Cost of Living Comparison Between Dunedin and Whanganui Cost of Living Comparison Between Dunedin and Whanganui

Monthly Cost of Living

Monthly costs for one person with rent: $1,872 in Dunedin versus $1,967 in Whanganui.

Estimated couple costs with rent: $2,733 in Dunedin versus $2,974 in Whanganui.

Monthly costs for a family of three with rent: $3,595 in Dunedin versus $3,982 in Whanganui.

Living in Dunedin costs roughly 5% less than in Whanganui, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Dunedin 37% above, Whanganui 44% above.

Currency
🍽 Eating Out
Dunedin
Whanganui
Difference
Meal at Budget Restaurant
$14.32 NZ$25.04
$14.39 NZ$25.16
-0.49%
Three-Course Dinner for Two, Mid-Range
$63.2 NZ$110
$67.7 NZ$118
-6.63%
Fast Food Meal (McDonalds, etc)
$11.37 NZ$19.88
$8.88 NZ$15.53
28.04%
Cappuccino
$3.50 NZ$6.12
$3.41 NZ$5.97
2.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.20 NZ$3.85
$2.30 NZ$4.02
-4.35%
Water (0.33 liter bottle)
$2.11 NZ$3.69
$1.74 NZ$3.04
21.26%
Local Beer (0.5 liter draught)
$7.11 NZ$12.42
$5.76 NZ$10.07
23.44%
Imported Beer (0.33 liter bottle)
$6.26 NZ$10.95
$5.55 NZ$9.70
12.79%
🛒 Groceries & Markets
Dunedin
Whanganui
Difference
Milk (1 liter)
$2.13 NZ$3.72
$1.40 NZ$2.45
52.14%
White Bread (500g)
$2.06 NZ$3.60
$0.98 NZ$1.72
110.20%
Rice (white) (1kg)
$1.74 NZ$3.05
$1.16 NZ$2.04
50.00%
Eggs
$5.83 NZ$10.19
$5.47 NZ$9.56
6.58%
Local Cheese (1kg)
$8.77 NZ$15.33
$5.81 NZ$10.16
50.95%
Chicken Fillets (1kg)
$9.80 NZ$17.13
$9.47 NZ$16.56
3.48%
Beef Round Steak (1kg)
$16.66 NZ$29.13
$15.77 NZ$27.57
5.64%
Apples (1kg)
$2.94 NZ$5.14
$2.24 NZ$3.92
31.25%
Banana (1kg)
$2.43 NZ$4.24
$2.01 NZ$3.51
20.90%
Oranges (1kg)
$3.23 NZ$5.64
$1.92 NZ$3.35
68.23%
Tomato (1kg)
$5.18 NZ$9.06
$3.51 NZ$6.13
47.58%
Potato (1kg)
$1.86 NZ$3.25
$1.74 NZ$3.04
6.90%
Onion (1kg)
$1.83 NZ$3.20
$1.33 NZ$2.32
37.59%
Lettuce (1 head)
$2.42 NZ$4.24
$2.08 NZ$3.64
16.35%
Water (1.5 liter bottle)
$0.57 NZ$1.00
$0.52 NZ$0.92
9.62%
Cigarettes 20 Pack (Marlboro, Camel)
$21.71 NZ$37.96
$24.08 NZ$42.10
-9.84%
Wine (Bottle)
$9.25 NZ$16.18
$10.19 NZ$17.82
-9.22%
Local Beer (0.5 liter bottle)
$3.18 NZ$5.55
$2.64 NZ$4.61
20.45%
Imported Beer (0.33 liter bottle)
$1.23 NZ$2.15
$2.34 NZ$4.09
-47.44%
🚌 Getting Around
Dunedin
Whanganui
Difference
One-way Ticket (Public Transport)
$1.13 NZ$1.97
$1.66 NZ$2.91
-31.93%
Public Transport Monthly Pass (Regular Price)
$70.5 NZ$123
$97.0 NZ$170
-27.36%
Taxi Start (Normal Tariff)
$5.79 NZ$10.11
$1.93 NZ$3.38
200.00%
Taxi (Normal Tariff) (1km)
-
$1.84 NZ$3.22
-
Taxi 1hour Waiting (Normal Tariff)
$29.15 NZ$51.0
$34.91 NZ$61.0
-16.50%
Gasoline (1 liter)
$1.73 NZ$3.02
$1.61 NZ$2.82
7.45%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K NZ$45.5K
$25.5K NZ$44.6K
1.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K NZ$45.0K
$26.3K NZ$45.9K
-2.15%
🧾 Monthly Utilities & Internet
Dunedin
Whanganui
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$113 NZ$197
$201 NZ$352
-43.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$28.94 NZ$50.6
$32.91 NZ$57.5
-12.06%
Internet (50+ Mbps, Unlimited Data)
$52.8 NZ$92.4
$48.14 NZ$84.2
9.74%
🎉 Sport & Entertainment
Dunedin
Whanganui
Difference
Gym Membership (Monthly)
$49.64 NZ$86.8
$39.64 NZ$69.3
25.23%
Cinema Ticket
$10.52 NZ$18.40
$5.85 NZ$10.22
79.83%
🧸 Childcare & Education
Dunedin
Whanganui
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$610 NZ$1,066
$1,091 NZ$1,908
-44.11%
International Primary School, 1 Child (Yearly)
-
$13.1K NZ$22.9K
-
👕👟 Clothing & Footwear
Dunedin
Whanganui
Difference
Jeans (Levis 501 Or Similar)
$60.5 NZ$106
$81.5 NZ$142
-25.73%
Summer Dress (H&M, Zara, etc)
$36.21 NZ$63.3
$29.22 NZ$51.1
23.92%
Sport Shoes (Adidas, Nike)
$94.7 NZ$166
$103 NZ$181
-8.46%
Men's Leather Business Shoes
$141 NZ$246
$160 NZ$280
-12.04%
🏠 Accommodation & Living
Dunedin
Whanganui
Difference
1-bedroom Apartment, City Center (Monthly)
$893 NZ$1,560
$945 NZ$1,651
-5.51%
1-bedroom Apartment, Outside City Center (Monthly)
$760 NZ$1,328
$855 NZ$1,495
-11.20%
3-bedroom Apartment, City Center (Monthly)
$1,510 NZ$2,640
$1,660 NZ$2,902
-9.03%
3-bedroom Apartment, Outside City Center (Monthly)
$1,196 NZ$2,091
$1,491 NZ$2,606
-19.77%
Buy Apartment in City Center (m2)
-
$4,176 NZ$7,300
-
Buy Apartment Outside City Center (m2)
$2,242 NZ$3,919
$3,147 NZ$5,502
-28.77%
💵 Salaries & Financials
Dunedin
Whanganui
Difference
Average Monthly Net Salary (After Tax)
$2,586 NZ$4,521
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.07
5.39
31.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dunedin: September 12, 2026

