Cost of Living in Farmington, NM - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $3,165 monthly including rent, or $1,086 excluding housing.

Estimated monthly costs for a couple: $4,472 with rent, or $1,996 without housing.

Monthly costs for a family of three come to about $5,779 including rent, or $2,907 for daily expenses alone.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$19.33 $19.33
$12.21 $12.21
$35.85 $35.85
Three-Course Dinner for Two, Mid-Range
$74.4 $74.4
$49.62 $49.62
$124 $124
Fast Food Meal (McDonalds, etc)
$11.08 $11.08
$10.02 $10.02
$14.10 $14.10
Cappuccino
$5.08 $5.08
$3.49 $3.49
$7.98 $7.98
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.60 $2.60
$2.04 $2.04
$4.09 $4.09
Water (0.33 liter bottle)
$2.04 $2.04
$1.53 $1.53
$3.07 $3.07
Local Beer (0.5 liter draught)
$6.03 $6.03
$4.02 $4.02
$8.54 $8.54
Imported Beer (0.33 liter bottle)
$6.88 $6.88
$4.92 $4.92
$9.83 $9.83
πŸ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$0.99 $0.99
$0.74 $0.74
$1.41 $1.41
White Bread (500g)
$3.48 $3.48
$2.13 $2.13
$5.47 $5.47
Rice (white) (1kg)
$4.43 $4.43
$2.13 $2.13
$8.76 $8.76
Eggs
$4.30 $4.30
$2.05 $2.05
$7.17 $7.17
Local Cheese (1kg)
$12.47 $12.47
$7.12 $7.12
$22.43 $22.43
Chicken Fillets (1kg)
$11.58 $11.58
$6.17 $6.17
$19.97 $19.97
Beef Round Steak (1kg)
$15.57 $15.57
$10.01 $10.01
$24.47 $24.47
Apples (1kg)
$5.02 $5.02
$2.62 $2.62
$9.02 $9.02
Banana (1kg)
$1.57 $1.57
$1.08 $1.08
$4.08 $4.08
Oranges (1kg)
$4.19 $4.19
$2.17 $2.17
$8.70 $8.70
Tomato (1kg)
$4.63 $4.63
$2.16 $2.16
$8.62 $8.62
Potato (1kg)
$2.89 $2.89
$1.34 $1.34
$6.26 $6.26
Onion (1kg)
$2.86 $2.86
$1.85 $1.85
$4.45 $4.45
Lettuce (1 head)
$2.00 $2.00
$1.35 $1.35
$2.91 $2.91
Water (1.5 liter bottle)
$2.11 $2.11
$1.18 $1.18
$3.19 $3.19
Cigarettes 20 Pack (Marlboro, Camel)
$9.46 $9.46
$7.89 $7.89
$11.83 $11.83
Wine (Bottle)
$14.84 $14.84
$9.88 $9.88
$23.74 $23.74
Local Beer (0.5 liter bottle)
$1.79 $1.79
$1.71 $1.71
$2.83 $2.83
Imported Beer (0.33 liter bottle)
$3.33 $3.33
$1.59 $1.59
$5.95 $5.95
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.97 $1.97
$1.23 $1.23
$1.97 $1.97
Public Transport Monthly Pass (Regular Price)
$29.71 $29.71
$29.71 $29.71
$29.71 $29.71
Taxi Start (Normal Tariff)
$3.58 $3.58
$3.07 $3.07
$5.12 $5.12
Taxi (Normal Tariff) (1km)
$1.63 $1.63
$1.56 $1.56
$2.19 $2.19
Taxi 1hour Waiting (Normal Tariff)
$29.21 $29.21
$26.42 $26.42
$35.02 $35.02
Gasoline (1 liter)
$0.90 $0.90
$0.80 $0.80
$1.06 $1.06
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.3K $29.3K
$23.4K $23.4K
$35.6K $35.6K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$25.0K $25.0K
$27.0K $27.0K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$191 $191
$122 $122
$349 $349
SIM Card Monthly Plan (Calls and 10GB+ Data)
$52.0 $52.0
$29.52 $29.52
$98.4 $98.4
Internet (50+ Mbps, Unlimited Data)
$66.5 $66.5
$49.03 $49.03
$98.1 $98.1
πŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$43.25 $43.25
$17.60 $17.60
$50.3 $50.3
Cinema Ticket
$13.58 $13.58
$11.06 $11.06
$18.11 $18.11
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,308 $1,308
$1,007 $1,007
$1,861 $1,861
International Primary School, 1 Child (Yearly)
$23.8K $23.8K
$17.0K $17.0K
$27.6K $27.6K
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$52.0 $52.0
$30.51 $30.51
$81.4 $81.4
Summer Dress (H&M, Zara, etc)
$39.40 $39.40
$24.63 $24.63
$64.0 $64.0
Sport Shoes (Adidas, Nike)
$85.6 $85.6
$59.3 $59.3
$128 $128
Men's Leather Business Shoes
$114 $114
$65.0 $65.0
$203 $203
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$2,017 $2,017
$1,008 $1,008
$3,025 $3,025
1-bedroom Apartment, Outside City Center (Monthly)
$1,959 $1,959
$904 $904
$3,014 $3,014
3-bedroom Apartment, City Center (Monthly)
$3,091 $3,091
$1,276 $1,276
$4,906 $4,906
3-bedroom Apartment, Outside City Center (Monthly)
$3,097 $3,097
$1,199 $1,199
$4,994 $4,994
Buy Apartment in City Center (m2)
$2,024 $2,024
$1,954 $1,954
$2,095 $2,095
Buy Apartment Outside City Center (m2)
$2,401 $2,401
$1,948 $1,948
$2,401 $2,401
πŸ’΅ Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$7,275 $7,275
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
6.19
7

