Cost of Living Comparison Between Dunedin and Masterton Cost of Living Comparison Between Dunedin and Masterton

😐 Solo nomad: Dunedin is 4% more expensive than Masterton without rent, and 24.2% more expensive with rent.

😐 Family of 3: Dunedin is 23.6% more expensive than Masterton without rent, and 12.2% more expensive with rent.

Meal at Budget Restaurant

$12.22 NZ$21.34

$9.99 NZ$17.45

22.32%

Three-Course Dinner for Two, Mid-Range

$71.2 NZ$124

$90.9 NZ$159

-21.74%

Fast Food Meal (McDonalds, etc)

$11.02 NZ$19.25

$9.17 NZ$16.01

20.17%

Cappuccino

$3.33 NZ$5.81

$3.25 NZ$5.68

2.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 NZ$3.85

$2.07 NZ$3.61

6.76%

Water (0.33 liter bottle)

$2.07 NZ$3.62

$1.59 NZ$2.77

30.19%

Local Beer (0.5 liter draught)

$7.34 NZ$12.81

$3.68 NZ$6.43

99.46%

Imported Beer (0.33 liter bottle)

$6 NZ$10.47

$4.17 NZ$7.28

43.88%

Milk (1 liter)

$2.09 NZ$3.65

$1.54 NZ$2.69

35.71%

White Bread (500g)

$1.97 NZ$3.43

$1.63 NZ$2.84

20.86%

Rice (white) (1kg)

$1.88 NZ$3.28

$1.21 NZ$2.11

55.37%

Eggs

$5.61 NZ$9.8

$6.13 NZ$10.7

-8.48%

Local Cheese (1kg)

$8.02 NZ$14

$7.04 NZ$12.29

13.92%

Chicken Fillets (1kg)

$10.61 NZ$18.53

$9.44 NZ$16.48

12.39%

Beef Round Steak (1kg)

$12.92 NZ$22.56

$12.29 NZ$21.46

5.13%

Apples (1kg)

$2.94 NZ$5.13

$1.82 NZ$3.18

61.54%

Banana (1kg)

$2.35 NZ$4.1

$1.9 NZ$3.32

23.68%

Oranges (1kg)

$3.33 NZ$5.82

$2.51 NZ$4.38

32.67%

Tomato (1kg)

$4.56 NZ$7.96

$3.34 NZ$5.84

36.53%

Potato (1kg)

$1.91 NZ$3.33

$1.39 NZ$2.44

37.41%

Onion (1kg)

$2.06 NZ$3.59

$1.21 NZ$2.11

70.25%

Lettuce (1 head)

$2.44 NZ$4.27

$1.76 NZ$3.07

38.64%

Water (1.5 liter bottle)

$1.1 NZ$1.92

$0.9 NZ$1.57

22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$24.28 NZ$42.4

$19.97 NZ$34.88

21.58%

Wine (Bottle)

$8.93 NZ$15.59

$8.42 NZ$14.71

6.06%

Local Beer (0.5 liter bottle)

$2.59 NZ$4.52

$2.31 NZ$4.03

12.12%

Imported Beer (0.33 liter bottle)

$3.74 NZ$6.53

$2.62 NZ$4.57

42.75%

One-way Ticket (Public Transport)

$1.24 NZ$2.17

$2.42 NZ$4.23

-48.76%

Public Transport Monthly Pass (Regular Price)

$71 NZ$124

$63.5 NZ$111

11.85%

Taxi Start (Normal Tariff)

$5.88 NZ$10.28

$2.45 NZ$4.28

140.00%

Taxi (Normal Tariff) (1km)

$1.14 NZ$2

$1.79 NZ$3.12

-36.31%

Taxi 1hour Waiting (Normal Tariff)

$29.86 NZ$52.1

$41.54 NZ$72.5

-28.12%

Gasoline (1 liter)

$1.72 NZ$3

$1.7 NZ$2.97

1.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.7K NZ$34.5K

$24K NZ$41.9K

-17.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26K NZ$45.4K

$23.4K NZ$40.8K

11.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.7 NZ$174

$81.8 NZ$143

21.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.49 NZ$63.7

$31.53 NZ$55.1

15.73%

Internet (50+ Mbps, Unlimited Data)

$54.9 NZ$95.8

$47.85 NZ$83.6

14.69%

Gym Membership (Monthly)

$51.4 NZ$89.8

$40.08 NZ$70

28.27%

Tennis Court (1 Hour on Weekend)

$5.94 NZ$10.37

$9.02 NZ$15.75

-34.15%

Cinema Ticket

$9.67 NZ$16.89

$8.35 NZ$14.58

15.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$577 NZ$1,007

$397 NZ$693

45.32%

International Primary School, 1 Child (Yearly)

$12.1K NZ$21.1K

$4,768 NZ$8,325

153.85%

Jeans (Levis 501 Or Similar)

$67.4 NZ$118

$68.8 NZ$120

-1.95%

Summer Dress (H&M, Zara, etc)

$35.41 NZ$61.8

$30.05 NZ$52.5

17.84%

Sport Shoes (Adidas, Nike)

$95 NZ$166

$103 NZ$180

-7.93%

Men's Leather Business Shoes

$120 NZ$210

$117 NZ$203

3.02%

1-bedroom Apartment, City Center (Monthly)

$888 NZ$1,550

$788 NZ$1,377

12.59%

1-bedroom Apartment, Outside City Center (Monthly)

$775 NZ$1,354

$599 NZ$1,046

29.44%

3-bedroom Apartment, City Center (Monthly)

$1,497 NZ$2,615

$1,266 NZ$2,211

18.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,322 NZ$2,309

$1,068 NZ$1,865

23.79%

Buy Apartment in City Center (m2)

$2,807 NZ$4,901

Buy Apartment Outside City Center (m2)

$1,919 NZ$3,351

Average Monthly Net Salary (After Tax)

$2,459 NZ$4,293

$1,811 NZ$3,161

35.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.07

6.69

5.68%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dunedin: November 22, 2025

Last update for Masterton: November 23, 2025

Digital Nomad Cost of Living Index

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