Last update: Oct 2026

Cost of Living Comparison Between Farmington, NM and New York, NY

For one person, living is cheaper in Farmington, NM: $3,273 a month against $4,938 in New York, NY, rent and utilities included – about $20,000 less a year. Rent and utilities account for most of the difference.

158

Cost of Living Index in Farmington, NM
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Farmington, NM Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Farmington, NM

🇺🇸 United States

$3,273

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Farmington, NM and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Farmington, NM and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,273 in Farmington, NM versus $4,938 in New York, NY.

Farmington, NM $3,273
New York, NY $4,938

Estimated couple costs with rent: $4,363 in Farmington, NM versus $7,273 in New York, NY.

Farmington, NM $4,363
New York, NY $7,273

Monthly costs for a family of three with rent: $5,453 in Farmington, NM versus $9,608 in New York, NY.

Farmington, NM $5,453
New York, NY $9,608

Living in Farmington, NM costs roughly 34% less than in New York, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Farmington, NM 142% above, New York, NY 264% above.

Meal at Budget Restaurant

$19.90 $19.90

$24.99 $24.99

-20.37%

Three-Course Dinner for Two, Mid-Range

$49.34 $49.34

$120 $120

-58.98%

Fast Food Meal (McDonalds, etc)

$12.01 $12.01

$13.74 $13.74

-12.59%

Cappuccino

$6.06 $6.06

$6.60 $6.60

-8.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 $2.42

$3.82 $3.82

-36.65%

Water (0.33 liter bottle)

$1.66 $1.66

$2.87 $2.87

-42.16%

Local Beer (0.5 liter draught)

$7.90 $7.90

$7.95 $7.95

-0.63%

Imported Beer (0.33 liter bottle)

$13.34 $13.34

$10.06 $10.06

32.60%

Milk (1 liter)

$0.98 $0.98

$1.37 $1.37

-28.47%

White Bread (500g)

$3.39 $3.39

$4.75 $4.75

-28.63%

Rice (white) (1kg)

$4.43 $4.43

$7.69 $7.69

-42.39%

Eggs

$4.14 $4.14

$5.87 $5.87

-29.47%

Local Cheese (1kg)

$7.31 $7.31

$19.25 $19.25

-62.03%

Chicken Fillets (1kg)

$13.09 $13.09

$17.83 $17.83

-26.58%

Beef Round Steak (1kg)

$16.86 $16.86

$19.03 $19.03

-11.40%

Apples (1kg)

$3.03 $3.03

$6.69 $6.69

-54.71%

Banana (1kg)

$1.65 $1.65

$2.29 $2.29

-27.95%

Oranges (1kg)

$4.20 $4.20

$6.41 $6.41

-34.48%

Tomato (1kg)

$4.80 $4.80

$6.75 $6.75

-28.89%

Potato (1kg)

$2.82 $2.82

$3.93 $3.93

-28.24%

Onion (1kg)

$2.91 $2.91

$4.52 $4.52

-35.62%

Lettuce (1 head)

$2.17 $2.17

$2.79 $2.79

-22.22%

Water (1.5 liter bottle)

$2.29 $2.29

$2.51 $2.51

-8.76%

Cigarettes 20 Pack (Marlboro, Camel)

$10.21 $10.21

$18.10 $18.10

-43.59%

Wine (Bottle)

$15.19 $15.19

$20.16 $20.16

-24.65%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$3.26 $3.26

-35.58%

Imported Beer (0.33 liter bottle)

$3.14 $3.14

$3.75 $3.75

-16.27%

One-way Ticket (Public Transport)

$2.02 $2.02

$2.92 $2.92

-30.82%

Public Transport Monthly Pass (Regular Price)

$29.47 $29.47

$143 $143

-79.34%

Taxi Start (Normal Tariff)

$2.73 $2.73

$3.06 $3.06

-10.78%

Taxi (Normal Tariff) (1km)

$1.96 $1.96

$2.16 $2.16

-9.26%

Taxi 1hour Waiting (Normal Tariff)

