Last update: Oct 2026

Cost of Living Comparison Between Duluth, MN and Monterrey

For one person, living is cheaper in Monterrey: $1,599 a month against $2,233 in Duluth, MN, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

Duluth, MN
🇺🇸 United States
$2,233
/mo nomad
Monterrey
🇲🇽 Mexico
$1,599
/mo nomad
Monthly Cost of Living

How much you'll spend in Duluth, MN and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Duluth, MN and in Monterrey actually costs, broken down by who's living it.

A single person spends $2,233 per month in Duluth, MN vs $1,599 in Monterrey, rent included.

  • Duluth, MN $2,233
  • Monterrey $1,599

A couple spends around $3,579 per month in Duluth, MN vs $2,493 in Monterrey, rent included.

  • Duluth, MN $3,579
  • Monterrey $2,493

A family of three spends $4,925 per month in Duluth, MN vs $3,387 in Monterrey, rent included.

  • Duluth, MN $4,925
  • Monterrey $3,387

Duluth, MN costs about 40% more than Monterrey, and outside of rent the biggest gap is in eating out.

Both Duluth, MN and Monterrey sit above the global median – Duluth, MN by 65%, Monterrey by 18%.

Currency
🍽 Eating Out
Duluth, MN
Monterrey
Difference
Meal at Budget Restaurant
$19.77 $19.77
$13.80 MX$255
43.26%
Three-Course Dinner for Two, Mid-Range
$66.8 $66.8
$47.99 MX$887
39.26%
Fast Food Meal (McDonalds, etc)
$10.07 $10.07
$10.65 MX$197
-5.45%
Cappuccino
$5.35 $5.35
$3.99 MX$73.7
34.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.50 $2.50
$1.66 MX$30.76
50.60%
Water (0.33 liter bottle)
$1.87 $1.87
$0.99 MX$18.21
88.89%
Local Beer (0.5 liter draught)
$6.45 $6.45
$2.36 MX$43.64
173.31%
Imported Beer (0.33 liter bottle)
$7.85 $7.85
$4.43 MX$81.8
77.20%
🛒 Groceries & Markets
Duluth, MN
Monterrey
Difference
Milk (1 liter)
$0.83 $0.83
$1.82 MX$33.58
-54.40%
White Bread (500g)
$2.86 $2.86
$2.83 MX$52.4
1.06%
Rice (white) (1kg)
$3.88 $3.88
$1.92 MX$35.44
102.08%
Eggs
$3.70 $3.70
$2.48 MX$45.78
49.19%
Local Cheese (1kg)
$10.12 $10.12
$11.74 MX$217
-13.80%
Chicken Fillets (1kg)
$10.51 $10.51
$9.10 MX$168
15.49%
Beef Round Steak (1kg)
$18.84 $18.84
$12.53 MX$232
50.36%
Apples (1kg)
$5.23 $5.23
$3.34 MX$61.6
56.59%
Banana (1kg)
$1.48 $1.48
$1.57 MX$29.10
-5.73%
Oranges (1kg)
$2.65 $2.65
$2.16 MX$39.86
22.69%
Tomato (1kg)
$4.45 $4.45
$2.47 MX$45.65
80.16%
Potato (1kg)
$1.10 $1.10
$2.31 MX$42.64
-52.38%
Onion (1kg)
$2.18 $2.18
$2.68 MX$49.47
-18.66%
Lettuce (1 head)
$1.17 $1.17
$1.46 MX$26.90
-19.86%
Water (1.5 liter bottle)
$1.45 $1.45
$1.19 MX$22.07
21.85%
Cigarettes 20 Pack (Marlboro, Camel)
$13.06 $13.06
$4.75 MX$87.8
174.95%
Wine (Bottle)
$15.92 $15.92
$13.58 MX$251
17.23%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$1.92 MX$35.52
-8.85%
Imported Beer (0.33 liter bottle)
$2.79 $2.79
$2.88 MX$53.2
-3.12%
🚌 Getting Around
Duluth, MN
Monterrey
Difference
One-way Ticket (Public Transport)
$1.85 $1.85
$0.79 MX$14.66
134.18%
Public Transport Monthly Pass (Regular Price)
$39.24 $39.24
$31.36 MX$579
25.13%
Taxi Start (Normal Tariff)
$4.88 $4.88
$1.59 MX$29.44
206.92%
Taxi (Normal Tariff) (1km)
$1.52 $1.52
$1.06 MX$19.58
43.40%
Taxi 1hour Waiting (Normal Tariff)
$23.73 $23.73
$10.80 MX$200
119.72%
Gasoline (1 liter)
$0.96 $0.96
$1.55 MX$28.59
-38.06%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.1K $22.1K
$24.2K MX$446.4K
-8.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K $23.5K
$24.3K MX$449.4K
-3.28%
🧾 Monthly Utilities & Internet
Duluth, MN
Monterrey
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$177 $177
$117 MX$2,159
51.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$44.52 $44.52
$26.38 MX$488
68.76%
Internet (50+ Mbps, Unlimited Data)
$68.0 $68.0
$26.04 MX$481
160.98%
🎉 Sport & Entertainment
Duluth, MN
Monterrey
Difference
Gym Membership (Monthly)
$63.2 $63.2
$30.26 MX$559
108.82%
Tennis Court (1 Hour on Weekend)
$25.71 $25.71
$21.25 MX$393
20.99%
Cinema Ticket
$11.23 $11.23
$5.23 MX$96.6
114.72%
🧸 Childcare & Education
Duluth, MN
Monterrey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,029 $1,029
$673 MX$12.4K
53.04%
International Primary School, 1 Child (Yearly)
$10.2K $10.2K
$11.1K MX$205.2K
-8.11%
👕👟 Clothing & Footwear
Duluth, MN
Monterrey
Difference
Jeans (Levis 501 Or Similar)
$57.3 $57.3
$72.1 MX$1,332
-20.50%
Summer Dress (H&M, Zara, etc)
$43.48 $43.48
$42.38 MX$783
2.60%
Sport Shoes (Adidas, Nike)
$101 $101
$112 MX$2,066
-9.89%
Men's Leather Business Shoes
$85.4 $85.4
$119 MX$2,200
-28.25%
🏠 Accommodation & Living
Duluth, MN
Monterrey
Difference
1-bedroom Apartment, City Center (Monthly)
$1,287 $1,287
$949 MX$17.5K
35.62%
1-bedroom Apartment, Outside City Center (Monthly)
$1,001 $1,001
$666 MX$12.3K
50.21%
3-bedroom Apartment, City Center (Monthly)
$2,334 $2,334
$1,821 MX$33.7K
28.17%
3-bedroom Apartment, Outside City Center (Monthly)
$2,200 $2,200
$1,271 MX$23.5K
73.08%
Buy Apartment in City Center (m2)
$2,195 $2,195
$4,050 MX$74.8K
-45.82%
Buy Apartment Outside City Center (m2)
$2,215 $2,215
$2,348 MX$43.4K
-5.64%
💵 Salaries & Financials
Duluth, MN
Monterrey
Difference
Average Monthly Net Salary (After Tax)
$3,783 $3,783
$1,155 MX$21.3K
227.47%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.19
11.79
-47.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Duluth, MN: October 18, 2026

