Last update: Oct 2026

Cost of Living Comparison Between Galway and Fermoy

For one person, living is cheaper in Fermoy: $2,397 a month against $3,270 in Galway, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

160

Cost of Living Index in Galway
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Galway Living Index
124

Cost of Living Index in Fermoy
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Fermoy Living Index

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Galway

🇮🇪 Ireland

$3,270

/mo nomad

Fermoy

🇮🇪 Ireland

$2,397

/mo nomad

Monthly Cost of Living

How much you'll spend in Galway and in Fermoy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Galway and in Fermoy actually costs, broken down by who's living it.

A single person spends $3,270 per month in Galway vs $2,397 in Fermoy, rent included.

Galway $3,270
Fermoy $2,397

A couple spends around $4,565 per month in Galway vs $3,554 in Fermoy, rent included.

Galway $4,565
Fermoy $3,554

A family of three spends $5,860 per month in Galway vs $4,712 in Fermoy, rent included.

Galway $5,860
Fermoy $4,712

Galway costs about 36% more than Fermoy, and outside of rent the biggest gap is in eating out.

Both Galway and Fermoy sit above the global median – Galway by 142%, Fermoy by 78%.

Meal at Budget Restaurant

$22.70 €20.19

$12.12 €10.78

87.29%

Three-Course Dinner for Two, Mid-Range

$110 €97.6

$68.0 €60.4

61.39%

Fast Food Meal (McDonalds, etc)

$16.68 €14.84

$10.07 €8.96

65.64%

Cappuccino

$4.79 €4.26

$3.65 €3.24

31.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.87 €2.56

$2.17 €1.93

32.26%

Water (0.33 liter bottle)

$2.30 €2.05

$1.74 €1.55

32.18%

Local Beer (0.5 liter draught)

$8.04 €7.15

$4.59 €4.08

75.16%

Imported Beer (0.33 liter bottle)

$6.88 €6.12

$5.43 €4.83

26.70%

Milk (1 liter)

$1.58 €1.40

$1.59 €1.42

-0.63%

White Bread (500g)

$2.37 €2.11

$2.02 €1.80

17.33%

Rice (white) (1kg)

$2.26 €2.01

$1.14 €1.02

98.25%

Eggs

$4.38 €3.89

$4.88 €4.34

-10.25%

Local Cheese (1kg)

$16.67 €14.83

$10.17 €9.04

63.91%

Chicken Fillets (1kg)

$11.04 €9.82

$12.85 €11.43

-14.09%

Beef Round Steak (1kg)

$13.18 €11.72

$16.25 €14.45

-18.89%

Apples (1kg)

$3.05 €2.72

$2.79 €2.48

9.32%

Banana (1kg)

$2.23 €1.98

$2.29 €2.03

-2.62%

Oranges (1kg)

$2.97 €2.64

$2.71 €2.41

9.59%

Tomato (1kg)

$4.17 €3.71

$5.29 €4.70

-21.17%

Potato (1kg)

$2.05 €1.82

$1.85 €1.64

10.81%

Onion (1kg)

$1.52 €1.36

$1.51 €1.35

0.66%

Lettuce (1 head)

$1.29 €1.15

$1.32 €1.17

-2.27%

Water (1.5 liter bottle)

$1.81 €1.61

$2.07 €1.84

-12.56%

Cigarettes 20 Pack (Marlboro, Camel)

$20.14 €17.91

$19.24 €17.11

4.68%

Wine (Bottle)

$14.04 €12.49

$11.26 €10.01

24.69%

Local Beer (0.5 liter bottle)

$3.96 €3.52

$3.37 €3.00

17.51%

Imported Beer (0.33 liter bottle)

$4.46 €3.97

$3.45 €3.07

29.28%

One-way Ticket (Public Transport)

$2.10 €1.87

$2.63 €2.34

-20.15%

Public Transport Monthly Pass (Regular Price)

$62.4 €55.5

Taxi Start (Normal Tariff)

