😐A single person spends $2,258 per month in Elverum vs $1,419 in Ubud, Bali, rent included.
😐A couple spends around $3,476 per month in Elverum vs $2,540 in Ubud, Bali, rent included.
😐A family of three spends $4,693 per month in Elverum vs $3,660 in Ubud, Bali, rent included.
😐Elverum costs about 59% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Elverum and Ubud, Bali sit above the global median – Elverum by 69%, Ubud, Bali by 6%.
Currency
🍽 Eating Out
Elverum
Ubud, Bali
Difference
Meal at Budget Restaurant
$22.46NOK 209
$3.56Rp 63.7K
530.90%
Three-Course Dinner for Two, Mid-Range
$102NOK 952
$32.73Rp 584.5K
212.92%
Fast Food Meal(McDonalds, etc)
$11.48NOK 107
$4.95Rp 88.4K
131.92%
Cappuccino
$4.67NOK 43.39
$2.71Rp 48.4K
72.32%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.55NOK 33.02
$1.34Rp 24.0K
164.93%
Water(0.33 liter bottle)
$2.99NOK 27.78
$0.70Rp 12.5K
327.14%
Local Beer(0.5 liter draught)
$10.79NOK 100
$2.92Rp 52.1K
269.52%
Imported Beer(0.33 liter bottle)
$8.03NOK 74.6
$3.96Rp 70.7K
102.78%
🛒 Groceries & Markets
Elverum
Ubud, Bali
Difference
Milk(1 liter)
$1.08NOK 10.06
$1.81Rp 32.3K
-40.33%
White Bread(500g)
$3.57NOK 33.17
$2.52Rp 45.0K
41.67%
Rice(white)(1kg)
$3.92NOK 36.39
$1.16Rp 20.7K
237.93%
Eggs
$1.80NOK 16.76
$2.46Rp 43.9K
-26.83%
Local Cheese(1kg)
$7.27NOK 67.5
$14.71Rp 262.7K
-50.58%
Chicken Fillets(1kg)
$11.95NOK 111
$4.32Rp 77.1K
176.62%
Beef Round Steak(1kg)
$25.08NOK 233
$12.14Rp 216.7K
106.59%
Apples(1kg)
$1.03NOK 9.55
$3.84Rp 68.6K
-73.18%
Banana(1kg)
$2.89NOK 26.82
$1.56Rp 27.8K
85.26%
Oranges(1kg)
$1.56NOK 14.45
$2.83Rp 50.6K
-44.88%
Tomato(1kg)
$1.49NOK 13.88
$2.33Rp 41.5K
-36.05%
Potato(1kg)
$1.03NOK 9.60
$1.91Rp 34.2K
-46.07%
Onion(1kg)
$0.99NOK 9.21
$2.20Rp 39.3K
-55.00%
Lettuce(1 head)
$2.49NOK 23.15
$1.01Rp 18.1K
146.53%
Water(1.5 liter bottle)
$2.53NOK 23.53
$0.78Rp 13.8K
224.36%
Cigarettes 20 Pack(Marlboro, Camel)
$14.48NOK 135
$3.32Rp 59.2K
336.14%
Wine(Bottle)
$18.71NOK 174
$23.74Rp 423.9K
-21.19%
Local Beer(0.5 liter bottle)
$3.80NOK 35.34
$2.79Rp 49.8K
36.20%
Imported Beer(0.33 liter bottle)
$4.62NOK 42.88
$2.86Rp 51.1K
61.54%
🚌 Getting Around
Elverum
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$4.35NOK 40.45
$0.27Rp 4,800
1511.11%
Public Transport Monthly Pass(Regular Price)
$73.7NOK 685
$8.03Rp 143.4K
818.06%
Taxi Start(Normal Tariff)
$15.15NOK 141
$0.46Rp 8,150
3193.48%
Taxi(Normal Tariff)(1km)
$2.15NOK 20.01
$0.45Rp 8,037
377.78%
Taxi 1hour Waiting(Normal Tariff)
$87.0NOK 808
$6.10Rp 108.9K
1326.72%
Gasoline(1 liter)
$2.19NOK 20.35
$0.79Rp 14.2K
177.22%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4KNOK 301.1K
$26.1KRp 467.0M
23.96%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.5KNOK 329.4K
$32.1KRp 573.6M
10.39%
🧾 Monthly Utilities & Internet
Elverum
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$101NOK 935
$79.9Rp 1.4M
25.93%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$41.61NOK 387
$4.06Rp 72.6K
924.88%
Internet(50+ Mbps, Unlimited Data)
$64.7NOK 601
$23.52Rp 420.0K
175.09%
🎉 Sport & Entertainment
Elverum
Ubud, Bali
Difference
Gym Membership(Monthly)
$49.85NOK 463
$98.7Rp 1.8M
-49.49%
Tennis Court(1 Hour on Weekend)
$35.05NOK 326
$6.63Rp 118.4K
428.66%
Cinema Ticket
$11.97NOK 111
$4.15Rp 74.1K
188.43%
🧸 Childcare & Education
Elverum
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$319NOK 2,961
$304Rp 5.4M
4.85%
International Primary School, 1 Child(Yearly)
$8,623NOK 80.1K
$6,613Rp 118.1M
30.39%
👕👟 Clothing & Footwear
Elverum
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$111NOK 1,031
$55.5Rp 991.8K
99.87%
Summer Dress(H&M, Zara, etc)
$49.29NOK 458
$38.31Rp 684.1K
28.66%
Sport Shoes(Adidas, Nike)
$126NOK 1,169
$88.6Rp 1.6M
41.98%
Men's Leather Business Shoes
$129NOK 1,202
$77.9Rp 1.4M
66.23%
🏠 Accommodation & Living
Elverum
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,203NOK 11.2K
$1,006Rp 18.0M
19.57%
1-bedroom Apartment, Outside City Center(Monthly)
$910NOK 8,453
$675Rp 12.1M
34.73%
3-bedroom Apartment, City Center(Monthly)
$1,802NOK 16.7K
$3,442Rp 61.5M
-47.64%
3-bedroom Apartment, Outside City Center(Monthly)
$1,513NOK 14.1K
$2,039Rp 36.4M
-25.80%
Buy Apartment in City Center(m2)
$6,127NOK 56.9K
$2,841Rp 50.7M
115.64%
Buy Apartment Outside City Center(m2)
$4,578NOK 42.5K
$2,264Rp 40.4M
102.21%
💵 Salaries & Financials
Elverum
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$4,399NOK 40.9K
$165Rp 3.0M
2562.45%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.32
13.28
-67.47%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Elverum: June 2, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,203 in Elverum versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2562% higher in Elverum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $102 in Elverum versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $373 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Elverum vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Elverum?
Yes – Elverum is pricier by about 59%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,387 per month in Elverum and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $319 per month in Elverum and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Elverum and Ubud, Bali?
Groceries cost about 24% more in Elverum, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for Elverum or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Elverum at $2,258. In Ubud, Bali it covers expenses comfortably, while in Elverum it requires careful planning or may not stretch far enough.
Is Elverum or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Elverum or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Elverum makes more sense. Both are solid long-term options with distinct trade-offs.