Last update: Nov 2026

Cost of Living Comparison Between Fajardo and Montreal

For one person, living is cheaper in Fajardo: $1,245 a month against $2,067 in Montreal, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Fajardo
Learn more

Fajardo Living Index
100

Cost of Living Index in Montreal
Learn more

Montreal Living Index

Jump to prices

Fajardo

🇵🇷 Puerto Rico

$1,245

/mo nomad

Montreal

🇨🇦 Canada

$2,067

/mo nomad

Monthly Cost of Living

How much you'll spend in Fajardo and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fajardo and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,245 in Fajardo versus $2,067 in Montreal.

Fajardo $1,245
Montreal $2,067

Estimated couple costs with rent: $1,955 in Fajardo versus $3,179 in Montreal.

Fajardo $1,955
Montreal $3,179

Monthly costs for a family of three with rent: $2,665 in Fajardo versus $4,291 in Montreal.

Fajardo $2,665
Montreal $4,291

Living in Fajardo costs roughly 40% less than in Montreal, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Fajardo is 8% below, Montreal is 53% above.

Meal at Budget Restaurant

$9.94 $9.94

$18.89 CA$26.48

-47.38%

Three-Course Dinner for Two, Mid-Range

$80.5 $80.5

$72.6 CA$102

10.87%

Fast Food Meal (McDonalds, etc)

$9.17 $9.17

$10.79 CA$15.13

-15.01%

Cappuccino

$3.58 $3.58

$3.98 CA$5.58

-10.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 $1.84

$2.02 CA$2.83

-8.91%

Water (0.33 liter bottle)

$1.46 $1.46

$1.63 CA$2.29

-10.43%

Local Beer (0.5 liter draught)

$2.94 $2.94

$6.32 CA$8.86

-53.48%

Imported Beer (0.33 liter bottle)

$5.12 $5.12

$7.06 CA$9.90

-27.48%

Milk (1 liter)

$2.14 $2.14

$2.33 CA$3.27

-8.15%

White Bread (500g)

$3.56 $3.56

$3.25 CA$4.55

9.54%

Rice (white) (1kg)

$2.45 $2.45

$3.26 CA$4.58

-24.85%

Eggs

$7.37 $7.37

$3.48 CA$4.87

111.78%

Local Cheese (1kg)

$12.69 $12.69

$13.73 CA$19.25

-7.57%

Chicken Fillets (1kg)

$9.92 $9.92

$11.48 CA$16.09

-13.59%

Beef Round Steak (1kg)

$13.15 $13.15

$14.26 CA$19.99

-7.78%

Apples (1kg)

$4.93 $4.93

$3.52 CA$4.94

40.06%

Banana (1kg)

$2.53 $2.53

$1.46 CA$2.04

73.29%

Oranges (1kg)

$4.97 $4.97

$3.41 CA$4.78

45.75%

Tomato (1kg)

$4.95 $4.95

$3.20 CA$4.49

54.69%

Potato (1kg)

$3.69 $3.69

$1.94 CA$2.71

90.21%

Onion (1kg)

$3.94 $3.94

$1.78 CA$2.50

121.35%

Lettuce (1 head)

$3.48 $3.48

$2.52 CA$3.53

38.10%

Water (1.5 liter bottle)

$1.64 $1.64

$1.58 CA$2.22

3.80%

Cigarettes 20 Pack (Marlboro, Camel)

$11.70 $11.70

$11.51 CA$16.13

1.65%

Wine (Bottle)

$15.85 $15.85

$10.57 CA$14.82

49.95%

Local Beer (0.5 liter bottle)

$2.98 $2.98

$2.35 CA$3.29

26.81%

Imported Beer (0.33 liter bottle)

$4.08 $4.08

$2.90 CA$4.06

40.69%

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$2.56 $2.56

$3.17 CA$4.45

-19.24%

Taxi (Normal Tariff) (1km)

$1.46 $1.46

$1.49 CA$2.09

-2.01%

Taxi 1hour Waiting (Normal Tariff)

$41.78 $41.78

$33.49 CA$46.94

24.75%

Gasoline (1 liter)

$1.23 $1.23

$1.36 CA$1.91

-9.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K $35.1K

$28.0K CA$39.3K

25.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K $28.3K

$21.1K CA$29.6K

33.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$319 $319

$77.6 CA$109

310.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.2 $69.2

$35.63 CA$49.94

94.13%

Internet (50+ Mbps, Unlimited Data)

$69.4 $69.4

$43.73 CA$61.3

58.75%

Gym Membership (Monthly)

$30.07 CA$42.16

Tennis Court (1 Hour on Weekend)

$19.97 CA$27.99

Cinema Ticket

$10.67 $10.67

$11.27 CA$15.80

-5.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$808 $808

$522 CA$732

54.77%

International Primary School, 1 Child (Yearly)

$12.3K $12.3K

$17.8K CA$24.9K

-30.84%

Jeans (Levis 501 Or Similar)

$55.1 $55.1

$59.0 CA$82.7

-6.49%

Summer Dress (H&M, Zara, etc)

$61.3 $61.3

$39.01 CA$54.7

57.14%

Sport Shoes (Adidas, Nike)

$109 $109

$99.8 CA$140

9.11%

Men's Leather Business Shoes

$115 $115

$110 CA$154

5.02%

1-bedroom Apartment, City Center (Monthly)

$983 $983

$1,298 CA$1,820

-24.30%

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,360

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,257

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,368

Buy Apartment in City Center (m2)

$5,004 CA$7,014

Buy Apartment Outside City Center (m2)

$3,736 CA$5,237

Average Monthly Net Salary (After Tax)

$2,943 CA$4,125

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.51

45.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fajardo: November 2, 2026

Last update for Montreal: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Fajardo

$457 36.7%

Montreal

$157 7.6% 65.7% $300

Groceries & Markets

Fajardo

$415 33.4%

Montreal

$357 17.3% 13.9% $58

Eating Out

Fajardo

$188 15.1%

Montreal

$292 14.1% 55% $103

Clothing & Footwear

Fajardo

$153 12.3%

Montreal

$138 6.7% 9.7% $15

Sport & Entertainment

Fajardo

$21 * 1.7%

Montreal

$53 2.6% 147% $31

Getting Around

Fajardo

$9.9 * 0.8%

Montreal

$100 4.8% 907% $90

Accommodation & Living

Fajardo

- * 0%

Montreal

$970 47%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $983 in Fajardo and $1,298 in Montreal. Housing cost is often the main lever when comparing two cities.

Dining out: $80 in Fajardo vs $73 in Montreal for a mid-range dinner for two. Groceries echo the gap at $415 vs $357 per month, with Montreal cheaper across the board.

Good to know

🇵🇷 Fajardo

🇨🇦 Montreal

🕒 Local time

23:34 11:34 PM

22:34 10:34 PM

1 h behind Fajardo

🌤 Weather

👥 Population

11,647

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.891 EUR

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Fajardo Montreal 3,110 km ≈ 4 h 30 min nonstop flight

From you

Fajardo
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fajardo vs Montreal: Cost of Living - Frequently Asked Questions

Fajardo wins on cost – living expenses run 40% lower than in Montreal. Housing and daily spending are where you’ll feel the difference most, making Fajardo the obvious pick if budget is a priority.

You’d need roughly $1,867 in Fajardo and $3,100 in Montreal to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $983 in Fajardo versus $1,298 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Montreal pay roughly 14% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,245 per month in Fajardo versus $2,067 in Montreal – Fajardo is about 40% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Fajardo is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.