Last update: Oct 2026

Cost of Living Comparison Between El Kef and Ubud, Bali

For one person, living is cheaper in El Kef: $610 a month against $1,368 in Ubud, Bali, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

30

Cost of Living Index in El Kef
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El Kef Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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El Kef

🇹🇳 Tunisia

$610

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in El Kef and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in El Kef and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $610 per month in El Kef vs $1,368 in Ubud, Bali, rent included.

El Kef $610
Ubud, Bali $1,368

A couple spends around $959 per month in El Kef vs $2,314 in Ubud, Bali, rent included.

El Kef $959
Ubud, Bali $2,314

A family of three spends $1,308 per month in El Kef vs $3,260 in Ubud, Bali, rent included.

El Kef $1,308
Ubud, Bali $3,260

El Kef is about 55% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

El Kef sits 55% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.34 TND 15.99

$3.33 Rp 59.9K

60.36%

Three-Course Dinner for Two, Mid-Range

$13.49 TND 40.39

$35.18 Rp 633.2K

-61.65%

Fast Food Meal (McDonalds, etc)

$4.55 TND 13.63

$5.80 Rp 104.5K

-21.55%

Cappuccino

$0.65 TND 1.94

$2.73 Rp 49.1K

-76.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.52 TND 1.55

$1.64 Rp 29.5K

-68.29%

Water (0.33 liter bottle)

$0.24 TND 0.72

$0.83 Rp 15.0K

-71.08%

Local Beer (0.5 liter draught)

$0.88 TND 2.65

$2.70 Rp 48.6K

-67.41%

Imported Beer (0.33 liter bottle)

$0.98 TND 2.92

$4.30 Rp 77.4K

-77.21%

Milk (1 liter)

$0.46 TND 1.39

$1.50 Rp 27.1K

-69.33%

White Bread (500g)

$0.20 TND 0.60

$2.30 Rp 41.4K

-91.30%

Rice (white) (1kg)

$1.78 TND 5.34

$1.18 Rp 21.2K

50.85%

Eggs

$1.44 TND 4.30

$2.14 Rp 38.6K

-32.71%

Local Cheese (1kg)

$15.02 TND 45.00

$17.48 Rp 314.6K

-14.07%

Chicken Fillets (1kg)

$6.41 TND 19.20

$4.03 Rp 72.5K

59.06%

Beef Round Steak (1kg)

$14.67 TND 43.94

$12.23 Rp 220.1K

19.95%

Apples (1kg)

$1.59 TND 4.76

$3.55 Rp 63.9K

-55.21%

Banana (1kg)

$1.69 TND 5.06

$1.57 Rp 28.3K

7.64%

Oranges (1kg)

$1.02 TND 3.06

$2.24 Rp 40.2K

-54.46%

Tomato (1kg)

$0.57 TND 1.72

$1.93 Rp 34.7K

-70.47%

Potato (1kg)

$0.38 TND 1.14

$1.88 Rp 33.9K

-79.79%

Onion (1kg)

$0.19 TND 0.56

$2.29 Rp 41.3K

-91.70%

Lettuce (1 head)

$0.45 TND 1.36

$0.99 Rp 17.9K

-54.55%

Water (1.5 liter bottle)

$0.29 TND 0.86

$0.53 Rp 9,475

-45.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.45 TND 10.32

$2.28 Rp 41.1K

51.32%

Wine (Bottle)

$4.33 TND 12.98

$23.01 Rp 414.2K

-81.18%

Local Beer (0.5 liter bottle)

$0.70 TND 2.11

$2.34 Rp 42.2K

-70.09%

Imported Beer (0.33 liter bottle)

$0.93 TND 2.77

$2.91 Rp 52.4K

-68.04%

One-way Ticket (Public Transport)

$0.32 TND 0.95

$0.24 Rp 4,315

33.33%

Public Transport Monthly Pass (Regular Price)

$9.99 TND 29.93

$8.82 Rp 158.7K

13.27%

Taxi Start (Normal Tariff)

$0.31 TND 0.94

$0.48 Rp 8,684

-35.42%

Taxi (Normal Tariff) (1km)

$0.29 TND 0.87

$0.46 Rp 8,233

-36.96%

Taxi 1hour Waiting (Normal Tariff)

$3.96 TND 11.87

$5.45 Rp 98.2K

-27.34%

Gasoline (1 liter)

