Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Encarnacion

For one person, living is cheaper in Encarnacion: $830 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
40

Cost of Living Index in Encarnacion
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Encarnacion Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Encarnacion

🇵🇾 Paraguay

$830

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Encarnacion

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Encarnacion actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $830 in Encarnacion.

Ubud, Bali $1,349
Encarnacion $830

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,285 in Encarnacion.

Ubud, Bali $2,305
Encarnacion $1,285

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,739 in Encarnacion.

Ubud, Bali $3,261
Encarnacion $1,739

Living in Ubud, Bali is roughly 62% more expensive than in Encarnacion, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$4.42 ₲26.4K

-24.89%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$34.62 ₲206.5K

2.95%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$7.09 ₲42.3K

-22.00%

Cappuccino

$2.72 Rp 49.3K

$2.59 ₲15.4K

5.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.49 ₲8,876

14.09%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.54 ₲3,240

40.74%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$0.96 ₲5,746

176.04%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$2.11 ₲12.6K

107.58%

Milk (1 liter)

$1.49 Rp 27.0K

$1.10 ₲6,540

35.45%

White Bread (500g)

$2.28 Rp 41.2K

$0.92 ₲5,511

147.83%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.75 ₲10.4K

-32.00%

Eggs

$2.04 Rp 36.9K

$1.56 ₲9,315

30.77%

Local Cheese (1kg)

$17.70 Rp 320.8K

$5.17 ₲30.8K

242.36%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$3.28 ₲19.6K

20.73%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$5.62 ₲33.5K

116.90%

Apples (1kg)

$3.66 Rp 66.2K

$2.15 ₲12.8K

70.23%

Banana (1kg)

$1.52 Rp 27.5K

$0.85 ₲5,053

78.82%

Oranges (1kg)

$2.23 Rp 40.4K

$0.86 ₲5,123

159.30%

Tomato (1kg)

$1.97 Rp 35.7K

$1.68 ₲9,992

17.26%

Potato (1kg)

$1.85 Rp 33.5K

$0.89 ₲5,321

107.87%

Onion (1kg)

$2.42 Rp 43.9K

$0.88 ₲5,224

175.00%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.56 ₲3,325

76.79%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.52 ₲3,117

-1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$1.46 ₲8,722

52.05%

Wine (Bottle)

$22.24 Rp 403.0K

$5.62 ₲33.5K

295.73%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.85 ₲5,072

165.88%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.54 ₲9,193

92.86%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.84 ₲5,028

-70.24%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$35.00 ₲208.8K

-77.66%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.29 ₲7,680

-65.89%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.72 ₲4,292

-40.28%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$6.74 ₲40.2K

-19.73%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.19 ₲7,105

-31.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$13.8K ₲82.6M

72.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$25.8K ₲154.2M

22.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$43.84 ₲261.5K

80.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$13.41 ₲80.0K

-51.90%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$18.79 ₲112.1K

-1.12%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$30.45 ₲181.6K

62.50%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$13.14 ₲78.4K

34.32%

Cinema Ticket

$4.27 Rp 77.4K

$6.08 ₲36.2K

-29.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$201 ₲1.2M

143.52%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$3,299 ₲19.7M

72.01%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$56.7 ₲338.3K

-21.30%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$28.01 ₲167.1K

24.78%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$69.1 ₲412.2K

15.61%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$70.2 ₲418.8K

13.10%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$508 ₲3.0M

121.59%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$321 ₲1.9M

108.93%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$680 ₲4.1M

424.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$535 ₲3.2M

221.89%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,583 ₲9.4M

72.52%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,409 ₲8.4M

62.15%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$367 ₲2.2M

-55.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.5

45.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Encarnacion: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Encarnacion

$321 38.7% 52.1% $350

Groceries & Markets

Ubud, Bali

$288 21.4%

Encarnacion

$141 17% 51% $147

Eating Out

Ubud, Bali

$108 8%

Encarnacion

$105 12.6% 2.6% $2.8

Clothing & Footwear

Ubud, Bali

$108 8%

Encarnacion

$101 12.1% 6.2% $6.7

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Encarnacion

$76 9.2% 26.9% $28

Sport & Entertainment

Ubud, Bali

$58 4.3%

Encarnacion

$43 5.1% 26.6% $15

Getting Around

Ubud, Bali

$11 0.9%

Encarnacion

$43 5.2% 279% $32

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $508 in Encarnacion. Housing cost is often the main lever when comparing two cities.

Encarnacion pays about 2.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $35 in Encarnacion for a mid-range dinner for two. Groceries echo the gap at $288 vs $141 per month, with Encarnacion cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇾 Encarnacion

🕒 Local time

13:07 1:07 PM

02:07 2:07 AM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

127,600

💱 Currency

Indonesian Rupiah IDR Rp

Paraguayan Guarani PYG ₲

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

10,000 PYG = 1.68 USD

10,000 PYG = 1.5 EUR

Exchange rates and currency converter

PYG, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Paraguayan Guarani exchange rates as of November 2, 2026: 1 USD = 5,965 PYG (10,000 PYG = 1.68 USD). 1 EUR = 6,660 PYG (10,000 PYG = 1.5 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Encarnacion 15,920 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Encarnacion

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Encarnacion: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $830 in Encarnacion, so Encarnacion is about 38% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 55% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $508 in Encarnacion. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $830 in Encarnacion – Encarnacion is about 38% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 78% less than in Encarnacion. The price difference matters if you commute daily and watch your budget.

At $830 in Encarnacion versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Encarnacion but tight or insufficient in Ubud, Bali. The gap between the two cities makes Encarnacion the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Encarnacion are both considered safe, so it’s unlikely to be the deciding factor between them.