Cost of Living Comparison Between Elverum and Ubud, Bali Cost of Living Comparison Between Elverum and Ubud, Bali

Monthly Cost of Living

A single person spends $2,814 per month in Elverum vs $1,378 in Ubud, Bali, rent included.

A couple spends around $4,190 per month in Elverum vs $2,327 in Ubud, Bali, rent included.

A family of three spends $5,566 per month in Elverum vs $3,275 in Ubud, Bali, rent included.

Elverum costs about 104% more than Ubud, Bali, driven mainly by Eating Out.

Both Elverum and Ubud, Bali sit above the global median – Elverum by 104%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$20.91 NOK 194

$3.33 Rp 58.7K

527.93%

Three-Course Dinner for Two, Mid-Range

$110 NOK 1,020

$35.82 Rp 630.7K

207.06%

Fast Food Meal (McDonalds, etc)

$15.87 NOK 147

$5.63 Rp 99.1K

181.88%

Cappuccino

$5.73 NOK 53.2

$2.82 Rp 49.7K

103.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.67 NOK 52.6

$1.75 Rp 30.8K

224.00%

Water (0.33 liter bottle)

$4.36 NOK 40.41

$0.80 Rp 14.0K

445.00%

Local Beer (0.5 liter draught)

$13.42 NOK 124

$3.04 Rp 53.6K

341.45%

Imported Beer (0.33 liter bottle)

$13.25 NOK 123

$4.30 Rp 75.7K

208.14%

Milk (1 liter)

$2.50 NOK 23.23

$1.61 Rp 28.3K

55.28%

White Bread (500g)

$3.48 NOK 32.24

$2.27 Rp 39.9K

53.30%

Rice (white) (1kg)

$3.84 NOK 35.58

$1.17 Rp 20.6K

228.21%

Eggs

$5.02 NOK 46.60

$2.17 Rp 38.2K

131.34%

Local Cheese (1kg)

$13.17 NOK 122

$17.63 Rp 310.5K

-25.30%

Chicken Fillets (1kg)

$16.51 NOK 153

$4.05 Rp 71.4K

307.65%

Beef Round Steak (1kg)

$32.70 NOK 303

$12.18 Rp 214.5K

168.47%

Apples (1kg)

$3.97 NOK 36.82

$3.62 Rp 63.7K

9.67%

Banana (1kg)

$3.00 NOK 27.81

$1.64 Rp 28.8K

82.93%

Oranges (1kg)

$3.93 NOK 36.42

$2.31 Rp 40.6K

70.13%

Tomato (1kg)

$5.85 NOK 54.2

$1.96 Rp 34.5K

198.47%

Potato (1kg)

$2.84 NOK 26.37

$1.84 Rp 32.5K

54.35%

Onion (1kg)

$3.17 NOK 29.37

$2.37 Rp 41.7K

33.76%

Lettuce (1 head)

$2.86 NOK 26.49

$1.05 Rp 18.5K

172.38%

Water (1.5 liter bottle)

$2.32 NOK 21.53

$0.54 Rp 9,560

329.63%

Cigarettes 20 Pack (Marlboro, Camel)

$17.63 NOK 164

$2.30 Rp 40.6K

666.52%

Wine (Bottle)

$18.46 NOK 171

$23.08 Rp 406.4K

-20.02%

Local Beer (0.5 liter bottle)

$3.73 NOK 34.56

$2.34 Rp 41.2K

59.40%

Imported Beer (0.33 liter bottle)

$4.67 NOK 43.30

$3.07 Rp 54.0K

52.12%

One-way Ticket (Public Transport)

$4.73 NOK 43.88

$0.25 Rp 4,365

1792.00%

Public Transport Monthly Pass (Regular Price)

$86.9 NOK 806

$9.42 Rp 165.9K

822.51%

Taxi Start (Normal Tariff)

$9.27 NOK 86.0

$0.49 Rp 8,631

1791.84%

Taxi (Normal Tariff) (1km)

$1.67 NOK 15.49

$0.47 Rp 8,349

255.32%

Taxi 1hour Waiting (Normal Tariff)

$59.9 NOK 555

$5.60 Rp 98.6K

969.29%

Gasoline (1 liter)

$2.29 NOK 21.28

$0.81 Rp 14.2K

182.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$46.8K NOK 434.4K

$25.0K Rp 440.3M

87.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$46.1K NOK 428.1K

$31.1K Rp 547.0M

48.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$273 NOK 2,532

$82.7 Rp 1.5M

229.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.44 NOK 338

$6.49 Rp 114.2K

461.48%

Internet (50+ Mbps, Unlimited Data)

$85.2 NOK 790

$18.79 Rp 330.8K

353.38%

Gym Membership (Monthly)

$50.0 NOK 464

$55.2 Rp 972.6K

-9.49%

Tennis Court (1 Hour on Weekend)

$37.71 NOK 350

$18.21 Rp 320.6K

107.08%

Cinema Ticket

$21.19 NOK 197

$4.30 Rp 75.7K

392.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 NOK 2,798

$494 Rp 8.7M

-38.97%

International Primary School, 1 Child (Yearly)

$4,497 NOK 41.7K

$5,917 Rp 104.2M

-24.00%

Jeans (Levis 501 Or Similar)

$111 NOK 1,032

$46.28 Rp 814.8K

140.25%

Summer Dress (H&M, Zara, etc)

$51.3 NOK 476

$36.44 Rp 641.6K

40.81%

Sport Shoes (Adidas, Nike)

$123 NOK 1,144

$80.7 Rp 1.4M

52.81%

Men's Leather Business Shoes

$161 NOK 1,493

$78.8 Rp 1.4M

104.29%

1-bedroom Apartment, City Center (Monthly)

$1,242 NOK 11.5K

$1,114 Rp 19.6M

11.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,020 NOK 9,465

$693 Rp 12.2M

47.18%

3-bedroom Apartment, City Center (Monthly)

$2,011 NOK 18.7K

$3,639 Rp 64.1M

-44.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,721 NOK 16.0K

$1,712 Rp 30.1M

0.53%

Buy Apartment in City Center (m2)

$6,340 NOK 58.8K

$2,761 Rp 48.6M

129.65%

Buy Apartment Outside City Center (m2)

$4,262 NOK 39.5K

$2,293 Rp 40.4M

85.90%

Average Monthly Net Salary (After Tax)

$4,351 NOK 40.4K

$167 Rp 2.9M

2504.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.32

13.78

-61.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elverum: September 5, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,242 in Elverum versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2504% higher in Elverum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $110 in Elverum versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $517 vs $294 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elverum vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Elverum is pricier by about 104%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,221 per month in Elverum and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $302 per month in Elverum and $494 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 76% more in Elverum, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Elverum at $2,814. In Ubud, Bali it covers expenses comfortably, while in Elverum it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Elverum makes more sense. Both are solid long-term options with distinct trade-offs.