Cost of Living Comparison Between Ubud, Bali and Elverum Cost of Living Comparison Between Ubud, Bali and Elverum

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $2,213 in Elverum, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $3,480 in Elverum, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $4,748 in Elverum, rent included.

Ubud, Bali is about 36% cheaper than Elverum, driven mainly by Eating Out.

Both Ubud, Bali and Elverum sit above the global median – Ubud, Bali by 5%, Elverum by 66%.

Currency
🍽 Eating Out
Ubud, Bali
Elverum
Difference
Meal at Budget Restaurant
$3.45 Rp 62.0K
$22.42 NOK 216
-84.61%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 580.1K
$102 NOK 983
-68.28%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 86.9K
$11.47 NOK 111
-57.80%
Cappuccino
$2.75 Rp 49.3K
$4.43 NOK 42.73
-37.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.8K
$3.61 NOK 34.80
-61.77%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$2.90 NOK 27.99
-74.14%
Local Beer (0.5 liter draught)
$2.99 Rp 53.7K
$10.72 NOK 103
-72.11%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.1K
$8.08 NOK 77.9
-52.35%
🛒 Groceries & Markets
Ubud, Bali
Elverum
Difference
Milk (1 liter)
$1.74 Rp 31.1K
$1.14 NOK 10.99
52.63%
White Bread (500g)
$2.46 Rp 44.1K
$3.47 NOK 33.43
-29.11%
Rice (white) (1kg)
$1.17 Rp 21.0K
$3.93 NOK 37.89
-70.23%
Eggs
$2.43 Rp 43.6K
$1.84 NOK 17.73
32.07%
Local Cheese (1kg)
$14.50 Rp 260.2K
$7.04 NOK 67.8
105.97%
Chicken Fillets (1kg)
$4.35 Rp 78.0K
$12.22 NOK 118
-64.40%
Beef Round Steak (1kg)
$11.98 Rp 214.9K
$25.00 NOK 241
-52.08%
Apples (1kg)
$3.72 Rp 66.7K
$1.03 NOK 9.95
261.17%
Banana (1kg)
$1.63 Rp 29.2K
$2.99 NOK 28.83
-45.48%
Oranges (1kg)
$2.74 Rp 49.2K
$1.49 NOK 14.36
83.89%
Tomato (1kg)
$2.24 Rp 40.2K
$1.49 NOK 14.42
50.34%
Potato (1kg)
$1.92 Rp 34.4K
$1.04 NOK 10.03
84.62%
Onion (1kg)
$2.28 Rp 40.8K
$0.98 NOK 9.49
132.65%
Lettuce (1 head)
$1.06 Rp 19.1K
$2.50 NOK 24.10
-57.60%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$2.43 NOK 23.41
-70.37%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 58.9K
$14.44 NOK 139
-77.22%
Wine (Bottle)
$23.19 Rp 416.1K
$17.70 NOK 171
31.02%
Local Beer (0.5 liter bottle)
$2.78 Rp 49.8K
$3.82 NOK 36.86
-27.23%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.0K
$4.73 NOK 45.60
-42.28%
🚌 Getting Around
Ubud, Bali
Elverum
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,778
$4.22 NOK 40.72
-93.60%
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.4K
$73.0 NOK 704
-88.90%
Taxi Start (Normal Tariff)
$0.48 Rp 8,659
$15.01 NOK 145
-96.80%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,532
$2.19 NOK 21.07
-80.82%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.6K
$90.2 NOK 869
-93.10%
Gasoline (1 liter)
$0.81 Rp 14.6K
$2.12 NOK 20.42
-61.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 477.4M
$31.8K NOK 307.1K
-16.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 577.4M
$35.9K NOK 346.5K
-10.43%
🧾 Monthly Utilities & Internet
Ubud, Bali
Elverum
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$102 NOK 984
-23.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.0K
$41.58 NOK 401
-90.21%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 436.4K
$65.6 NOK 632
-62.91%
🎉 Sport & Entertainment
Ubud, Bali
Elverum
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
$49.71 NOK 479
98.37%
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.7K
$36.10 NOK 348
-82.44%
Cinema Ticket
$3.99 Rp 71.5K
$12.32 NOK 119
-67.61%
🧸 Childcare & Education
Ubud, Bali
Elverum
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$319 NOK 3,080
-4.49%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.2M
$8,468 NOK 81.7K
-21.56%
👕👟 Clothing & Footwear
Ubud, Bali
Elverum
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 971.2K
$109 NOK 1,054
-50.47%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 678.2K
$49.19 NOK 474
-23.13%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$125 NOK 1,209
-30.76%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$129 NOK 1,249
-41.03%
🏠 Accommodation & Living
Ubud, Bali
Elverum
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
$1,226 NOK 11.8K
-19.09%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$884 NOK 8,526
-23.91%
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.5M
$1,832 NOK 17.7K
84.18%
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
$1,509 NOK 14.5K
35.90%
Buy Apartment in City Center (m2)
$2,805 Rp 50.3M
$5,711 NOK 55.1K
-50.89%
Buy Apartment Outside City Center (m2)
$2,227 Rp 39.9M
$3,995 NOK 38.5K
-44.26%
💵 Salaries & Financials
Ubud, Bali
Elverum
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
$4,076 NOK 39.3K
-95.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.32
207.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Elverum: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $1,226 in Elverum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2341% higher in Elverum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $102 in Elverum. Monthly groceries follow the same trend: $297 vs $371 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Elverum: Cost of Living - Frequently Asked Questions
Is Elverum cheaper than Ubud, Bali?
Yes – Elverum is pricier by about 57%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $3,319 in Elverum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $305 per month in Ubud, Bali and $319 in Elverum. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Ubud, Bali and in Elverum?
Groceries cost about 25% more in Elverum, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for living in Ubud, Bali or in Elverum?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Elverum at $2,213. In Ubud, Bali it covers expenses comfortably, while in Elverum it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Elverum more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Elverum?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Elverum makes more sense. Both are solid long-term options with distinct trade-offs.

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