Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Elk

For one person, living is cheaper in Elk: $1,224 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
59

Cost of Living Index in Elk
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Elk Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Elk

🇵🇱 Poland

$1,224

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Elk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Elk actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,224 in Elk, rent included.

Ubud, Bali $1,349
Elk $1,224

A couple spends around $2,305 per month in Ubud, Bali vs $1,852 in Elk, rent included.

Ubud, Bali $2,305
Elk $1,852

A family of three spends $3,261 per month in Ubud, Bali vs $2,479 in Elk, rent included.

Ubud, Bali $3,261
Elk $2,479

Ubud, Bali costs about 10% more than Elk, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$9.07 zł 35.87

-63.40%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$41.16 zł 163

-13.41%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$7.70 zł 30.45

-28.18%

Cappuccino

$2.72 Rp 49.3K

$3.01 zł 11.88

-9.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.00 zł 7.89

-15.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.58 zł 6.25

-51.90%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.48 zł 9.81

6.85%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.80 zł 15.01

15.26%

Milk (1 liter)

$1.49 Rp 27.0K

$0.99 zł 3.92

50.51%

White Bread (500g)

$2.28 Rp 41.3K

$1.26 zł 4.99

80.95%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.57 zł 6.22

-24.20%

Eggs

$2.04 Rp 36.9K

$2.40 zł 9.49

-15.00%

Local Cheese (1kg)

$17.70 Rp 321.1K

$4.48 zł 17.71

295.09%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.05 zł 23.93

-34.55%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$13.77 zł 54.4

-11.47%

Apples (1kg)

$3.66 Rp 66.3K

$1.07 zł 4.25

242.06%

Banana (1kg)

$1.52 Rp 27.5K

$1.64 zł 6.49

-7.32%

Oranges (1kg)

$2.23 Rp 40.4K

$1.54 zł 6.10

44.81%

Tomato (1kg)

$1.97 Rp 35.8K

$3.14 zł 12.40

-37.26%

Potato (1kg)

$1.85 Rp 33.5K

$0.87 zł 3.43

112.64%

Onion (1kg)

$2.42 Rp 44.0K

$1.36 zł 5.38

77.94%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.51 zł 5.99

-34.44%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.54 zł 2.12

-5.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.45 zł 17.61

-50.11%

Wine (Bottle)

$22.24 Rp 403.4K

$7.09 zł 28.03

213.68%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.24 zł 4.91

82.26%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.25 zł 4.94

137.60%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.69 zł 2.71

-63.77%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$21.36 zł 84.4

-63.39%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$2.06 zł 8.14

-78.64%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.50 zł 1.97

-14.00%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$6.23 zł 24.64

-13.16%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.53 zł 6.07

-46.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$30.2K zł 119.4K

-21.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$26.8K zł 105.8K

18.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$186 zł 734

-57.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$6.97 zł 27.54

-7.46%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$13.33 zł 52.7

39.38%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$28.98 zł 115

70.74%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$35.39 zł 140

-50.13%

Cinema Ticket

$4.27 Rp 77.5K

$6.37 zł 25.18

-32.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$299 zł 1,183

63.91%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$5,039 zł 19.9K

12.59%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$84.6 zł 334

-47.21%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$25.74 zł 102

35.78%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$83.0 zł 328

-3.78%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$116 zł 457

-31.32%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$522 zł 2,063

115.55%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$442 zł 1,746

52.00%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$915 zł 3,616

289.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$772 zł 3,052

123.17%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,147 zł 8,489

27.20%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,891 zł 7,477

20.76%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,203 zł 4,755

-86.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.21

121.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Elk: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Elk

$442 36.1% 34.2% $230

Groceries & Markets

Ubud, Bali

$288 21.4%

Elk

$201 16.4% 30.2% $87

Eating Out

Ubud, Bali

$108 8%

Elk

$166 13.6% 54.2% $58

Clothing & Footwear

Ubud, Bali

$108 8%

Elk

$139 11.4% 29.3% $32

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Elk

$206 16.8% 97.8% $102

Sport & Entertainment

Ubud, Bali

$58 4.3%

Elk

$42 3.4% 28.1% $16

Getting Around

Ubud, Bali

$11 0.9%

Elk

$29 2.3% 151% $17

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $522 in Elk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Elk are about 7.3 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $41 in Elk. Groceries tell a different story – $288 in Ubud, Bali vs $201 in Elk – so Elk wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Elk

🕒 Local time

09:47 9:47 AM

02:47 2:47 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

61,782

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Elk 10,960 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Elk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Elk: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 10%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,837 in Elk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elk, especially for central apartments: a one-bedroom in the center costs $522 there versus $1,125 in Ubud, Bali.

Groceries cost about 43% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $41 in Elk. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,500 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,224 in Elk, leaving budget for savings and extras in both cases.

Families tend to lean toward Elk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.