Cost of Living Comparison Between Ubud, Bali and El Kef Cost of Living Comparison Between Ubud, Bali and El Kef

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $537 in El Kef, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $861 in El Kef, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,185 in El Kef, rent included.

Ubud, Bali costs about 162% more than El Kef, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while El Kef is 60% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$3.47 TND 10.12

2.88%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$13.58 TND 39.63

139.32%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$3.30 TND 9.62

47.27%

Cappuccino

$2.75 Rp 49.2K

$0.67 TND 1.94

310.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.54 TND 1.56

144.44%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.25 TND 0.73

180.00%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$0.87 TND 2.53

234.48%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.05 TND 3.06

260.95%

Milk (1 liter)

$1.71 Rp 30.6K

$0.44 TND 1.29

288.64%

White Bread (500g)

$2.47 Rp 44.3K

$0.15 TND 0.45

1546.67%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.51 TND 4.40

-20.53%

Eggs

$2.44 Rp 43.8K

$1.56 TND 4.54

56.41%

Local Cheese (1kg)

$14.38 Rp 257.7K

$11.18 TND 32.63

28.62%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$5.65 TND 16.48

-23.72%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$13.41 TND 39.12

-8.95%

Apples (1kg)

$3.68 Rp 66.0K

$2.18 TND 6.36

68.81%

Banana (1kg)

$1.55 Rp 27.8K

$1.73 TND 5.06

-10.40%

Oranges (1kg)

$2.79 Rp 49.9K

$1.04 TND 3.05

168.27%

Tomato (1kg)

$2.33 Rp 41.8K

$0.59 TND 1.71

294.92%

Potato (1kg)

$1.97 Rp 35.3K

$0.43 TND 1.25

358.14%

Onion (1kg)

$2.31 Rp 41.4K

$0.18 TND 0.53

1183.33%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.52 TND 1.51

103.85%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.31 TND 0.91

135.48%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.48 TND 10.14

-5.75%

Wine (Bottle)

$22.79 Rp 408.4K

$4.47 TND 13.04

409.84%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.65 TND 1.90

332.31%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.01 TND 2.94

175.25%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.32 TND 0.95

-9.38%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$10.36 TND 30.22

-22.20%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.30 TND 0.87

50.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.27 TND 0.79

66.67%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$7.34 TND 21.42

-14.99%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.78 TND 2.28

8.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$35.8K TND 104.4K

-27.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$34.4K TND 100.3K

-7.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$27.33 TND 79.7

195.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$9.33 TND 27.23

-56.48%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$14.20 TND 41.43

71.97%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$29.45 TND 85.9

231.65%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$12.95 TND 37.79

-50.19%

Cinema Ticket

$4.04 Rp 72.4K

$4.52 TND 13.18

-10.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$67.0 TND 196

353.71%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$2,456 TND 7,166

169.55%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$23.95 TND 69.9

126.43%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$43.50 TND 127

-10.85%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$40.41 TND 118

113.17%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$66.0 TND 193

16.10%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$196 TND 571

403.40%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$137 TND 399

381.13%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$371 TND 1,082

808.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$274 TND 800

653.79%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,079 TND 3,148

154.06%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$646 TND 1,883

245.09%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$172 TND 503

-5.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

13.6

-2.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for El Kef: June 8, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $196 in El Kef. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in El Kef, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $14.00 in El Kef. Monthly groceries follow the same trend: $297 vs $170 – making El Kef the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs El Kef: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 162%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $805 in El Kef. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in El Kef, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 29% less in El Kef. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $304 per month in Ubud, Bali and $67.0 in El Kef. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in El Kef, where all-in costs run around $537, than in Ubud, Bali at $1,404. In El Kef it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward El Kef – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with El Kef. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.