$5.07 €4.51

$5.01 €4.45

1.20%

Taxi (Normal Tariff) (1km)

$1.43 €1.27

$1.55 €1.38

-7.74%

Taxi 1hour Waiting (Normal Tariff)

$56.9 €50.6

$38.20 €33.97

48.85%

Gasoline (1 liter)

$2.09 €1.86

$1.86 €1.65

12.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.1K €34.7K

$38.1K €33.9K

2.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.4K €32.4K

$39.7K €35.3K

-8.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$246 €219

$278 €247

-11.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.84 €18.53

$18.10 €16.10

15.14%

Internet (50+ Mbps, Unlimited Data)

$50.3 €44.71

$51.6 €45.86

-2.52%

Gym Membership (Monthly)

$43.60 €38.77

$58.9 €52.4

-25.94%

Tennis Court (1 Hour on Weekend)

$22.58 €20.09

Cinema Ticket

$16.54 €14.71

$15.60 €13.87

6.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,010 €898

$1,282 €1,140

-21.24%

International Primary School, 1 Child (Yearly)

$5,425 €4,825

Jeans (Levis 501 Or Similar)

$99.4 €88.4

$107 €95.2

-7.11%

Summer Dress (H&M, Zara, etc)

$48.19 €42.86

$51.0 €45.33

-5.45%

Sport Shoes (Adidas, Nike)

$111 €98.4

$114 €101

-3.02%

Men's Leather Business Shoes

$114 €101

$129 €114

-11.30%

1-bedroom Apartment, City Center (Monthly)

$2,234 €1,987

$1,556 €1,384

43.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,897 €1,687

$1,181 €1,051

60.53%

3-bedroom Apartment, City Center (Monthly)

$3,654 €3,250

$2,578 €2,293

41.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,698 €2,400

$2,120 €1,885

27.27%

Buy Apartment in City Center (m2)

$5,965 €5,306

Buy Apartment Outside City Center (m2)

$4,623 €4,111

Average Monthly Net Salary (After Tax)

$2,905 €2,584

$1,707 €1,518

70.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.68

3.82

-3.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Galway: October 12, 2026

Last update for Fermoy: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Galway

$1.9K 58%

Fermoy

$1.2K 49.3% 37.7% $715

Groceries & Markets

Galway

$365 11.2%

Fermoy

$354 14.8% 3.1% $11

Eating Out

Galway

$364 11.1%

Fermoy

$220 9.2% 39.4% $143

Monthly Utilities & Internet

Galway

$317 9.7%

Fermoy

$348 14.5% 9.6% $31

Clothing & Footwear

Galway

$168 5.1%

Fermoy

$180 7.5% 7.6% $13

Getting Around

Galway

$83 2.5%

Fermoy

$23 * 1% 71.9% $60

Sport & Entertainment

Galway

$77 2.3%

Fermoy

$90 3.8% 17.5% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,234 in Galway versus $1,556 in Fermoy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 70% higher in Galway, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $110 in Galway versus $68.0 in Fermoy. Monthly groceries follow the same trend: $365 vs $354 – making Fermoy the more affordable choice for daily food spending.

Good to know

🇮🇪 Galway

🇮🇪 Fermoy

🕒 Local time

11:32 11:32 AM

Same time as Galway

🌤 Weather

👥 Population

75,529

6,500

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Galway vs Fermoy: Cost of Living - Frequently Asked Questions

Galway costs about 36% more than Fermoy, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,905 per month in Galway and $3,595 in Fermoy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fermoy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,270 in Galway and $2,397 in Fermoy. That's a gap of about 36%.

Kindergarten costs $1,010 per month in Galway and $1,282 in Fermoy. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Fermoy, where all-in costs run around $2,397, than in Galway at $3,270. In Fermoy it covers expenses comfortably, while in Galway it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Fermoy costs $2,397 versus $3,270 in Galway. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Fermoy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Galway makes more sense. Both are solid long-term options with distinct trade-offs.