Cost of Living Comparison Between Elverum and Ubud, Bali Cost of Living Comparison Between Elverum and Ubud, Bali

Monthly Cost of Living

A single person spends $2,213 per month in Elverum vs $1,408 in Ubud, Bali, rent included.

A couple spends around $3,480 per month in Elverum vs $2,585 in Ubud, Bali, rent included.

A family of three spends $4,748 per month in Elverum vs $3,763 in Ubud, Bali, rent included.

Elverum costs about 57% more than Ubud, Bali, driven mainly by Eating Out.

Both Elverum and Ubud, Bali sit above the global median – Elverum by 66%, Ubud, Bali by 5%.

Currency
🍽 Eating Out
Elverum
Ubud, Bali
Difference
Meal at Budget Restaurant
$22.42 NOK 216
$3.45 Rp 61.8K
549.86%
Three-Course Dinner for Two, Mid-Range
$102 NOK 982
$32.34 Rp 578.5K
215.24%
Fast Food Meal (McDonalds, etc)
$11.47 NOK 110
$4.84 Rp 86.7K
136.98%
Cappuccino
$4.43 NOK 42.69
$2.75 Rp 49.1K
61.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.61 NOK 34.76
$1.38 Rp 24.8K
161.59%
Water (0.33 liter bottle)
$2.90 NOK 27.96
$0.75 Rp 13.4K
286.67%
Local Beer (0.5 liter draught)
$10.72 NOK 103
$2.99 Rp 53.5K
258.53%
Imported Beer (0.33 liter bottle)
$8.08 NOK 77.8
$3.85 Rp 68.9K
109.87%
🛒 Groceries & Markets
Elverum
Ubud, Bali
Difference
Milk (1 liter)
$1.14 NOK 10.98
$1.74 Rp 31.1K
-34.48%
White Bread (500g)
$3.47 NOK 33.39
$2.46 Rp 44.0K
41.06%
Rice (white) (1kg)
$3.93 NOK 37.85
$1.17 Rp 20.9K
235.90%
Eggs
$1.84 NOK 17.71
$2.43 Rp 43.5K
-24.28%
Local Cheese (1kg)
$7.04 NOK 67.8
$14.50 Rp 259.5K
-51.45%
Chicken Fillets (1kg)
$12.22 NOK 118
$4.35 Rp 77.8K
180.92%
Beef Round Steak (1kg)
$25.00 NOK 241
$11.98 Rp 214.3K
108.68%
Apples (1kg)
$1.03 NOK 9.94
$3.72 Rp 66.5K
-72.31%
Banana (1kg)
$2.99 NOK 28.80
$1.63 Rp 29.1K
83.44%
Oranges (1kg)
$1.49 NOK 14.34
$2.74 Rp 49.1K
-45.62%
Tomato (1kg)
$1.49 NOK 14.40
$2.24 Rp 40.1K
-33.48%
Potato (1kg)
$1.04 NOK 10.02
$1.92 Rp 34.3K
-45.83%
Onion (1kg)
$0.98 NOK 9.48
$2.28 Rp 40.7K
-57.02%
Lettuce (1 head)
$2.50 NOK 24.07
$1.06 Rp 19.0K
135.85%
Water (1.5 liter bottle)
$2.43 NOK 23.38
$0.72 Rp 12.9K
237.50%
Cigarettes 20 Pack (Marlboro, Camel)
$14.44 NOK 139
$3.29 Rp 58.8K
338.91%
Wine (Bottle)
$17.70 NOK 171
$23.19 Rp 414.9K
-23.67%
Local Beer (0.5 liter bottle)
$3.82 NOK 36.82
$2.78 Rp 49.7K
37.41%
Imported Beer (0.33 liter bottle)
$4.73 NOK 45.55
$2.73 Rp 48.9K
73.26%
🚌 Getting Around
Elverum
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.22 NOK 40.68
$0.27 Rp 4,765
1462.96%
Public Transport Monthly Pass (Regular Price)
$73.0 NOK 704
$8.11 Rp 145.0K
800.62%
Taxi Start (Normal Tariff)
$15.01 NOK 145
$0.48 Rp 8,636
3027.08%
Taxi (Normal Tariff) (1km)
$2.19 NOK 21.05
$0.42 Rp 7,511
421.43%
Taxi 1hour Waiting (Normal Tariff)
$90.2 NOK 868
$6.22 Rp 111.3K
1349.52%
Gasoline (1 liter)
$2.12 NOK 20.40
$0.81 Rp 14.6K
161.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8K NOK 306.7K
$26.6K Rp 476.1M
19.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.9K NOK 346.1K
$32.2K Rp 575.9M
11.64%
🧾 Monthly Utilities & Internet
Elverum
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$102 NOK 983
$78.4 Rp 1.4M
30.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$41.58 NOK 401
$4.07 Rp 72.8K
921.62%
Internet (50+ Mbps, Unlimited Data)
$65.6 NOK 632
$24.33 Rp 435.2K
169.58%
🎉 Sport & Entertainment
Elverum
Ubud, Bali
Difference
Gym Membership (Monthly)
$49.71 NOK 479
$98.6 Rp 1.8M
-49.59%
Tennis Court (1 Hour on Weekend)
$36.10 NOK 348
$6.34 Rp 113.3K
469.40%
Cinema Ticket
$12.32 NOK 119
$3.99 Rp 71.3K
208.77%
🧸 Childcare & Education
Elverum
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$319 NOK 3,076
$305 Rp 5.5M
4.70%
International Primary School, 1 Child (Yearly)
$8,468 NOK 81.6K
$6,642 Rp 118.8M
27.48%
👕👟 Clothing & Footwear
Elverum
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$109 NOK 1,053
$54.1 Rp 968.6K
101.90%
Summer Dress (H&M, Zara, etc)
$49.19 NOK 474
$37.81 Rp 676.3K
30.10%
Sport Shoes (Adidas, Nike)
$125 NOK 1,208
$86.8 Rp 1.6M
44.43%
Men's Leather Business Shoes
$129 NOK 1,247
$76.4 Rp 1.4M
69.59%
🏠 Accommodation & Living
Elverum
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,226 NOK 11.8K
$992 Rp 17.7M
23.60%
1-bedroom Apartment, Outside City Center (Monthly)
$884 NOK 8,516
$673 Rp 12.0M
31.43%
3-bedroom Apartment, City Center (Monthly)
$1,832 NOK 17.7K
$3,375 Rp 60.4M
-45.70%
3-bedroom Apartment, Outside City Center (Monthly)
$1,509 NOK 14.5K
$2,050 Rp 36.7M
-26.42%
Buy Apartment in City Center (m2)
$5,711 NOK 55.0K
$2,805 Rp 50.2M
103.63%
Buy Apartment Outside City Center (m2)
$3,995 NOK 38.5K
$2,227 Rp 39.8M
79.39%
💵 Salaries & Financials
Elverum
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,076 NOK 39.3K
$167 Rp 3.0M
2341.20%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.32
13.28
-67.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elverum: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,226 in Elverum versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2341% higher in Elverum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $102 in Elverum versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $371 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Elverum vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Elverum?
Yes – Elverum is pricier by about 57%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,319 per month in Elverum and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $319 per month in Elverum and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Elverum and in Ubud, Bali?
Groceries cost about 25% more in Elverum, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for living in Elverum or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Elverum at $2,213. In Ubud, Bali it covers expenses comfortably, while in Elverum it requires careful planning or may not stretch far enough.
Is Elverum or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Elverum or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Elverum makes more sense. Both are solid long-term options with distinct trade-offs.

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