Last update: Oct 2026

Cost of Living Comparison Between Farmington, NM and Toronto

For one person, living is cheaper in Toronto: $2,610 a month against $3,273 in Farmington, NM, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

158

Cost of Living Index in Farmington, NM
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Farmington, NM Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Farmington, NM

🇺🇸 United States

$3,273

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Farmington, NM and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Farmington, NM and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,273 in Farmington, NM versus $2,610 in Toronto.

Farmington, NM $3,273
Toronto $2,610

Estimated couple costs with rent: $4,363 in Farmington, NM versus $3,727 in Toronto.

Farmington, NM $4,363
Toronto $3,727

Monthly costs for a family of three with rent: $5,453 in Farmington, NM versus $4,844 in Toronto.

Farmington, NM $5,453
Toronto $4,844

Living in Farmington, NM is roughly 25% more expensive than in Toronto, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Farmington, NM 142% above, Toronto 93% above.

Meal at Budget Restaurant

$19.90 $19.90

$17.59 CA$24.87

13.13%

Three-Course Dinner for Two, Mid-Range

$49.34 $49.34

$78.8 CA$111

-37.40%

Fast Food Meal (McDonalds, etc)

$12.01 $12.01

$10.73 CA$15.16

11.93%

Cappuccino

$6.06 $6.06

$4.09 CA$5.78

48.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 $2.42

$2.10 CA$2.97

15.24%

Water (0.33 liter bottle)

$1.66 $1.66

$1.72 CA$2.43

-3.49%

Local Beer (0.5 liter draught)

$7.90 $7.90

$6.36 CA$8.99

24.21%

Imported Beer (0.33 liter bottle)

$13.34 $13.34

$7.08 CA$10.01

88.42%

Milk (1 liter)

$0.98 $0.98

$2.54 CA$3.59

-61.42%

White Bread (500g)

$3.39 $3.39

$2.72 CA$3.85

24.63%

Rice (white) (1kg)

$4.43 $4.43

$2.18 CA$3.09

103.21%

Eggs

$4.14 $4.14

$3.63 CA$5.13

14.05%

Local Cheese (1kg)

$7.31 $7.31

$9.46 CA$13.37

-22.73%

Chicken Fillets (1kg)

$13.09 $13.09

$11.54 CA$16.32

13.43%

Beef Round Steak (1kg)

$16.86 $16.86

$14.37 CA$20.32

17.33%

Apples (1kg)

$3.03 $3.03

$3.70 CA$5.23

-18.11%

Banana (1kg)

$1.65 $1.65

$1.19 CA$1.68

38.66%

Oranges (1kg)

$4.20 $4.20

$3.46 CA$4.90

21.39%

Tomato (1kg)

$4.80 $4.80

$4.22 CA$5.97

13.74%

Potato (1kg)

$2.82 $2.82

$1.79 CA$2.52

57.54%

Onion (1kg)

$2.91 $2.91

$1.65 CA$2.33

76.36%

Lettuce (1 head)

$2.17 $2.17

$2.20 CA$3.11

-1.36%

Water (1.5 liter bottle)

$2.29 $2.29

$1.26 CA$1.78

81.75%

Cigarettes 20 Pack (Marlboro, Camel)

$10.21 $10.21

$13.97 CA$19.75

-26.91%

Wine (Bottle)

$15.19 $15.19

$14.20 CA$20.07

6.97%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$2.25 CA$3.18

-6.67%

Imported Beer (0.33 liter bottle)

$3.14 $3.14

$2.53 CA$3.58

24.11%

One-way Ticket (Public Transport)

$2.02 $2.02

$2.32 CA$3.28

-12.93%

Public Transport Monthly Pass (Regular Price)

$29.47 $29.47

$112 CA$158

-73.61%

Taxi Start (Normal Tariff)

$2.73 $2.73

$3.06 CA$4.33

-10.78%

Taxi (Normal Tariff) (1km)

$1.96 $1.96

$1.22 CA$1.72

60.66%

Taxi 1hour Waiting (Normal Tariff)

