😐A single person spends $2,213 per month in Elverum vs $1,408 in Ubud, Bali, rent included.
😐A couple spends around $3,480 per month in Elverum vs $2,585 in Ubud, Bali, rent included.
😐A family of three spends $4,748 per month in Elverum vs $3,763 in Ubud, Bali, rent included.
😐Elverum costs about 57% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Elverum and Ubud, Bali sit above the global median – Elverum by 66%, Ubud, Bali by 5%.
Currency
🍽 Eating Out
Elverum
Ubud, Bali
Difference
Meal at Budget Restaurant
$22.42NOK 216
$3.45Rp 61.8K
549.86%
Three-Course Dinner for Two, Mid-Range
$102NOK 982
$32.34Rp 578.5K
215.24%
Fast Food Meal(McDonalds, etc)
$11.47NOK 110
$4.84Rp 86.7K
136.98%
Cappuccino
$4.43NOK 42.69
$2.75Rp 49.1K
61.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.61NOK 34.76
$1.38Rp 24.8K
161.59%
Water(0.33 liter bottle)
$2.90NOK 27.96
$0.75Rp 13.4K
286.67%
Local Beer(0.5 liter draught)
$10.72NOK 103
$2.99Rp 53.5K
258.53%
Imported Beer(0.33 liter bottle)
$8.08NOK 77.8
$3.85Rp 68.9K
109.87%
🛒 Groceries & Markets
Elverum
Ubud, Bali
Difference
Milk(1 liter)
$1.14NOK 10.98
$1.74Rp 31.1K
-34.48%
White Bread(500g)
$3.47NOK 33.39
$2.46Rp 44.0K
41.06%
Rice(white)(1kg)
$3.93NOK 37.85
$1.17Rp 20.9K
235.90%
Eggs
$1.84NOK 17.71
$2.43Rp 43.5K
-24.28%
Local Cheese(1kg)
$7.04NOK 67.8
$14.50Rp 259.5K
-51.45%
Chicken Fillets(1kg)
$12.22NOK 118
$4.35Rp 77.8K
180.92%
Beef Round Steak(1kg)
$25.00NOK 241
$11.98Rp 214.3K
108.68%
Apples(1kg)
$1.03NOK 9.94
$3.72Rp 66.5K
-72.31%
Banana(1kg)
$2.99NOK 28.80
$1.63Rp 29.1K
83.44%
Oranges(1kg)
$1.49NOK 14.34
$2.74Rp 49.1K
-45.62%
Tomato(1kg)
$1.49NOK 14.40
$2.24Rp 40.1K
-33.48%
Potato(1kg)
$1.04NOK 10.02
$1.92Rp 34.3K
-45.83%
Onion(1kg)
$0.98NOK 9.48
$2.28Rp 40.7K
-57.02%
Lettuce(1 head)
$2.50NOK 24.07
$1.06Rp 19.0K
135.85%
Water(1.5 liter bottle)
$2.43NOK 23.38
$0.72Rp 12.9K
237.50%
Cigarettes 20 Pack(Marlboro, Camel)
$14.44NOK 139
$3.29Rp 58.8K
338.91%
Wine(Bottle)
$17.70NOK 171
$23.19Rp 414.9K
-23.67%
Local Beer(0.5 liter bottle)
$3.82NOK 36.82
$2.78Rp 49.7K
37.41%
Imported Beer(0.33 liter bottle)
$4.73NOK 45.55
$2.73Rp 48.9K
73.26%
🚌 Getting Around
Elverum
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$4.22NOK 40.68
$0.27Rp 4,765
1462.96%
Public Transport Monthly Pass(Regular Price)
$73.0NOK 704
$8.11Rp 145.0K
800.62%
Taxi Start(Normal Tariff)
$15.01NOK 145
$0.48Rp 8,636
3027.08%
Taxi(Normal Tariff)(1km)
$2.19NOK 21.05
$0.42Rp 7,511
421.43%
Taxi 1hour Waiting(Normal Tariff)
$90.2NOK 868
$6.22Rp 111.3K
1349.52%
Gasoline(1 liter)
$2.12NOK 20.40
$0.81Rp 14.6K
161.73%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8KNOK 306.7K
$26.6KRp 476.1M
19.66%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.9KNOK 346.1K
$32.2KRp 575.9M
11.64%
🧾 Monthly Utilities & Internet
Elverum
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$102NOK 983
$78.4Rp 1.4M
30.20%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$41.58NOK 401
$4.07Rp 72.8K
921.62%
Internet(50+ Mbps, Unlimited Data)
$65.6NOK 632
$24.33Rp 435.2K
169.58%
🎉 Sport & Entertainment
Elverum
Ubud, Bali
Difference
Gym Membership(Monthly)
$49.71NOK 479
$98.6Rp 1.8M
-49.59%
Tennis Court(1 Hour on Weekend)
$36.10NOK 348
$6.34Rp 113.3K
469.40%
Cinema Ticket
$12.32NOK 119
$3.99Rp 71.3K
208.77%
🧸 Childcare & Education
Elverum
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$319NOK 3,076
$305Rp 5.5M
4.70%
International Primary School, 1 Child(Yearly)
$8,468NOK 81.6K
$6,642Rp 118.8M
27.48%
👕👟 Clothing & Footwear
Elverum
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$109NOK 1,053
$54.1Rp 968.6K
101.90%
Summer Dress(H&M, Zara, etc)
$49.19NOK 474
$37.81Rp 676.3K
30.10%
Sport Shoes(Adidas, Nike)
$125NOK 1,208
$86.8Rp 1.6M
44.43%
Men's Leather Business Shoes
$129NOK 1,247
$76.4Rp 1.4M
69.59%
🏠 Accommodation & Living
Elverum
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,226NOK 11.8K
$992Rp 17.7M
23.60%
1-bedroom Apartment, Outside City Center(Monthly)
$884NOK 8,516
$673Rp 12.0M
31.43%
3-bedroom Apartment, City Center(Monthly)
$1,832NOK 17.7K
$3,375Rp 60.4M
-45.70%
3-bedroom Apartment, Outside City Center(Monthly)
$1,509NOK 14.5K
$2,050Rp 36.7M
-26.42%
Buy Apartment in City Center(m2)
$5,711NOK 55.0K
$2,805Rp 50.2M
103.63%
Buy Apartment Outside City Center(m2)
$3,995NOK 38.5K
$2,227Rp 39.8M
79.39%
💵 Salaries & Financials
Elverum
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$4,076NOK 39.3K
$167Rp 3.0M
2341.20%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.32
13.28
-67.47%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Elverum: July 13, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,226 in Elverum versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2341% higher in Elverum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $102 in Elverum versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $371 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Elverum vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Elverum?
Yes – Elverum is pricier by about 57%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,319 per month in Elverum and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $319 per month in Elverum and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Elverum and in Ubud, Bali?
Groceries cost about 25% more in Elverum, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for living in Elverum or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Elverum at $2,213. In Ubud, Bali it covers expenses comfortably, while in Elverum it requires careful planning or may not stretch far enough.
Is Elverum or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Elverum or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Elverum makes more sense. Both are solid long-term options with distinct trade-offs.