Last update for Whanganui: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $893 in Dunedin and $945 in Whanganui. Housing cost is often the main lever when comparing two cities.

Dining out: $63.0 in Dunedin vs $68.0 in Whanganui. Groceries flip the comparison at $328 vs $272, with Whanganui cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Dunedin vs Whanganui: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Dunedin and in Whanganui?
Dunedin and Whanganui differ by about 5% in total monthly costs ($1,872 vs $1,967 including rent). Dunedin is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Dunedin compared to Whanganui?
You'd need roughly $2,808 in Dunedin and $2,950 in Whanganui to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Dunedin and in Whanganui?
Rent for a central apartment: $893 in Dunedin versus $945 in Whanganui. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Dunedin and in Whanganui?
A monthly transit pass in Dunedin runs roughly 38% less than in Whanganui. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Dunedin and Whanganui?
Childcare runs $610 in Dunedin versus $1,091 in Whanganui. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $3,000 per month?
At $1,872 in Dunedin versus $1,967 in Whanganui, a $3,000 budget is realistic in Dunedin but tight or insufficient in Whanganui. The gap between the two cities makes Dunedin the clear choice for anyone on this budget.
How does quality of life compare between Dunedin and Whanganui?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Dunedin or Whanganui safer for residents?
Safety-wise, Dunedin and Whanganui are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Dunedin or Whanganui?
Expats usually find Dunedin gentler on the wallet – expenses run 5% less than in Whanganui. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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