🙂A single person spends $1,378 per month in Ubud, Bali vs $2,814 in Elverum, rent included.
🙂A couple spends around $2,327 per month in Ubud, Bali vs $4,190 in Elverum, rent included.
🙂A family of three spends $3,275 per month in Ubud, Bali vs $5,566 in Elverum, rent included.
🙂Ubud, Bali is about 51% cheaper than Elverum, driven mainly by Eating Out.
📊Both Ubud, Bali and Elverum sit above the global median – Ubud, Bali by 0%, Elverum by 104%.
Currency
🍽 Eating Out
Ubud, Bali
Elverum
Difference
Meal at Budget Restaurant
$3.33Rp 58.7K
$20.91NOK 194
-84.07%
Three-Course Dinner for Two, Mid-Range
$35.82Rp 630.7K
$110NOK 1,020
-67.43%
Fast Food Meal(McDonalds, etc)
$5.63Rp 99.1K
$15.87NOK 147
-64.52%
Cappuccino
$2.82Rp 49.7K
$5.73NOK 53.2
-50.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75Rp 30.8K
$5.67NOK 52.6
-69.14%
Water(0.33 liter bottle)
$0.80Rp 14.0K
$4.36NOK 40.41
-81.65%
Local Beer(0.5 liter draught)
$3.04Rp 53.6K
$13.42NOK 124
-77.35%
Imported Beer(0.33 liter bottle)
$4.30Rp 75.7K
$13.25NOK 123
-67.55%
🛒 Groceries & Markets
Ubud, Bali
Elverum
Difference
Milk(1 liter)
$1.61Rp 28.3K
$2.50NOK 23.23
-35.60%
White Bread(500g)
$2.27Rp 39.9K
$3.48NOK 32.24
-34.77%
Rice(white)(1kg)
$1.17Rp 20.6K
$3.84NOK 35.58
-69.53%
Eggs
$2.17Rp 38.2K
$5.02NOK 46.60
-56.77%
Local Cheese(1kg)
$17.63Rp 310.5K
$13.17NOK 122
33.86%
Chicken Fillets(1kg)
$4.05Rp 71.4K
$16.51NOK 153
-75.47%
Beef Round Steak(1kg)
$12.18Rp 214.5K
$32.70NOK 303
-62.75%
Apples(1kg)
$3.62Rp 63.7K
$3.97NOK 36.82
-8.82%
Banana(1kg)
$1.64Rp 28.8K
$3.00NOK 27.81
-45.33%
Oranges(1kg)
$2.31Rp 40.6K
$3.93NOK 36.42
-41.22%
Tomato(1kg)
$1.96Rp 34.5K
$5.85NOK 54.2
-66.50%
Potato(1kg)
$1.84Rp 32.5K
$2.84NOK 26.37
-35.21%
Onion(1kg)
$2.37Rp 41.7K
$3.17NOK 29.37
-25.24%
Lettuce(1 head)
$1.05Rp 18.5K
$2.86NOK 26.49
-63.29%
Water(1.5 liter bottle)
$0.54Rp 9,560
$2.32NOK 21.53
-76.72%
Cigarettes 20 Pack(Marlboro, Camel)
$2.30Rp 40.6K
$17.63NOK 164
-86.95%
Wine(Bottle)
$23.08Rp 406.4K
$18.46NOK 171
25.03%
Local Beer(0.5 liter bottle)
$2.34Rp 41.2K
$3.73NOK 34.56
-37.27%
Imported Beer(0.33 liter bottle)
$3.07Rp 54.0K
$4.67NOK 43.30
-34.26%
🚌 Getting Around
Ubud, Bali
Elverum
Difference
One-way Ticket(Public Transport)
$0.25Rp 4,365
$4.73NOK 43.88
-94.71%
Public Transport Monthly Pass(Regular Price)
$9.42Rp 165.9K
$86.9NOK 806
-89.16%
Taxi Start(Normal Tariff)
$0.49Rp 8,631
$9.27NOK 86.0
-94.71%
Taxi(Normal Tariff)(1km)
$0.47Rp 8,349
$1.67NOK 15.49
-71.86%
Taxi 1hour Waiting(Normal Tariff)
$5.60Rp 98.6K
$59.9NOK 555
-90.65%
Gasoline(1 liter)
$0.81Rp 14.2K
$2.29NOK 21.28
-64.63%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0KRp 440.3M
$46.8KNOK 434.4K
-46.59%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1KRp 547.0M
$46.1KNOK 428.1K
-32.67%
🧾 Monthly Utilities & Internet
Ubud, Bali
Elverum
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.7Rp 1.5M
$273NOK 2,532
-69.69%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.49Rp 114.2K
