Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Elverum

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,805 in Elverum, rent and utilities included – about $17,500 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
135

Cost of Living Index in Elverum
Learn more

Elverum Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Elverum

🇳🇴 Norway

$2,805

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Elverum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Elverum actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,805 in Elverum, rent included.

Ubud, Bali $1,349
Elverum $2,805

A couple spends around $2,305 per month in Ubud, Bali vs $4,229 in Elverum, rent included.

Ubud, Bali $2,305
Elverum $4,229

A family of three spends $3,261 per month in Ubud, Bali vs $5,654 in Elverum, rent included.

Ubud, Bali $3,261
Elverum $5,654

Ubud, Bali is about 52% cheaper than Elverum, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$21.64 NOK 201

-84.66%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$110 NOK 1,024

-67.68%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$16.40 NOK 152

-66.28%

Cappuccino

$2.72 Rp 49.4K

$5.58 NOK 51.8

-51.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$5.64 NOK 52.4

-69.86%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$4.26 NOK 39.56

-82.16%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$13.68 NOK 127

-80.63%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$13.07 NOK 121

-66.49%

Milk (1 liter)

$1.49 Rp 27.1K

$2.63 NOK 24.47

-43.35%

White Bread (500g)

$2.28 Rp 41.4K

$3.61 NOK 33.50

-36.84%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.73 NOK 34.63

-68.10%

Eggs

$2.04 Rp 37.0K

$4.93 NOK 45.84

-58.62%

Local Cheese (1kg)

$17.70 Rp 321.7K

$13.56 NOK 126

30.53%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$16.69 NOK 155

-76.27%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$32.85 NOK 305

-62.89%

Apples (1kg)

$3.66 Rp 66.4K

$3.92 NOK 36.45

-6.63%

Banana (1kg)

$1.52 Rp 27.6K

$2.94 NOK 27.33

-48.30%

Oranges (1kg)

$2.23 Rp 40.5K

$3.82 NOK 35.50

-41.62%

Tomato (1kg)

$1.97 Rp 35.9K

$5.64 NOK 52.4

-65.07%

Potato (1kg)

$1.85 Rp 33.6K

$2.98 NOK 27.67

-37.92%

Onion (1kg)

$2.42 Rp 44.1K

$3.11 NOK 28.86

-22.19%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.88 NOK 26.76

-65.63%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$2.27 NOK 21.12

-77.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$17.64 NOK 164

-87.41%

Wine (Bottle)

$22.24 Rp 404.2K

$18.67 NOK 173

19.12%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$3.53 NOK 32.82

-35.98%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$4.57 NOK 42.43

-35.01%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$4.17 NOK 38.74

-94.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$81.5 NOK 757

-90.41%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$9.49 NOK 88.1

-95.36%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.66 NOK 15.46

-74.10%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$60.4 NOK 562

-91.05%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.60 NOK 24.20

-68.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$47.4K NOK 440.7K

-49.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$46.5K NOK 432.4K

-31.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$275 NOK 2,556

-71.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$35.85 NOK 333

-82.01%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$83.0 NOK 771

-77.60%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$56.1 NOK 521

-11.82%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$38.16 NOK 355

-53.75%

Cinema Ticket

$4.27 Rp 77.7K

$19.20 NOK 178

-77.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$301 NOK 2,793

63.17%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$4,543 NOK 42.2K

24.88%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$111 NOK 1,029

-59.69%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$52.2 NOK 485

-33.10%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$122 NOK 1,137

-34.73%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$157 NOK 1,462

-49.52%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,228 NOK 11.4K

-8.43%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,059 NOK 9,838

-36.59%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$2,054 NOK 19.1K

73.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,735 NOK 16.1K

-0.68%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$6,437 NOK 59.8K

-57.56%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$4,241 NOK 39.4K

-46.14%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$4,272 NOK 39.7K

-96.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.32

159.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Elverum: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Elverum

$1.1K 37.8% 57.7% $387

Groceries & Markets

Ubud, Bali

$288 21.4%

Elverum

$519 18.5% 79.8% $230

Eating Out

Ubud, Bali

$108 8%

Elverum

$423 15.1% 293% $316

Clothing & Footwear

Ubud, Bali

$108 8%

Elverum

$199 7.1% 85.3% $92

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Elverum

$394 14.1% 279% $290

Sport & Entertainment

Ubud, Bali

$58 4.3%

Elverum

$95 3.4% 62.8% $36

Getting Around

Ubud, Bali

$11 0.9%

Elverum

$116 4.1% 916% $105

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,228 in Elverum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Elverum are about 26 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $110 in Elverum. Monthly groceries follow the same trend: $288 vs $519 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇳🇴 Elverum

🕒 Local time

06:15 6:15 AM

23:15 11:15 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

21,775

💱 Currency

Indonesian Rupiah IDR Rp

Norwegian Krone NOK kr

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 NOK = 10.76 USD

100 NOK = 9.67 EUR

Exchange rates and currency converter

NOK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Norwegian Krone exchange rates as of October 28, 2026: 1 USD = 9.29 NOK (1 NOK = 0.108 USD). 1 EUR = 10.34 NOK (100 NOK = 9.67 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Elverum 11,560 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Elverum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Elverum: Cost of Living - Frequently Asked Questions

Yes – Elverum is pricier by about 108%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $4,207 in Elverum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,125 in Ubud, Bali and $1,228 in Elverum. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Kindergarten costs $491 per month in Ubud, Bali and $301 in Elverum. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 80% more in Elverum, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,805 in Elverum. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,805 in Elverum. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Elverum makes more sense. Both are solid long-term options with distinct trade-offs.