$27.39 $27.39

$21.69 CA$30.66

26.28%

Gasoline (1 liter)

$1.10 $1.10

$1.21 CA$1.72

-9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K $31.1K

$26.1K CA$37.0K

18.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$21.1K CA$29.9K

17.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$397 $397

$120 CA$169

232.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.7 $57.7

$32.21 CA$45.54

79.17%

Internet (50+ Mbps, Unlimited Data)

$115 $115

$48.88 CA$69.1

134.66%

Gym Membership (Monthly)

$42.26 $42.26

$39.34 CA$55.6

7.42%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.99 $12.99

$12.58 CA$17.79

3.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,444 $1,444

$832 CA$1,176

73.58%

International Primary School, 1 Child (Yearly)

$21.4K $21.4K

$23.6K CA$33.4K

-9.33%

Jeans (Levis 501 Or Similar)

$53.6 $53.6

$52.3 CA$73.9

2.60%

Summer Dress (H&M, Zara, etc)

$40.64 $40.64

$39.44 CA$55.8

3.04%

Sport Shoes (Adidas, Nike)

$87.2 $87.2

$99.0 CA$140

-11.88%

Men's Leather Business Shoes

$116 $116

$122 CA$172

-5.24%

1-bedroom Apartment, City Center (Monthly)

$1,715 $1,715

$1,631 CA$2,306

5.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,721 $1,721

$1,448 CA$2,048

18.83%

3-bedroom Apartment, City Center (Monthly)

$2,577 $2,577

$2,737 CA$3,869

-5.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,472 $2,472

$2,129 CA$3,010

16.08%

Buy Apartment in City Center (m2)

$2,147 $2,147

$8,206 CA$11.6K

-73.84%

Buy Apartment Outside City Center (m2)

$2,140 $2,140

$6,838 CA$9,666

-68.70%

Average Monthly Net Salary (After Tax)

$7,129 $7,129

$3,520 CA$4,976

102.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

4.47

46.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Farmington, NM: October 17, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Farmington, NM

$1.7K 52.6%

Toronto

$1.4K 55.5% 15.8% $273

Monthly Utilities & Internet

Farmington, NM

$570 17.4%

Toronto

$201 7.7% 64.8% $369

Groceries & Markets

Farmington, NM

$379 11.6%

Toronto

$343 13.1% 9.6% $36

Eating Out

Farmington, NM

$351 10.7%

Toronto

$283 10.9% 19.2% $67

Clothing & Footwear

Farmington, NM

$134 4.1%

Toronto

$141 5.4% 5.3% $7

Sport & Entertainment

Farmington, NM

$68 2.1%

Toronto

$65 2.5% 5.5% $3.7

Getting Around

Farmington, NM

$50 1.5%

Toronto

$130 5% 160% $80

Cost Breakdown

A one-bedroom apartment in the center runs $1,715 in Farmington, NM and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Farmington, NM pays 103% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $49.00 in Farmington, NM vs $79.0 in Toronto. Groceries flip the comparison at $379 vs $343, with Toronto cheaper for home cooking.

Good to know

🇺🇸 Farmington, NM

🇨🇦 Toronto

🕒 Local time

04:39 4:39 AM

06:39 6:39 AM

2 h ahead of Farmington, NM

🌤 Weather

👥 Population

18,207

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Farmington, NM Toronto 2,550 km ≈ 3 h 45 min nonstop flight

From you

Farmington, NM
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Farmington, NM vs Toronto: Cost of Living - Frequently Asked Questions

Toronto wins on cost – living expenses run 25% lower than in Farmington, NM. Housing and daily spending are where you'll feel the difference most, making Toronto the obvious pick if budget is a priority.

Average pay runs 103% higher in Farmington, NM, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,715 in Farmington, NM versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,444 in Farmington, NM versus $832 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 11% higher in Farmington, NM. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 25% less than in Farmington, NM. Beyond cost, consider language, visa policies, and how big the international community is in each city.