Cost of Living Comparison Between Fargo, ND and Seattle, WA Cost of Living Comparison Between Fargo, ND and Seattle, WA

Monthly Cost of Living

A single person spends $2,045 per month in Fargo, ND vs $3,661 in Seattle, WA, rent included.

A couple spends around $3,203 per month in Fargo, ND vs $5,544 in Seattle, WA, rent included.

A family of three spends $4,361 per month in Fargo, ND vs $7,427 in Seattle, WA, rent included.

Fargo, ND is about 44% cheaper than Seattle, WA, driven mainly by Eating Out.

Both Fargo, ND and Seattle, WA sit above the global median – Fargo, ND by 53%, Seattle, WA by 173%.

Currency
🍽 Eating Out
Fargo, ND
Seattle, WA
Difference
Meal at Budget Restaurant
$14.92 $14.92
$25.32 $25.32
-41.07%
Three-Course Dinner for Two, Mid-Range
$50.5 $50.5
$121 $121
-58.35%
Fast Food Meal (McDonalds, etc)
$10.95 $10.95
$14.11 $14.11
-22.40%
Cappuccino
$5.22 $5.22
$5.82 $5.82
-10.31%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.66 $2.66
$2.98 $2.98
-10.74%
Water (0.33 liter bottle)
$1.97 $1.97
$2.40 $2.40
-17.92%
Local Beer (0.5 liter draught)
$5.93 $5.93
$7.73 $7.73
-23.29%
Imported Beer (0.33 liter bottle)
$8.39 $8.39
$7.87 $7.87
6.61%
🛒 Groceries & Markets
Fargo, ND
Seattle, WA
Difference
Milk (1 liter)
$1.26 $1.26
$1.34 $1.34
-5.97%
White Bread (500g)
$3.40 $3.40
$4.91 $4.91
-30.75%
Rice (white) (1kg)
$6.03 $6.03
$5.14 $5.14
17.32%
Eggs
$3.89 $3.89
$6.57 $6.57
-40.79%
Local Cheese (1kg)
$12.45 $12.45
$24.64 $24.64
-49.47%
Chicken Fillets (1kg)
$14.64 $14.64
$15.88 $15.88
-7.81%
Beef Round Steak (1kg)
$19.36 $19.36
$20.14 $20.14
-3.87%
Apples (1kg)
$8.30 $8.30
$6.27 $6.27
32.38%
Banana (1kg)
$2.80 $2.80
$2.86 $2.86
-2.10%
Oranges (1kg)
$6.42 $6.42
$5.29 $5.29
21.36%
Tomato (1kg)
$4.69 $4.69
$6.39 $6.39
-26.60%
Potato (1kg)
$3.68 $3.68
$3.21 $3.21
14.64%
Onion (1kg)
$3.51 $3.51
$3.83 $3.83
-8.36%
Lettuce (1 head)
$1.96 $1.96
$2.74 $2.74
-28.47%
Water (1.5 liter bottle)
$2.73 $2.73
$2.58 $2.58
5.81%
Cigarettes 20 Pack (Marlboro, Camel)
$8.94 $8.94
$11.64 $11.64
-23.20%
Wine (Bottle)
$16.77 $16.77
$15.77 $15.77
6.34%
Local Beer (0.5 liter bottle)
$2.63 $2.63
$2.88 $2.88
-8.68%
Imported Beer (0.33 liter bottle)
$4.93 $4.93
$4.39 $4.39
12.30%
🚌 Getting Around
Fargo, ND
Seattle, WA
Difference
One-way Ticket (Public Transport)
$1.54 $1.54
$2.76 $2.76
-44.20%
Public Transport Monthly Pass (Regular Price)
$41.57 $41.57
$98.8 $98.8
-57.92%
Taxi Start (Normal Tariff)
$4.55 $4.55
$2.67 $2.67
70.41%
Taxi (Normal Tariff) (1km)
$1.60 $1.60
$1.70 $1.70
-5.88%
Taxi 1hour Waiting (Normal Tariff)
$29.67 $29.67
$29.74 $29.74
-0.24%
Gasoline (1 liter)
$0.78 $0.78
$1.14 $1.14
-31.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.4K $33.4K
$32.9K $32.9K
1.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$26.0K $26.0K
-2.33%
🧾 Monthly Utilities & Internet
Fargo, ND
Seattle, WA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$161 $161
$268 $268
-39.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$54.9 $54.9
$60.9 $60.9
-9.98%
Internet (50+ Mbps, Unlimited Data)
$57.9 $57.9
$76.2 $76.2
-24.06%
🎉 Sport & Entertainment
Fargo, ND
Seattle, WA
Difference
Gym Membership (Monthly)
$55.8 $55.8
$78.1 $78.1
-28.55%
Tennis Court (1 Hour on Weekend)
-
$40.15 $40.15
-
Cinema Ticket
$13.89 $13.89
$15.82 $15.82
-12.20%
🧸 Childcare & Education
Fargo, ND
Seattle, WA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,252 $1,252
$2,252 $2,252
-44.40%
International Primary School, 1 Child (Yearly)
$23.2K $23.2K
$29.7K $29.7K
-22.03%
👕👟 Clothing & Footwear
Fargo, ND
Seattle, WA
Difference
Jeans (Levis 501 Or Similar)
$51.3 $51.3
$70.8 $70.8
-27.50%
Summer Dress (H&M, Zara, etc)
$47.12 $47.12
$53.1 $53.1
-11.33%
Sport Shoes (Adidas, Nike)
$89.1 $89.1
$117 $117
-23.97%
Men's Leather Business Shoes
$108 $108
$139 $139
-22.02%
🏠 Accommodation & Living
Fargo, ND
Seattle, WA
Difference
1-bedroom Apartment, City Center (Monthly)
$970 $970
$2,310 $2,310
-58.01%
1-bedroom Apartment, Outside City Center (Monthly)
$766 $766
$1,849 $1,849
-58.60%
3-bedroom Apartment, City Center (Monthly)
$2,598 $2,598
$4,739 $4,739
-45.18%
3-bedroom Apartment, Outside City Center (Monthly)
$1,547 $1,547
$3,556 $3,556
-56.48%
Buy Apartment in City Center (m2)
$1,795 $1,795
$7,775 $7,775
-76.92%
Buy Apartment Outside City Center (m2)
$1,774 $1,774
$5,351 $5,351
-66.85%
💵 Salaries & Financials
Fargo, ND
Seattle, WA
Difference
Average Monthly Net Salary (After Tax)
$3,785 $3,785
$6,575 $6,575
-42.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.56
6.42
2.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fargo, ND: April 19, 2026

