Cost of Living Comparison Between Ubud, Bali and Encarnacion Cost of Living Comparison Between Ubud, Bali and Encarnacion

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $745 in Encarnacion.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,040 in Encarnacion.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,335 in Encarnacion.

Living in Ubud, Bali is roughly 87% more expensive than in Encarnacion, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Encarnacion is 44% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$3.45 ₲20.5K

3.48%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$28.66 ₲170.0K

12.77%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$4.63 ₲27.4K

8.21%

Cappuccino

$2.82 Rp 51.0K

$1.04 ₲6,145

171.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.47 ₲8,724

-8.16%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.54 ₲3,188

35.19%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.24 ₲13.3K

30.80%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.02 ₲12.0K

95.05%

Milk (1 liter)

$1.78 Rp 32.1K

$0.83 ₲4,935

114.46%

White Bread (500g)

$2.45 Rp 44.2K

$0.46 ₲2,744

432.61%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.87 ₲5,145

32.18%

Eggs

$2.41 Rp 43.6K

$1.68 ₲9,986

43.45%

Local Cheese (1kg)

$14.33 Rp 258.7K

$5.34 ₲31.7K

168.35%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$3.32 ₲19.7K

26.20%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$5.43 ₲32.2K

122.10%

Apples (1kg)

$3.64 Rp 65.7K

$2.13 ₲12.6K

70.89%

Banana (1kg)

$1.57 Rp 28.3K

$0.84 ₲4,981

86.90%

Oranges (1kg)

$2.79 Rp 50.3K

$0.87 ₲5,141

220.69%

Tomato (1kg)

$2.24 Rp 40.5K

$1.66 ₲9,863

34.94%

Potato (1kg)

$1.98 Rp 35.7K

$0.84 ₲5,003

135.71%

Onion (1kg)

$2.28 Rp 41.1K

$0.91 ₲5,408

150.55%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.59 ₲3,499

77.97%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.54 ₲3,189

46.30%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$1.52 ₲9,044

109.87%

Wine (Bottle)

$23.49 Rp 424.1K

$5.41 ₲32.1K

334.20%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$0.81 ₲4,826

258.02%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.52 ₲8,995

81.58%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.46 ₲2,719

-41.30%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$34.74 ₲206.1K

-75.91%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.33 ₲7,918

-66.17%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.65 ₲3,838

-29.23%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$6.45 ₲38.2K

-5.89%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.02 ₲6,037

-15.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$13.8K ₲81.7M

93.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$26.3K ₲155.9M

23.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$45.41 ₲269.3K

74.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$16.72 ₲99.2K

42.64%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$26.78 ₲158.8K

268.86%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$13.02 ₲77.2K

-51.23%

Cinema Ticket

$4.01 Rp 72.3K

$5.94 ₲35.2K

-32.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$201 ₲1.2M

47.67%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$3,319 ₲19.7M

98.93%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$55.9 ₲331.6K

-4.42%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$28.37 ₲168.2K

34.33%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$68.4 ₲405.5K

29.66%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$68.6 ₲406.9K

11.69%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$400 ₲2.4M

154.80%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$307 ₲1.8M

121.41%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$379 ₲2.2M

814.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$274 ₲1.6M

661.43%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,522 ₲9.0M

79.26%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,061 ₲6.3M

116.35%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$306 ₲1.8M

-46.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.5

39.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Encarnacion: July 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $400 in Encarnacion. Housing cost is often the main lever when comparing two cities.

Encarnacion pays 87% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $29.00 in Encarnacion for a mid-range dinner for two. Groceries echo the gap at $298 vs $131 per month, with Encarnacion cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Encarnacion: Cost of Living - Frequently Asked Questions

Ubud, Bali and Encarnacion differ by about 87% in total monthly costs ($1,392 vs $745 including rent). Encarnacion is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 87% lower in Encarnacion. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $400 in Encarnacion. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,392 per month in Ubud, Bali versus $745 in Encarnacion – a 87% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Encarnacion runs roughly 315% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $745 in Encarnacion versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Encarnacion but tight or insufficient in Ubud, Bali. The gap between the two cities makes Encarnacion the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Encarnacion are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Encarnacion gentler on the wallet – expenses run 87% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.