Last update: Oct 2026

Cost of Living Comparison Between Fermoy and Galway

For one person, living is cheaper in Fermoy: $2,397 a month against $3,270 in Galway, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Fermoy
Learn more

Fermoy Living Index
160

Cost of Living Index in Galway
Learn more

Galway Living Index

Jump to prices

Fermoy

🇮🇪 Ireland

$2,397

/mo nomad

Galway

🇮🇪 Ireland

$3,270

/mo nomad

Monthly Cost of Living

How much you'll spend in Fermoy and in Galway

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fermoy and in Galway actually costs, broken down by who's living it.

A single person spends $2,397 per month in Fermoy vs $3,270 in Galway, rent included.

Fermoy $2,397
Galway $3,270

A couple spends around $3,554 per month in Fermoy vs $4,565 in Galway, rent included.

Fermoy $3,554
Galway $4,565

A family of three spends $4,712 per month in Fermoy vs $5,860 in Galway, rent included.

Fermoy $4,712
Galway $5,860

Fermoy is about 27% cheaper than Galway, and outside of rent the biggest gap is in eating out.

Both Fermoy and Galway sit above the global median – Fermoy by 78%, Galway by 142%.

Meal at Budget Restaurant

$12.12 €10.78

$22.70 €20.19

-46.61%

Three-Course Dinner for Two, Mid-Range

$68.0 €60.4

$110 €97.6

-38.04%

Fast Food Meal (McDonalds, etc)

$10.07 €8.96

$16.68 €14.84

-39.63%

Cappuccino

$3.65 €3.24

$4.79 €4.26

-23.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 €1.93

$2.87 €2.56

-24.39%

Water (0.33 liter bottle)

$1.74 €1.55

$2.30 €2.05

-24.35%

Local Beer (0.5 liter draught)

$4.59 €4.08

$8.04 €7.15

-42.91%

Imported Beer (0.33 liter bottle)

$5.43 €4.83

$6.88 €6.12

-21.08%

Milk (1 liter)

$1.59 €1.42

$1.58 €1.40

0.63%

White Bread (500g)

$2.02 €1.80

$2.37 €2.11

-14.77%

Rice (white) (1kg)

$1.14 €1.02

$2.26 €2.01

-49.56%

Eggs

$4.88 €4.34

$4.38 €3.89

11.42%

Local Cheese (1kg)

$10.17 €9.04

$16.67 €14.83

-38.99%

Chicken Fillets (1kg)

$12.85 €11.43

$11.04 €9.82

16.39%

Beef Round Steak (1kg)

$16.25 €14.45

$13.18 €11.72

23.29%

Apples (1kg)

$2.79 €2.48

$3.05 €2.72

-8.52%

Banana (1kg)

$2.29 €2.03

$2.23 €1.98

2.69%

Oranges (1kg)

$2.71 €2.41

$2.97 €2.64

-8.75%

Tomato (1kg)

$5.29 €4.70

$4.17 €3.71

26.86%

Potato (1kg)

$1.85 €1.64

$2.05 €1.82

-9.76%

Onion (1kg)

$1.51 €1.35

$1.52 €1.36

-0.66%

Lettuce (1 head)

$1.32 €1.17

$1.29 €1.15

2.33%

Water (1.5 liter bottle)

$2.07 €1.84

$1.81 €1.61

14.36%

Cigarettes 20 Pack (Marlboro, Camel)

$19.24 €17.11

$20.14 €17.91

-4.47%

Wine (Bottle)

$11.26 €10.01

$14.04 €12.49

-19.80%

Local Beer (0.5 liter bottle)

$3.37 €3.00

$3.96 €3.52

-14.90%

Imported Beer (0.33 liter bottle)

$3.45 €3.07

$4.46 €3.97

-22.65%

One-way Ticket (Public Transport)

$2.63 €2.34

$2.10 €1.87

25.24%

Public Transport Monthly Pass (Regular Price)

$62.4 €55.5

Taxi Start (Normal Tariff)

