🙂A single person spends $1,408 per month in Ubud, Bali vs $2,213 in Elverum, rent included.
🙂A couple spends around $2,585 per month in Ubud, Bali vs $3,480 in Elverum, rent included.
🙂A family of three spends $3,763 per month in Ubud, Bali vs $4,748 in Elverum, rent included.
🙂Ubud, Bali is about 36% cheaper than Elverum, driven mainly by Eating Out.
📊Both Ubud, Bali and Elverum sit above the global median – Ubud, Bali by 5%, Elverum by 66%.
Currency
🍽 Eating Out
Ubud, Bali
Elverum
Difference
Meal at Budget Restaurant
$3.45Rp 62.0K
$22.42NOK 216
-84.61%
Three-Course Dinner for Two, Mid-Range
$32.34Rp 580.1K
$102NOK 983
-68.28%
Fast Food Meal(McDonalds, etc)
$4.84Rp 86.9K
$11.47NOK 111
-57.80%
Cappuccino
$2.75Rp 49.3K
$4.43NOK 42.73
-37.92%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.8K
$3.61NOK 34.80
-61.77%
Water(0.33 liter bottle)
$0.75Rp 13.5K
$2.90NOK 27.99
-74.14%
Local Beer(0.5 liter draught)
$2.99Rp 53.7K
$10.72NOK 103
-72.11%
Imported Beer(0.33 liter bottle)
$3.85Rp 69.1K
$8.08NOK 77.9
-52.35%
🛒 Groceries & Markets
Ubud, Bali
Elverum
Difference
Milk(1 liter)
$1.74Rp 31.1K
$1.14NOK 10.99
52.63%
White Bread(500g)
$2.46Rp 44.1K
$3.47NOK 33.43
-29.11%
Rice(white)(1kg)
$1.17Rp 21.0K
$3.93NOK 37.89
-70.23%
Eggs
$2.43Rp 43.6K
$1.84NOK 17.73
32.07%
Local Cheese(1kg)
$14.50Rp 260.2K
$7.04NOK 67.8
105.97%
Chicken Fillets(1kg)
$4.35Rp 78.0K
$12.22NOK 118
-64.40%
Beef Round Steak(1kg)
$11.98Rp 214.9K
$25.00NOK 241
-52.08%
Apples(1kg)
$3.72Rp 66.7K
$1.03NOK 9.95
261.17%
Banana(1kg)
$1.63Rp 29.2K
$2.99NOK 28.83
-45.48%
Oranges(1kg)
$2.74Rp 49.2K
$1.49NOK 14.36
83.89%
Tomato(1kg)
$2.24Rp 40.2K
$1.49NOK 14.42
50.34%
Potato(1kg)
$1.92Rp 34.4K
$1.04NOK 10.03
84.62%
Onion(1kg)
$2.28Rp 40.8K
$0.98NOK 9.49
132.65%
Lettuce(1 head)
$1.06Rp 19.1K
$2.50NOK 24.10
-57.60%
Water(1.5 liter bottle)
$0.72Rp 12.9K
$2.43NOK 23.41
-70.37%
Cigarettes 20 Pack(Marlboro, Camel)
$3.29Rp 58.9K
$14.44NOK 139
-77.22%
Wine(Bottle)
$23.19Rp 416.1K
$17.70NOK 171
31.02%
Local Beer(0.5 liter bottle)
$2.78Rp 49.8K
$3.82NOK 36.86
-27.23%
Imported Beer(0.33 liter bottle)
$2.73Rp 49.0K
$4.73NOK 45.60
-42.28%
🚌 Getting Around
Ubud, Bali
Elverum
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,778
$4.22NOK 40.72
-93.60%
Public Transport Monthly Pass(Regular Price)
$8.11Rp 145.4K
$73.0NOK 704
-88.90%
Taxi Start(Normal Tariff)
$0.48Rp 8,659
$15.01NOK 145
-96.80%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,532
$2.19NOK 21.07
-80.82%
Taxi 1hour Waiting(Normal Tariff)
$6.22Rp 111.6K
$90.2NOK 869
-93.10%
Gasoline(1 liter)
$0.81Rp 14.6K
$2.12NOK 20.42
-61.79%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 477.4M
$31.8KNOK 307.1K
-16.43%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2KRp 577.4M
$35.9KNOK 346.5K
-10.43%
🧾 Monthly Utilities & Internet
Ubud, Bali
Elverum
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$102NOK 984
-23.19%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.07Rp 73.0K
$41.58NOK 401
-90.21%
Internet(50+ Mbps, Unlimited Data)
$24.33Rp 436.4K
$65.6NOK 632
-62.91%
🎉 Sport & Entertainment
Ubud, Bali
Elverum
Difference
Gym Membership(Monthly)
$98.6Rp 1.8M
$49.71NOK 479
98.37%
Tennis Court(1 Hour on Weekend)
$6.34Rp 113.7K
$36.10NOK 348
-82.44%
Cinema Ticket
$3.99Rp 71.5K
$12.32NOK 119
-67.61%
🧸 Childcare & Education
Ubud, Bali
Elverum
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$305Rp 5.5M
$319NOK 3,080
-4.49%
International Primary School, 1 Child(Yearly)
$6,642Rp 119.2M
$8,468NOK 81.7K
-21.56%
👕👟 Clothing & Footwear
Ubud, Bali
Elverum
Difference
Jeans(Levis 501 Or Similar)
$54.1Rp 971.2K
$109NOK 1,054
-50.47%
Summer Dress(H&M, Zara, etc)
$37.81Rp 678.2K
$49.19NOK 474
-23.13%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.6M
$125NOK 1,209
-30.76%
Men's Leather Business Shoes
$76.4Rp 1.4M
$129NOK 1,249
-41.03%
🏠 Accommodation & Living
Ubud, Bali
Elverum
Difference
1-bedroom Apartment, City Center(Monthly)
$992Rp 17.8M
$1,226NOK 11.8K
-19.09%
1-bedroom Apartment, Outside City Center(Monthly)
$673Rp 12.1M
$884NOK 8,526
-23.91%
3-bedroom Apartment, City Center(Monthly)
$3,375Rp 60.5M
$1,832NOK 17.7K
84.18%
3-bedroom Apartment, Outside City Center(Monthly)
$2,050Rp 36.8M
$1,509NOK 14.5K
35.90%
Buy Apartment in City Center(m2)
$2,805Rp 50.3M
$5,711NOK 55.1K
-50.89%
Buy Apartment Outside City Center(m2)
$2,227Rp 39.9M
$3,995NOK 38.5K
-44.26%
💵 Salaries & Financials
Ubud, Bali
Elverum
Difference
Average Monthly Net Salary(After Tax)
$167Rp 3.0M
$4,076NOK 39.3K
-95.90%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.32
207.41%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 11, 2026
Last update for Elverum: July 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $992 in Ubud, Bali versus $1,226 in Elverum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2341% higher in Elverum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $32.00 in Ubud, Bali versus $102 in Elverum. Monthly groceries follow the same trend: $297 vs $371 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Elverum: Cost of Living - Frequently Asked Questions
Is Elverum cheaper than Ubud, Bali?
Yes – Elverum is pricier by about 57%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $3,319 in Elverum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $305 per month in Ubud, Bali and $319 in Elverum. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Ubud, Bali and in Elverum?
Groceries cost about 25% more in Elverum, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for living in Ubud, Bali or in Elverum?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Elverum at $2,213. In Ubud, Bali it covers expenses comfortably, while in Elverum it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Elverum more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Elverum?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Elverum makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared