Last update: Oct 2026

Cost of Living Comparison Between Falmouth and Toronto

For one person, living is cheaper in Falmouth: $1,000 a month against $2,561 in Toronto, rent and utilities included – about $18,700 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Falmouth
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Falmouth Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Falmouth

🇯🇲 Jamaica

$1,000

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Falmouth and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Falmouth and in Toronto actually costs, broken down by who's living it.

A single person spends $1,000 per month in Falmouth vs $2,561 in Toronto, rent included.

Falmouth $1,000
Toronto $2,561

A couple spends around $1,655 per month in Falmouth vs $3,694 in Toronto, rent included.

Falmouth $1,655
Toronto $3,694

A family of three spends $2,310 per month in Falmouth vs $4,826 in Toronto, rent included.

Falmouth $2,310
Toronto $4,826

Falmouth is about 61% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Falmouth sits 26% below the global median, while Toronto is 90% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.26 JMD 2,095

$17.18 CA$24.29

-22.82%

Three-Course Dinner for Two, Mid-Range

$75.7 JMD 12.0K

$76.0 CA$107

-0.36%

Fast Food Meal (McDonalds, etc)

$7.99 JMD 1,262

$10.54 CA$14.89

-24.19%

Cappuccino

$5.22 JMD 825

$4.02 CA$5.68

29.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 JMD 188

$2.12 CA$3.00

-43.87%

Water (0.33 liter bottle)

$0.74 JMD 116

$1.75 CA$2.48

-57.71%

Local Beer (0.5 liter draught)

$2.14 JMD 339

$6.24 CA$8.83

-65.71%

Imported Beer (0.33 liter bottle)

$3.19 JMD 504

$7.09 CA$10.02

-55.01%

Milk (1 liter)

$4.06 JMD 642

$2.44 CA$3.45

66.39%

White Bread (500g)

$3.67 JMD 580

$2.68 CA$3.78

36.94%

Rice (white) (1kg)

$1.64 JMD 259

$2.24 CA$3.17

-26.79%

Eggs

$3.61 JMD 570

$3.56 CA$5.03

1.40%

Local Cheese (1kg)

$11.44 JMD 1,808

$9.09 CA$12.85

25.85%

Chicken Fillets (1kg)

$6.22 JMD 983

$11.33 CA$16.01

-45.10%

Beef Round Steak (1kg)

$10.10 JMD 1,595

$14.53 CA$20.55

-30.49%

Apples (1kg)

$6.07 JMD 958

$3.62 CA$5.12

67.68%

Banana (1kg)

$3.98 JMD 629

$1.21 CA$1.72

228.93%

Oranges (1kg)

$7.24 JMD 1,144

$3.60 CA$5.09

101.11%

Tomato (1kg)

$2.97 JMD 470

$4.21 CA$5.96

-29.45%

Potato (1kg)

$3.22 JMD 508

$1.79 CA$2.53

79.89%

Onion (1kg)

$2.68 JMD 424

$1.59 CA$2.25

68.55%

Lettuce (1 head)

$3.14 JMD 496

$2.27 CA$3.21

38.33%

Water (1.5 liter bottle)

$1.45 JMD 228

$1.25 CA$1.77

16.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.21 JMD 1,456

$13.82 CA$19.53

-33.36%

Wine (Bottle)

$11.51 JMD 1,819

$14.27 CA$20.18

-19.34%

Local Beer (0.5 liter bottle)

$2.81 JMD 444

$2.20 CA$3.10

27.73%

Imported Beer (0.33 liter bottle)

$4.02 JMD 635

$2.43 CA$3.44

65.43%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$1.17 JMD 185

$2.91 CA$4.12

-59.79%

Taxi (Normal Tariff) (1km)

$3.09 JMD 488

$1.20 CA$1.69

157.50%

Taxi 1hour Waiting (Normal Tariff)

$6.39 JMD 1,009

$21.38 CA$30.23

-70.11%

Gasoline (1 liter)

$1.41 JMD 222

$1.21 CA$1.71

16.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.1K JMD 6.8M

$28.2K CA$39.8K

53.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K JMD 5.2M

$20.3K CA$28.6K

61.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 JMD 26.7K

$120 CA$170

40.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.47 JMD 4,656

$32.26 CA$45.60

-8.65%

Internet (50+ Mbps, Unlimited Data)

$53.5 JMD 8,453

$47.93 CA$67.8

11.62%

Gym Membership (Monthly)

$38.48 CA$54.4

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$13.43 JMD 2,121

$12.38 CA$17.50

8.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$361 JMD 57.0K

$830 CA$1,173

-56.52%

International Primary School, 1 Child (Yearly)

$8,337 JMD 1.3M

$23.1K CA$32.6K

-63.89%

Jeans (Levis 501 Or Similar)

$23.24 JMD 3,671

$50.7 CA$71.7

-54.17%

Summer Dress (H&M, Zara, etc)

$30.99 JMD 4,896

$40.02 CA$56.6

-22.56%

Sport Shoes (Adidas, Nike)

$76.5 JMD 12.1K

$98.0 CA$139

-21.97%

Men's Leather Business Shoes

$101 JMD 16.0K

$121 CA$171

-16.06%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

4.47

111.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Falmouth: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Falmouth

$382 38.2%

Toronto

$340 13.3% 11.1% $42

Monthly Utilities & Internet

Falmouth

$252 25.2%

Toronto

$201 7.8% 20.5% $52

Eating Out

Falmouth

$218 21.8%

Toronto

$278 10.9% 27.9% $61

Clothing & Footwear

Falmouth

$104 10.4%

Toronto

$139 5.4% 33.4% $35

Sport & Entertainment

Falmouth

$27 * 2.7%

Toronto

$63 2.5% 136% $36

Getting Around

Falmouth

$17 * 1.7%

Toronto

$129 5.1% 679% $113

Accommodation & Living

Falmouth

- * 0%

Toronto

$1.4K 55.1%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $76.0 in Falmouth versus $76.0 in Toronto. Groceries tell a different story – $382 in Falmouth vs $340 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇯🇲 Falmouth

🇨🇦 Toronto

🕒 Local time

23:30 11:30 PM

00:30 12:30 AM

1 h ahead of Falmouth

🌤 Weather

👥 Population

7,779

2,731,571

💱 Currency

Jamaican Dollar JMD $

Canadian Dollar CAD $

📈 Exchange rate

1,000 JMD = 6.33 USD

1,000 JMD = 5.63 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of October 18, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 178 JMD (1,000 JMD = 5.63 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to JMD in detail →

On the map

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Between locations

Falmouth Toronto 2,800 km ≈ 4 h nonstop flight

From you

Falmouth
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Falmouth vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 156% more than Falmouth, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,499 per month in Falmouth and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $76.0 in Falmouth and $76.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 12% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Falmouth, where all-in costs run around $1,000, than in Toronto at $2,561. In Falmouth it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Falmouth – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Falmouth. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.