Cost of Living Comparison Between Ubud, Bali and Encarnacion Cost of Living Comparison Between Ubud, Bali and Encarnacion

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $748 in Encarnacion.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,046 in Encarnacion.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,343 in Encarnacion.

Living in Ubud, Bali is roughly 92% more expensive than Encarnacion, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Encarnacion is 44% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.30 ₲20.7K

8.18%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$28.53 ₲178.7K

14.20%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$4.51 ₲28.3K

12.42%

Cappuccino

$2.83 Rp 49.0K

$1.08 ₲6,766

162.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.47 ₲9,221

-8.84%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.49 ₲3,101

40.82%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.18 ₲13.7K

37.16%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.04 ₲12.8K

88.73%

Milk (1 liter)

$1.74 Rp 30.2K

$0.82 ₲5,120

112.20%

White Bread (500g)

$2.54 Rp 44.0K

$0.47 ₲2,930

440.43%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.89 ₲5,555

33.71%

Eggs

$2.43 Rp 42.0K

$1.65 ₲10.3K

47.27%

Local Cheese (1kg)

$14.66 Rp 254.1K

$5.15 ₲32.3K

184.66%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.31 ₲20.8K

26.28%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$5.65 ₲35.4K

111.33%

Apples (1kg)

$3.69 Rp 63.9K

$2.15 ₲13.5K

71.63%

Banana (1kg)

$1.61 Rp 27.8K

$0.78 ₲4,905

106.41%

Oranges (1kg)

$2.69 Rp 46.5K

$0.92 ₲5,756

192.39%

Tomato (1kg)

$2.33 Rp 40.4K

$1.66 ₲10.4K

40.36%

Potato (1kg)

$1.91 Rp 33.0K

$0.87 ₲5,425

119.54%

Onion (1kg)

$2.19 Rp 37.9K

$0.86 ₲5,391

154.65%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.54 ₲3,413

96.30%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.57 ₲3,579

26.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$1.46 ₲9,131

114.38%

Wine (Bottle)

$23.49 Rp 407.1K

$4.74 ₲29.7K

395.57%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.86 ₲5,361

218.60%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.54 ₲9,635

87.01%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.49 ₲3,090

-40.82%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$34.34 ₲215.2K

-76.21%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.31 ₲8,228

-65.65%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.71 ₲4,421

-40.85%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$6.42 ₲40.2K

-4.05%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.94 ₲5,892

-10.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$13.8K ₲86.5M

89.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$26.5K ₲166.1M

22.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$45.42 ₲284.6K

72.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$16.79 ₲105.2K

45.32%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$27.51 ₲172.4K

250.93%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$12.93 ₲81.0K

-50.89%

Cinema Ticket

$4.04 Rp 70.0K

$6.17 ₲38.7K

-34.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$197 ₲1.2M

53.91%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$3,271 ₲20.5M

99.44%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$58.0 ₲363.5K

-7.20%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$27.45 ₲172.0K

38.36%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$67.1 ₲420.1K

29.38%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$70.2 ₲439.9K

12.30%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$388 ₲2.4M

161.10%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$298 ₲1.9M

126.14%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$389 ₲2.4M

772.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$273 ₲1.7M

667.89%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,494 ₲9.4M

99.75%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,098 ₲6.9M

113.14%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$499 ₲3.1M

-65.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.5

39.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Encarnacion: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $388 in Encarnacion. Housing cost is often the main lever when comparing two cities.

Encarnacion pays 188% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $29.00 in Encarnacion for a mid-range dinner for two. Groceries echo the gap at $298 vs $130 per month, with Encarnacion cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Encarnacion: Cost of Living - Frequently Asked Questions

Ubud, Bali and Encarnacion differ by about 92% in total monthly costs ($1,438 vs $748 including rent). Encarnacion is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Encarnacion earns 188% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $388 in Encarnacion. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,438 per month in Ubud, Bali versus $748 in Encarnacion – a 92% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Encarnacion runs roughly 320% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $748 in Encarnacion versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Encarnacion but tight or insufficient in Ubud, Bali. The gap between the two cities makes Encarnacion the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Encarnacion are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Encarnacion gentler on the wallet – expenses run 92% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.