Cost of Living Comparison Between Elk and Ubud, Bali Cost of Living Comparison Between Elk and Ubud, Bali

Monthly Cost of Living

A single person spends $1,390 per month in Elk vs $1,392 in Ubud, Bali, rent included.

A couple spends around $2,016 per month in Elk vs $2,557 in Ubud, Bali, rent included.

A family of three spends $2,642 per month in Elk vs $3,723 in Ubud, Bali, rent included.

Elk and Ubud, Bali have comparable living costs – the differences are in the details.

Both Elk and Ubud, Bali sit above the global median – Elk by 4%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$7.95 zł 29.64

$3.57 Rp 64.5K

122.69%

Three-Course Dinner for Two, Mid-Range

$40.96 zł 153

$32.32 Rp 583.4K

26.73%

Fast Food Meal (McDonalds, etc)

$6.61 zł 24.66

$5.01 Rp 90.4K

31.94%

Cappuccino

$2.22 zł 8.29

$2.82 Rp 51.0K

-21.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 zł 7.73

$1.35 Rp 24.4K

53.33%

Water (0.33 liter bottle)

$1.07 zł 3.99

$0.73 Rp 13.2K

46.58%

Local Beer (0.5 liter draught)

$4.14 zł 15.44

$2.93 Rp 53.0K

41.30%

Imported Beer (0.33 liter bottle)

$4.01 zł 14.94

$3.94 Rp 71.1K

1.78%

Milk (1 liter)

$1.03 zł 3.83

$1.78 Rp 32.1K

-42.13%

White Bread (500g)

$1.35 zł 5.05

$2.45 Rp 44.2K

-44.90%

Rice (white) (1kg)

$1.87 zł 6.98

$1.15 Rp 20.7K

62.61%

Eggs

$2.62 zł 9.78

$2.41 Rp 43.6K

8.71%

Local Cheese (1kg)

$4.93 zł 18.41

$14.33 Rp 258.7K

-65.60%

Chicken Fillets (1kg)

$6.49 zł 24.21

$4.19 Rp 75.6K

54.89%

Beef Round Steak (1kg)

$13.29 zł 49.57

$12.06 Rp 217.7K

10.20%

Apples (1kg)

$1.04 zł 3.89

$3.64 Rp 65.7K

-71.43%

Banana (1kg)

$1.89 zł 7.05

$1.57 Rp 28.3K

20.38%

Oranges (1kg)

$2.02 zł 7.53

$2.79 Rp 50.3K

-27.60%

Tomato (1kg)

$2.89 zł 10.77

$2.24 Rp 40.5K

29.02%

Potato (1kg)

$0.91 zł 3.40

$1.98 Rp 35.7K

-54.04%

Onion (1kg)

$1.08 zł 4.03

$2.28 Rp 41.1K

-52.63%

Lettuce (1 head)

$1.35 zł 5.05

$1.05 Rp 19.0K

28.57%

Water (1.5 liter bottle)

$0.51 zł 1.92

$0.79 Rp 14.2K

-35.44%

Cigarettes 20 Pack (Marlboro, Camel)

$5.47 zł 20.41

$3.19 Rp 57.6K

71.47%

Wine (Bottle)

$7.19 zł 26.82

$23.49 Rp 424.1K

-69.39%

Local Beer (0.5 liter bottle)

$1.11 zł 4.14

$2.90 Rp 52.3K

-61.72%

Imported Beer (0.33 liter bottle)

$1.37 zł 5.12

$2.76 Rp 49.7K

-50.36%

One-way Ticket (Public Transport)

$1.11 zł 4.16

$0.27 Rp 4,813

311.11%

Public Transport Monthly Pass (Regular Price)

$32.67 zł 122

$8.37 Rp 151.1K

290.32%

Taxi Start (Normal Tariff)

$2.20 zł 8.21

$0.45 Rp 8,167

388.89%

Taxi (Normal Tariff) (1km)

$0.48 zł 1.80

$0.46 Rp 8,298

4.35%

Taxi 1hour Waiting (Normal Tariff)

$13.72 zł 51.2

$6.07 Rp 109.6K

126.03%

Gasoline (1 liter)

$1.76 zł 6.56

$0.86 Rp 15.6K

104.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K zł 122.7K

$26.6K Rp 480.0M

23.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K zł 115.7K

$32.5K Rp 587.6M

-4.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$313 zł 1,168

$79.0 Rp 1.4M

296.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.95 zł 25.94

$4.09 Rp 73.9K

69.93%

Internet (50+ Mbps, Unlimited Data)

$13.50 zł 50.3

$23.85 Rp 430.5K

-43.40%

Gym Membership (Monthly)

$36.42 zł 136

$98.8 Rp 1.8M

-63.13%

Tennis Court (1 Hour on Weekend)

$19.74 zł 73.6

$6.35 Rp 114.7K

210.87%

Cinema Ticket

$6.93 zł 25.83

$4.01 Rp 72.3K

72.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$311 zł 1,160

$297 Rp 5.4M

4.65%

International Primary School, 1 Child (Yearly)

$5,507 zł 20.5K

$6,602 Rp 119.2M

-16.58%

Jeans (Levis 501 Or Similar)

$84.8 zł 316

$53.4 Rp 964.5K

58.67%

Summer Dress (H&M, Zara, etc)

$26.81 zł 100.0

$38.11 Rp 688.1K

-29.65%

Sport Shoes (Adidas, Nike)

$84.0 zł 313

$88.7 Rp 1.6M

-5.27%

Men's Leather Business Shoes

$88.6 zł 330

$76.6 Rp 1.4M

15.61%

1-bedroom Apartment, City Center (Monthly)

$548 zł 2,043

$1,020 Rp 18.4M

-46.30%

1-bedroom Apartment, Outside City Center (Monthly)

$462 zł 1,724

$680 Rp 12.3M

-32.05%

3-bedroom Apartment, City Center (Monthly)

$938 zł 3,498

$3,469 Rp 62.6M

-72.97%

3-bedroom Apartment, Outside City Center (Monthly)

$864 zł 3,224

$2,090 Rp 37.7M

-58.64%

Buy Apartment in City Center (m2)

$2,272 zł 8,475

$2,729 Rp 49.3M

-16.74%

Buy Apartment Outside City Center (m2)

$1,963 zł 7,323

$2,295 Rp 41.4M

-14.48%

Average Monthly Net Salary (After Tax)

$1,258 zł 4,692

$164 Rp 3.0M

668.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-47.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elk: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $548 in Elk versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 668% higher in Elk. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $41.00 in Elk versus $32.00 in Ubud, Bali. Groceries tell a different story – $207 in Elk vs $298 in Ubud, Bali – so Elk wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elk vs Ubud, Bali: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $2,085 per month in Elk and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 44% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

Kindergarten costs $311 per month in Elk and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Elk, where all-in costs run around $1,390, than in Ubud, Bali at $1,392. In Elk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Elk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Elk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.