$5.01 €4.45

$5.07 €4.51

-1.18%

Taxi (Normal Tariff) (1km)

$1.55 €1.38

$1.43 €1.27

8.39%

Taxi 1hour Waiting (Normal Tariff)

$38.20 €33.97

$56.9 €50.6

-32.82%

Gasoline (1 liter)

$1.86 €1.65

$2.09 €1.86

-11.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.1K €33.9K

$39.1K €34.7K

-2.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K €35.3K

$36.4K €32.4K

9.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$278 €247

$246 €219

13.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.10 €16.10

$20.84 €18.53

-13.15%

Internet (50+ Mbps, Unlimited Data)

$51.6 €45.86

$50.3 €44.71

2.59%

Gym Membership (Monthly)

$58.9 €52.4

$43.60 €38.77

35.02%

Tennis Court (1 Hour on Weekend)

$22.58 €20.09

Cinema Ticket

$15.60 €13.87

$16.54 €14.71

-5.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,282 €1,140

$1,010 €898

26.96%

International Primary School, 1 Child (Yearly)

$5,425 €4,825

Jeans (Levis 501 Or Similar)

$107 €95.2

$99.4 €88.4

7.65%

Summer Dress (H&M, Zara, etc)

$51.0 €45.33

$48.19 €42.86

5.77%

Sport Shoes (Adidas, Nike)

$114 €101

$111 €98.4

3.12%

Men's Leather Business Shoes

$129 €114

$114 €101

12.74%

1-bedroom Apartment, City Center (Monthly)

$1,556 €1,384

$2,234 €1,987

-30.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,181 €1,051

$1,897 €1,687

-37.71%

3-bedroom Apartment, City Center (Monthly)

$2,578 €2,293

$3,654 €3,250

-29.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,120 €1,885

$2,698 €2,400

-21.43%

Buy Apartment in City Center (m2)

$5,965 €5,306

Buy Apartment Outside City Center (m2)

$4,623 €4,111

Average Monthly Net Salary (After Tax)

$1,707 €1,518

$2,905 €2,584

-41.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.82

3.68

3.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fermoy: October 12, 2026

Last update for Galway: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fermoy

$1.2K 49.3%

Galway

$1.9K 58% 60.5% $715

Groceries & Markets

Fermoy

$354 14.8%

Galway

$365 11.2% 3.2% $11

Monthly Utilities & Internet

Fermoy

$348 14.5%

Galway

$317 9.7% 8.8% $31

Eating Out

Fermoy

$220 9.2%

Galway

$364 11.1% 65.1% $143

Clothing & Footwear

Fermoy

$180 7.5%

Galway

$168 5.1% 7.1% $13

Sport & Entertainment

Fermoy

$90 3.8%

Galway

$77 2.3% 14.9% $13

Getting Around

Fermoy

$23 * 1%

Galway

$83 2.5% 256% $60

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,556 in Fermoy versus $2,234 in Galway. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 70% higher in Galway, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68.0 in Fermoy versus $110 in Galway. Monthly groceries follow the same trend: $354 vs $365 – making Fermoy the more affordable choice for daily food spending.

Good to know

🇮🇪 Fermoy

🇮🇪 Galway

🕒 Local time

10:35 10:35 AM

Same time as Fermoy

🌤 Weather

👥 Population

6,500

75,529

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Fermoy Galway 140 km

From you

Fermoy
Galway

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fermoy vs Galway: Cost of Living - Frequently Asked Questions

Galway costs about 36% more than Fermoy, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,595 per month in Fermoy and $4,905 in Galway. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fermoy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,397 in Fermoy and $3,270 in Galway. That's a gap of about 36%.

Kindergarten costs $1,282 per month in Fermoy and $1,010 in Galway. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Fermoy, where all-in costs run around $2,397, than in Galway at $3,270. In Fermoy it covers expenses comfortably, while in Galway it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Fermoy costs $2,397 versus $3,270 in Galway. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Fermoy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Galway makes more sense. Both are solid long-term options with distinct trade-offs.