Cost of Living Comparison Between Dunedin and Masterton Cost of Living Comparison Between Dunedin and Masterton

😐 Solo nomad: Dunedin is 6.9% more expensive than Masterton without rent, and 19.6% more expensive with rent.

😐 Family of 3: Dunedin is 15.5% more expensive than Masterton without rent, and 12.7% more expensive with rent.

Meal at Budget Restaurant

$12.27 NZ$21.35

$9.88 NZ$17.20

24.19%

Three-Course Dinner for Two, Mid-Range

$73.2 NZ$127

$91.2 NZ$159

-19.74%

Fast Food Meal (McDonalds, etc)

$10.66 NZ$18.54

$8.82 NZ$15.35

20.86%

Cappuccino

$3.52 NZ$6.13

$3.27 NZ$5.69

7.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 NZ$3.96

$2.09 NZ$3.63

9.09%

Water (0.33 liter bottle)

$2.10 NZ$3.66

$1.59 NZ$2.77

32.08%

Local Beer (0.5 liter draught)

$7.09 NZ$12.34

$3.59 NZ$6.24

97.49%

Imported Beer (0.33 liter bottle)

$5.91 NZ$10.29

$4.25 NZ$7.40

39.06%

Milk (1 liter)

$2.10 NZ$3.65

$1.55 NZ$2.70

35.48%

White Bread (500g)

$1.97 NZ$3.43

$1.61 NZ$2.81

22.36%

Rice (white) (1kg)

$1.91 NZ$3.32

$1.21 NZ$2.11

57.85%

Eggs

$5.58 NZ$9.71

$6.00 NZ$10.44

-7.00%

Local Cheese (1kg)

$8.33 NZ$14.50

$7.25 NZ$12.62

14.90%

Chicken Fillets (1kg)

$10.56 NZ$18.37

$9.21 NZ$16.03

14.66%

Beef Round Steak (1kg)

$12.91 NZ$22.45

$12.41 NZ$21.60

4.03%

Apples (1kg)

$2.86 NZ$4.98

$1.78 NZ$3.10

60.67%

Banana (1kg)

$2.28 NZ$3.96

$1.81 NZ$3.15

25.97%

Oranges (1kg)

$3.34 NZ$5.81

$2.55 NZ$4.43

30.98%

Tomato (1kg)

$4.45 NZ$7.74

$3.49 NZ$6.08

27.51%

Potato (1kg)

$1.91 NZ$3.33

$1.45 NZ$2.53

31.72%

Onion (1kg)

$2.06 NZ$3.58

$1.17 NZ$2.04

76.07%

Lettuce (1 head)

$2.54 NZ$4.43

$1.79 NZ$3.12

41.90%

Water (1.5 liter bottle)

$1.07 NZ$1.86

$0.91 NZ$1.58

17.58%

Cigarettes 20 Pack (Marlboro, Camel)

$23.72 NZ$41.26

$20.19 NZ$35.12

17.48%

Wine (Bottle)

$9.10 NZ$15.83

$8.48 NZ$14.76

7.31%

Local Beer (0.5 liter bottle)

$2.55 NZ$4.44

$2.35 NZ$4.08

8.51%

Imported Beer (0.33 liter bottle)

$3.68 NZ$6.40

$2.68 NZ$4.66

37.31%

One-way Ticket (Public Transport)

$1.18 NZ$2.06

$2.48 NZ$4.32

-52.42%

Public Transport Monthly Pass (Regular Price)

$71.6 NZ$125

$64.3 NZ$112

11.47%

Taxi Start (Normal Tariff)

$5.97 NZ$10.39

$2.46 NZ$4.27

142.68%

Taxi (Normal Tariff) (1km)

$1.14 NZ$1.98

$1.81 NZ$3.15

-37.02%

Taxi 1hour Waiting (Normal Tariff)

$30.55 NZ$53.2

$41.05 NZ$71.4

-25.58%

Gasoline (1 liter)

$1.73 NZ$3.01

$1.68 NZ$2.91

2.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.8K NZ$34.4K

$24.0K NZ$41.7K

-17.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K NZ$44.1K

$23.6K NZ$41.0K

7.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 NZ$179

$81.2 NZ$141

26.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.75 NZ$62.2

$31.37 NZ$54.6

13.96%

Internet (50+ Mbps, Unlimited Data)

$56.1 NZ$97.5

$47.17 NZ$82.1

18.85%

Gym Membership (Monthly)

$52.0 NZ$90.5

$40.39 NZ$70.3

28.79%

Tennis Court (1 Hour on Weekend)

$5.94 NZ$10.33

$8.84 NZ$15.38

-32.81%

Cinema Ticket

$9.69 NZ$16.87

$8.03 NZ$13.97

20.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$588 NZ$1,024

$405 NZ$704

45.41%

International Primary School, 1 Child (Yearly)

$11.9K NZ$20.8K

$4,833 NZ$8,409

146.77%

Jeans (Levis 501 Or Similar)

$66.5 NZ$116

$70.1 NZ$122

-5.12%

Summer Dress (H&M, Zara, etc)

$35.53 NZ$61.8

$30.56 NZ$53.2

16.26%

Sport Shoes (Adidas, Nike)

$95.0 NZ$165

$102 NZ$178

-6.98%

Men's Leather Business Shoes

$122 NZ$212

$113 NZ$196

8.19%

1-bedroom Apartment, City Center (Monthly)

$881 NZ$1,534

$789 NZ$1,372

11.79%

1-bedroom Apartment, Outside City Center (Monthly)

$768 NZ$1,336

$611 NZ$1,064

25.63%

3-bedroom Apartment, City Center (Monthly)

$1,508 NZ$2,624

$1,248 NZ$2,171

20.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,325 NZ$2,305

$1,087 NZ$1,892

21.84%

Buy Apartment in City Center (m2)

$2,854 NZ$4,966

$4,752 NZ$8,269

-39.94%

Buy Apartment Outside City Center (m2)

$2,021 NZ$3,517

$3,763 NZ$6,548

-46.29%

Average Monthly Net Salary (After Tax)

$2,673 NZ$4,651

$1,846 NZ$3,211

44.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.07

6.69

5.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dunedin: January 11, 2026

Last update for Masterton: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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