Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Dunedin

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,794 in Dunedin, rent and utilities included – about $5,100 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
87

Cost of Living Index in Dunedin
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Dunedin Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Dunedin

🇳🇿 New Zealand

$1,794

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Dunedin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Dunedin actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,794 in Dunedin.

Ubud, Bali $1,368
Dunedin $1,794

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,661 in Dunedin.

Ubud, Bali $2,314
Dunedin $2,661

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $3,527 in Dunedin.

Ubud, Bali $3,260
Dunedin $3,527

Living in Ubud, Bali costs roughly 24% less than in Dunedin, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Dunedin 33% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$13.81 NZ$24.43

-75.89%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$61.7 NZ$109

-42.95%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$11.05 NZ$19.54

-47.51%

Cappuccino

$2.73 Rp 49.1K

$3.28 NZ$5.80

-16.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.03 NZ$3.58

-19.21%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$2.04 NZ$3.61

-59.31%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$6.74 NZ$11.92

-59.94%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$6.27 NZ$11.09

-31.42%

Milk (1 liter)

$1.50 Rp 27.1K

$2.13 NZ$3.77

-29.58%

White Bread (500g)

$2.30 Rp 41.4K

$1.96 NZ$3.47

17.35%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.68 NZ$2.98

-29.76%

Eggs

$2.14 Rp 38.6K

$5.75 NZ$10.16

-62.78%

Local Cheese (1kg)

$17.48 Rp 314.6K

$8.54 NZ$15.10

104.68%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$9.45 NZ$16.72

-57.35%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$16.50 NZ$29.19

-25.88%

Apples (1kg)

$3.55 Rp 63.9K

$3.00 NZ$5.30

18.33%

Banana (1kg)

$1.57 Rp 28.3K

$2.39 NZ$4.22

-34.31%

Oranges (1kg)

$2.24 Rp 40.2K

$3.14 NZ$5.56

-28.66%

Tomato (1kg)

$1.93 Rp 34.7K

$4.93 NZ$8.72

-60.85%

Potato (1kg)

$1.88 Rp 33.9K

$1.85 NZ$3.28

1.62%

Onion (1kg)

$2.29 Rp 41.3K

$1.82 NZ$3.22

25.82%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.34 NZ$4.13

-57.69%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.59 NZ$1.04

-10.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$20.71 NZ$36.63

-88.99%

Wine (Bottle)

$23.01 Rp 414.2K

$8.90 NZ$15.75

158.54%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$3.09 NZ$5.47

-24.27%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.20 NZ$2.12

142.50%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.11 NZ$1.96

-78.38%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$66.0 NZ$117

-86.64%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$5.46 NZ$9.66

-91.21%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$27.62 NZ$48.84

-80.27%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.76 NZ$3.12

-50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$25.6K NZ$45.2K

-3.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$24.9K NZ$44.0K

25.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$111 NZ$196

-25.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$28.15 NZ$49.78

-77.09%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$52.5 NZ$92.9

-64.66%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$47.73 NZ$84.4

16.95%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$10.36 NZ$18.33

-57.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$570 NZ$1,009

-13.55%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$58.9 NZ$104

-21.51%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$34.56 NZ$61.1

2.23%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$92.5 NZ$164

-14.53%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$132 NZ$234

-40.73%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$873 NZ$1,545

30.79%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$749 NZ$1,324

-9.78%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,480 NZ$2,617

136.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,148 NZ$2,031

48.05%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,200 NZ$3,890

1.85%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,425 NZ$4,288

-93.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.07

94.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Dunedin: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Dunedin

$749 41.7% 10.8% $73

Groceries & Markets

Ubud, Bali

$290 21.2%

Dunedin

$321 17.9% 10.5% $30

Eating Out

Ubud, Bali

$109 8%

Dunedin

$246 13.7% 126% $137

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Dunedin

$192 10.7% 77.4% $84

Clothing & Footwear

Ubud, Bali

$108 7.9%

Dunedin

$143 8% 33.1% $36

Sport & Entertainment

Ubud, Bali

$65 4.7%

Dunedin

$68 3.8% 6% $3.9

Getting Around

Ubud, Bali

$13 0.9%

Dunedin

$76 * 4.2% 505% $63

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $873 in Dunedin. Housing cost is often the main lever when comparing two cities.

Dunedin pays 1374% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $62.0 in Dunedin for a mid-range dinner for two. Groceries echo the gap at $290 vs $321 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇿 Dunedin

🕒 Local time

08:20 8:20 AM

13:20 1:20 PM

5 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

105,000

💱 Currency

Indonesian Rupiah IDR Rp

New Zealand Dollar NZD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

New Zealand Dollar exchange rates as of October 19, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Dunedin 6,680 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Dunedin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Dunedin: Cost of Living - Frequently Asked Questions

Ubud, Bali and Dunedin differ by about 31% in total monthly costs ($1,368 vs $1,794 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1374% lower in Dunedin. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $873 in Dunedin. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 648% less than in Dunedin. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $493 in Ubud, Bali versus $570 in Dunedin. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,368 in Ubud, Bali versus $1,794 in Dunedin, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Dunedin. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Dunedin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 31% less than in Dunedin. Beyond cost, consider language, visa policies, and how big the international community is in each city.