$0.83 TND 2.49

$0.88 Rp 15.9K

-5.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.8K TND 116.3K

$24.6K Rp 442.2M

58.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K TND 109.8K

$31.2K Rp 561.4M

17.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$26.87 TND 80.5

$83.0 Rp 1.5M

-67.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.57 TND 31.65

$6.45 Rp 116.0K

63.88%

Internet (50+ Mbps, Unlimited Data)

$13.92 TND 41.70

$18.57 Rp 334.2K

-25.04%

Gym Membership (Monthly)

$27.30 TND 81.8

$55.8 Rp 1.0M

-51.09%

Tennis Court (1 Hour on Weekend)

$12.16 TND 36.42

$18.11 Rp 326.0K

-32.85%

Cinema Ticket

$3.36 TND 10.05

$4.38 Rp 78.9K

-23.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$61.2 TND 183

$493 Rp 8.9M

-87.58%

International Primary School, 1 Child (Yearly)

$1,972 TND 5,905

$5,754 Rp 103.6M

-65.73%

Jeans (Levis 501 Or Similar)

$23.11 TND 69.2

$46.19 Rp 831.4K

-49.97%

Summer Dress (H&M, Zara, etc)

$68.0 TND 204

$35.33 Rp 636.0K

92.53%

Sport Shoes (Adidas, Nike)

$39.88 TND 119

$79.1 Rp 1.4M

-49.58%

Men's Leather Business Shoes

$78.3 TND 234

$78.4 Rp 1.4M

-0.18%

1-bedroom Apartment, City Center (Monthly)

$208 TND 624

$1,142 Rp 20.6M

-81.75%

1-bedroom Apartment, Outside City Center (Monthly)

$157 TND 470

$676 Rp 12.2M

-76.77%

3-bedroom Apartment, City Center (Monthly)

$365 TND 1,093

$3,503 Rp 63.1M

-89.58%

3-bedroom Apartment, Outside City Center (Monthly)

$269 TND 804

$1,700 Rp 30.6M

-84.20%

Buy Apartment in City Center (m2)

$939 TND 2,813

$2,784 Rp 50.1M

-66.26%

Buy Apartment Outside City Center (m2)

$628 TND 1,880

$2,241 Rp 40.3M

-71.99%

Average Monthly Net Salary (After Tax)

$168 TND 504

$165 Rp 3.0M

2.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-20.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for El Kef: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

El Kef

$187 30.6%

Ubud, Bali

$290 21.2% 55.7% $104

Accommodation & Living

El Kef

$157 25.7%

Ubud, Bali

$676 49.4% 331% $519

Clothing & Footwear

El Kef

$94 15.5%

Ubud, Bali

$108 7.9% 14.2% $13

Eating Out

El Kef

$74 12.1%

Ubud, Bali

$109 8% 47.9% $35

Monthly Utilities & Internet

El Kef

$51 8.4%

Ubud, Bali

$108 7.9% 110% $57

Sport & Entertainment

El Kef

$34 5.6%

Ubud, Bali

$65 4.7% 89.9% $31

Getting Around

El Kef

$13 2.1%

Ubud, Bali

$13 0.9% 3.6% $0.5

Cost Breakdown

A central one-bedroom costs $208 in El Kef versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in El Kef, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $13.00 in El Kef versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $187 vs $290 – making El Kef the more affordable choice for daily food spending.

Good to know

🇹🇳 El Kef

🇮🇩 Ubud, Bali

🕒 Local time

23:10 11:10 PM

06:10 6:10 AM

7 h ahead of El Kef

🌤 Weather

👥 Population

73,710

74,800

💱 Currency

Tunisian Dinar TND د.ت

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 TND = 0.334 USD

1 TND = 0.297 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to TND – Tunisian Dinar Converter

🇺🇸 United States Dollar ($)

🇹🇳 Tunisian Dinar (د.ت)

Tunisian Dinar exchange rates as of October 17, 2026: 1 USD = 2.99 TND (1 TND = 0.334 USD). 1 EUR = 3.37 TND (1 TND = 0.297 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to TND in detail →

On the map

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Highest

Between locations

El Kef Ubud, Bali 12,050 km ≈ 16 h nonstop flight

From you

El Kef
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

El Kef vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 124%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $914 per month in El Kef and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in El Kef, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 13% less in El Kef. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $61.2 per month in El Kef and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in El Kef, where all-in costs run around $610, than in Ubud, Bali at $1,368. In El Kef it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward El Kef – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with El Kef. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.