Last update: Oct 2026

Cost of Living Comparison Between Elverum and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,805 in Elverum, rent and utilities included – about $17,500 less a year. Other living expenses account for most of the difference.

135

Cost of Living Index in Elverum
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Elverum Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Elverum

🇳🇴 Norway

$2,805

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Elverum and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elverum and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,805 per month in Elverum vs $1,349 in Ubud, Bali, rent included.

Elverum $2,805
Ubud, Bali $1,349

A couple spends around $4,229 per month in Elverum vs $2,305 in Ubud, Bali, rent included.

Elverum $4,229
Ubud, Bali $2,305

A family of three spends $5,654 per month in Elverum vs $3,261 in Ubud, Bali, rent included.

Elverum $5,654
Ubud, Bali $3,261

Elverum costs about 108% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$21.64 NOK 201

$3.32 Rp 60.4K

551.81%

Three-Course Dinner for Two, Mid-Range

$110 NOK 1,024

$35.64 Rp 647.8K

209.37%

Fast Food Meal (McDonalds, etc)

$16.40 NOK 152

$5.53 Rp 100.6K

196.56%

Cappuccino

$5.58 NOK 51.8

$2.72 Rp 49.4K

105.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.64 NOK 52.4

$1.70 Rp 30.9K

231.76%

Water (0.33 liter bottle)

$4.26 NOK 39.56

$0.76 Rp 13.8K

460.53%

Local Beer (0.5 liter draught)

$13.68 NOK 127

$2.65 Rp 48.2K

416.23%

Imported Beer (0.33 liter bottle)

$13.07 NOK 121

$4.38 Rp 79.6K

198.40%

Milk (1 liter)

$2.63 NOK 24.47

$1.49 Rp 27.1K

76.51%

White Bread (500g)

$3.61 NOK 33.50

$2.28 Rp 41.4K

58.33%

Rice (white) (1kg)

$3.73 NOK 34.63

$1.19 Rp 21.6K

213.45%

Eggs

$4.93 NOK 45.84

$2.04 Rp 37.0K

141.67%

Local Cheese (1kg)

$13.56 NOK 126

$17.70 Rp 321.7K

-23.39%

Chicken Fillets (1kg)

$16.69 NOK 155

$3.96 Rp 72.0K

321.46%

Beef Round Steak (1kg)

$32.85 NOK 305

$12.19 Rp 221.6K

169.48%

Apples (1kg)

$3.92 NOK 36.45

$3.66 Rp 66.4K

7.10%

Banana (1kg)

$2.94 NOK 27.33

$1.52 Rp 27.6K

93.42%

Oranges (1kg)

$3.82 NOK 35.50

$2.23 Rp 40.5K

71.30%

Tomato (1kg)

$5.64 NOK 52.4

$1.97 Rp 35.9K

186.29%

Potato (1kg)

$2.98 NOK 27.67

$1.85 Rp 33.6K

61.08%

Onion (1kg)

$3.11 NOK 28.86

$2.42 Rp 44.1K

28.51%

Lettuce (1 head)

$2.88 NOK 26.76

$0.99 Rp 18.0K

190.91%

Water (1.5 liter bottle)

$2.27 NOK 21.12

$0.51 Rp 9,332

345.10%

Cigarettes 20 Pack (Marlboro, Camel)

$17.64 NOK 164

$2.22 Rp 40.4K

694.59%

Wine (Bottle)

$18.67 NOK 173

$22.24 Rp 404.2K

-16.05%

Local Beer (0.5 liter bottle)

$3.53 NOK 32.82

$2.26 Rp 41.1K

56.19%

Imported Beer (0.33 liter bottle)

$4.57 NOK 42.43

$2.97 Rp 54.0K

53.87%

One-way Ticket (Public Transport)

$4.17 NOK 38.74

$0.25 Rp 4,562

1568.00%

Public Transport Monthly Pass (Regular Price)

$81.5 NOK 757

$7.82 Rp 142.2K

942.33%

Taxi Start (Normal Tariff)

$9.49 NOK 88.1

$0.44 Rp 7,989

2056.82%

Taxi (Normal Tariff) (1km)

$1.66 NOK 15.46

$0.43 Rp 7,817

286.05%

Taxi 1hour Waiting (Normal Tariff)

