Cost of Living Comparison Between Elverum and Ubud, Bali Cost of Living Comparison Between Elverum and Ubud, Bali

Monthly Cost of Living

A single person spends $2,258 per month in Elverum vs $1,419 in Ubud, Bali, rent included.

A couple spends around $3,476 per month in Elverum vs $2,540 in Ubud, Bali, rent included.

A family of three spends $4,693 per month in Elverum vs $3,660 in Ubud, Bali, rent included.

Elverum costs about 59% more than Ubud, Bali, driven mainly by Eating Out.

Both Elverum and Ubud, Bali sit above the global median – Elverum by 69%, Ubud, Bali by 6%.

Currency
🍽 Eating Out
Elverum
Ubud, Bali
Difference
Meal at Budget Restaurant
$22.46 NOK 209
$3.56 Rp 63.7K
530.90%
Three-Course Dinner for Two, Mid-Range
$102 NOK 952
$32.73 Rp 584.5K
212.92%
Fast Food Meal (McDonalds, etc)
$11.48 NOK 107
$4.95 Rp 88.4K
131.92%
Cappuccino
$4.67 NOK 43.39
$2.71 Rp 48.4K
72.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.55 NOK 33.02
$1.34 Rp 24.0K
164.93%
Water (0.33 liter bottle)
$2.99 NOK 27.78
$0.70 Rp 12.5K
327.14%
Local Beer (0.5 liter draught)
$10.79 NOK 100
$2.92 Rp 52.1K
269.52%
Imported Beer (0.33 liter bottle)
$8.03 NOK 74.6
$3.96 Rp 70.7K
102.78%
🛒 Groceries & Markets
Elverum
Ubud, Bali
Difference
Milk (1 liter)
$1.08 NOK 10.06
$1.81 Rp 32.3K
-40.33%
White Bread (500g)
$3.57 NOK 33.17
$2.52 Rp 45.0K
41.67%
Rice (white) (1kg)
$3.92 NOK 36.39
$1.16 Rp 20.7K
237.93%
Eggs
$1.80 NOK 16.76
$2.46 Rp 43.9K
-26.83%
Local Cheese (1kg)
$7.27 NOK 67.5
$14.71 Rp 262.7K
-50.58%
Chicken Fillets (1kg)
$11.95 NOK 111
$4.32 Rp 77.1K
176.62%
Beef Round Steak (1kg)
$25.08 NOK 233
$12.14 Rp 216.7K
106.59%
Apples (1kg)
$1.03 NOK 9.55
$3.84 Rp 68.6K
-73.18%
Banana (1kg)
$2.89 NOK 26.82
$1.56 Rp 27.8K
85.26%
Oranges (1kg)
$1.56 NOK 14.45
$2.83 Rp 50.6K
-44.88%
Tomato (1kg)
$1.49 NOK 13.88
$2.33 Rp 41.5K
-36.05%
Potato (1kg)
$1.03 NOK 9.60
$1.91 Rp 34.2K
-46.07%
Onion (1kg)
$0.99 NOK 9.21
$2.20 Rp 39.3K
-55.00%
Lettuce (1 head)
$2.49 NOK 23.15
$1.01 Rp 18.1K
146.53%
Water (1.5 liter bottle)
$2.53 NOK 23.53
$0.78 Rp 13.8K
224.36%
Cigarettes 20 Pack (Marlboro, Camel)
$14.48 NOK 135
$3.32 Rp 59.2K
336.14%
Wine (Bottle)
$18.71 NOK 174
$23.74 Rp 423.9K
-21.19%
Local Beer (0.5 liter bottle)
$3.80 NOK 35.34
$2.79 Rp 49.8K
36.20%
Imported Beer (0.33 liter bottle)
$4.62 NOK 42.88
$2.86 Rp 51.1K
61.54%
🚌 Getting Around
Elverum
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.35 NOK 40.45
$0.27 Rp 4,800
1511.11%
Public Transport Monthly Pass (Regular Price)
$73.7 NOK 685
$8.03 Rp 143.4K
818.06%
Taxi Start (Normal Tariff)
$15.15 NOK 141
$0.46 Rp 8,150
3193.48%
Taxi (Normal Tariff) (1km)
$2.15 NOK 20.01
$0.45 Rp 8,037
377.78%
Taxi 1hour Waiting (Normal Tariff)
$87.0 NOK 808
$6.10 Rp 108.9K
1326.72%
Gasoline (1 liter)
$2.19 NOK 20.35
$0.79 Rp 14.2K
177.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K NOK 301.1K
$26.1K Rp 467.0M
23.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.5K NOK 329.4K
$32.1K Rp 573.6M
10.39%
🧾 Monthly Utilities & Internet
Elverum
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$101 NOK 935
$79.9 Rp 1.4M
25.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$41.61 NOK 387
$4.06 Rp 72.6K
924.88%
Internet (50+ Mbps, Unlimited Data)
$64.7 NOK 601
$23.52 Rp 420.0K
175.09%
🎉 Sport & Entertainment
Elverum
Ubud, Bali
Difference
Gym Membership (Monthly)
$49.85 NOK 463
$98.7 Rp 1.8M
-49.49%
Tennis Court (1 Hour on Weekend)
$35.05 NOK 326
$6.63 Rp 118.4K
428.66%
Cinema Ticket
$11.97 NOK 111
$4.15 Rp 74.1K
188.43%
🧸 Childcare & Education
Elverum
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$319 NOK 2,961
$304 Rp 5.4M
4.85%
International Primary School, 1 Child (Yearly)
$8,623 NOK 80.1K
$6,613 Rp 118.1M
30.39%
👕👟 Clothing & Footwear
Elverum
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$111 NOK 1,031
$55.5 Rp 991.8K
99.87%
Summer Dress (H&M, Zara, etc)
$49.29 NOK 458
$38.31 Rp 684.1K
28.66%
Sport Shoes (Adidas, Nike)
$126 NOK 1,169
$88.6 Rp 1.6M
41.98%
Men's Leather Business Shoes
$129 NOK 1,202
$77.9 Rp 1.4M
66.23%
🏠 Accommodation & Living
Elverum
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,203 NOK 11.2K
$1,006 Rp 18.0M
19.57%
1-bedroom Apartment, Outside City Center (Monthly)
$910 NOK 8,453
$675 Rp 12.1M
34.73%
3-bedroom Apartment, City Center (Monthly)
$1,802 NOK 16.7K
$3,442 Rp 61.5M
-47.64%
3-bedroom Apartment, Outside City Center (Monthly)
$1,513 NOK 14.1K
$2,039 Rp 36.4M
-25.80%
Buy Apartment in City Center (m2)
$6,127 NOK 56.9K
$2,841 Rp 50.7M
115.64%
Buy Apartment Outside City Center (m2)
$4,578 NOK 42.5K
$2,264 Rp 40.4M
102.21%
💵 Salaries & Financials
Elverum
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,399 NOK 40.9K
$165 Rp 3.0M
2562.45%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.32
13.28
-67.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elverum: June 2, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,203 in Elverum versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2562% higher in Elverum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $102 in Elverum versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $373 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Elverum vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Elverum?
Yes – Elverum is pricier by about 59%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,387 per month in Elverum and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $319 per month in Elverum and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Elverum and Ubud, Bali?
Groceries cost about 24% more in Elverum, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for Elverum or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Elverum at $2,258. In Ubud, Bali it covers expenses comfortably, while in Elverum it requires careful planning or may not stretch far enough.
Is Elverum or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Elverum or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Elverum makes more sense. Both are solid long-term options with distinct trade-offs.

Elverum vs other spots: cost of living compared

Similar cities