Cost of Living Comparison Between Ubud, Bali and Encarnacion Cost of Living Comparison Between Ubud, Bali and Encarnacion

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $817 in Encarnacion.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,234 in Encarnacion.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,652 in Encarnacion.

Living in Ubud, Bali is roughly 68% more expensive than in Encarnacion, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Encarnacion is 40% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$4.29 ₲25.3K

-19.81%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$32.71 ₲193.1K

11.01%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$6.71 ₲39.6K

-14.90%

Cappuccino

$2.67 Rp 47.3K

$2.44 ₲14.4K

9.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.49 ₲8,785

17.45%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.48 ₲2,843

81.25%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$0.91 ₲5,363

224.18%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.02 ₲11.9K

123.76%

Milk (1 liter)

$1.62 Rp 28.7K

$1.05 ₲6,196

54.29%

White Bread (500g)

$2.33 Rp 41.3K

$0.87 ₲5,162

167.82%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.66 ₲9,778

-33.13%

Eggs

$2.20 Rp 39.0K

$1.57 ₲9,299

40.13%

Local Cheese (1kg)

$17.69 Rp 313.3K

$5.23 ₲30.9K

238.24%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.20 ₲18.9K

28.12%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$5.36 ₲31.7K

127.24%

Apples (1kg)

$3.71 Rp 65.6K

$2.03 ₲12.0K

82.76%

Banana (1kg)

$1.59 Rp 28.1K

$0.77 ₲4,549

106.49%

Oranges (1kg)

$2.28 Rp 40.4K

$0.92 ₲5,447

147.83%

Tomato (1kg)

$1.95 Rp 34.6K

$1.64 ₲9,695

18.90%

Potato (1kg)

$1.91 Rp 33.7K

$0.84 ₲4,951

127.38%

Onion (1kg)

$2.33 Rp 41.3K

$0.85 ₲5,033

174.12%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.55 ₲3,240

83.64%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.46 ₲2,713

19.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$1.61 ₲9,499

38.51%

Wine (Bottle)

$23.07 Rp 408.6K

$5.55 ₲32.8K

315.68%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$0.80 ₲4,706

202.50%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.51 ₲8,892

98.68%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.49 ₲2,911

-44.90%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$34.11 ₲201.4K

-73.67%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.27 ₲7,482

-62.20%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.66 ₲3,891

-34.85%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$6.31 ₲37.3K

-10.62%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.11 ₲6,565

-27.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$14.0K ₲83.0M

77.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$26.0K ₲153.7M

21.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$42.86 ₲253.1K

90.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$12.95 ₲76.5K

-49.88%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$18.26 ₲107.8K

2.79%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$29.46 ₲174.0K

93.04%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$12.85 ₲75.9K

45.76%

Cinema Ticket

$4.54 Rp 80.4K

$6.09 ₲35.9K

-25.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$197 ₲1.2M

144.23%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$3,285 ₲19.4M

73.88%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$56.9 ₲335.8K

-19.94%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$27.32 ₲161.3K

31.33%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$67.2 ₲396.9K

19.59%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$68.8 ₲406.4K

14.30%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$494 ₲2.9M

125.68%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$321 ₲1.9M

117.66%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$652 ₲3.9M

457.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$503 ₲3.0M

245.63%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,586 ₲9.4M

75.52%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,325 ₲7.8M

72.85%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$362 ₲2.1M

-53.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.5

45.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Encarnacion: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $494 in Encarnacion. Housing cost is often the main lever when comparing two cities.

Encarnacion pays 115% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $33.00 in Encarnacion for a mid-range dinner for two. Groceries echo the gap at $295 vs $137 per month, with Encarnacion cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Encarnacion: Cost of Living - Frequently Asked Questions

Ubud, Bali and Encarnacion differ by about 68% in total monthly costs ($1,368 vs $817 including rent). Encarnacion is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 115% lower in Encarnacion. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $494 in Encarnacion. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $817 in Encarnacion – a 68% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Encarnacion runs roughly 280% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $817 in Encarnacion versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Encarnacion but tight or insufficient in Ubud, Bali. The gap between the two cities makes Encarnacion the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Encarnacion are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Encarnacion gentler on the wallet – expenses run 68% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.