Cost of Living Comparison Between Fajardo and Ubud, Bali Cost of Living Comparison Between Fajardo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,282 in Fajardo versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $2,556 in Fajardo versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,830 in Fajardo versus $3,327 in Ubud, Bali.

Living in Fajardo costs roughly 6% less than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Fajardo is 6% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$9.93 $9.93

$3.44 Rp 60.9K

188.66%

Three-Course Dinner for Two, Mid-Range

$83.6 $83.6

$36.31 Rp 643.0K

130.18%

Fast Food Meal (McDonalds, etc)

$9.38 $9.38

$5.71 Rp 101.0K

64.27%

Cappuccino

$3.78 $3.78

$2.67 Rp 47.3K

41.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.86 $1.86

$1.75 Rp 31.0K

6.29%

Water (0.33 liter bottle)

$1.43 $1.43

$0.87 Rp 15.4K

64.37%

Local Beer (0.5 liter draught)

$2.98 $2.98

$2.95 Rp 52.3K

1.02%

Imported Beer (0.33 liter bottle)

$5.10 $5.10

$4.52 Rp 80.0K

12.83%

Milk (1 liter)

$2.28 $2.28

$1.62 Rp 28.7K

40.74%

White Bread (500g)

$3.14 $3.14

$2.33 Rp 41.3K

34.76%

Rice (white) (1kg)

$2.42 $2.42

$1.11 Rp 19.6K

118.02%

Eggs

$5.68 $5.68

$2.20 Rp 39.0K

158.18%

Local Cheese (1kg)

$5.13 $5.13

$17.69 Rp 313.3K

-71.00%

Chicken Fillets (1kg)

$9.43 $9.43

$4.10 Rp 72.5K

130.00%

Beef Round Steak (1kg)

$13.20 $13.20

$12.18 Rp 215.6K

8.37%

Apples (1kg)

$4.98 $4.98

$3.71 Rp 65.6K

34.23%

Banana (1kg)

$2.64 $2.64

$1.59 Rp 28.1K

66.04%

Oranges (1kg)

$4.82 $4.82

$2.28 Rp 40.4K

111.40%

Tomato (1kg)

$4.84 $4.84

$1.95 Rp 34.6K

148.21%

Potato (1kg)

$3.75 $3.75

$1.91 Rp 33.7K

96.34%

Onion (1kg)

$4.04 $4.04

$2.33 Rp 41.3K

73.39%

Lettuce (1 head)

$3.54 $3.54

$1.01 Rp 17.8K

250.50%

Water (1.5 liter bottle)

$1.64 $1.64

$0.55 Rp 9,773

198.18%

Cigarettes 20 Pack (Marlboro, Camel)

$11.41 $11.41

$2.23 Rp 39.5K

411.66%

Wine (Bottle)

$10.25 $10.25

$23.07 Rp 408.6K

-55.57%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$2.42 Rp 42.8K

23.55%

Imported Beer (0.33 liter bottle)

$4.06 $4.06

$3.00 Rp 53.1K

35.33%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$2.55 $2.55

$0.48 Rp 8,566

431.25%

Taxi (Normal Tariff) (1km)

$1.48 $1.48

$0.43 Rp 7,679

244.19%

Taxi 1hour Waiting (Normal Tariff)

$42.07 $42.07

$5.64 Rp 99.9K

645.92%

Gasoline (1 liter)

$0.92 $0.92

$0.80 Rp 14.2K

15.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.7K $39.7K

$24.9K Rp 441.7M

59.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K $28.4K

$31.7K Rp 561.5M

-10.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$324 $324

$81.5 Rp 1.4M

297.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$70.3 $70.3

$6.49 Rp 115.0K

983.82%

Internet (50+ Mbps, Unlimited Data)

$71.0 $71.0

$18.77 Rp 332.4K

278.16%

Gym Membership (Monthly)

$101 $101

$56.9 Rp 1.0M

76.86%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$10.31 $10.31

$4.54 Rp 80.4K

127.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 $832

$481 Rp 8.5M

73.16%

International Primary School, 1 Child (Yearly)

$12.3K $12.3K

$5,711 Rp 101.1M

115.72%

Jeans (Levis 501 Or Similar)

$56.5 $56.5

$45.52 Rp 806.0K

24.12%

Summer Dress (H&M, Zara, etc)

$61.7 $61.7

$35.88 Rp 635.4K

72.07%

Sport Shoes (Adidas, Nike)

$110 $110

$80.4 Rp 1.4M

37.03%

Men's Leather Business Shoes

$112 $112

$78.7 Rp 1.4M

41.81%

1-bedroom Apartment, City Center (Monthly)

$1,005 $1,005

$1,115 Rp 19.7M

-9.79%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

3-bedroom Apartment, Outside City Center (Monthly)

$990 $990

$1,737 Rp 30.8M

-43.01%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

13.78

-52.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fajardo: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,005 in Fajardo and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $84.0 in Fajardo vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $370 vs $295 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fajardo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Fajardo wins on cost – living expenses run 7% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Fajardo the obvious pick if budget is a priority.

You'd need roughly $1,923 in Fajardo and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,005 in Fajardo versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Ubud, Bali pay roughly 25% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,282 per month in Fajardo versus $1,368 in Ubud, Bali – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,282 in Fajardo versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Fajardo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Fajardo the clear choice for anyone on this budget.

Both work as nomad bases, but Fajardo delivers better value – similar infrastructure at $1,282 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Fajardo hard to pass up.

Safety-wise, Fajardo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Fajardo gentler on the wallet – expenses run 7% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.