Cost of Living Comparison Between Ubud, Bali and Dunedin Cost of Living Comparison Between Ubud, Bali and Dunedin

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,857 in Dunedin.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,803 in Dunedin.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $3,748 in Dunedin.

Living in Ubud, Bali costs roughly 24% less than in Dunedin, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Dunedin 39% above.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$11.97 NZ$20.49

-71.18%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$71.7 NZ$123

-54.91%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$11.05 NZ$18.92

-56.20%

Cappuccino

$2.75 Rp 49.3K

$3.46 NZ$5.92

-20.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$2.20 NZ$3.77

-37.27%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$2.04 NZ$3.50

-63.24%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$7.21 NZ$12.34

-58.53%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$5.86 NZ$10.04

-34.30%

Milk (1 liter)

$1.74 Rp 31.1K

$2.07 NZ$3.55

-15.94%

White Bread (500g)

$2.46 Rp 44.1K

$1.99 NZ$3.41

23.62%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.88 NZ$3.22

-37.77%

Eggs

$2.43 Rp 43.6K

$5.71 NZ$9.78

-57.44%

Local Cheese (1kg)

$14.50 Rp 260.2K

$8.44 NZ$14.46

71.80%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$10.71 NZ$18.33

-59.38%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$13.14 NZ$22.50

-8.83%

Apples (1kg)

$3.72 Rp 66.7K

$2.90 NZ$4.96

28.28%

Banana (1kg)

$1.63 Rp 29.2K

$2.24 NZ$3.84

-27.23%

Oranges (1kg)

$2.74 Rp 49.2K

$3.44 NZ$5.88

-20.35%

Tomato (1kg)

$2.24 Rp 40.2K

$4.47 NZ$7.65

-49.89%

Potato (1kg)

$1.92 Rp 34.4K

$1.98 NZ$3.39

-3.03%

Onion (1kg)

$2.28 Rp 40.8K

$1.98 NZ$3.39

15.15%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.54 NZ$4.35

-58.27%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.10 NZ$1.89

-34.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$24.44 NZ$41.84

-86.54%

Wine (Bottle)

$23.19 Rp 416.1K

$8.76 NZ$14.99

164.73%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$2.58 NZ$4.41

7.75%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$3.66 NZ$6.27

-25.41%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$1.20 NZ$2.05

-77.50%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$72.9 NZ$125

-88.87%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$6.10 NZ$10.45

-92.13%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$1.13 NZ$1.94

-62.83%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$30.14 NZ$51.6

-79.36%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.65 NZ$2.82

-50.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$19.7K NZ$33.7K

35.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$25.2K NZ$43.2K

27.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$102 NZ$175

-23.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$36.07 NZ$61.8

-88.72%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$54.4 NZ$93.2

-55.29%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$52.1 NZ$89.1

89.42%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$6.20 NZ$10.62

2.26%

Cinema Ticket

$3.99 Rp 71.5K

$9.56 NZ$16.37

-58.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$584 NZ$1,000

-47.75%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$12.0K NZ$20.5K

-44.61%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$66.7 NZ$114

-18.78%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$35.81 NZ$61.3

5.59%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$96.8 NZ$166

-10.28%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$122 NZ$209

-37.54%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$895 NZ$1,533

10.81%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$776 NZ$1,328

-13.28%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$1,524 NZ$2,609

121.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,307 NZ$2,239

56.82%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$2,229 NZ$3,816

-0.07%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$2,522 NZ$4,318

-93.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.07

87.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Dunedin: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $895 in Dunedin. Housing cost is often the main lever when comparing two cities.

Dunedin pays 1410% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $72.0 in Dunedin for a mid-range dinner for two. Groceries echo the gap at $297 vs $324 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Dunedin: Cost of Living - Frequently Asked Questions

Ubud, Bali and Dunedin differ by about 32% in total monthly costs ($1,408 vs $1,857 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1410% lower in Dunedin. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $895 in Dunedin. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 799% less than in Dunedin. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $305 in Ubud, Bali versus $584 in Dunedin. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,408 in Ubud, Bali versus $1,857 in Dunedin, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Dunedin. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Dunedin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 32% less than in Dunedin. Beyond cost, consider language, visa policies, and how big the international community is in each city.