Last update: Oct 2026

Cost of Living Comparison Between Toronto and Falmouth

For one person, living is cheaper in Falmouth: $1,000 a month against $2,561 in Toronto, rent and utilities included – about $18,700 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
49

Cost of Living Index in Falmouth
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Falmouth Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Falmouth

🇯🇲 Jamaica

$1,000

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Falmouth

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Falmouth actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $1,000 in Falmouth, rent included.

Toronto $2,561
Falmouth $1,000

A couple spends around $3,694 per month in Toronto vs $1,655 in Falmouth, rent included.

Toronto $3,694
Falmouth $1,655

A family of three spends $4,826 per month in Toronto vs $2,310 in Falmouth, rent included.

Toronto $4,826
Falmouth $2,310

Toronto costs about 156% more than Falmouth, and outside of rent the biggest gap is in transport.

Toronto sits 90% above the global median, while Falmouth is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.29

$13.26 JMD 2,095

29.56%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$75.7 JMD 12.0K

0.36%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$7.99 JMD 1,262

31.91%

Cappuccino

$4.02 CA$5.68

$5.22 JMD 825

-22.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.19 JMD 188

78.15%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.74 JMD 116

136.49%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$2.14 JMD 339

191.59%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.19 JMD 504

122.26%

Milk (1 liter)

$2.44 CA$3.45

$4.06 JMD 642

-39.90%

White Bread (500g)

$2.68 CA$3.78

$3.67 JMD 580

-26.98%

Rice (white) (1kg)

$2.24 CA$3.17

$1.64 JMD 259

36.59%

Eggs

$3.56 CA$5.03

$3.61 JMD 570

-1.39%

Local Cheese (1kg)

$9.09 CA$12.85

$11.44 JMD 1,808

-20.54%

Chicken Fillets (1kg)

$11.33 CA$16.01

$6.22 JMD 983

82.15%

Beef Round Steak (1kg)

$14.53 CA$20.55

$10.10 JMD 1,595

43.86%

Apples (1kg)

$3.62 CA$5.12

$6.07 JMD 958

-40.36%

Banana (1kg)

$1.21 CA$1.72

$3.98 JMD 629

-69.60%

Oranges (1kg)

$3.60 CA$5.09

$7.24 JMD 1,144

-50.28%

Tomato (1kg)

$4.21 CA$5.96

$2.97 JMD 470

41.75%

Potato (1kg)

$1.79 CA$2.53

$3.22 JMD 508

-44.41%

Onion (1kg)

$1.59 CA$2.25

$2.68 JMD 424

-40.67%

Lettuce (1 head)

$2.27 CA$3.21

$3.14 JMD 496

-27.71%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.45 JMD 228

-13.79%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$9.21 JMD 1,456

50.05%

Wine (Bottle)

$14.27 CA$20.18

$11.51 JMD 1,819

23.98%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.81 JMD 444

-21.71%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$4.02 JMD 635

-39.55%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.17 JMD 185

148.72%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$3.09 JMD 488

-61.17%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$6.39 JMD 1,009

234.59%

Gasoline (1 liter)

$1.21 CA$1.71

$1.41 JMD 222

-14.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$43.1K JMD 6.8M

-34.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$32.8K JMD 5.2M

-38.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$169 JMD 26.7K

-28.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$29.47 JMD 4,656

9.47%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$53.5 JMD 8,453

-10.41%

Gym Membership (Monthly)

$38.48 CA$54.4

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$13.43 JMD 2,121

-7.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$361 JMD 57.0K

130.00%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$8,337 JMD 1.3M

176.96%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$23.24 JMD 3,671

118.20%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$30.99 JMD 4,896

29.14%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$76.5 JMD 12.1K

28.15%

Men's Leather Business Shoes

$121 CA$171

$101 JMD 16.0K

19.14%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

9.45

-52.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Falmouth: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Falmouth

- * 0% 100%

Groceries & Markets

Toronto

$340 13.3%

Falmouth

$382 38.2% 12.5% $42

Eating Out

Toronto

$278 10.9%

Falmouth

$218 21.8% 21.8% $61

Monthly Utilities & Internet

Toronto

$201 7.8%

Falmouth

$252 25.2% 25.7% $52

Clothing & Footwear

Toronto

$139 5.4%

Falmouth

$104 10.4% 25% $35

Getting Around

Toronto

$129 5.1%

Falmouth

$17 * 1.7% 87.2% $113

Sport & Entertainment

Toronto

$63 2.5%

Falmouth

$27 * 2.7% 57.5% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $76.0 in Toronto versus $76.0 in Falmouth. Monthly groceries follow the same trend: $340 vs $382 – making Toronto the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇯🇲 Falmouth

🕒 Local time

03:19 3:19 AM

02:19 2:19 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

7,779

💱 Currency

Canadian Dollar CAD $

Jamaican Dollar JMD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 JMD = 6.33 USD

1,000 JMD = 5.63 EUR

Exchange rates and currency converter

JMD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Jamaican Dollar exchange rates as of October 18, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 178 JMD (1,000 JMD = 5.63 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Falmouth 2,800 km ≈ 4 h nonstop flight

From you

Toronto
Falmouth

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Falmouth: Cost of Living - Frequently Asked Questions

Toronto costs about 156% more than Falmouth, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $1,499 in Falmouth. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $76.0 in Toronto and $76.0 in Falmouth. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 12% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Falmouth, where all-in costs run around $1,000, than in Toronto at $2,561. In Falmouth it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Falmouth – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Falmouth. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.