Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Fajardo

For one person, living is cheaper in Fajardo: $1,241 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
60

Cost of Living Index in Fajardo
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Fajardo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Fajardo

🇵🇷 Puerto Rico

$1,241

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Fajardo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Fajardo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,241 in Fajardo.

Ubud, Bali $1,349
Fajardo $1,241

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,954 in Fajardo.

Ubud, Bali $2,305
Fajardo $1,954

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,667 in Fajardo.

Ubud, Bali $3,261
Fajardo $2,667

Living in Ubud, Bali is roughly 9% more expensive than in Fajardo, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$9.80 $9.80

-66.12%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.0K

$82.1 $82.1

-56.58%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$9.44 $9.44

-41.42%

Cappuccino

$2.72 Rp 49.3K

$3.66 $3.66

-25.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.93 $1.93

-11.92%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.51 $1.51

-49.67%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.97 $2.97

-10.77%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$5.11 $5.11

-14.29%

Milk (1 liter)

$1.49 Rp 27.0K

$2.11 $2.11

-29.38%

White Bread (500g)

$2.28 Rp 41.3K

$3.69 $3.69

-38.21%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.45 $2.45

-51.43%

Eggs

$2.04 Rp 36.9K

$7.46 $7.46

-72.65%

Local Cheese (1kg)

$17.70 Rp 320.8K

$12.35 $12.35

43.32%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$9.45 $9.45

-58.10%

Beef Round Steak (1kg)

$12.19 Rp 221.0K

$13.26 $13.26

-8.07%

Apples (1kg)

$3.66 Rp 66.3K

$5.09 $5.09

-28.09%

Banana (1kg)

$1.52 Rp 27.5K

$2.58 $2.58

-41.09%

Oranges (1kg)

$2.23 Rp 40.4K

$4.75 $4.75

-53.05%

Tomato (1kg)

$1.97 Rp 35.8K

$4.70 $4.70

-58.09%

Potato (1kg)

$1.85 Rp 33.5K

$3.71 $3.71

-50.13%

Onion (1kg)

$2.42 Rp 43.9K

$3.91 $3.91

-38.11%

Lettuce (1 head)

$0.99 Rp 17.9K

$3.40 $3.40

-70.88%

Water (1.5 liter bottle)

$0.51 Rp 9,306

$1.61 $1.61

-68.32%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$11.33 $11.33

-80.41%

Wine (Bottle)

$22.24 Rp 403.1K

$15.50 $15.50

43.48%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$3.09 $3.09

-26.86%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$4.04 $4.04

-26.49%

One-way Ticket (Public Transport)

$0.25 Rp 4,550

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,967

$2.47 $2.47

-82.19%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,796

$1.52 $1.52

-71.71%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$41.58 $41.58

-86.99%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.24 $1.24

-33.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.1M

$34.6K $34.6K

-31.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$28.3K $28.3K

12.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$316 $316

-74.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$70.6 $70.6

-90.86%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$70.0 $70.0

-73.47%

Gym Membership (Monthly)

$49.48 Rp 896.9K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.9K

Cinema Ticket

$4.27 Rp 77.5K

$10.47 $10.47

-59.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$835 $835

-41.24%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$12.6K $12.6K

-55.01%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.1K

$55.5 $55.5

-19.61%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.5K

$61.8 $61.8

-43.41%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$107 $107

-25.32%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$115 $115

-30.67%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,007 $1,007

11.66%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.55

110.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Fajardo: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Fajardo

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Fajardo

$412 33.2% 42.7% $123

Eating Out

Ubud, Bali

$108 8%

Fajardo

$189 15.3% 76% $82

Clothing & Footwear

Ubud, Bali

$108 8%

Fajardo

$152 12.3% 41.8% $45

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Fajardo

$457 36.8% 339% $353

Sport & Entertainment

Ubud, Bali

$58 4.3%

Fajardo

$21 * 1.7% 63.9% $37

Getting Around

Ubud, Bali

$11 0.9%

Fajardo

$10 * 0.8% 12% $1.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,007 in Fajardo. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $82 in Fajardo for a mid-range dinner for two. Groceries echo the gap at $288 vs $412 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇷 Fajardo

🕒 Local time

01:19 1:19 AM

13:19 1:19 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

11,647

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,125 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,227 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 29, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Fajardo 18,920 km ≈ 24 h nonstop flight

From you

Ubud, Bali
Fajardo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Fajardo: Cost of Living - Frequently Asked Questions

Fajardo wins on cost – living expenses run 8% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Fajardo the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $1,862 in Fajardo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,007 in Fajardo. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Ubud, Bali pay roughly 30% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,241 in Fajardo – Fajardo is about 8% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Fajardo is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.