Cost of Living Comparison Between Galway and Fermoy Cost of Living Comparison Between Galway and Fermoy

Monthly Cost of Living

A single person spends $3,128 per month in Galway vs $2,553 in Fermoy, rent included.

A couple spends around $4,347 per month in Galway vs $3,691 in Fermoy, rent included.

A family of three spends $5,566 per month in Galway vs $4,830 in Fermoy, rent included.

Galway costs about 23% more than Fermoy, driven mainly by Getting Around.

Both Galway and Fermoy sit above the global median – Galway by 133%, Fermoy by 90%.

Meal at Budget Restaurant

$18.34 €15.77

$14.11 €12.14

29.98%

Three-Course Dinner for Two, Mid-Range

$94.4 €81.2

$68.6 €59.0

37.61%

Fast Food Meal (McDonalds, etc)

$10.39 €8.94

$9.46 €8.13

9.83%

Cappuccino

$4.25 €3.65

$4.10 €3.52

3.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 €2.08

$2.23 €1.92

8.52%

Water (0.33 liter bottle)

$1.62 €1.40

$1.40 €1.21

15.71%

Local Beer (0.5 liter draught)

$6.73 €5.79

$8.33 €7.17

-19.21%

Imported Beer (0.33 liter bottle)

$6.35 €5.46

$6.39 €5.50

-0.63%

Milk (1 liter)

$1.50 €1.29

$1.52 €1.31

-1.32%

White Bread (500g)

$2.58 €2.22

$2.20 €1.89

17.27%

Rice (white) (1kg)

$2.15 €1.85

$1.13 €0.98

90.27%

Eggs

$3.93 €3.38

$4.58 €3.94

-14.19%

Local Cheese (1kg)

$12.59 €10.83

$11.25 €9.68

11.91%

Chicken Fillets (1kg)

$10.62 €9.13

$11.34 €9.76

-6.35%

Beef Round Steak (1kg)

$12.09 €10.40

$5.85 €5.03

106.67%

Apples (1kg)

$2.91 €2.50

$3.21 €2.76

-9.35%

Banana (1kg)

$2.09 €1.79

$2.03 €1.74

2.96%

Oranges (1kg)

$2.86 €2.46

$2.98 €2.56

-4.03%

Tomato (1kg)

$3.49 €3.00

$5.59 €4.81

-37.57%

Potato (1kg)

$1.43 €1.23

$2.26 €1.95

-36.73%

Onion (1kg)

$1.47 €1.26

$1.79 €1.54

-17.88%

Lettuce (1 head)

$1.40 €1.20

$1.31 €1.13

6.87%

Water (1.5 liter bottle)

$1.58 €1.36

$2.00 €1.72

-21.00%

Cigarettes 20 Pack (Marlboro, Camel)

$19.77 €17.01

$19.52 €16.79

1.28%

Wine (Bottle)

$14.39 €12.38

$11.58 €9.96

24.27%

Local Beer (0.5 liter bottle)

$4.99 €4.30

$3.53 €3.04

41.36%

Imported Beer (0.33 liter bottle)

$5.06 €4.35

$4.01 €3.45

26.18%

One-way Ticket (Public Transport)

$2.22 €1.91

$2.39 €2.06

-7.11%

Public Transport Monthly Pass (Regular Price)

$68.9 €59.3

$98.6 €84.8

-30.07%

Taxi Start (Normal Tariff)

$5.03 €4.32

$5.46 €4.70

-7.88%

Taxi (Normal Tariff) (1km)

$1.33 €1.15

$2.04 €1.76

-34.80%

Taxi 1hour Waiting (Normal Tariff)

$43.73 €37.61

$38.37 €33.00

13.97%

Gasoline (1 liter)

$2.09 €1.80

$2.08 €1.79

0.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.2K €36.3K

-0.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K €33.7K

$40.0K €34.4K

-2.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$285 €245

$275 €236

3.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.92 €18.85

$23.56 €20.27

-6.96%

Internet (50+ Mbps, Unlimited Data)

$55.5 €47.74

$58.0 €49.88

-4.29%

Gym Membership (Monthly)

$57.2 €49.16

$51.3 €44.12

11.43%

Tennis Court (1 Hour on Weekend)

$8.68 €7.47

Cinema Ticket

$13.80 €11.87

$14.93 €12.84

-7.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,066 €917

$1,171 €1,007

-8.98%

International Primary School, 1 Child (Yearly)

$7,946 €6,835

$9,402 €8,087

-15.49%

Jeans (Levis 501 Or Similar)

$91.2 €78.4

$104 €89.2

-12.08%

Summer Dress (H&M, Zara, etc)

$40.06 €34.46

$48.69 €41.88

-17.72%

Sport Shoes (Adidas, Nike)

$100 €86.4

$114 €98.1

-11.93%

Men's Leather Business Shoes

$107 €91.8

$130 €112

-18.11%

1-bedroom Apartment, City Center (Monthly)

$2,005 €1,725

$1,485 €1,277

35.02%

1-bedroom Apartment, Outside City Center (Monthly)

$1,724 €1,483

$1,232 €1,060

39.89%

3-bedroom Apartment, City Center (Monthly)

$3,380 €2,907

$2,427 €2,088

39.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,517 €2,165

$1,979 €1,703

27.15%

Buy Apartment in City Center (m2)

$6,193 €5,327

$4,153 €3,572

49.13%

Buy Apartment Outside City Center (m2)

$4,705 €4,047

$3,642 €3,133

29.18%

Average Monthly Net Salary (After Tax)

$3,228 €2,777

$1,766 €1,519

82.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.8

4.04

18.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Galway: June 1, 2026

Last update for Fermoy: May 30, 2026

Cost Breakdown

A central one-bedroom costs $2,005 in Galway versus $1,485 in Fermoy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 83% higher in Galway, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $94.0 in Galway versus $69.0 in Fermoy. Monthly groceries follow the same trend: $344 vs $325 – making Fermoy the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Galway vs Fermoy: Cost of Living - Frequently Asked Questions

Galway costs about 23% more than Fermoy, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,692 per month in Galway and $3,829 in Fermoy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fermoy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $94.0 in Galway and $69.0 in Fermoy. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,128 in Galway and $2,553 in Fermoy. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Fermoy, where all-in costs run around $2,553, than in Galway at $3,128. In Fermoy it covers expenses comfortably, while in Galway it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Fermoy costs $2,553 versus $3,128 in Galway. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Fermoy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Galway makes more sense. Both are solid long-term options with distinct trade-offs.