Cost of Living Comparison Between Dunedin and Ubud, Bali Cost of Living Comparison Between Dunedin and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,857 in Dunedin versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $2,803 in Dunedin versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,748 in Dunedin versus $3,763 in Ubud, Bali.

Living in Dunedin is roughly 32% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Dunedin 39% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$11.97 NZ$20.48

$3.45 Rp 61.8K

246.96%

Three-Course Dinner for Two, Mid-Range

$71.7 NZ$123

$32.34 Rp 578.5K

121.77%

Fast Food Meal (McDonalds, etc)

$11.05 NZ$18.91

$4.84 Rp 86.7K

128.31%

Cappuccino

$3.46 NZ$5.92

$2.75 Rp 49.1K

25.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 NZ$3.77

$1.38 Rp 24.8K

59.42%

Water (0.33 liter bottle)

$2.04 NZ$3.50

$0.75 Rp 13.4K

172.00%

Local Beer (0.5 liter draught)

$7.21 NZ$12.33

$2.99 Rp 53.5K

141.14%

Imported Beer (0.33 liter bottle)

$5.86 NZ$10.03

$3.85 Rp 68.9K

52.21%

Milk (1 liter)

$2.07 NZ$3.55

$1.74 Rp 31.1K

18.97%

White Bread (500g)

$1.99 NZ$3.41

$2.46 Rp 44.0K

-19.11%

Rice (white) (1kg)

$1.88 NZ$3.22

$1.17 Rp 20.9K

60.68%

Eggs

$5.71 NZ$9.77

$2.43 Rp 43.5K

134.98%

Local Cheese (1kg)

$8.44 NZ$14.45

$14.50 Rp 259.5K

-41.79%

Chicken Fillets (1kg)

$10.71 NZ$18.32

$4.35 Rp 77.8K

146.21%

Beef Round Steak (1kg)

$13.14 NZ$22.48

$11.98 Rp 214.3K

9.68%

Apples (1kg)

$2.90 NZ$4.96

$3.72 Rp 66.5K

-22.04%

Banana (1kg)

$2.24 NZ$3.84

$1.63 Rp 29.1K

37.42%

Oranges (1kg)

$3.44 NZ$5.88

$2.74 Rp 49.1K

25.55%

Tomato (1kg)

$4.47 NZ$7.65

$2.24 Rp 40.1K

99.55%

Potato (1kg)

$1.98 NZ$3.39

$1.92 Rp 34.3K

3.13%

Onion (1kg)

$1.98 NZ$3.39

$2.28 Rp 40.7K

-13.16%

Lettuce (1 head)

$2.54 NZ$4.34

$1.06 Rp 19.0K

139.62%

Water (1.5 liter bottle)

$1.10 NZ$1.89

$0.72 Rp 12.9K

52.78%

Cigarettes 20 Pack (Marlboro, Camel)

$24.44 NZ$41.81

$3.29 Rp 58.8K

642.86%

Wine (Bottle)

$8.76 NZ$14.98

$23.19 Rp 414.9K

-62.23%

Local Beer (0.5 liter bottle)

$2.58 NZ$4.41

$2.78 Rp 49.7K

-7.19%

Imported Beer (0.33 liter bottle)

$3.66 NZ$6.26

$2.73 Rp 48.9K

34.07%

One-way Ticket (Public Transport)

$1.20 NZ$2.05

$0.27 Rp 4,765

344.44%

Public Transport Monthly Pass (Regular Price)

$72.9 NZ$125

$8.11 Rp 145.0K

798.52%

Taxi Start (Normal Tariff)

$6.10 NZ$10.44

$0.48 Rp 8,636

1170.83%

Taxi (Normal Tariff) (1km)

$1.13 NZ$1.94

$0.42 Rp 7,511

169.05%

Taxi 1hour Waiting (Normal Tariff)

$30.14 NZ$51.6

$6.22 Rp 111.3K

384.57%

Gasoline (1 liter)

$1.65 NZ$2.82

$0.81 Rp 14.6K

103.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.7K NZ$33.6K

$26.6K Rp 476.1M

-26.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K NZ$43.2K

$32.2K Rp 575.9M

-21.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 NZ$175

$78.4 Rp 1.4M

30.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.07 NZ$61.7

$4.07 Rp 72.8K

786.24%

Internet (50+ Mbps, Unlimited Data)

$54.4 NZ$93.1

$24.33 Rp 435.2K

123.67%

Gym Membership (Monthly)

$52.1 NZ$89.1

$98.6 Rp 1.8M

-47.21%

Tennis Court (1 Hour on Weekend)

$6.20 NZ$10.61

$6.34 Rp 113.3K

-2.21%

Cinema Ticket

$9.56 NZ$16.36

$3.99 Rp 71.3K

139.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$584 NZ$999

$305 Rp 5.5M

91.39%

International Primary School, 1 Child (Yearly)

$12.0K NZ$20.5K

$6,642 Rp 118.8M

80.52%

Jeans (Levis 501 Or Similar)

$66.7 NZ$114

$54.1 Rp 968.6K

23.13%

Summer Dress (H&M, Zara, etc)

$35.81 NZ$61.3

$37.81 Rp 676.3K

-5.29%

Sport Shoes (Adidas, Nike)

$96.8 NZ$166

$86.8 Rp 1.6M

11.46%

Men's Leather Business Shoes

$122 NZ$209

$76.4 Rp 1.4M

60.10%

1-bedroom Apartment, City Center (Monthly)

$895 NZ$1,532

$992 Rp 17.7M

-9.75%

1-bedroom Apartment, Outside City Center (Monthly)

$776 NZ$1,327

$673 Rp 12.0M

15.31%

3-bedroom Apartment, City Center (Monthly)

$1,524 NZ$2,607

$3,375 Rp 60.4M

-54.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,307 NZ$2,237

$2,050 Rp 36.7M

-36.23%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,229 NZ$3,813

$2,227 Rp 39.8M

0.07%

Average Monthly Net Salary (After Tax)

$2,522 NZ$4,315

$167 Rp 3.0M

1410.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.07

13.28

-46.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dunedin: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $895 in Dunedin and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dunedin pays 1410% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $72.0 in Dunedin vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $324 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dunedin vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Dunedin and Ubud, Bali differ by about 32% in total monthly costs ($1,857 vs $1,408 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1410% higher in Dunedin, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $895 in Dunedin versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 799% less than in Dunedin. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $584 in Dunedin versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,408 in Ubud, Bali versus $1,857 in Dunedin, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Dunedin. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Dunedin and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 32% less than in Dunedin. Beyond cost, consider language, visa policies, and how big the international community is in each city.