Cost of Living Comparison Between Ubud, Bali and Elk Cost of Living Comparison Between Ubud, Bali and Elk

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $1,390 in Elk, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $2,016 in Elk, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $2,642 in Elk, rent included.

Ubud, Bali and Elk have comparable living costs – the differences are in the details.

Both Ubud, Bali and Elk sit above the global median – Ubud, Bali by 5%, Elk by 4%.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$7.95 zł 29.64

-55.09%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$40.96 zł 153

-21.09%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$6.61 zł 24.66

-24.21%

Cappuccino

$2.82 Rp 51.0K

$2.22 zł 8.29

27.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$2.07 zł 7.73

-34.78%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.07 zł 3.99

-31.78%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$4.14 zł 15.44

-29.23%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$4.01 zł 14.94

-1.75%

Milk (1 liter)

$1.78 Rp 32.1K

$1.03 zł 3.83

72.82%

White Bread (500g)

$2.45 Rp 44.2K

$1.35 zł 5.05

81.48%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.87 zł 6.98

-38.50%

Eggs

$2.41 Rp 43.6K

$2.62 zł 9.78

-8.02%

Local Cheese (1kg)

$14.33 Rp 258.7K

$4.93 zł 18.41

190.67%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$6.49 zł 24.21

-35.44%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$13.29 zł 49.57

-9.26%

Apples (1kg)

$3.64 Rp 65.7K

$1.04 zł 3.89

250.00%

Banana (1kg)

$1.57 Rp 28.3K

$1.89 zł 7.05

-16.93%

Oranges (1kg)

$2.79 Rp 50.3K

$2.02 zł 7.53

38.12%

Tomato (1kg)

$2.24 Rp 40.5K

$2.89 zł 10.77

-22.49%

Potato (1kg)

$1.98 Rp 35.7K

$0.91 zł 3.40

117.58%

Onion (1kg)

$2.28 Rp 41.1K

$1.08 zł 4.03

111.11%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.35 zł 5.05

-22.22%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.51 zł 1.92

54.90%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$5.47 zł 20.41

-41.68%

Wine (Bottle)

$23.49 Rp 424.1K

$7.19 zł 26.82

226.70%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.11 zł 4.14

161.26%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.37 zł 5.12

101.46%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$1.11 zł 4.16

-75.68%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$32.67 zł 122

-74.38%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$2.20 zł 8.21

-79.55%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.48 zł 1.80

-4.17%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$13.72 zł 51.2

-55.76%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.76 zł 6.56

-51.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$32.9K zł 122.7K

-19.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$31.0K zł 115.7K

4.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$313 zł 1,168

-74.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$6.95 zł 25.94

-41.15%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$13.50 zł 50.3

76.67%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$36.42 zł 136

171.22%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$19.74 zł 73.6

-67.83%

Cinema Ticket

$4.01 Rp 72.3K

$6.93 zł 25.83

-42.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$311 zł 1,160

-4.44%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$5,507 zł 20.5K

19.88%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$84.8 zł 316

-36.98%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$26.81 zł 100.0

42.15%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$84.0 zł 313

5.56%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$88.6 zł 330

-13.50%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$548 zł 2,043

86.21%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$462 zł 1,724

47.16%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$938 zł 3,498

269.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$864 zł 3,224

141.78%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,272 zł 8,475

20.11%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,963 zł 7,323

16.93%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,258 zł 4,692

-86.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

89.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Elk: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $548 in Elk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 668% higher in Elk. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $41.00 in Elk. Groceries tell a different story – $298 in Ubud, Bali vs $207 in Elk – so Elk wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Elk: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $2,085 in Elk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 44% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

Kindergarten costs $297 per month in Ubud, Bali and $311 in Elk. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Elk, where all-in costs run around $1,390, than in Ubud, Bali at $1,392. In Elk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Elk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Elk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.