Cost of Living Comparison Between Ubud, Bali and Elverum Cost of Living Comparison Between Ubud, Bali and Elverum

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $2,258 in Elverum, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $3,476 in Elverum, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $4,693 in Elverum, rent included.

Ubud, Bali is about 37% cheaper than Elverum, driven mainly by Eating Out.

Both Ubud, Bali and Elverum sit above the global median – Ubud, Bali by 6%, Elverum by 69%.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$22.46 NOK 209

-84.15%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$102 NOK 952

-68.04%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$11.48 NOK 107

-56.88%

Cappuccino

$2.71 Rp 48.4K

$4.67 NOK 43.39

-41.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$3.55 NOK 33.02

-62.25%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$2.99 NOK 27.78

-76.59%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$10.79 NOK 100

-72.94%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$8.03 NOK 74.6

-50.68%

Milk (1 liter)

$1.81 Rp 32.3K

$1.08 NOK 10.06

67.59%

White Bread (500g)

$2.52 Rp 45.0K

$3.57 NOK 33.17

-29.41%

Rice (white) (1kg)

$1.16 Rp 20.7K

$3.92 NOK 36.39

-70.41%

Eggs

$2.46 Rp 43.9K

$1.80 NOK 16.76

36.67%

Local Cheese (1kg)

$14.71 Rp 262.7K

$7.27 NOK 67.5

102.34%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$11.95 NOK 111

-63.85%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$25.08 NOK 233

-51.59%

Apples (1kg)

$3.84 Rp 68.6K

$1.03 NOK 9.55

272.82%

Banana (1kg)

$1.56 Rp 27.8K

$2.89 NOK 26.82

-46.02%

Oranges (1kg)

$2.83 Rp 50.6K

$1.56 NOK 14.45

81.41%

Tomato (1kg)

$2.33 Rp 41.5K

$1.49 NOK 13.88

56.38%

Potato (1kg)

$1.91 Rp 34.2K

$1.03 NOK 9.60

85.44%

Onion (1kg)

$2.20 Rp 39.3K

$0.99 NOK 9.21

122.22%

Lettuce (1 head)

$1.01 Rp 18.1K

$2.49 NOK 23.15

-59.44%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$2.53 NOK 23.53

-69.17%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$14.48 NOK 135

-77.07%

Wine (Bottle)

$23.74 Rp 423.9K

$18.71 NOK 174

26.88%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$3.80 NOK 35.34

-26.58%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$4.62 NOK 42.88

-38.10%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$4.35 NOK 40.45

-93.79%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$73.7 NOK 685

-89.11%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$15.15 NOK 141

-96.96%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$2.15 NOK 20.01

-79.07%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$87.0 NOK 808

-92.99%

Gasoline (1 liter)

$0.79 Rp 14.2K

$2.19 NOK 20.35

-63.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$32.4K NOK 301.1K

-19.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$35.5K NOK 329.4K

-9.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$101 NOK 935

-20.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$41.61 NOK 387

-90.24%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$64.7 NOK 601

-63.65%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$49.85 NOK 463

97.99%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$35.05 NOK 326

-81.08%

Cinema Ticket

$4.15 Rp 74.1K

$11.97 NOK 111

-65.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$319 NOK 2,961

-4.63%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$8,623 NOK 80.1K

-23.31%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$111 NOK 1,031

-49.97%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$49.29 NOK 458

-22.28%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$126 NOK 1,169

-29.57%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$129 NOK 1,202

-39.84%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$1,203 NOK 11.2K

-16.37%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$910 NOK 8,453

-25.78%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$1,802 NOK 16.7K

91.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$1,513 NOK 14.1K

34.77%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$6,127 NOK 56.9K

-53.63%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$4,578 NOK 42.5K

-50.55%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$4,399 NOK 40.9K

-96.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.32

207.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Elverum: June 2, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $1,203 in Elverum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2562% higher in Elverum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $102 in Elverum. Monthly groceries follow the same trend: $302 vs $373 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Elverum: Cost of Living - Frequently Asked Questions

Yes – Elverum is pricier by about 59%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $3,387 in Elverum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $304 per month in Ubud, Bali and $319 in Elverum. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 24% more in Elverum, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Elverum at $2,258. In Ubud, Bali it covers expenses comfortably, while in Elverum it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Elverum makes more sense. Both are solid long-term options with distinct trade-offs.