Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Fermoy

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,398 in Fermoy, rent and utilities included – about $12,600 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
123

Cost of Living Index in Fermoy
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Fermoy Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Fermoy

🇮🇪 Ireland

$2,398

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Fermoy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Fermoy actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,398 in Fermoy, rent included.

Ubud, Bali $1,349
Fermoy $2,398

A couple spends around $2,305 per month in Ubud, Bali vs $3,530 in Fermoy, rent included.

Ubud, Bali $2,305
Fermoy $3,530

A family of three spends $3,261 per month in Ubud, Bali vs $4,662 in Fermoy, rent included.

Ubud, Bali $3,261
Fermoy $4,662

Ubud, Bali is about 44% cheaper than Fermoy, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$12.49 €11.20

-73.42%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$66.4 €59.5

-46.29%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$10.13 €9.07

-45.41%

Cappuccino

$2.72 Rp 49.3K

$3.67 €3.29

-25.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.15 €1.93

-20.93%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.84 €1.65

-58.70%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$4.43 €3.97

-40.18%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$5.44 €4.87

-19.49%

Milk (1 liter)

$1.49 Rp 27.0K

$1.61 €1.44

-7.45%

White Bread (500g)

$2.28 Rp 41.3K

$2.12 €1.90

7.55%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.09 €0.97

9.17%

Eggs

$2.04 Rp 36.9K

$4.85 €4.35

-57.94%

Local Cheese (1kg)

$17.70 Rp 321.1K

$9.85 €8.82

79.70%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$12.65 €11.34

-68.70%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$16.31 €14.61

-25.26%

Apples (1kg)

$3.66 Rp 66.3K

$2.71 €2.42

35.06%

Banana (1kg)

$1.52 Rp 27.5K

$2.17 €1.94

-29.95%

Oranges (1kg)

$2.23 Rp 40.4K

$2.71 €2.43

-17.71%

Tomato (1kg)

$1.97 Rp 35.8K

$5.16 €4.62

-61.82%

Potato (1kg)

$1.85 Rp 33.5K

$1.90 €1.70

-2.63%

Onion (1kg)

$2.42 Rp 44.0K

$1.49 €1.33

62.42%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.31 €1.18

-24.43%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$2.00 €1.79

-74.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$18.80 €16.85

-88.19%

Wine (Bottle)

$22.24 Rp 403.4K

$11.38 €10.19

95.43%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$3.45 €3.09

-34.49%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.48 €3.12

-14.66%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$2.49 €2.23

-89.96%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$5.01 €4.49

-91.22%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.48 €1.33

-70.95%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$37.41 €33.53

-85.54%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.86 €1.67

-55.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$39.7K €35.5K

-39.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$38.0K €34.0K

-16.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$267 €239

-70.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$18.26 €16.37

-64.68%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$54.0 €48.41

-65.61%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$59.8 €53.6

-17.26%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$15.70 €14.07

-72.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,271 €1,139

-61.42%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$5,224 €4,682

8.60%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$107 €95.9

-58.28%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$51.1 €45.75

-31.55%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$113 €101

-29.35%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$130 €116

-38.69%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,365 €1,223

-17.60%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,191 €1,067

-43.62%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$2,589 €2,320

37.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,086 €1,869

-17.40%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$3,415 €3,060

-33.12%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,673 €1,499

-90.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.81

261.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Fermoy: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Fermoy

$1.2K 49.7% 77.4% $520

Groceries & Markets

Ubud, Bali

$288 21.4%

Fermoy

$351 14.6% 21.6% $62

Eating Out

Ubud, Bali

$108 8%

Fermoy

$223 9.3% 108% $116

Clothing & Footwear

Ubud, Bali

$108 8%

Fermoy

$180 7.5% 67.7% $73

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Fermoy

$339 14.2% 226% $235

Sport & Entertainment

Ubud, Bali

$58 4.3%

Fermoy

$91 3.8% 57.2% $33

Getting Around

Ubud, Bali

$11 0.9%

Fermoy

$22 * 0.9% 96.1% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,365 in Fermoy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Fermoy are about 10 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $66 in Fermoy. Monthly groceries follow the same trend: $288 vs $351 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇪 Fermoy

🕒 Local time

18:09 6:09 PM

10:09 10:09 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

6,500

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Fermoy 13,000 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Fermoy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Fermoy: Cost of Living - Frequently Asked Questions

Fermoy costs about 78% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,598 in Fermoy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,365 in Fermoy.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,398 in Fermoy. That makes Ubud, Bali about 44% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $1,271 in Fermoy. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,398 in Fermoy. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Fermoy makes more sense. Both are solid long-term options with distinct trade-offs.