10 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66 in Fermoy versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $351 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇪 Fermoy

🇮🇩 Ubud, Bali

🕒 Local time

19:47 7:47 PM

03:47 3:47 AM

8 h ahead of Fermoy

🌤 Weather

👥 Population

6,500

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Fermoy Ubud, Bali 13,000 km ≈ 17 h nonstop flight

From you

Fermoy
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fermoy vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Fermoy costs about 78% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,598 per month in Fermoy and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,365 in Fermoy.

Monthly expenses with rent come to $2,398 in Fermoy and $1,349 in Ubud, Bali. That makes Ubud, Bali about 44% cheaper.

Kindergarten costs $1,271 per month in Fermoy and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,398 in Fermoy and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Fermoy makes more sense. Both are solid long-term options with distinct trade-offs.