Last update for Seattle, WA: April 21, 2026

Cost Breakdown

A central one-bedroom costs $970 in Fargo, ND versus $2,310 in Seattle, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 74% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50 in Fargo, ND versus $121 in Seattle, WA. Monthly groceries follow the same trend: $478 vs $539 – making Fargo, ND the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fargo, ND vs Seattle, WA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Fargo, ND or Seattle, WA?
Seattle, WA costs about 79% more than Fargo, ND, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Fargo, ND vs Seattle, WA?
For a comfortable life, plan on about $3,067 per month in Fargo, ND and $5,491 in Seattle, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Fargo, ND or Seattle, WA?
Rent is clearly cheaper in Fargo, ND, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Fargo, ND vs Seattle, WA?
A mid-range dinner for two costs $50.0 in Fargo, ND and $121 in Seattle, WA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in Fargo, ND compared to Seattle, WA?
Monthly expenses with rent come to $2,045 in Fargo, ND and $3,661 in Seattle, WA. The difference isn't just one category – it shows up across housing, food, transport, and services.
Can you live on $2,000/month in Fargo, ND or Seattle, WA?
A $2,000 monthly budget goes further in Fargo, ND, where all-in costs run around $2,045, than in Seattle, WA at $3,661. In Fargo, ND it covers expenses comfortably, while in Seattle, WA it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Fargo, ND or Seattle, WA?
For digital nomads, it depends on budget. Fargo, ND costs $2,045 versus $3,661 in Seattle, WA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Fargo, ND compared to Seattle, WA?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Fargo, ND or Seattle, WA?
If budget matters most, go with Fargo, ND. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.

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