Last update: Oct 2026

Cost of Living Comparison Between Elk and Ubud, Bali

For one person, living is cheaper in Elk: $1,224 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Elk
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Elk Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Elk

🇵🇱 Poland

$1,224

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Elk and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elk and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,224 per month in Elk vs $1,349 in Ubud, Bali, rent included.

Elk $1,224
Ubud, Bali $1,349

A couple spends around $1,852 per month in Elk vs $2,305 in Ubud, Bali, rent included.

Elk $1,852
Ubud, Bali $2,305

A family of three spends $2,479 per month in Elk vs $3,261 in Ubud, Bali, rent included.

Elk $2,479
Ubud, Bali $3,261

Elk is about 9% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$9.07 zł 35.78

$3.32 Rp 60.2K

173.19%

Three-Course Dinner for Two, Mid-Range

$41.16 zł 162

$35.64 Rp 645.8K

15.49%

Fast Food Meal (McDonalds, etc)

$7.70 zł 30.38

$5.53 Rp 100.3K

39.24%

Cappuccino

$3.01 zł 11.86

$2.72 Rp 49.3K

10.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 zł 7.87

$1.70 Rp 30.8K

17.65%

Water (0.33 liter bottle)

$1.58 zł 6.23

$0.76 Rp 13.8K

107.89%

Local Beer (0.5 liter draught)

$2.48 zł 9.79

$2.65 Rp 48.1K

-6.42%

Imported Beer (0.33 liter bottle)

$3.80 zł 14.97

$4.38 Rp 79.4K

-13.24%

Milk (1 liter)

$0.99 zł 3.91

$1.49 Rp 27.0K

-33.56%

White Bread (500g)

$1.26 zł 4.98

$2.28 Rp 41.2K

-44.74%

Rice (white) (1kg)

$1.57 zł 6.21

$1.19 Rp 21.6K

31.93%

Eggs

$2.40 zł 9.46

$2.04 Rp 36.9K

17.65%

Local Cheese (1kg)

$4.48 zł 17.66

$17.70 Rp 320.8K

-74.69%

Chicken Fillets (1kg)

$6.05 zł 23.87

$3.96 Rp 71.8K

52.78%

Beef Round Steak (1kg)

$13.77 zł 54.3

$12.19 Rp 220.9K

12.96%

Apples (1kg)

$1.07 zł 4.24

$3.66 Rp 66.2K

-70.77%

Banana (1kg)

$1.64 zł 6.47

$1.52 Rp 27.5K

7.89%

Oranges (1kg)

$1.54 zł 6.08

$2.23 Rp 40.4K

-30.94%

Tomato (1kg)

$3.14 zł 12.37

$1.97 Rp 35.7K

59.39%

Potato (1kg)

$0.87 zł 3.42

$1.85 Rp 33.5K

-52.97%

Onion (1kg)

$1.36 zł 5.37

$2.42 Rp 43.9K

-43.80%

Lettuce (1 head)

$1.51 zł 5.97

$0.99 Rp 17.9K

52.53%

Water (1.5 liter bottle)

$0.54 zł 2.11

$0.51 Rp 9,303

5.88%

Cigarettes 20 Pack (Marlboro, Camel)

$4.45 zł 17.56

$2.22 Rp 40.3K

100.45%

Wine (Bottle)

$7.09 zł 27.96

$22.24 Rp 403.0K

-68.12%

Local Beer (0.5 liter bottle)

$1.24 zł 4.90

$2.26 Rp 41.0K

-45.13%

Imported Beer (0.33 liter bottle)

$1.25 zł 4.93

$2.97 Rp 53.8K

-57.91%

One-way Ticket (Public Transport)

$0.69 zł 2.71

$0.25 Rp 4,548

176.00%

Public Transport Monthly Pass (Regular Price)

$21.36 zł 84.2

$7.82 Rp 141.8K

173.15%

Taxi Start (Normal Tariff)

$2.06 zł 8.12

$0.44 Rp 7,964

368.18%

Taxi (Normal Tariff) (1km)

$0.50 zł 1.96

$0.43 Rp 7,793

16.28%

Taxi 1hour Waiting (Normal Tariff)

