Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and El Dorado, AR

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,746 in El Dorado, AR, rent and utilities included – about $4,700 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
84

Cost of Living Index in El Dorado, AR
Learn more

El Dorado, AR Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

El Dorado, AR

🇺🇸 United States

$1,746

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in El Dorado, AR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in El Dorado, AR actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,746 in El Dorado, AR.

Ubud, Bali $1,353
El Dorado, AR $1,746

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $2,547 in El Dorado, AR.

Ubud, Bali $2,297
El Dorado, AR $2,547

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $3,348 in El Dorado, AR.

Ubud, Bali $3,241
El Dorado, AR $3,348

Living in Ubud, Bali costs roughly 23% less than in El Dorado, AR, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, El Dorado, AR 29% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$17.29 $17.29

-81.32%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$59.0 $59.0

-40.89%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$10.86 $10.86

-47.51%

Cappuccino

$2.62 Rp 47.1K

$5.04 $5.04

-48.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$3.04 $3.04

-43.42%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$2.41 $2.41

-66.39%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$4.95 $4.95

-46.46%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$6.31 $6.31

-30.74%

Milk (1 liter)

$1.57 Rp 28.3K

$1.10 $1.10

42.73%

White Bread (500g)

$2.19 Rp 39.5K

$2.70 $2.70

-18.89%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.80 $2.80

-57.86%

Eggs

$2.16 Rp 38.8K

$3.36 $3.36

-35.71%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.17 $10.17

73.55%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$11.99 $11.99

-68.47%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$22.50 $22.50

-46.89%

Apples (1kg)

$3.60 Rp 64.8K

$4.31 $4.31

-16.47%

Banana (1kg)

$1.59 Rp 28.6K

$1.45 $1.45

9.66%

Oranges (1kg)

$2.31 Rp 41.6K

$4.48 $4.48

-48.44%

Tomato (1kg)

$1.91 Rp 34.3K

$3.76 $3.76

-49.20%

Potato (1kg)

$1.78 Rp 32.1K

$1.57 $1.57

13.38%

Onion (1kg)

$2.33 Rp 41.9K

$2.51 $2.51

-7.17%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.92 $1.92

-47.92%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.84 $1.84

-71.20%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$9.36 $9.36

-75.53%

Wine (Bottle)

$22.07 Rp 397.3K

$13.55 $13.55

62.88%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.77 $1.77

32.77%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.69 $1.69

76.33%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.81 $1.81

-87.29%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.46 $2.46

-80.89%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.52 $1.52

-71.71%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$24.11 $24.11

-77.31%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.92 $0.92

-9.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$26.7K $26.7K

-10.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$26.3K $26.3K

24.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$134 $134

-40.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$59.8 $59.8

-89.03%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$39.23 $39.23

-52.59%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$42.36 $42.36

27.76%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$9.09 $9.09

-53.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,036 $1,036

-52.42%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$19.1K $19.1K

-70.73%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$50.9 $50.9

-10.42%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$34.32 $34.32

1.86%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$79.1 $79.1

-1.69%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$61.0 $61.0

28.74%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,537 $1,537

-26.38%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$678 $678

-0.69%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,892 $1,892

90.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$941 $941

80.83%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,185 $1,185

129.30%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,146 $1,146

95.61%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$4,169 $4,169

-96.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for El Dorado, AR: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

El Dorado, AR

$678 38.8% 0.7% $4.7

Groceries & Markets

Ubud, Bali

$287 21.2%

El Dorado, AR

$366 21% 27.5% $79

Clothing & Footwear

Ubud, Bali

$107 7.9%

El Dorado, AR

$101 5.8% 4.9% $5.2

Eating Out

Ubud, Bali

$106 7.9%

El Dorado, AR

$291 16.6% 173% $184

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

El Dorado, AR

$233 13.3% 121% $127

Sport & Entertainment

Ubud, Bali

$63 4.6%

El Dorado, AR

$61 3.5% 3.3% $2.1

Getting Around

Ubud, Bali

$12 0.9%

El Dorado, AR

$17 * 1% 38.9% $4.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,537 in El Dorado, AR. Housing cost is often the main lever when comparing two cities.

El Dorado, AR pays 2406% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $59.0 in El Dorado, AR for a mid-range dinner for two. Groceries echo the gap at $287 vs $366 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 El Dorado, AR

🕒 Local time

20:25 8:25 PM

07:25 7:25 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

17,756

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali El Dorado, AR 16,050 km ≈ 21 h nonstop flight

From you

Ubud, Bali
El Dorado, AR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs El Dorado, AR: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and utilities. The 29% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2406% lower in El Dorado, AR. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $1,537 in El Dorado, AR. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 28% higher in El Dorado, AR. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,353 per month in Ubud, Bali versus $1,746 in El Dorado, AR – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $1,746 in El Dorado, AR, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in El Dorado, AR. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in El Dorado, AR, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and El Dorado, AR are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 29% less than in El Dorado, AR. Beyond cost, consider language, visa policies, and how big the international community is in each city.