Cost of Living Comparison Between El Dorado, AR and Ubud, Bali Cost of Living Comparison Between El Dorado, AR and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,694 in El Dorado, AR versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $2,420 in El Dorado, AR versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,147 in El Dorado, AR versus $3,660 in Ubud, Bali.

Living in El Dorado, AR is roughly 19% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: El Dorado, AR 26% above, Ubud, Bali 6% above.

Currency
🍽 Eating Out
El Dorado, AR
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.71 $17.71
$3.56 Rp 64.3K
397.47%
Three-Course Dinner for Two, Mid-Range
$58.9 $58.9
$32.73 Rp 590.3K
79.99%
Fast Food Meal (McDonalds, etc)
$11.69 $11.69
$4.95 Rp 89.3K
136.16%
Cappuccino
$4.78 $4.78
$2.71 Rp 48.9K
76.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.82 $2.82
$1.34 Rp 24.2K
110.45%
Water (0.33 liter bottle)
$2.47 $2.47
$0.70 Rp 12.6K
252.86%
Local Beer (0.5 liter draught)
$4.90 $4.90
$2.92 Rp 52.7K
67.81%
Imported Beer (0.33 liter bottle)
$5.86 $5.86
$3.96 Rp 71.4K
47.98%
🛒 Groceries & Markets
El Dorado, AR
Ubud, Bali
Difference
Milk (1 liter)
$1.08 $1.08
$1.81 Rp 32.6K
-40.33%
White Bread (500g)
$3.42 $3.42
$2.52 Rp 45.4K
35.71%
Rice (white) (1kg)
$3.00 $3.00
$1.16 Rp 20.9K
158.62%
Eggs
$2.91 $2.91
$2.46 Rp 44.4K
18.29%
Local Cheese (1kg)
$9.73 $9.73
$14.71 Rp 265.3K
-33.85%
Chicken Fillets (1kg)
$11.41 $11.41
$4.32 Rp 77.9K
164.12%
Beef Round Steak (1kg)
$16.97 $16.97
$12.14 Rp 218.9K
39.79%
Apples (1kg)
$4.30 $4.30
$3.84 Rp 69.3K
11.98%
Banana (1kg)
$1.47 $1.47
$1.56 Rp 28.1K
-5.77%
Oranges (1kg)
$2.87 $2.87
$2.83 Rp 51.1K
1.41%
Tomato (1kg)
$3.90 $3.90
$2.33 Rp 41.9K
67.38%
Potato (1kg)
$1.55 $1.55
$1.91 Rp 34.5K
-18.85%
Onion (1kg)
$2.50 $2.50
$2.20 Rp 39.7K
13.64%
Lettuce (1 head)
$1.91 $1.91
$1.01 Rp 18.3K
89.11%
Water (1.5 liter bottle)
$1.79 $1.79
$0.78 Rp 14.0K
129.49%
Cigarettes 20 Pack (Marlboro, Camel)
$8.68 $8.68
$3.32 Rp 59.8K
161.45%
Wine (Bottle)
$11.81 $11.81
$23.74 Rp 428.1K
-50.25%
Local Beer (0.5 liter bottle)
$1.72 $1.72
$2.79 Rp 50.3K
-38.35%
Imported Beer (0.33 liter bottle)
$2.18 $2.18
$2.86 Rp 51.6K
-23.78%
🚌 Getting Around
El Dorado, AR
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.05 $2.05
$0.27 Rp 4,848
659.26%
Public Transport Monthly Pass (Regular Price)
-
$8.03 Rp 144.8K
-
Taxi Start (Normal Tariff)
$2.44 $2.44
$0.46 Rp 8,231
430.43%
Taxi (Normal Tariff) (1km)
$1.48 $1.48
$0.45 Rp 8,117
228.89%
Taxi 1hour Waiting (Normal Tariff)
$23.61 $23.61
$6.10 Rp 109.9K
287.05%
Gasoline (1 liter)
$0.78 $0.78
$0.79 Rp 14.3K
-1.27%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K $23.8K
$26.1K Rp 471.6M
-9.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K $26.4K
$32.1K Rp 579.3M
-17.86%
🧾 Monthly Utilities & Internet
El Dorado, AR
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$136 $136
$79.9 Rp 1.4M
69.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.1 $58.1
$4.06 Rp 73.3K
1330.05%
Internet (50+ Mbps, Unlimited Data)
$39.84 $39.84
$23.52 Rp 424.2K
69.39%
🎉 Sport & Entertainment
El Dorado, AR
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.34 $42.34
$98.7 Rp 1.8M
-57.10%
Tennis Court (1 Hour on Weekend)
-
$6.63 Rp 119.6K
-
Cinema Ticket
$9.24 $9.24
$4.15 Rp 74.8K
122.65%
🧸 Childcare & Education
El Dorado, AR
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,020 $1,020
$304 Rp 5.5M
235.60%
International Primary School, 1 Child (Yearly)
$18.9K $18.9K
$6,613 Rp 119.3M
185.63%
👕👟 Clothing & Footwear
El Dorado, AR
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$54.8 $54.8
$55.5 Rp 1.0M
-1.42%
Summer Dress (H&M, Zara, etc)
$35.28 $35.28
$38.31 Rp 690.9K
-7.91%
Sport Shoes (Adidas, Nike)
$78.4 $78.4
$88.6 Rp 1.6M
-11.50%
Men's Leather Business Shoes
$60.5 $60.5
$77.9 Rp 1.4M
-22.37%
🏠 Accommodation & Living
El Dorado, AR
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,603 $1,603
$1,006 Rp 18.2M
59.27%
1-bedroom Apartment, Outside City Center (Monthly)
$607 $607
$675 Rp 12.2M
-10.10%
3-bedroom Apartment, City Center (Monthly)
$2,200 $2,200
$3,442 Rp 62.1M
-36.09%
3-bedroom Apartment, Outside City Center (Monthly)
$809 $809
$2,039 Rp 36.8M
-60.33%
Buy Apartment in City Center (m2)
$2,421 $2,421
$2,841 Rp 51.2M
-14.79%
Buy Apartment Outside City Center (m2)
$2,433 $2,433
$2,264 Rp 40.8M
7.45%
💵 Salaries & Financials
El Dorado, AR
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,130 $4,130
$165 Rp 3.0M
2399.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.58
13.28
-50.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for El Dorado, AR: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,603 in El Dorado, AR and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

El Dorado, AR pays 2400% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in El Dorado, AR vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $342 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
El Dorado, AR vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than El Dorado, AR?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around. The 19% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: El Dorado, AR or Ubud, Bali?
El Dorado, AR pays 2400% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between El Dorado, AR and Ubud, Bali?
Rent for a central apartment: $1,603 in El Dorado, AR versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in El Dorado, AR and Ubud, Bali?
Supermarket bills run roughly 13% higher in El Dorado, AR. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in El Dorado, AR vs Ubud, Bali?
All in, you'll spend $1,694 per month in El Dorado, AR versus $1,419 in Ubud, Bali – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for El Dorado, AR or Ubud, Bali?
At $1,419 in Ubud, Bali versus $1,694 in El Dorado, AR, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in El Dorado, AR. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is El Dorado, AR or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in El Dorado, AR, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, El Dorado, AR or Ubud, Bali?
Safety-wise, El Dorado, AR and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 19% less than in El Dorado, AR. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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