Last update: Oct 2026

Cost of Living Comparison Between Encarnacion and Ubud, Bali

For one person, living is cheaper in Encarnacion: $830 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

40

Cost of Living Index in Encarnacion
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Encarnacion Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Encarnacion

🇵🇾 Paraguay

$830

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Encarnacion and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Encarnacion and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $830 in Encarnacion versus $1,349 in Ubud, Bali.

Encarnacion $830
Ubud, Bali $1,349

Estimated couple costs with rent: $1,285 in Encarnacion versus $2,305 in Ubud, Bali.

Encarnacion $1,285
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,739 in Encarnacion versus $3,261 in Ubud, Bali.

Encarnacion $1,739
Ubud, Bali $3,261

Living in Encarnacion costs roughly 38% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.42 ₲26.4K

$3.32 Rp 60.3K

33.13%

Three-Course Dinner for Two, Mid-Range

$34.62 ₲206.5K

$35.64 Rp 646.5K

-2.86%

Fast Food Meal (McDonalds, etc)

$7.09 ₲42.3K

$5.53 Rp 100.4K

28.21%

Cappuccino

$2.59 ₲15.4K

$2.72 Rp 49.3K

-4.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 ₲8,876

$1.70 Rp 30.9K

-12.35%

Water (0.33 liter bottle)

$0.54 ₲3,240

$0.76 Rp 13.8K

-28.95%

Local Beer (0.5 liter draught)

$0.96 ₲5,746

$2.65 Rp 48.1K

-63.77%

Imported Beer (0.33 liter bottle)

$2.11 ₲12.6K

$4.38 Rp 79.5K

-51.83%

Milk (1 liter)

$1.10 ₲6,540

$1.49 Rp 27.0K

-26.17%

White Bread (500g)

$0.92 ₲5,511

$2.28 Rp 41.3K

-59.65%

Rice (white) (1kg)

$1.75 ₲10.4K

$1.19 Rp 21.6K

47.06%

Eggs

$1.56 ₲9,315

$2.04 Rp 36.9K

-23.53%

Local Cheese (1kg)

$5.17 ₲30.8K

$17.70 Rp 321.1K

-70.79%

Chicken Fillets (1kg)

$3.28 ₲19.6K

$3.96 Rp 71.9K

-17.17%

Beef Round Steak (1kg)

$5.62 ₲33.5K

$12.19 Rp 221.1K

-53.90%

Apples (1kg)

$2.15 ₲12.8K

$3.66 Rp 66.3K

-41.26%

Banana (1kg)

$0.85 ₲5,053

$1.52 Rp 27.5K

-44.08%

Oranges (1kg)

$0.86 ₲5,123

$2.23 Rp 40.4K

-61.43%

Tomato (1kg)

$1.68 ₲9,992

$1.97 Rp 35.8K

-14.72%

Potato (1kg)

$0.89 ₲5,321

$1.85 Rp 33.5K

-51.89%

Onion (1kg)

$0.88 ₲5,224

$2.42 Rp 44.0K

-63.64%

Lettuce (1 head)

$0.56 ₲3,325

$0.99 Rp 18.0K

-43.43%

Water (1.5 liter bottle)

$0.52 ₲3,117

$0.51 Rp 9,313

1.96%

Cigarettes 20 Pack (Marlboro, Camel)

$1.46 ₲8,722

$2.22 Rp 40.3K

-34.23%

Wine (Bottle)

$5.62 ₲33.5K

$22.24 Rp 403.4K

-74.73%

Local Beer (0.5 liter bottle)

$0.85 ₲5,072

$2.26 Rp 41.0K

-62.39%

Imported Beer (0.33 liter bottle)

$1.54 ₲9,193

$2.97 Rp 53.9K

-48.15%

One-way Ticket (Public Transport)

$0.84 ₲5,028

$0.25 Rp 4,553

236.00%

Public Transport Monthly Pass (Regular Price)

$35.00 ₲208.8K

$7.82 Rp 141.9K

347.57%

Taxi Start (Normal Tariff)

$1.29 ₲7,680

$0.44 Rp 7,972

193.18%

Taxi (Normal Tariff) (1km)

$0.72 ₲4,292

$0.43 Rp 7,801

67.44%

Taxi 1hour Waiting (Normal Tariff)

$6.74 ₲40.2K

$5.41 Rp 98.1K

24.58%

Gasoline (1 liter)

$1.19 ₲7,105

$0.82 Rp 15.0K

45.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.8K ₲82.6M

$23.8K Rp 432.4M

-41.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K ₲154.2M

$31.7K Rp 575.9M

-18.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$43.84 ₲261.5K

$79.1 Rp 1.4M

-44.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.41 ₲80.0K

$6.45 Rp 116.9K

107.91%

Internet (50+ Mbps, Unlimited Data)

$18.79 ₲112.1K

$18.58 Rp 337.0K

1.13%

Gym Membership (Monthly)

$30.45 ₲181.6K

$49.48 Rp 897.5K

-38.46%

Tennis Court (1 Hour on Weekend)

$13.14 ₲78.4K

$17.65 Rp 320.1K

-25.55%

Cinema Ticket

$6.08 ₲36.2K

$4.27 Rp 77.5K

42.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$201 ₲1.2M

$491 Rp 8.9M

-58.94%

International Primary School, 1 Child (Yearly)

$3,299 ₲19.7M

$5,674 Rp 102.9M

-41.87%

Jeans (Levis 501 Or Similar)

$56.7 ₲338.3K

$44.64 Rp 809.7K

27.06%

Summer Dress (H&M, Zara, etc)

$28.01 ₲167.1K

$34.95 Rp 634.0K

-19.86%

Sport Shoes (Adidas, Nike)

$69.1 ₲412.2K

$79.9 Rp 1.4M

-13.50%

Men's Leather Business Shoes

$70.2 ₲418.8K

$79.4 Rp 1.4M

-11.58%

1-bedroom Apartment, City Center (Monthly)

$508 ₲3.0M

$1,125 Rp 20.4M

-54.87%

1-bedroom Apartment, Outside City Center (Monthly)

$321 ₲1.9M

$671 Rp 12.2M

-52.14%

3-bedroom Apartment, City Center (Monthly)

$680 ₲4.1M

$3,565 Rp 64.7M

-80.92%

3-bedroom Apartment, Outside City Center (Monthly)

$535 ₲3.2M

$1,723 Rp 31.3M

-68.93%

Buy Apartment in City Center (m2)

$1,583 ₲9.4M

$2,732 Rp 49.5M

-42.03%

Buy Apartment Outside City Center (m2)

$1,409 ₲8.4M

$2,284 Rp 41.4M

-38.33%

Average Monthly Net Salary (After Tax)

$367 ₲2.2M

$164 Rp 3.0M

124.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.5

13.78

-31.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Encarnacion: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Encarnacion

$321 38.7%

Ubud, Bali

$672 49.8% 109% $350

Groceries & Markets

Encarnacion

$141 17%

Ubud, Bali

$288 21.4% 104% $147

Eating Out

Encarnacion

$105 12.6%

Ubud, Bali

$108 8% 2.7% $2.8

Clothing & Footwear

Encarnacion

$101 12.1%

Ubud, Bali

$108 8% 6.6% $6.7

Monthly Utilities & Internet

Encarnacion

$76 9.2%

Ubud, Bali

$104 7.7% 36.9% $28

Getting Around

Encarnacion

$43 5.2%

Ubud, Bali

$11 0.9% 73.6% $32

Sport & Entertainment

Encarnacion

$43 5.1%

Ubud, Bali

$58 4.3% 36.2% $15

Cost Breakdown

A one-bedroom apartment in the center runs $508 in Encarnacion and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Encarnacion pays about 2.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Encarnacion vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $141 vs $288 per month, with Encarnacion cheaper across the board.

Good to know

🇵🇾 Encarnacion

🇮🇩 Ubud, Bali

🕒 Local time

01:16 1:16 AM

12:16 12:16 PM

11 h ahead of Encarnacion

🌤 Weather

👥 Population

127,600

74,800

💱 Currency

Paraguayan Guarani PYG ₲

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 PYG = 1.68 USD

10,000 PYG = 1.5 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PYG – Paraguayan Guarani Converter

🇺🇸 United States Dollar ($)

🇵🇾 Paraguayan Guarani (₲)

Paraguayan Guarani exchange rates as of November 2, 2026: 1 USD = 5,965 PYG (10,000 PYG = 1.68 USD). 1 EUR = 6,660 PYG (10,000 PYG = 1.5 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to PYG in detail →

On the map

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Highest

Between locations

Encarnacion Ubud, Bali 15,920 km ≈ 20 h nonstop flight

From you

Encarnacion
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Encarnacion vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $830 in Encarnacion and $1,349 in Ubud, Bali, so Encarnacion is about 38% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Encarnacion is about 2.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $508 in Encarnacion versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $830 per month in Encarnacion versus $1,349 in Ubud, Bali – Encarnacion is about 38% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 78% less than in Encarnacion. The price difference matters if you commute daily and watch your budget.

At $830 in Encarnacion versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Encarnacion but tight or insufficient in Ubud, Bali. The gap between the two cities makes Encarnacion the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Encarnacion and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.