$27.39 $27.39

$41.33 $41.33

-33.73%

Gasoline (1 liter)

$1.10 $1.10

$1.12 $1.12

-1.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K $31.1K

$33.1K $33.1K

-6.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$25.7K $25.7K

-3.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$397 $397

$219 $219

81.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.7 $57.7

$75.3 $75.3

-23.39%

Internet (50+ Mbps, Unlimited Data)

$115 $115

$70.5 $70.5

62.67%

Gym Membership (Monthly)

$42.26 $42.26

$116 $116

-63.41%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$12.99 $12.99

$21.37 $21.37

-39.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,444 $1,444

$3,432 $3,432

-57.92%

International Primary School, 1 Child (Yearly)

$21.4K $21.4K

$61.7K $61.7K

-65.29%

Jeans (Levis 501 Or Similar)

$53.6 $53.6

$74.9 $74.9

-28.37%

Summer Dress (H&M, Zara, etc)

$40.64 $40.64

$52.1 $52.1

-22.06%

Sport Shoes (Adidas, Nike)

$87.2 $87.2

$117 $117

-25.24%

Men's Leather Business Shoes

$116 $116

$135 $135

-14.20%

1-bedroom Apartment, City Center (Monthly)

$1,715 $1,715

$4,347 $4,347

-60.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,721 $1,721

$3,117 $3,117

-44.78%

3-bedroom Apartment, City Center (Monthly)

$2,577 $2,577

$9,110 $9,110

-71.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,472 $2,472

$5,379 $5,379

-54.06%

Buy Apartment in City Center (m2)

$2,147 $2,147

$19.3K $19.3K

-88.87%

Buy Apartment Outside City Center (m2)

$2,140 $2,140

$6,943 $6,943

-69.18%

Average Monthly Net Salary (After Tax)

$7,129 $7,129

$5,238 $5,238

36.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.85

-4.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Farmington, NM: October 17, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Farmington, NM

$1.7K 52.6%

New York, NY

$3.1K 63.1% 81.1% $1.4K

Monthly Utilities & Internet

Farmington, NM

$570 17.4%

New York, NY

$365 7.4% 35.9% $205

Groceries & Markets

Farmington, NM

$379 11.6%

New York, NY

$552 11.2% 45.6% $173

Eating Out

Farmington, NM

$351 10.7%

New York, NY

$407 8.2% 16.1% $56

Clothing & Footwear

Farmington, NM

$134 4.1%

New York, NY

$170 3.5% 27.4% $37

Sport & Entertainment

Farmington, NM

$68 2.1%

New York, NY

$158 3.2% 132% $90

Getting Around

Farmington, NM

$50 1.5%

New York, NY

$168 3.4% 236% $118

Cost Breakdown

A one-bedroom apartment in the center runs $1,715 in Farmington, NM and $4,347 in New York, NY. Housing cost is often the main lever when comparing two cities.

Farmington, NM pays 36% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $49.00 in Farmington, NM vs $120 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $379 vs $552 per month, with Farmington, NM cheaper across the board.

Good to know

🇺🇸 Farmington, NM

🇺🇸 New York, NY

🕒 Local time

21:07 9:07 PM

23:07 11:07 PM

2 h ahead of Farmington, NM

🌤 Weather

👥 Population

18,207

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Farmington, NM New York, NY 2,970 km ≈ 4 h 15 min nonstop flight

From you

Farmington, NM
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Farmington, NM vs New York, NY: Cost of Living - Frequently Asked Questions

Farmington, NM wins on cost – living expenses run 51% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Farmington, NM the obvious pick if budget is a priority.

Average pay runs 36% higher in Farmington, NM, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,715 in Farmington, NM versus $4,347 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,444 in Farmington, NM versus $3,432 in New York, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 46% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,000. Farmington, NM is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Farmington, NM delivers better value – similar infrastructure at $3,273 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Farmington, NM hard to pass up.

Expats usually find Farmington, NM gentler on the wallet – expenses run 51% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.