$36.44NOK 338
-82.19%
Internet(50+ Mbps, Unlimited Data)
$18.79Rp 330.8K
$85.2NOK 790
-77.94%
🎉 Sport & Entertainment
Ubud, Bali
Elverum
Difference
Gym Membership(Monthly)
$55.2Rp 972.6K
$50.0NOK 464
10.48%
Tennis Court(1 Hour on Weekend)
$18.21Rp 320.6K
$37.71NOK 350
-51.71%
Cinema Ticket
$4.30Rp 75.7K
$21.19NOK 197
-79.71%
🧸 Childcare & Education
Ubud, Bali
Elverum
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$494Rp 8.7M
$302NOK 2,798
63.85%
International Primary School, 1 Child(Yearly)
$5,917Rp 104.2M
$4,497NOK 41.7K
31.59%
👕👟 Clothing & Footwear
Ubud, Bali
Elverum
Difference
Jeans(Levis 501 Or Similar)
$46.28Rp 814.8K
$111NOK 1,032
-58.38%
Summer Dress(H&M, Zara, etc)
$36.44Rp 641.6K
$51.3NOK 476
-28.98%
Sport Shoes(Adidas, Nike)
$80.7Rp 1.4M
$123NOK 1,144
-34.56%
Men's Leather Business Shoes
$78.8Rp 1.4M
$161NOK 1,493
-51.05%
🏠 Accommodation & Living
Ubud, Bali
Elverum
Difference
1-bedroom Apartment, City Center(Monthly)
$1,114Rp 19.6M
$1,242NOK 11.5K
-10.28%
1-bedroom Apartment, Outside City Center(Monthly)
$693Rp 12.2M
$1,020NOK 9,465
-32.06%
3-bedroom Apartment, City Center(Monthly)
$3,639Rp 64.1M
$2,011NOK 18.7K
80.94%
3-bedroom Apartment, Outside City Center(Monthly)
$1,712Rp 30.1M
$1,721NOK 16.0K
-0.53%
Buy Apartment in City Center(m2)
$2,761Rp 48.6M
$6,340NOK 58.8K
-56.46%
Buy Apartment Outside City Center(m2)
$2,293Rp 40.4M
$4,262NOK 39.5K
-46.21%
💵 Salaries & Financials
Ubud, Bali
Elverum
Difference
Average Monthly Net Salary(After Tax)
$167Rp 2.9M
$4,351NOK 40.4K
-96.16%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
5.32
159.02%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 6, 2026
Last update for Elverum: September 5, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,114 in Ubud, Bali versus $1,242 in Elverum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2504% higher in Elverum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $36.00 in Ubud, Bali versus $110 in Elverum. Monthly groceries follow the same trend: $294 vs $517 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Elverum: Cost of Living - Frequently Asked Questions
Is Elverum cheaper than Ubud, Bali?
Yes – Elverum is pricier by about 104%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $4,221 in Elverum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $494 per month in Ubud, Bali and $302 in Elverum. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Ubud, Bali and in Elverum?
Groceries cost about 76% more in Elverum, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for living in Ubud, Bali or in Elverum?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Elverum at $2,814. In Ubud, Bali it covers expenses comfortably, while in Elverum it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Elverum more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Elverum?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Elverum makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared