😐Monthly costs for one person with rent: $1,697 in El Dorado, AR versus $1,396 in Ubud, Bali.
😐Estimated couple costs with rent: $2,490 in El Dorado, AR versus $2,334 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $3,283 in El Dorado, AR versus $3,273 in Ubud, Bali.
🌍Living in El Dorado, AR is roughly 22% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: El Dorado, AR23% above, Ubud, Bali2% above.
Currency
🍽 Eating Out
El Dorado, AR
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.33$17.33
$3.37Rp 59.5K
414.24%
Three-Course Dinner for Two, Mid-Range
$58.9$58.9
$38.59Rp 680.4K
52.68%
Fast Food Meal(McDonalds, etc)
$11.09$11.09
$5.52Rp 97.3K
100.91%
Cappuccino
$5.17$5.17
$2.64Rp 46.6K
95.83%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.06$3.06
$1.67Rp 29.5K
83.23%
Water(0.33 liter bottle)
$2.42$2.42
$0.77Rp 13.6K
214.29%
Local Beer(0.5 liter draught)
$4.95$4.95
$2.63Rp 46.4K
88.21%
Imported Beer(0.33 liter bottle)
$6.46$6.46
$4.28Rp 75.5K
50.93%
🛒 Groceries & Markets
El Dorado, AR
Ubud, Bali
Difference
Milk(1 liter)
$1.05$1.05
$1.55Rp 27.3K
-32.26%
White Bread(500g)
$2.71$2.71
$2.22Rp 39.2K
22.07%
Rice(white)(1kg)
$2.82$2.82
$1.13Rp 19.8K
149.56%
Eggs
$3.42$3.42
$2.09Rp 36.8K
63.64%
Local Cheese(1kg)
$9.96$9.96
$17.39Rp 306.7K
-42.73%
Chicken Fillets(1kg)
$12.00$12.00
$3.87Rp 68.2K
210.08%
Beef Round Steak(1kg)
$22.26$22.26
$12.55Rp 221.3K
77.37%
Apples(1kg)
$4.53$4.53
$3.62Rp 63.8K
25.14%
Banana(1kg)
$1.48$1.48
$1.56Rp 27.5K
-5.13%
Oranges(1kg)
$2.81$2.81
$2.35Rp 41.5K
19.57%
Tomato(1kg)
$3.94$3.94
$2.06Rp 36.2K
91.26%
Potato(1kg)
$1.58$1.58
$1.90Rp 33.5K
-16.84%
Onion(1kg)
$2.47$2.47
$2.34Rp 41.2K
5.56%
Lettuce(1 head)
$1.99$1.99
$1.03Rp 18.2K
93.20%
Water(1.5 liter bottle)
$1.85$1.85
$0.55Rp 9,781
236.36%
Cigarettes 20 Pack(Marlboro, Camel)
$9.25$9.25
$2.25Rp 39.7K
311.11%
Wine(Bottle)
$11.90$11.90
$23.81Rp 419.8K
-50.02%
Local Beer(0.5 liter bottle)
$1.76$1.76
$2.31Rp 40.8K
-23.81%
Imported Beer(0.33 liter bottle)
$1.69$1.69
$2.80Rp 49.4K
-39.64%
🚌 Getting Around
El Dorado, AR
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.09$2.09
$0.27Rp 4,803
674.07%
Public Transport Monthly Pass(Regular Price)
-
$8.66Rp 152.7K
-
Taxi Start(Normal Tariff)
$2.48$2.48
$0.48Rp 8,490
416.67%
Taxi(Normal Tariff)(1km)
$1.46$1.46
$0.45Rp 7,865
224.44%
Taxi 1hour Waiting(Normal Tariff)
$24.25$24.25
$5.72Rp 100.8K
323.95%
Gasoline(1 liter)
$0.90$0.90
$0.76Rp 13.4K
18.42%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.2K$37.2K
$24.5KRp 431.7M
52.06%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K$25.5K
$32.1KRp 566.4M
-20.72%
🧾 Monthly Utilities & Internet
El Dorado, AR
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$134$134
$83.6Rp 1.5M
60.85%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$58.9$58.9
$6.46Rp 113.8K
810.99%
Internet(50+ Mbps, Unlimited Data)
$39.30$39.30
$18.99Rp 334.9K
106.95%
🎉 Sport & Entertainment
El Dorado, AR
Ubud, Bali
Difference
Gym Membership(Monthly)
$42.29$42.29
$56.0Rp 987.0K
-24.44%
Tennis Court(1 Hour on Weekend)
-
$18.62Rp 328.3K
-
Cinema Ticket
$9.25$9.25
$4.28Rp 75.5K
116.12%
🧸 Childcare & Education
El Dorado, AR
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,045$1,045
$487Rp 8.6M
114.74%
International Primary School, 1 Child(Yearly)
$19.0K$19.0K
$5,856Rp 103.3M
224.23%
👕👟 Clothing & Footwear
El Dorado, AR
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$50.3$50.3
$45.56Rp 803.3K
10.49%
Summer Dress(H&M, Zara, etc)
$34.70$34.70
$36.38Rp 641.5K
-4.62%
Sport Shoes(Adidas, Nike)
$79.7$79.7
$82.0Rp 1.4M
-2.82%
Men's Leather Business Shoes
$60.9$60.9
$80.4Rp 1.4M
-24.22%
🏠 Accommodation & Living
El Dorado, AR
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,518$1,518
$1,117Rp 19.7M
35.92%
1-bedroom Apartment, Outside City Center(Monthly)
$661$661
$701Rp 12.4M
-5.69%
3-bedroom Apartment, City Center(Monthly)
$1,865$1,865
$3,537Rp 62.4M
-47.26%
3-bedroom Apartment, Outside City Center(Monthly)
$944$944
$1,762Rp 31.1M
-46.43%
Buy Apartment in City Center(m2)
$2,632$2,632
$2,826Rp 49.8M
-6.86%
Buy Apartment Outside City Center(m2)
$2,452$2,452
$2,292Rp 40.4M
6.98%
💵 Salaries & Financials
El Dorado, AR
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$4,116$4,116
$170Rp 3.0M
2324.46%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.25
13.78
-54.64%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for El Dorado, AR: August 29, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,518 in El Dorado, AR and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰El Dorado, AR pays 2324% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $59.0 in El Dorado, AR vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $357 vs $293 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
El Dorado, AR vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than El Dorado, AR?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around. The 22% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: El Dorado, AR or Ubud, Bali?
Average pay runs 2324% higher in El Dorado, AR, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between El Dorado, AR and Ubud, Bali?
Rent for a central apartment: $1,518 in El Dorado, AR versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in El Dorado, AR and in Ubud, Bali?
Supermarket bills run roughly 22% higher in El Dorado, AR. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in El Dorado, AR and in Ubud, Bali?
All in, you'll spend $1,697 per month in El Dorado, AR versus $1,396 in Ubud, Bali – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for living in El Dorado, AR or in Ubud, Bali?
At $1,396 in Ubud, Bali versus $1,697 in El Dorado, AR, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in El Dorado, AR. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is El Dorado, AR or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in El Dorado, AR, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, El Dorado, AR or Ubud, Bali?
Safety-wise, El Dorado, AR and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 22% less than in El Dorado, AR. Beyond cost, consider language, visa policies, and how big the international community is in each city.
El Dorado, AR vs other spots: cost of living compared