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 20, 2026

Cost Breakdown

Expect to pay about $2,017 for a central one-bedroom, or $1,959 outside the center. At around 28% of the average salary ($7,275), rent noticeably above the typical 30% rent-to-income guideline.

Average take-home pay sits at $7,275, while typical expenses reach $3,165. This leaves solid room for saving and lifestyle spending.

Expect to spend about $389 monthly on groceries. Dining out at a mid-range restaurant costs roughly $74 for two.

Public transport is priced at around $30 per month.

Cost Highlights

Average monthly net salary is higher than 96% of cities in North America

1-bedroom apartment, outside city center is more expensive than 94% of cities in North America

3-bedroom apartment, outside city center is more expensive than 92% of cities in North America

Farmington, NM Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Farmington, NM - Frequently Asked Questions
How does Farmington's overall affordability compare for travelers, expats, and digital nomads, and who tends to get good value here?
Farmington offers a practical balance for travelers, expats, and digital nomads. Compared with coastal cities or large metro areas, housing and everyday expenses tend to feel more approachable, especially if you choose a modest apartment, a shared house, or a rental near the downtown core. Groceries, utilities, and dining out generally follow a steady rhythm, with plenty of midrange options. The city also rewards a flexible schedule: shorter commutes, outdoor recreation nearby, and a walkable center help you stretch a budget further. Cost of Living in Farmington, NM, United States is a solid match for those who value stability and local charm. Tip: Start with a short-term stay to test daily expenses as you explore neighborhoods.
What does daily life look like for housing, food, transport, coworking, and errands in Farmington?
Daily life in Farmington centers on practical routines. Housing options range from comfortable apartments to family homes, with neighborhoods offering walkable centers and quieter streets. For groceries you will find major chains alongside local markets; dining spans casual eateries to regional flavors. Transportation is largely car-first, with limited but usable public options and ride-sharing; many residents bike or walk short trips. Co-working spaces, libraries, and cafes with reliable Wi-Fi support remote work and study. For errands, plan a few longer shopping trips to nearby markets and repeat visits to favorites. Farmington, NM, United States living cost helps you budget before you arrive. Tip: Map a first-week plan to test routines.
How can you optimize quality of life, budgeting, seasonal planning, and neighborhood fit to make the most of Farmington?
Quality of life in Farmington comes from a steady pace, outdoor access, and community amenities. Build a simple budgeting framework that covers housing and utilities first, then food, transport, and a small cushion for activities. Practical savings come from shopping seasonal produce at local markets, buying in bulk when sensible, and choosing midweek errands to avoid crowds. Seasonality matters: summers are bright and dry, winters cool, so plan for heating, warm layers, and outdoor-adventure windows. For neighborhood fit, test areas near downtown for quick services or quieter pockets near Lake Farmington. Tip: Do a weekend neighborhood scouting loop to feel the vibe.
Why is Farmington, NM so expensive to live in?
Living in Farmington, NM doesn't come cheap – monthly expenses with rent reach $3,165, putting it among the pricier cities worldwide. Housing dominates the cost, but food, services, and leisure all sit above the global median too.
Is Farmington, NM expensive to live in?
Budget at least $3,165 per month to live in Farmington, NM once rent is factored in. The high price tag reflects quality infrastructure and a strong economy, but it does mean you need a decent income to live comfortably here.
Can you save money on an average salary in Farmington, NM?
At $7,275 take-home, most residents in Farmington, NM can cover the $3,165 monthly cost of living. Those earning $4,747 or more have room to save; below-average earners will find things noticeably tighter.
What are typical rents in Farmington, NM?
Where you live in Farmington, NM makes all the difference. Central one-bedrooms cost about $2,017; commute-friendly outer districts come in around $1,959. Overall, the market runs from $1,959 to $2,017 depending on size, location, and apartment condition.
How expensive is a gym membership in Farmington, NM?
At around $43.25 monthly, gym costs in Farmington, NM are on the steep side. The price tracks with the city's overall high cost of services, though annual contracts and promotional deals can cut the bill.
Is food expensive in Farmington, NM?
Farmington, NM isn't cheap for groceries. Monthly bills reach $389 for a single person, and even basic items cost more than in most comparable cities. Cooking at home is still the most economical approach.
Is $2,500 enough to live comfortably in Farmington, NM?
At $3,165 in typical monthly expenses, a $2,500 budget barely covers Farmington, NM. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.
What is quality of life like in Farmington, NM?
Farmington, NM offers genuinely appealing day-to-day living. Residents value fast internet, and at around $3,165 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.

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