Last update: Oct 2026

Cost of Living Comparison Between Toronto and Duncans

For one person, living is cheaper in Duncans: $1,011 a month against $2,589 in Toronto, rent and utilities included – about $18,900 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
48

Cost of Living Index in Duncans
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Duncans Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Duncans

🇯🇲 Jamaica

$1,011

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Duncans

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Duncans actually costs, broken down by who's living it.

A single person spends $2,589 per month in Toronto vs $1,011 in Duncans, rent included.

Toronto $2,589
Duncans $1,011

A couple spends around $3,710 per month in Toronto vs $1,673 in Duncans, rent included.

Toronto $3,710
Duncans $1,673

A family of three spends $4,831 per month in Toronto vs $2,336 in Duncans, rent included.

Toronto $4,831
Duncans $2,336

Toronto costs about 156% more than Duncans, and outside of rent the biggest gap is in transport.

Toronto sits 90% above the global median, while Duncans is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.60 CA$24.73

$13.60 JMD 2,144

29.41%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$75.7 JMD 11.9K

2.75%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.87

$8.14 JMD 1,284

30.10%

Cappuccino

$4.16 CA$5.84

$5.44 JMD 858

-23.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$1.14 JMD 180

78.95%

Water (0.33 liter bottle)

$1.75 CA$2.46

$0.71 JMD 111

146.48%

Local Beer (0.5 liter draught)

$6.58 CA$9.24

$2.25 JMD 355

192.44%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.99

$3.21 JMD 507

121.50%

Milk (1 liter)

$2.53 CA$3.56

$4.15 JMD 655

-39.04%

White Bread (500g)

$2.70 CA$3.80

$3.73 JMD 588

-27.61%

Rice (white) (1kg)

$2.24 CA$3.15

$1.58 JMD 249

41.77%

Eggs

$3.48 CA$4.89

$3.58 JMD 565

-2.79%

Local Cheese (1kg)

$9.38 CA$13.17

$11.50 JMD 1,813

-18.43%

Chicken Fillets (1kg)

$11.60 CA$16.29

$6.21 JMD 979

86.80%

Beef Round Steak (1kg)

$14.68 CA$20.63

$10.34 JMD 1,631

41.97%

Apples (1kg)

$3.74 CA$5.26

$6.01 JMD 947

-37.77%

Banana (1kg)

$1.22 CA$1.72

$3.97 JMD 625

-69.27%

Oranges (1kg)

$3.48 CA$4.89

$7.54 JMD 1,190

-53.85%

Tomato (1kg)

$4.32 CA$6.07

$3.02 JMD 476

43.05%

Potato (1kg)

$1.85 CA$2.60

$3.32 JMD 523

-44.28%

Onion (1kg)

$1.69 CA$2.38

$2.61 JMD 411

-35.25%

Lettuce (1 head)

$2.23 CA$3.13

$3.01 JMD 475

-25.91%

Water (1.5 liter bottle)

$1.28 CA$1.79

$1.43 JMD 226

-10.49%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.73

$9.48 JMD 1,494

48.10%

Wine (Bottle)

$14.43 CA$20.27

$11.25 JMD 1,775

28.27%

Local Beer (0.5 liter bottle)

$2.16 CA$3.03

$2.78 JMD 439

-22.30%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.55

$3.96 JMD 625

-36.36%

One-way Ticket (Public Transport)

$2.37 CA$3.33

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.04 CA$4.27

$1.27 JMD 200

139.37%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.74

$3.20 JMD 505

-61.25%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.69

$6.23 JMD 983

261.96%

Gasoline (1 liter)

$1.24 CA$1.75

$1.45 JMD 228

-14.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.8K

$44.1K JMD 7.0M

-38.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$30.0K

$32.2K JMD 5.1M

-33.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$175

$171 JMD 27.0K

-27.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.44

$29.64 JMD 4,674

11.50%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.4

$51.8 JMD 8,166

-7.40%

Gym Membership (Monthly)

$36.69 CA$51.6

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.26

Cinema Ticket

$13.08 CA$18.37

$13.41 JMD 2,115

-2.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,066

$355 JMD 56.0K

113.63%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.4K

$8,307 JMD 1.3M

186.28%

Jeans (Levis 501 Or Similar)

$53.5 CA$75.2

$23.91 JMD 3,771

123.92%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.8

$31.38 JMD 4,949

28.87%

Sport Shoes (Adidas, Nike)

$100 CA$141

$78.7 JMD 12.4K

27.69%

Men's Leather Business Shoes

$125 CA$176

$103 JMD 16.3K

21.26%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,290

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,989

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,785

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,952

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

Buy Apartment Outside City Center (m2)

$6,674 CA$9,377

Average Monthly Net Salary (After Tax)

$3,543 CA$4,978

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

9.45

-52.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Duncans: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Duncans

- * 0% 100%

Groceries & Markets

Toronto

$345 13.3%

Duncans

$384 38% 11.3% $39

Eating Out

Toronto

$285 11%

Duncans

$224 22.1% 21.5% $61

Monthly Utilities & Internet

Toronto

$206 7.9%

Duncans

$253 25% 22.9% $47

Clothing & Footwear

Toronto

$144 5.6%

Duncans

$107 10.6% 25.8% $37

Getting Around

Toronto

$131 5.1%

Duncans

$17 * 1.7% 86.8% $114

Sport & Entertainment

Toronto

$63 2.4%

Duncans

$27 * 2.7% 57.3% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $78 in Toronto versus $76 in Duncans. Groceries tell a different story – $345 in Toronto vs $384 in Duncans – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇯🇲 Duncans

🕒 Local time

11:19 11:19 AM

10:19 10:19 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

5,153

💱 Currency

Canadian Dollar CAD $

Jamaican Dollar JMD $

📈 Exchange rate

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

Exchange rates and currency converter

JMD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.712 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

Jamaican Dollar exchange rates as of October 28, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.7 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Duncans 2,810 km ≈ 4 h nonstop flight

From you

Toronto
Duncans

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Duncans: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 156%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,883 per month in Toronto and $1,517 in Duncans. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $2,589 in Toronto and $1,011 in Duncans. That’s a gap of about 156%.

Kindergarten costs $759 per month in Toronto and $355 in Duncans. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Duncans, where all-in costs run around $1,011, than in Toronto at $2,589. In Duncans it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

It depends on your priorities. Duncans has an edge in some lifestyle areas, with costs from $1,011 in Duncans to $2,589 in Toronto. Climate, culture, job market, and personal taste all factor in.