Last update: Oct 2026

Cost of Living Comparison Between Duncans and Toronto

For one person, living is cheaper in Duncans: $1,011 a month against $2,589 in Toronto, rent and utilities included – about $18,900 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Duncans
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Duncans Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Duncans

🇯🇲 Jamaica

$1,011

/mo nomad

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Duncans and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Duncans and in Toronto actually costs, broken down by who's living it.

A single person spends $1,011 per month in Duncans vs $2,589 in Toronto, rent included.

Duncans $1,011
Toronto $2,589

A couple spends around $1,673 per month in Duncans vs $3,710 in Toronto, rent included.

Duncans $1,673
Toronto $3,710

A family of three spends $2,336 per month in Duncans vs $4,831 in Toronto, rent included.

Duncans $2,336
Toronto $4,831

Duncans is about 61% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Duncans sits 26% below the global median, while Toronto is 90% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.60 JMD 2,144

$17.60 CA$24.73

-22.73%

Three-Course Dinner for Two, Mid-Range

$75.7 JMD 11.9K

$77.8 CA$109

-2.67%

Fast Food Meal (McDonalds, etc)

$8.14 JMD 1,284

$10.59 CA$14.87

-23.14%

Cappuccino

$5.44 JMD 858

$4.16 CA$5.84

30.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.14 JMD 180

$2.04 CA$2.87

-44.12%

Water (0.33 liter bottle)

$0.71 JMD 111

$1.75 CA$2.46

-59.43%

Local Beer (0.5 liter draught)

$2.25 JMD 355

$6.58 CA$9.24

-65.81%

Imported Beer (0.33 liter bottle)

$3.21 JMD 507

$7.11 CA$9.99

-54.85%

Milk (1 liter)

$4.15 JMD 655

$2.53 CA$3.56

64.03%

White Bread (500g)

$3.73 JMD 588

$2.70 CA$3.80

38.15%

Rice (white) (1kg)

$1.58 JMD 249

$2.24 CA$3.15

-29.46%

Eggs

$3.58 JMD 565

$3.48 CA$4.89

2.87%

Local Cheese (1kg)

$11.50 JMD 1,813

$9.38 CA$13.17

22.60%

Chicken Fillets (1kg)

$6.21 JMD 979

$11.60 CA$16.29

-46.47%

Beef Round Steak (1kg)

$10.34 JMD 1,631

$14.68 CA$20.63

-29.56%

Apples (1kg)

$6.01 JMD 947

$3.74 CA$5.26

60.70%

Banana (1kg)

$3.97 JMD 625

$1.22 CA$1.72

225.41%

Oranges (1kg)

$7.54 JMD 1,190

$3.48 CA$4.89

116.67%

Tomato (1kg)

$3.02 JMD 476

$4.32 CA$6.07

-30.09%

Potato (1kg)

$3.32 JMD 523

$1.85 CA$2.60

79.46%

Onion (1kg)

$2.61 JMD 411

$1.69 CA$2.38

54.44%

Lettuce (1 head)

$3.01 JMD 475

$2.23 CA$3.13

34.98%

Water (1.5 liter bottle)

$1.43 JMD 226

$1.28 CA$1.79

11.72%

Cigarettes 20 Pack (Marlboro, Camel)

$9.48 JMD 1,494

$14.04 CA$19.73

-32.48%

Wine (Bottle)

$11.25 JMD 1,775

$14.43 CA$20.27

-22.04%

Local Beer (0.5 liter bottle)

$2.78 JMD 439

$2.16 CA$3.03

28.70%

Imported Beer (0.33 liter bottle)

$3.96 JMD 625

$2.52 CA$3.55

57.14%

One-way Ticket (Public Transport)

$2.37 CA$3.33

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$1.27 JMD 200

$3.04 CA$4.27

-58.22%

Taxi (Normal Tariff) (1km)

$3.20 JMD 505

$1.24 CA$1.74

158.06%

Taxi 1hour Waiting (Normal Tariff)

$6.23 JMD 983

$22.55 CA$31.69

-72.37%

Gasoline (1 liter)

$1.45 JMD 228

$1.24 CA$1.75

16.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.1K JMD 7.0M

$26.9K CA$37.8K

63.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K JMD 5.1M

$21.4K CA$30.0K

50.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 JMD 27.0K

$125 CA$175

37.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.64 JMD 4,674

$33.05 CA$46.44

-10.32%

Internet (50+ Mbps, Unlimited Data)

$51.8 JMD 8,166

$47.96 CA$67.4

7.99%

Gym Membership (Monthly)

$36.69 CA$51.6

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.26

Cinema Ticket

$13.41 JMD 2,115

$13.08 CA$18.37

2.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$355 JMD 56.0K

$759 CA$1,066

-53.19%

International Primary School, 1 Child (Yearly)

$8,307 JMD 1.3M

$23.8K CA$33.4K

-65.07%

Jeans (Levis 501 Or Similar)

$23.91 JMD 3,771

$53.5 CA$75.2

-55.34%

Summer Dress (H&M, Zara, etc)

$31.38 JMD 4,949

$40.44 CA$56.8

-22.40%

Sport Shoes (Adidas, Nike)

$78.7 JMD 12.4K

$100 CA$141

-21.69%

Men's Leather Business Shoes

$103 JMD 16.3K

$125 CA$176

-17.54%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,290

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,989

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,785

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,952

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

Buy Apartment Outside City Center (m2)

$6,674 CA$9,377

Average Monthly Net Salary (After Tax)

$3,543 CA$4,978

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

4.45

112.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Duncans: October 26, 2026

Last update for Toronto: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Duncans

$384 38%

Toronto

$345 13.3% 10.2% $39

Monthly Utilities & Internet

Duncans

$253 25%

Toronto

$206 7.9% 18.6% $47

Eating Out

Duncans

$224 22.1%

Toronto

$285 11% 27.3% $61

Clothing & Footwear

Duncans

$107 10.6%

Toronto

$144 5.6% 34.8% $37

Sport & Entertainment

Duncans

$27 * 2.7%

Toronto

$63 2.4% 134% $36

Getting Around

Duncans

$17 * 1.7%

Toronto

$131 5.1% 659% $114

Accommodation & Living

Duncans

- * 0%

Toronto

$1.4K 54.7%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $76 in Duncans versus $78 in Toronto. Groceries tell a different story – $384 in Duncans vs $345 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇯🇲 Duncans

🇨🇦 Toronto

🕒 Local time

08:48 8:48 AM

09:48 9:48 AM

1 h ahead of Duncans

🌤 Weather

👥 Population

5,153

2,731,571

💱 Currency

Jamaican Dollar JMD $

Canadian Dollar CAD $

📈 Exchange rate

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

CAD, USD, EUR to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of October 28, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.7 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.712 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

USD to JMD in detail →

On the map

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Between locations

Duncans Toronto 2,810 km ≈ 4 h nonstop flight

From you

Duncans
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Duncans vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 156%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $1,517 per month in Duncans and $3,883 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,011 in Duncans and $2,589 in Toronto. That’s a gap of about 156%.

Kindergarten costs $355 per month in Duncans and $759 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Duncans, where all-in costs run around $1,011, than in Toronto at $2,589. In Duncans it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

It depends on your priorities. Duncans has an edge in some lifestyle areas, with costs from $1,011 in Duncans to $2,589 in Toronto. Climate, culture, job market, and personal taste all factor in.