Cost of Living Comparison Between Ubud, Bali and El Kef Cost of Living Comparison Between Ubud, Bali and El Kef

Monthly Cost of Living

A single person spends $1,379 per month in Ubud, Bali vs $566 in El Kef, rent included.

A couple spends around $2,363 per month in Ubud, Bali vs $902 in El Kef, rent included.

A family of three spends $3,347 per month in Ubud, Bali vs $1,239 in El Kef, rent included.

Ubud, Bali costs about 144% more than El Kef, driven mainly by Groceries & Markets.

Ubud, Bali sits 1% above the global median, while El Kef is 59% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$3.34 TND 9.62

-0.90%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$13.54 TND 39.04

188.63%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$5.14 TND 14.82

9.34%

Cappuccino

$2.64 Rp 46.9K

$0.69 TND 2.00

282.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$0.49 TND 1.43

222.45%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.23 TND 0.66

208.70%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$0.95 TND 2.73

187.37%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$1.05 TND 3.03

311.43%

Milk (1 liter)

$1.54 Rp 27.4K

$0.48 TND 1.37

220.83%

White Bread (500g)

$2.30 Rp 40.8K

$0.24 TND 0.69

858.33%

Rice (white) (1kg)

$1.03 Rp 18.3K

$1.43 TND 4.11

-27.97%

Eggs

$2.12 Rp 37.7K

$1.49 TND 4.29

42.28%

Local Cheese (1kg)

$17.30 Rp 307.5K

$12.92 TND 37.25

33.90%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$5.83 TND 16.82

-30.87%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$14.03 TND 40.46

-11.48%

Apples (1kg)

$3.70 Rp 65.7K

$1.79 TND 5.16

106.70%

Banana (1kg)

$1.62 Rp 28.7K

$1.67 TND 4.81

-2.99%

Oranges (1kg)

$2.27 Rp 40.3K

$1.01 TND 2.90

124.75%

Tomato (1kg)

$1.99 Rp 35.4K

$0.60 TND 1.73

231.67%

Potato (1kg)

$1.83 Rp 32.5K

$0.40 TND 1.14

357.50%

Onion (1kg)

$2.25 Rp 40.1K

$0.18 TND 0.51

1150.00%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.58 TND 1.68

79.31%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.29 TND 0.85

93.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$3.45 TND 9.93

-35.65%

Wine (Bottle)

$23.22 Rp 412.7K

$4.41 TND 12.72

426.53%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$0.71 TND 2.04

236.62%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$1.01 TND 2.92

184.16%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.35 TND 1.01

-28.57%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$10.33 TND 29.77

-30.59%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$0.33 TND 0.96

39.39%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.29 TND 0.83

58.62%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$7.65 TND 22.05

-25.49%

Gasoline (1 liter)

$0.76 Rp 13.6K

$0.86 TND 2.47

-11.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$40.8K TND 117.7K

-39.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$38.0K TND 109.6K

-18.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$27.18 TND 78.4

202.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$9.81 TND 28.28

-35.47%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$14.60 TND 42.10

26.99%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$28.73 TND 82.8

95.09%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

$14.19 TND 40.90

29.74%

Cinema Ticket

$4.26 Rp 75.8K

$4.57 TND 13.17

-6.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$68.3 TND 197

616.55%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$2,477 TND 7,140

133.91%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$23.68 TND 68.3

94.17%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$43.97 TND 127

-18.44%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$41.67 TND 120

90.83%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$64.4 TND 186

25.63%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$217 TND 625

427.37%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$161 TND 464

330.42%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$390 TND 1,124

806.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$280 TND 807

510.51%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$966 TND 2,785

188.25%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$626 TND 1,806

261.06%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$174 TND 500

-2.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.6

1.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for El Kef: August 17, 2026

Cost Breakdown

A central one-bedroom costs $1,144 in Ubud, Bali versus $217 in El Kef. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in El Kef, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $14.00 in El Kef. Monthly groceries follow the same trend: $293 vs $177 – making El Kef the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs El Kef: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 144%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,069 per month in Ubud, Bali and $849 in El Kef. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in El Kef, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 44% less in El Kef. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $489 per month in Ubud, Bali and $68.3 in El Kef. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in El Kef, where all-in costs run around $566, than in Ubud, Bali at $1,379. In El Kef it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward El Kef – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with El Kef. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.