Last update: Oct 2026

Cost of Living Comparison Between El Dorado, AR and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,746 in El Dorado, AR, rent and utilities included – about $4,700 less a year. Other living expenses account for most of the difference.

84

Cost of Living Index in El Dorado, AR
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El Dorado, AR Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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El Dorado, AR

🇺🇸 United States

$1,746

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in El Dorado, AR and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in El Dorado, AR and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,746 in El Dorado, AR versus $1,353 in Ubud, Bali.

El Dorado, AR $1,746
Ubud, Bali $1,353

Estimated couple costs with rent: $2,547 in El Dorado, AR versus $2,297 in Ubud, Bali.

El Dorado, AR $2,547
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $3,348 in El Dorado, AR versus $3,241 in Ubud, Bali.

El Dorado, AR $3,348
Ubud, Bali $3,241

Living in El Dorado, AR is roughly 29% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: El Dorado, AR 29% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$17.29 $17.29

$3.23 Rp 58.1K

435.29%

Three-Course Dinner for Two, Mid-Range

$59.0 $59.0

$34.88 Rp 627.8K

69.18%

Fast Food Meal (McDonalds, etc)

$10.86 $10.86

$5.70 Rp 102.5K

90.53%

Cappuccino

$5.04 $5.04

$2.62 Rp 47.1K

92.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 $3.04

$1.72 Rp 31.0K

76.74%

Water (0.33 liter bottle)

$2.41 $2.41

$0.81 Rp 14.6K

197.53%

Local Beer (0.5 liter draught)

$4.95 $4.95

$2.65 Rp 47.7K

86.79%

Imported Beer (0.33 liter bottle)

$6.31 $6.31

$4.37 Rp 78.6K

44.39%

Milk (1 liter)

$1.10 $1.10

$1.57 Rp 28.3K

-29.94%

White Bread (500g)

$2.70 $2.70

$2.19 Rp 39.5K

23.29%

Rice (white) (1kg)

$2.80 $2.80

$1.18 Rp 21.2K

137.29%

Eggs

$3.36 $3.36

$2.16 Rp 38.8K

55.56%

Local Cheese (1kg)

$10.17 $10.17

$17.65 Rp 317.7K

-42.38%

Chicken Fillets (1kg)

$11.99 $11.99

$3.78 Rp 68.0K

217.20%

Beef Round Steak (1kg)

$22.50 $22.50

$11.95 Rp 215.1K

88.28%

Apples (1kg)

$4.31 $4.31

$3.60 Rp 64.8K

19.72%

Banana (1kg)

$1.45 $1.45

$1.59 Rp 28.6K

-8.81%

Oranges (1kg)

$4.48 $4.48

$2.31 Rp 41.6K

93.94%

Tomato (1kg)

$3.76 $3.76

$1.91 Rp 34.3K

96.86%

Potato (1kg)

$1.57 $1.57

$1.78 Rp 32.1K

-11.80%

Onion (1kg)

$2.51 $2.51

$2.33 Rp 41.9K

7.73%

Lettuce (1 head)

$1.92 $1.92

$1.00 Rp 18.0K

92.00%

Water (1.5 liter bottle)

$1.84 $1.84

$0.53 Rp 9,509

247.17%

Cigarettes 20 Pack (Marlboro, Camel)

$9.36 $9.36

$2.29 Rp 41.1K

308.73%

Wine (Bottle)

$13.55 $13.55

$22.07 Rp 397.3K

-38.60%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.35 Rp 42.2K

-24.68%

Imported Beer (0.33 liter bottle)

$1.69 $1.69

$2.98 Rp 53.6K

-43.29%

One-way Ticket (Public Transport)

$1.81 $1.81

$0.23 Rp 4,112

686.96%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$2.46 $2.46

$0.47 Rp 8,466

423.40%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$0.43 Rp 7,737

253.49%

Taxi 1hour Waiting (Normal Tariff)

$24.11 $24.11

$5.47 Rp 98.4K

340.77%

Gasoline (1 liter)

