Last update: Oct 2026

Cost of Living Comparison Between Farmington, NM and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $3,273 in Farmington, NM, rent and utilities included – about $14,600 less a year. Rent and utilities account for most of the difference.

158

Cost of Living Index in Farmington, NM
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Farmington, NM Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Farmington, NM

🇺🇸 United States

$3,273

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Farmington, NM and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Farmington, NM and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,273 in Farmington, NM versus $2,059 in Montreal.

Farmington, NM $3,273
Montreal $2,059

Estimated couple costs with rent: $4,363 in Farmington, NM versus $3,123 in Montreal.

Farmington, NM $4,363
Montreal $3,123

Monthly costs for a family of three with rent: $5,453 in Farmington, NM versus $4,187 in Montreal.

Farmington, NM $5,453
Montreal $4,187

Living in Farmington, NM is roughly 59% more expensive than in Montreal, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Farmington, NM 142% above, Montreal 52% above.

Meal at Budget Restaurant

$19.90 $19.90

$18.84 CA$26.63

5.63%

Three-Course Dinner for Two, Mid-Range

$49.34 $49.34

$73.2 CA$104

-32.61%

Fast Food Meal (McDonalds, etc)

$12.01 $12.01

$10.54 CA$14.90

13.95%

Cappuccino

$6.06 $6.06

$3.97 CA$5.61

52.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 $2.42

$1.94 CA$2.74

24.74%

Water (0.33 liter bottle)

$1.66 $1.66

$1.57 CA$2.22

5.73%

Local Beer (0.5 liter draught)

$7.90 $7.90

$6.42 CA$9.08

23.05%

Imported Beer (0.33 liter bottle)

$13.34 $13.34

$7.20 CA$10.19

85.28%

Milk (1 liter)

$0.98 $0.98

$2.32 CA$3.28

-57.76%

White Bread (500g)

$3.39 $3.39

$3.19 CA$4.51

6.27%

Rice (white) (1kg)

$4.43 $4.43

$3.19 CA$4.50

38.87%

Eggs

$4.14 $4.14

$3.68 CA$5.20

12.50%

Local Cheese (1kg)

$7.31 $7.31

$13.24 CA$18.72

-44.79%

Chicken Fillets (1kg)

$13.09 $13.09

$11.69 CA$16.53

11.98%

Beef Round Steak (1kg)

$16.86 $16.86

$13.98 CA$19.76

20.60%

Apples (1kg)

$3.03 $3.03

$3.14 CA$4.44

-3.50%

Banana (1kg)

$1.65 $1.65

$1.45 CA$2.05

13.79%

Oranges (1kg)

$4.20 $4.20

$3.38 CA$4.78

24.26%

Tomato (1kg)

$4.80 $4.80

$3.11 CA$4.40

54.34%

Potato (1kg)

$2.82 $2.82

$1.93 CA$2.72

46.11%

Onion (1kg)

$2.91 $2.91

$1.83 CA$2.58

59.02%

Lettuce (1 head)

$2.17 $2.17

$2.36 CA$3.34

-8.05%

Water (1.5 liter bottle)

$2.29 $2.29

$1.50 CA$2.12

52.67%

Cigarettes 20 Pack (Marlboro, Camel)

$10.21 $10.21

$11.12 CA$15.73

-8.18%

Wine (Bottle)

$15.19 $15.19

$10.60 CA$14.98

43.30%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$2.22 CA$3.14

-5.41%

Imported Beer (0.33 liter bottle)

$3.14 $3.14

$2.84 CA$4.01

10.56%

One-way Ticket (Public Transport)

$2.02 $2.02

$2.62 CA$3.71

-22.90%

Public Transport Monthly Pass (Regular Price)

$29.47 $29.47

$79.1 CA$112

-62.76%

Taxi Start (Normal Tariff)

$2.73 $2.73

$3.23 CA$4.56

-15.48%

Taxi (Normal Tariff) (1km)

$1.96 $1.96

$1.48 CA$2.10

32.43%

Taxi 1hour Waiting (Normal Tariff)

$27.39 $27.39

$32.22 CA$45.55

-14.99%

Gasoline (1 liter)

$1.10 $1.10

$1.36 CA$1.92

-19.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K $31.1K

$27.6K CA$39.1K

12.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$21.2K CA$30.0K

16.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$397 $397

$77.0 CA$109

415.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.7 $57.7

$34.14 CA$48.26

69.04%

Internet (50+ Mbps, Unlimited Data)

$115 $115

$42.19 CA$59.7

171.87%

Gym Membership (Monthly)

$42.26 $42.26

$30.81 CA$43.56

37.16%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$12.99 $12.99

$11.47 CA$16.22

13.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,444 $1,444

$506 CA$716

185.29%

International Primary School, 1 Child (Yearly)

$21.4K $21.4K

$16.2K CA$23.0K

31.84%

Jeans (Levis 501 Or Similar)

$53.6 $53.6

$57.3 CA$81.0

-6.32%

Summer Dress (H&M, Zara, etc)

$40.64 $40.64

$38.10 CA$53.9

6.67%

Sport Shoes (Adidas, Nike)

$87.2 $87.2

$91.9 CA$130

-5.09%

Men's Leather Business Shoes

$116 $116

$110 CA$155

5.26%

1-bedroom Apartment, City Center (Monthly)

$1,715 $1,715

$1,237 CA$1,748

38.67%

1-bedroom Apartment, Outside City Center (Monthly)

$1,721 $1,721

$977 CA$1,381

76.22%

3-bedroom Apartment, City Center (Monthly)

$2,577 $2,577

$2,180 CA$3,082

18.23%

3-bedroom Apartment, Outside City Center (Monthly)

$2,472 $2,472

$1,608 CA$2,273

53.71%

Buy Apartment in City Center (m2)

$2,147 $2,147

$5,113 CA$7,228

-58.01%

Buy Apartment Outside City Center (m2)

$2,140 $2,140

$3,744 CA$5,293

-42.85%

Average Monthly Net Salary (After Tax)

$7,129 $7,129

$2,957 CA$4,180

141.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

4.48

46.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Farmington, NM: October 17, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Farmington, NM

$1.7K 52.6%

Montreal

$977 47.4% 43.3% $744

Monthly Utilities & Internet

Farmington, NM

$570 17.4%

Montreal

$153 7.5% 73.1% $416

Groceries & Markets

Farmington, NM

$379 11.6%

Montreal

$351 17.1% 7.5% $28

Eating Out

Farmington, NM

$351 10.7%

Montreal

$290 14.1% 17.1% $60

Clothing & Footwear

Farmington, NM

$134 4.1%

Montreal

$134 6.5% 0% $0

Sport & Entertainment

Farmington, NM

$68 2.1%

Montreal

$54 2.6% 21.2% $14

Getting Around

Farmington, NM

$50 1.5%

Montreal

$100 4.9% 100% $50

Cost Breakdown

A one-bedroom apartment in the center runs $1,715 in Farmington, NM and $1,237 in Montreal. Housing cost is often the main lever when comparing two cities.

Farmington, NM pays 141% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $49.00 in Farmington, NM vs $73.0 in Montreal. Groceries flip the comparison at $379 vs $351, with Montreal cheaper for home cooking.

Good to know

🇺🇸 Farmington, NM

🇨🇦 Montreal

🕒 Local time

00:52 12:52 AM

02:52 2:52 AM

2 h ahead of Farmington, NM

🌤 Weather

👥 Population

18,207

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Farmington, NM Montreal 3,030 km ≈ 4 h 15 min nonstop flight

From you

Farmington, NM
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Farmington, NM vs Montreal: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 59% lower than in Farmington, NM. Housing and daily spending are where you'll feel the difference most, making Montreal the obvious pick if budget is a priority.

Average pay runs 141% higher in Farmington, NM, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,715 in Farmington, NM versus $1,237 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,444 in Farmington, NM versus $506 in Montreal. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 8% higher in Farmington, NM. For households that cook at home regularly, that difference adds up over a month.

At $2,059 in Montreal versus $3,273 in Farmington, NM, a $2,000 budget is realistic in Montreal but tight or insufficient in Farmington, NM. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both work as nomad bases, but Montreal delivers better value – similar infrastructure at $2,059 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montreal hard to pass up.

Safety-wise, Farmington, NM and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 59% less than in Farmington, NM. Beyond cost, consider language, visa policies, and how big the international community is in each city.