Cost of Living Comparison Between Ubud, Bali and El Kef Cost of Living Comparison Between Ubud, Bali and El Kef

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $537 in El Kef, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $884 in El Kef, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $1,230 in El Kef, rent included.

Ubud, Bali costs about 168% more than El Kef, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while El Kef is 60% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.45 TND 9.96

3.48%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$13.48 TND 38.95

141.69%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$3.36 TND 9.72

50.89%

Cappuccino

$2.83 Rp 49.0K

$0.70 TND 2.01

304.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.49 TND 1.41

173.47%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.23 TND 0.66

200.00%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$0.93 TND 2.69

221.51%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$1.04 TND 3.00

270.19%

Milk (1 liter)

$1.74 Rp 30.2K

$0.48 TND 1.40

262.50%

White Bread (500g)

$2.54 Rp 44.0K

$0.17 TND 0.49

1394.12%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.49 TND 4.30

-20.13%

Eggs

$2.43 Rp 42.0K

$1.53 TND 4.42

58.82%

Local Cheese (1kg)

$14.66 Rp 254.1K

$11.49 TND 33.22

27.59%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$5.69 TND 16.43

-26.54%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$13.37 TND 38.63

-10.70%

Apples (1kg)

$3.69 Rp 63.9K

$2.15 TND 6.20

71.63%

Banana (1kg)

$1.61 Rp 27.8K

$1.66 TND 4.79

-3.01%

Oranges (1kg)

$2.69 Rp 46.5K

$1.04 TND 3.00

158.65%

Tomato (1kg)

$2.33 Rp 40.4K

$0.64 TND 1.84

264.06%

Potato (1kg)

$1.91 Rp 33.0K

$0.43 TND 1.23

344.19%

Onion (1kg)

$2.19 Rp 37.9K

$0.18 TND 0.51

1116.67%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.51 TND 1.48

107.84%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.29 TND 0.83

148.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$3.33 TND 9.61

-6.01%

Wine (Bottle)

$23.49 Rp 407.1K

$4.40 TND 12.72

433.86%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.66 TND 1.90

315.15%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$0.95 TND 2.74

203.16%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.33 TND 0.95

-12.12%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$10.14 TND 29.31

-19.43%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.32 TND 0.93

40.63%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.27 TND 0.77

55.56%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$7.28 TND 21.03

-15.38%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.79 TND 2.28

6.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$35.8K TND 103.4K

-26.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$35.1K TND 101.3K

-7.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$26.80 TND 77.5

192.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$9.78 TND 28.28

-59.61%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$14.03 TND 40.56

73.91%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$28.95 TND 83.7

233.47%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$12.94 TND 37.39

-50.93%

Cinema Ticket

$4.04 Rp 70.0K

$4.60 TND 13.30

-12.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$67.2 TND 194

350.14%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$2,471 TND 7,141

163.98%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$24.01 TND 69.4

124.24%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$43.38 TND 125

-12.45%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$40.31 TND 116

115.23%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$66.3 TND 192

18.93%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$194 TND 561

421.52%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$138 TND 398

390.12%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$378 TND 1,091

797.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$273 TND 788

669.05%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$898 TND 2,596

232.26%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$600 TND 1,735

289.59%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$175 TND 505

-0.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

13.6

-2.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for El Kef: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $194 in El Kef. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1% higher in El Kef, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $13.00 in El Kef. Monthly groceries follow the same trend: $298 vs $171 – making El Kef the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs El Kef: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 168%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $806 in El Kef. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in El Kef, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 24% less in El Kef. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $303 per month in Ubud, Bali and $67.2 in El Kef. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in El Kef, where all-in costs run around $537, than in Ubud, Bali at $1,438. In El Kef it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward El Kef – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with El Kef. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.