Cost of Living Comparison Between Elk and Ubud, Bali Cost of Living Comparison Between Elk and Ubud, Bali

Monthly Cost of Living

A single person spends $1,386 per month in Elk vs $1,438 in Ubud, Bali, rent included.

A couple spends around $2,028 per month in Elk vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,670 per month in Elk vs $3,732 in Ubud, Bali, rent included.

Elk is about 4% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Both Elk and Ubud, Bali sit above the global median – Elk by 4%, Ubud, Bali by 7%.

Meal at Budget Restaurant

$7.90 zł 28.69

$3.57 Rp 61.6K

121.29%

Three-Course Dinner for Two, Mid-Range

$40.25 zł 146

$32.58 Rp 562.6K

23.54%

Fast Food Meal (McDonalds, etc)

$6.75 zł 24.51

$5.07 Rp 87.5K

33.14%

Cappuccino

$2.13 zł 7.72

$2.83 Rp 48.8K

-24.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.06 zł 7.49

$1.34 Rp 23.1K

53.73%

Water (0.33 liter bottle)

$1.12 zł 4.07

$0.69 Rp 12.0K

62.32%

Local Beer (0.5 liter draught)

$3.95 zł 14.34

$2.99 Rp 51.6K

32.11%

Imported Beer (0.33 liter bottle)

$3.99 zł 14.48

$3.85 Rp 66.4K

3.64%

Milk (1 liter)

$1.07 zł 3.88

$1.74 Rp 30.1K

-38.51%

White Bread (500g)

$1.35 zł 4.90

$2.54 Rp 43.8K

-46.85%

Rice (white) (1kg)

$1.88 zł 6.81

$1.19 Rp 20.6K

57.98%

Eggs

$2.59 zł 9.40

$2.43 Rp 41.9K

6.58%

Local Cheese (1kg)

$4.96 zł 18.00

$14.66 Rp 253.2K

-66.17%

Chicken Fillets (1kg)

$6.44 zł 23.36

$4.18 Rp 72.1K

54.07%

Beef Round Steak (1kg)

$13.11 zł 47.59

$11.94 Rp 206.1K

9.80%

Apples (1kg)

$1.10 zł 3.99

$3.69 Rp 63.6K

-70.19%

Banana (1kg)

$1.81 zł 6.59

$1.61 Rp 27.7K

12.42%

Oranges (1kg)

$2.04 zł 7.42

$2.69 Rp 46.4K

-24.16%

Tomato (1kg)

$2.88 zł 10.45

$2.33 Rp 40.2K

23.61%

Potato (1kg)

$0.90 zł 3.26

$1.91 Rp 32.9K

-52.88%

Onion (1kg)

$1.09 zł 3.97

$2.19 Rp 37.7K

-50.23%

Lettuce (1 head)

$1.41 zł 5.11

$1.06 Rp 18.3K

33.02%

Water (1.5 liter bottle)

$0.55 zł 2.00

$0.72 Rp 12.5K

-23.61%

Cigarettes 20 Pack (Marlboro, Camel)

$5.22 zł 18.94

$3.13 Rp 54.1K

66.77%

Wine (Bottle)

$7.54 zł 27.36

$23.49 Rp 405.6K

-67.90%

Local Beer (0.5 liter bottle)

$1.17 zł 4.24

$2.74 Rp 47.3K

-57.30%

Imported Beer (0.33 liter bottle)

$1.37 zł 4.98

$2.88 Rp 49.7K

-52.43%

One-way Ticket (Public Transport)

$1.07 zł 3.89

$0.29 Rp 5,010

268.97%

Public Transport Monthly Pass (Regular Price)

$32.21 zł 117

$8.17 Rp 141.0K

294.25%

Taxi Start (Normal Tariff)

$2.23 zł 8.09

$0.45 Rp 7,834

395.56%

Taxi (Normal Tariff) (1km)

$0.49 zł 1.77

$0.42 Rp 7,278

16.67%

Taxi 1hour Waiting (Normal Tariff)

$13.40 zł 48.63

$6.16 Rp 106.3K

117.53%

Gasoline (1 liter)

$1.69 zł 6.14

$0.84 Rp 14.5K

101.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.0K zł 116.2K

$26.2K Rp 453.1M

21.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K zł 112.8K

$32.5K Rp 560.8M

-4.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$310 zł 1,127

$78.4 Rp 1.4M

295.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.73 zł 24.41

$3.95 Rp 68.2K

70.38%

Internet (50+ Mbps, Unlimited Data)

$13.41 zł 48.69

$24.40 Rp 421.4K

-45.04%

Gym Membership (Monthly)

$36.28 zł 132

$96.5 Rp 1.7M

-62.42%

Tennis Court (1 Hour on Weekend)

$19.33 zł 70.2

$6.35 Rp 109.6K

204.41%

Cinema Ticket

$6.90 zł 25.04

$4.04 Rp 69.7K

70.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$322 zł 1,170

$303 Rp 5.2M

6.47%

International Primary School, 1 Child (Yearly)

$5,480 zł 19.9K

$6,523 Rp 112.6M

-15.98%

Jeans (Levis 501 Or Similar)

$84.4 zł 306

$53.8 Rp 929.5K

56.67%

Summer Dress (H&M, Zara, etc)

$27.27 zł 99.0

$37.98 Rp 655.8K

-28.20%

Sport Shoes (Adidas, Nike)

$83.7 zł 304

$86.8 Rp 1.5M

-3.49%

Men's Leather Business Shoes

$88.8 zł 323

$78.9 Rp 1.4M

12.66%

1-bedroom Apartment, City Center (Monthly)

$551 zł 2,001

$1,012 Rp 17.5M

-45.53%

1-bedroom Apartment, Outside City Center (Monthly)

$466 zł 1,692

$674 Rp 11.6M

-30.91%

3-bedroom Apartment, City Center (Monthly)

$935 zł 3,394

$3,390 Rp 58.5M

-72.42%

3-bedroom Apartment, Outside City Center (Monthly)

$853 zł 3,097

$2,098 Rp 36.2M

-59.34%

Buy Apartment in City Center (m2)

$2,343 zł 8,505

$2,985 Rp 51.5M

-21.50%

Buy Apartment Outside City Center (m2)

$2,108 zł 7,651

$2,339 Rp 40.4M

-9.89%

Average Monthly Net Salary (After Tax)

$1,280 zł 4,645

$173 Rp 3.0M

639.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-47.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elk: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $551 in Elk versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 639% higher in Elk, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $40.00 in Elk versus $33.00 in Ubud, Bali. Groceries tell a different story – $208 in Elk vs $298 in Ubud, Bali – so Elk wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elk vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 4%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,079 per month in Elk and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 43% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $40.00 in Elk and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Elk, where all-in costs run around $1,386, than in Ubud, Bali at $1,438. In Elk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Elk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Elk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.