$0.92 $0.92

$0.83 Rp 14.9K

10.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K $26.7K

$23.9K Rp 429.8M

11.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$32.8K Rp 590.1M

-19.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 $134

$80.0 Rp 1.4M

66.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$6.56 Rp 118.1K

811.59%

Internet (50+ Mbps, Unlimited Data)

$39.23 $39.23

$18.60 Rp 334.8K

110.91%

Gym Membership (Monthly)

$42.36 $42.36

$54.1 Rp 974.1K

-21.73%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$9.09 $9.09

$4.25 Rp 76.5K

113.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,036 $1,036

$493 Rp 8.9M

110.18%

International Primary School, 1 Child (Yearly)

$19.1K $19.1K

$5,597 Rp 100.7M

241.60%

Jeans (Levis 501 Or Similar)

$50.9 $50.9

$45.58 Rp 820.4K

11.63%

Summer Dress (H&M, Zara, etc)

$34.32 $34.32

$34.96 Rp 629.4K

-1.83%

Sport Shoes (Adidas, Nike)

$79.1 $79.1

$77.7 Rp 1.4M

1.72%

Men's Leather Business Shoes

$61.0 $61.0

$78.5 Rp 1.4M

-22.33%

1-bedroom Apartment, City Center (Monthly)

$1,537 $1,537

$1,131 Rp 20.4M

35.83%

1-bedroom Apartment, Outside City Center (Monthly)

$678 $678

$673 Rp 12.1M

0.69%

3-bedroom Apartment, City Center (Monthly)

$1,892 $1,892

$3,613 Rp 65.0M

-47.62%

3-bedroom Apartment, Outside City Center (Monthly)

$941 $941

$1,702 Rp 30.6M

-44.70%

Buy Apartment in City Center (m2)

$1,185 $1,185

$2,717 Rp 48.9M

-56.39%

Buy Apartment Outside City Center (m2)

$1,146 $1,146

$2,241 Rp 40.3M

-48.88%

Average Monthly Net Salary (After Tax)

$4,169 $4,169

$166 Rp 3.0M

2405.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

13.78

-51.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for El Dorado, AR: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

El Dorado, AR

$678 38.8%

Ubud, Bali

$673 49.7% 0.7% $4.7

Groceries & Markets

El Dorado, AR

$366 21%

Ubud, Bali

$287 21.2% 21.6% $79

Eating Out

El Dorado, AR

$291 16.6%

Ubud, Bali

$106 7.9% 63.4% $184

Monthly Utilities & Internet

El Dorado, AR

$233 13.3%

Ubud, Bali

$105 7.8% 54.8% $127

Clothing & Footwear

El Dorado, AR

$101 5.8%

Ubud, Bali

$107 7.9% 5.1% $5.2

Sport & Entertainment

El Dorado, AR

$61 3.5%

Ubud, Bali

$63 4.6% 3.4% $2.1

Getting Around

El Dorado, AR

$17 * 1%

Ubud, Bali

$12 0.9% 28% $4.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,537 in El Dorado, AR and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

El Dorado, AR pays 2406% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in El Dorado, AR vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $366 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 El Dorado, AR

🇮🇩 Ubud, Bali

🕒 Local time

07:25 7:25 AM

20:25 8:25 PM

13 h ahead of El Dorado, AR

🌤 Weather

👥 Population

17,756

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

El Dorado, AR Ubud, Bali 16,050 km ≈ 21 h nonstop flight

From you

El Dorado, AR
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

El Dorado, AR vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and utilities. The 29% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2406% higher in El Dorado, AR, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,537 in El Dorado, AR versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 28% higher in El Dorado, AR. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,746 per month in El Dorado, AR versus $1,353 in Ubud, Bali – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $1,746 in El Dorado, AR, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in El Dorado, AR. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in El Dorado, AR, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, El Dorado, AR and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 29% less than in El Dorado, AR. Beyond cost, consider language, visa policies, and how big the international community is in each city.