$60.4 NOK 562

$5.41 Rp 98.3K

1017.19%

Gasoline (1 liter)

$2.60 NOK 24.20

$0.82 Rp 15.0K

217.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$47.4K NOK 440.7K

$23.8K Rp 433.3M

98.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$46.5K NOK 432.4K

$31.7K Rp 577.0M

46.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$275 NOK 2,556

$79.1 Rp 1.4M

248.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.85 NOK 333

$6.45 Rp 117.2K

455.81%

Internet (50+ Mbps, Unlimited Data)

$83.0 NOK 771

$18.58 Rp 337.7K

346.50%

Gym Membership (Monthly)

$56.1 NOK 521

$49.48 Rp 899.4K

13.40%

Tennis Court (1 Hour on Weekend)

$38.16 NOK 355

$17.65 Rp 320.8K

116.20%

Cinema Ticket

$19.20 NOK 178

$4.27 Rp 77.7K

349.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$301 NOK 2,793

$491 Rp 8.9M

-38.71%

International Primary School, 1 Child (Yearly)

$4,543 NOK 42.2K

$5,674 Rp 103.1M

-19.93%

Jeans (Levis 501 Or Similar)

$111 NOK 1,029

$44.64 Rp 811.4K

148.10%

Summer Dress (H&M, Zara, etc)

$52.2 NOK 485

$34.95 Rp 635.3K

49.47%

Sport Shoes (Adidas, Nike)

$122 NOK 1,137

$79.9 Rp 1.5M

53.20%

Men's Leather Business Shoes

$157 NOK 1,462

$79.4 Rp 1.4M

98.09%

1-bedroom Apartment, City Center (Monthly)

$1,228 NOK 11.4K

$1,125 Rp 20.4M

9.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,059 NOK 9,838

$671 Rp 12.2M

57.70%

3-bedroom Apartment, City Center (Monthly)

$2,054 NOK 19.1K

$3,565 Rp 64.8M

-42.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 NOK 16.1K

$1,723 Rp 31.3M

0.69%

Buy Apartment in City Center (m2)

$6,437 NOK 59.8K

$2,732 Rp 49.6M

135.64%

Buy Apartment Outside City Center (m2)

$4,241 NOK 39.4K

$2,284 Rp 41.5M

85.66%

Average Monthly Net Salary (After Tax)

$4,272 NOK 39.7K

$164 Rp 3.0M

2507.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.32

13.78

-61.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elverum: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Elverum

$1.1K 37.8%

Ubud, Bali

$672 49.8% 36.6% $387

Groceries & Markets

Elverum

$519 18.5%

Ubud, Bali

$288 21.4% 44.4% $230

Eating Out

Elverum

$423 15.1%

Ubud, Bali

$108 8% 74.6% $316

Monthly Utilities & Internet

Elverum

$394 14.1%

Ubud, Bali

$104 7.7% 73.6% $290

Clothing & Footwear

Elverum

$199 7.1%

Ubud, Bali

$108 8% 46% $92

Getting Around

Elverum

$116 4.1%

Ubud, Bali

$11 0.9% 90.2% $105

Sport & Entertainment

Elverum

$95 3.4%

Ubud, Bali

$58 4.3% 38.6% $36

Cost Breakdown

A central one-bedroom costs $1,228 in Elverum versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Elverum are about 26 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $110 in Elverum versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $519 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇳🇴 Elverum

🇮🇩 Ubud, Bali

🕒 Local time

22:23 10:23 PM

05:23 5:23 AM

7 h ahead of Elverum

🌤 Weather

👥 Population

21,775

74,800

💱 Currency

Norwegian Krone NOK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NOK = 10.76 USD

100 NOK = 9.67 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of October 28, 2026: 1 USD = 9.29 NOK (1 NOK = 0.108 USD). 1 EUR = 10.34 NOK (100 NOK = 9.67 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to NOK in detail →

On the map

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Highest

Between locations

Elverum Ubud, Bali 11,560 km ≈ 15 h nonstop flight

From you

Elverum
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elverum vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Elverum is pricier by about 108%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,207 per month in Elverum and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,228 in Elverum and $1,125 in Ubud, Bali. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Kindergarten costs $301 per month in Elverum and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 80% more in Elverum, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $2,805 in Elverum and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,805 in Elverum. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Elverum makes more sense. Both are solid long-term options with distinct trade-offs.