Cost of Living Comparison Between Fajardo and Ubud, Bali Cost of Living Comparison Between Fajardo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,913 in Fajardo versus $1,394 in Ubud, Bali.

Estimated couple costs with rent: $3,167 in Fajardo versus $2,551 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,422 in Fajardo versus $3,708 in Ubud, Bali.

Living in Fajardo is roughly 37% more expensive than Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Fajardo 43% above, Ubud, Bali 5% above.

Currency
🍽 Eating Out
Fajardo
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.81 $9.81
$3.40 Rp 60.2K
188.53%
Three-Course Dinner for Two, Mid-Range
$80.8 $80.8
$32.38 Rp 573.6K
149.44%
Fast Food Meal (McDonalds, etc)
$9.76 $9.76
$5.00 Rp 88.6K
95.20%
Cappuccino
$3.69 $3.69
$2.82 Rp 50.0K
30.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.76 $1.76
$1.38 Rp 24.4K
27.54%
Water (0.33 liter bottle)
$1.43 $1.43
$0.73 Rp 13.0K
95.89%
Local Beer (0.5 liter draught)
$3.02 $3.02
$2.98 Rp 52.8K
1.34%
Imported Beer (0.33 liter bottle)
$4.47 $4.47
$3.97 Rp 70.3K
12.59%
🛒 Groceries & Markets
Fajardo
Ubud, Bali
Difference
Milk (1 liter)
$2.44 $2.44
$1.79 Rp 31.8K
36.31%
White Bread (500g)
$3.19 $3.19
$2.46 Rp 43.7K
29.67%
Rice (white) (1kg)
$2.26 $2.26
$1.20 Rp 21.2K
88.33%
Eggs
$5.82 $5.82
$2.39 Rp 42.3K
143.51%
Local Cheese (1kg)
$5.05 $5.05
$14.40 Rp 255.1K
-64.93%
Chicken Fillets (1kg)
$8.35 $8.35
$4.28 Rp 75.9K
95.09%
Beef Round Steak (1kg)
$12.95 $12.95
$11.82 Rp 209.4K
9.56%
Apples (1kg)
$5.94 $5.94
$3.78 Rp 67.0K
57.14%
Banana (1kg)
$2.74 $2.74
$1.63 Rp 28.9K
68.10%
Oranges (1kg)
$3.95 $3.95
$2.80 Rp 49.6K
41.07%
Tomato (1kg)
$4.10 $4.10
$2.26 Rp 40.0K
81.42%
Potato (1kg)
$3.89 $3.89
$2.00 Rp 35.3K
94.50%
Onion (1kg)
$3.00 $3.00
$2.21 Rp 39.2K
35.75%
Lettuce (1 head)
$3.11 $3.11
$1.07 Rp 18.9K
190.65%
Water (1.5 liter bottle)
$1.97 $1.97
$0.76 Rp 13.5K
159.21%
Cigarettes 20 Pack (Marlboro, Camel)
$11.36 $11.36
$3.13 Rp 55.4K
262.94%
Wine (Bottle)
$10.01 $10.01
$23.81 Rp 421.9K
-57.96%
Local Beer (0.5 liter bottle)
$2.48 $2.48
$2.84 Rp 50.3K
-12.68%
Imported Beer (0.33 liter bottle)
$3.18 $3.18
$2.78 Rp 49.2K
14.39%
🚌 Getting Around
Fajardo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.27 Rp 4,726
-
Public Transport Monthly Pass (Regular Price)
-
$8.37 Rp 148.2K
-
Taxi Start (Normal Tariff)
-
$0.45 Rp 8,034
-
Taxi (Normal Tariff) (1km)
$1.47 $1.47
$0.43 Rp 7,578
241.86%
Taxi 1hour Waiting (Normal Tariff)
$14.75 $14.75
$5.98 Rp 105.9K
146.66%
Gasoline (1 liter)
$0.89 $0.89
$0.80 Rp 14.2K
11.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K $36.1K
$25.8K Rp 457.2M
39.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K $27.1K
$31.8K Rp 563.4M
-14.70%
🧾 Monthly Utilities & Internet
Fajardo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$343 $343
$80.7 Rp 1.4M
325.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$77.9 $77.9
$4.14 Rp 73.3K
1780.43%
Internet (50+ Mbps, Unlimited Data)
$69.1 $69.1
$24.12 Rp 427.2K
186.57%
🎉 Sport & Entertainment
Fajardo
Ubud, Bali
Difference
Gym Membership (Monthly)
$99.6 $99.6
$97.8 Rp 1.7M
1.89%
Tennis Court (1 Hour on Weekend)
-
$6.64 Rp 117.7K
-
Cinema Ticket
$11.87 $11.87
$4.04 Rp 71.5K
193.81%
🧸 Childcare & Education
Fajardo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$470 $470
$297 Rp 5.3M
58.16%
International Primary School, 1 Child (Yearly)
$10.3K $10.3K
$6,590 Rp 116.7M
56.45%
👕👟 Clothing & Footwear
Fajardo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$46.16 $46.16
$55.1 Rp 976.8K
-16.29%
Summer Dress (H&M, Zara, etc)
$55.3 $55.3
$38.51 Rp 682.1K
43.57%
Sport Shoes (Adidas, Nike)
$89.5 $89.5
$86.1 Rp 1.5M
3.89%
Men's Leather Business Shoes
$106 $106
$78.0 Rp 1.4M
36.54%
🏠 Accommodation & Living
Fajardo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$737 $737
$985 Rp 17.5M
-25.15%
1-bedroom Apartment, Outside City Center (Monthly)
$594 $594
$665 Rp 11.8M
-10.69%
3-bedroom Apartment, City Center (Monthly)
$1,573 $1,573
$3,446 Rp 61.0M
-54.36%
3-bedroom Apartment, Outside City Center (Monthly)
$1,608 $1,608
$2,042 Rp 36.2M
-21.27%
Buy Apartment in City Center (m2)
-
$2,829 Rp 50.1M
-
Buy Apartment Outside City Center (m2)
-
$2,282 Rp 40.4M
-
💵 Salaries & Financials
Fajardo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$169 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.5
13.28
-58.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fajardo: June 15, 2026

Last update for Ubud, Bali: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $737 in Fajardo and $985 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $81.0 in Fajardo vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $359 vs $299 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fajardo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Fajardo or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 37% lower than in Fajardo. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Fajardo vs Ubud, Bali?
You'd need roughly $2,869 in Fajardo and $2,091 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Fajardo vs Ubud, Bali?
Rent for a central apartment: $737 in Fajardo versus $985 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Fajardo or Ubud, Bali?
Supermarket bills run roughly 20% higher in Fajardo. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Fajardo compared to Ubud, Bali?
All in, you'll spend $1,913 per month in Fajardo versus $1,394 in Ubud, Bali – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Fajardo or Ubud, Bali?
At $1,394 in Ubud, Bali versus $1,913 in Fajardo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Fajardo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Fajardo or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Fajardo compared to Ubud, Bali?
Safety-wise, Fajardo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 37% less than in Fajardo. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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