$6.23 zł 24.58

$5.41 Rp 98.0K

15.16%

Gasoline (1 liter)

$1.53 zł 6.05

$0.82 Rp 14.9K

86.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K zł 119.1K

$23.8K Rp 432.0M

26.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K zł 105.5K

$31.7K Rp 575.3M

-15.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 zł 732

$79.1 Rp 1.4M

134.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.97 zł 27.47

$6.45 Rp 116.8K

8.06%

Internet (50+ Mbps, Unlimited Data)

$13.33 zł 52.6

$18.58 Rp 336.7K

-28.26%

Gym Membership (Monthly)

$28.98 zł 114

$49.48 Rp 896.7K

-41.43%

Tennis Court (1 Hour on Weekend)

$35.39 zł 140

$17.65 Rp 319.8K

100.51%

Cinema Ticket

$6.37 zł 25.12

$4.27 Rp 77.4K

49.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$299 zł 1,180

$491 Rp 8.9M

-38.99%

International Primary School, 1 Child (Yearly)

$5,039 zł 19.9K

$5,674 Rp 102.8M

-11.19%

Jeans (Levis 501 Or Similar)

$84.6 zł 333

$44.64 Rp 808.9K

89.43%

Summer Dress (H&M, Zara, etc)

$25.74 zł 101

$34.95 Rp 633.4K

-26.35%

Sport Shoes (Adidas, Nike)

$83.0 zł 327

$79.9 Rp 1.4M

3.93%

Men's Leather Business Shoes

$116 zł 456

$79.4 Rp 1.4M

45.61%

1-bedroom Apartment, City Center (Monthly)

$522 zł 2,058

$1,125 Rp 20.4M

-53.61%

1-bedroom Apartment, Outside City Center (Monthly)

$442 zł 1,742

$671 Rp 12.2M

-34.21%

3-bedroom Apartment, City Center (Monthly)

$915 zł 3,608

$3,565 Rp 64.6M

-74.33%

3-bedroom Apartment, Outside City Center (Monthly)

$772 zł 3,045

$1,723 Rp 31.2M

-55.19%

Buy Apartment in City Center (m2)

$2,147 zł 8,468

$2,732 Rp 49.5M

-21.39%

Buy Apartment Outside City Center (m2)

$1,891 zł 7,458

$2,284 Rp 41.4M

-17.19%

Average Monthly Net Salary (After Tax)

$1,203 zł 4,743

$164 Rp 3.0M

634.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

13.78

-54.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elk: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Elk

$442 36.1%

Ubud, Bali

$672 49.8% 52% $230

Monthly Utilities & Internet

Elk

$206 16.8%

Ubud, Bali

$104 7.7% 49.4% $102

Groceries & Markets

Elk

$201 16.4%

Ubud, Bali

$288 21.4% 43.3% $87

Eating Out

Elk

$166 13.6%

Ubud, Bali

$108 8% 35.2% $58

Clothing & Footwear

Elk

$139 11.4%

Ubud, Bali

$108 8% 22.7% $32

Sport & Entertainment

Elk

$42 3.4%

Ubud, Bali

$58 4.3% 39.1% $16

Getting Around

Elk

$29 2.3%

Ubud, Bali

$11 0.9% 60.1% $17

Cost Breakdown

A central one-bedroom costs $522 in Elk versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Elk are about 7.3 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $41 in Elk versus $36 in Ubud, Bali. Groceries tell a different story – $201 in Elk vs $288 in Ubud, Bali – so Elk wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Elk

🇮🇩 Ubud, Bali

🕒 Local time

03:35 3:35 AM

10:35 10:35 AM

7 h ahead of Elk

🌤 Weather

👥 Population

61,782

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.254 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.94 PLN (1 PLN = 0.254 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Elk Ubud, Bali 10,960 km ≈ 14 h nonstop flight

From you

Elk
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elk vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 10%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,837 per month in Elk and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elk, especially for central apartments: a one-bedroom in the center costs $522 there versus $1,125 in Ubud, Bali.

Groceries cost about 43% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $41 in Elk and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,500 covers both cities comfortably – all-in costs are $1,224 in Elk and $1,349 in Ubud, Bali, leaving budget for savings and extras in both cases.

Families tend to lean toward Elk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.