Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and El Kef

For one person, living is cheaper in El Kef: $610 a month against $1,368 in Ubud, Bali, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
30

Cost of Living Index in El Kef
Learn more

El Kef Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

El Kef

🇹🇳 Tunisia

$610

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in El Kef

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in El Kef actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $610 in El Kef, rent included.

Ubud, Bali $1,368
El Kef $610

A couple spends around $2,314 per month in Ubud, Bali vs $959 in El Kef, rent included.

Ubud, Bali $2,314
El Kef $959

A family of three spends $3,260 per month in Ubud, Bali vs $1,308 in El Kef, rent included.

Ubud, Bali $3,260
El Kef $1,308

Ubud, Bali costs about 124% more than El Kef, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while El Kef is 55% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$5.34 TND 15.99

-37.64%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$13.49 TND 40.39

160.79%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$4.55 TND 13.63

27.47%

Cappuccino

$2.73 Rp 49.1K

$0.65 TND 1.94

320.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.52 TND 1.55

215.38%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.24 TND 0.72

245.83%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$0.88 TND 2.65

206.82%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$0.98 TND 2.92

338.78%

Milk (1 liter)

$1.50 Rp 27.1K

$0.46 TND 1.39

226.09%

White Bread (500g)

$2.30 Rp 41.4K

$0.20 TND 0.60

1050.00%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.78 TND 5.34

-33.71%

Eggs

$2.14 Rp 38.6K

$1.44 TND 4.30

48.61%

Local Cheese (1kg)

$17.48 Rp 314.6K

$15.02 TND 45.00

16.38%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$6.41 TND 19.20

-37.13%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$14.67 TND 43.94

-16.63%

Apples (1kg)

$3.55 Rp 63.9K

$1.59 TND 4.76

123.27%

Banana (1kg)

$1.57 Rp 28.3K

$1.69 TND 5.06

-7.10%

Oranges (1kg)

$2.24 Rp 40.2K

$1.02 TND 3.06

119.61%

Tomato (1kg)

$1.93 Rp 34.7K

$0.57 TND 1.72

238.60%

Potato (1kg)

$1.88 Rp 33.9K

$0.38 TND 1.14

394.74%

Onion (1kg)

$2.29 Rp 41.3K

$0.19 TND 0.56

1105.26%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.45 TND 1.36

120.00%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.29 TND 0.86

82.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$3.45 TND 10.32

-33.91%

Wine (Bottle)

$23.01 Rp 414.2K

$4.33 TND 12.98

431.41%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$0.70 TND 2.11

234.29%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$0.93 TND 2.77

212.90%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.32 TND 0.95

-25.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$9.99 TND 29.93

-11.71%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.31 TND 0.94

54.84%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.29 TND 0.87

58.62%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$3.96 TND 11.87

37.63%

Gasoline (1 liter)

$0.88 Rp 15.9K

$0.83 TND 2.49

6.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$38.8K TND 116.3K

-36.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$36.7K TND 109.8K

-14.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$26.87 TND 80.5

208.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$10.57 TND 31.65

-38.98%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$13.92 TND 41.70

33.41%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$27.30 TND 81.8

104.47%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$12.16 TND 36.42

48.93%

Cinema Ticket

$4.38 Rp 78.9K

$3.36 TND 10.05

30.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$61.2 TND 183

705.28%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$1,972 TND 5,905

191.80%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$23.11 TND 69.2

99.87%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$68.0 TND 204

-48.06%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$39.88 TND 119

98.32%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$78.3 TND 234

0.18%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$208 TND 624

448.03%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$157 TND 470

330.57%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$365 TND 1,093

859.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$269 TND 804

533.01%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$939 TND 2,813

196.38%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$628 TND 1,880

256.99%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$168 TND 504

-2.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

25.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for El Kef: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

El Kef

$157 25.7% 76.8% $519

Groceries & Markets

Ubud, Bali

$290 21.2%

El Kef

$187 30.6% 35.8% $104

Eating Out

Ubud, Bali

$109 8%

El Kef

$74 12.1% 32.4% $35

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

El Kef

$51 8.4% 52.5% $57

Clothing & Footwear

Ubud, Bali

$108 7.9%

El Kef

$94 15.5% 12.5% $13

Sport & Entertainment

Ubud, Bali

$65 4.7%

El Kef

$34 5.6% 47.3% $31

Getting Around

Ubud, Bali

$13 0.9%

El Kef

$13 2.1% 3.7% $0.5

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $208 in El Kef. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in El Kef, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $13.00 in El Kef. Monthly groceries follow the same trend: $290 vs $187 – making El Kef the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇹🇳 El Kef

🕒 Local time

07:01 7:01 AM

00:01 12:01 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

73,710

💱 Currency

Indonesian Rupiah IDR Rp

Tunisian Dinar TND د.ت

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 TND = 0.334 USD

1 TND = 0.297 EUR

Exchange rates and currency converter

TND, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Tunisian Dinar exchange rates as of October 17, 2026: 1 USD = 2.99 TND (1 TND = 0.334 USD). 1 EUR = 3.37 TND (1 TND = 0.297 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali El Kef 12,050 km ≈ 16 h nonstop flight

From you

Ubud, Bali
El Kef

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs El Kef: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 124%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $914 in El Kef. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in El Kef, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 13% less in El Kef. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $493 per month in Ubud, Bali and $61.2 in El Kef. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in El Kef, where all-in costs run around $610, than in Ubud, Bali at $1,368. In El Kef it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward El Kef – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with El Kef. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.