Last update for Monterrey: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Duluth, MN
$1K
Monterrey
$666 33.4% $335
Groceries & Markets
Duluth, MN
$351
Monterrey
$304 13.1% $46
Eating Out
Duluth, MN
$318
Monterrey
$221 30.4% $97
Monthly Utilities & Internet
Duluth, MN
$289
Monterrey
$169 41.5% $120
Clothing & Footwear
Duluth, MN
$129
Monterrey
$155 20.3% $26
Sport & Entertainment
Duluth, MN
$86
Monterrey
$41 52.5% $45
Getting Around
Duluth, MN
$59
Monterrey
$41 29.9% $18

Cost Breakdown

A central one-bedroom costs $1,287 in Duluth, MN versus $949 in Monterrey. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 227% higher in Duluth, MN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67.0 in Duluth, MN versus $48.00 in Monterrey. Monthly groceries follow the same trend: $351 vs $304 – making Monterrey the more affordable choice for daily food spending.

Good to know
🇺🇸 Duluth, MN
🇲🇽 Monterrey
🕒 Local time
14:53 2:53 PM
13:53 1:53 PM
1 h behind Duluth, MN
🌤 Weather
👥 Population
86,265
1,142,994
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 20, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Duluth, MN Monterrey 2,460 km ≈ 3 h 30 min nonstop flight
From you
  • Duluth, MN
  • Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Duluth, MN vs Monterrey: Cost of Living - Frequently Asked Questions
Is Monterrey cheaper than Duluth, MN?
Yes – Duluth, MN is pricier by about 40%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $3,349 per month in Duluth, MN and $2,399 in Monterrey. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Monterrey, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Duluth, MN and in Monterrey?
Monthly expenses with rent come to $2,233 in Duluth, MN and $1,599 in Monterrey. That's a gap of about 40%.
Which city has cheaper public transport?
Public transport costs about 25% less in Monterrey. For daily commuters, that gap adds up to noticeable savings over a year.
Is $2,000 a realistic budget for living in Duluth, MN or in Monterrey?
A $2,000 monthly budget goes further in Monterrey, where all-in costs run around $1,599, than in Duluth, MN at $2,233. In Monterrey it covers expenses comfortably, while in Duluth, MN it requires careful planning or may not stretch far enough.
Is Duluth, MN or Monterrey more family-friendly?
Families tend to lean toward Monterrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Monterrey. If higher salaries, better infrastructure, or specific career opportunities are the priority, Duluth, MN makes more sense. Both are solid long-term options with distinct trade-offs.

Duluth, MN vs other spots: cost of living compared

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