Cost of Living in Duluth, MN - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,101 (excluding rent), and $2,210 including rent.

Family of 3: Estimated monthly costs are $3,034 (excluding rent), and $4,718 including rent.

Meal at Budget Restaurant

$18.13 $18.13

$12.09 $12.09

$30.22 $30.22

Three-Course Dinner for Two, Mid-Range

$63.8 $63.8

$49.06 $49.06

$147 $147

Fast Food Meal (McDonalds, etc)

$9.81 $9.81

$8.83 $8.83

$12.75 $12.75

Cappuccino

$5.71 $5.71

$3.07 $3.07

$10.24 $10.24

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 $2.70

$2.03 $2.03

$5.08 $5.08

Water (0.33 liter bottle)

$1.90 $1.90

$1.54 $1.54

$4.10 $4.10

Local Beer (0.5 liter draught)

$6.37 $6.37

$4.58 $4.58

$8.15 $8.15

Imported Beer (0.33 liter bottle)

$6.83 $6.83

$5.37 $5.37

$11.71 $11.71

Milk (1 liter)

$0.99 $0.99

$0.76 $0.76

$1.65 $1.65

White Bread (500g)

$2.94 $2.94

$2.22 $2.22

$5.59 $5.59

Rice (white) (1kg)

$3.69 $3.69

$1.97 $1.97

$11.08 $11.08

Eggs

$4.24 $4.24

$1.73 $1.73

$7.15 $7.15

Local Cheese (1kg)

$11.21 $11.21

$6.09 $6.09

$21.85 $21.85

Chicken Fillets (1kg)

$11.28 $11.28

$6.60 $6.60

$21.77 $21.77

Beef Round Steak (1kg)

$18.06 $18.06

$11.20 $11.20

$22.41 $22.41

Apples (1kg)

$6.31 $6.31

$2.49 $2.49

$13.18 $13.18

Banana (1kg)

$1.48 $1.48

$1.18 $1.18

$4.30 $4.30

Oranges (1kg)

$7.49 $7.49

$2.05 $2.05

$15.12 $15.12

Tomato (1kg)

$5.50 $5.50

$2.17 $2.17

$15.21 $15.21

Potato (1kg)

$3.02 $3.02

$1.09 $1.09

$8.57 $8.57

Onion (1kg)

$3.75 $3.75

$2.15 $2.15

$8.16 $8.16

Lettuce (1 head)

$1.12 $1.12

$3.94 $3.94

Water (1.5 liter bottle)

$2.16 $2.16

$0.49 $0.49

$3.42 $3.42

Cigarettes 20 Pack (Marlboro, Camel)

$10.81 $10.81

$6.88 $6.88

$14.74 $14.74

Wine (Bottle)

$15.35 $15.35

$7.91 $7.91

$19.80 $19.80

Local Beer (0.5 liter bottle)

$1.76 $1.76

$1.46 $1.46

$3.64 $3.64

Imported Beer (0.33 liter bottle)

$3.95 $3.95

$1.53 $1.53

$8.15 $8.15

One-way Ticket (Public Transport)

$2.20 $2.20

$1.47 $1.47

$3.42 $3.42

Public Transport Monthly Pass (Regular Price)

$39.66 $39.66

$64.5 $64.5

Taxi Start (Normal Tariff)

$4.20 $4.20

$3.46 $3.46

$9.89 $9.89

Taxi (Normal Tariff) (1km)

$1.76 $1.76

$1.59 $1.59

$1.76 $1.76

Taxi 1hour Waiting (Normal Tariff)

$24.03 $24.03

$50.1 $50.1

Gasoline (1 liter)

$0.87 $0.87

$0.78 $0.78

$1.04 $1.04

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.6K $22.6K

$36.3K $36.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K $23.9K

$29.1K $29.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$131 $131

$252 $252

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.58 $43.58

$29.93 $29.93

$99.8 $99.8

Internet (50+ Mbps, Unlimited Data)

$67.3 $67.3

$48.26 $48.26

$130 $130

Gym Membership (Monthly)

$64.2 $64.2

$55.7 $55.7

$76.0 $76.0

Tennis Court (1 Hour on Weekend)

$25.62 $25.62

Cinema Ticket

$14.49 $14.49

$11.27 $11.27

$17.72 $17.72

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,046 $1,046

$2,011 $2,011

International Primary School, 1 Child (Yearly)

$10.2K $10.2K

$36.7K $36.7K

Jeans (Levis 501 Or Similar)

$61.9 $61.9

$29.56 $29.56

$88.7 $88.7

Summer Dress (H&M, Zara, etc)

$44.33 $44.33

$25.33 $25.33

$86.1 $86.1

Sport Shoes (Adidas, Nike)

$89.1 $89.1

$54.9 $54.9

$150 $150

Men's Leather Business Shoes

$119 $119

$75.9 $75.9

$152 $152

1-bedroom Apartment, City Center (Monthly)

$1,178 $1,178

$1,080 $1,080

$1,276 $1,276

1-bedroom Apartment, Outside City Center (Monthly)

$915 $915

$798 $798

$1,098 $1,098

3-bedroom Apartment, City Center (Monthly)

$2,280 $2,280

$1,904 $1,904

$3,508 $3,508

3-bedroom Apartment, Outside City Center (Monthly)

$1,963 $1,963

$1,510 $1,510

$2,718 $2,718

Buy Apartment in City Center (m2)

$2,361 $2,361

$1,912 $1,912

$2,973 $2,973

Buy Apartment Outside City Center (m2)

$2,287 $2,287

$1,921 $1,921

$2,731 $2,731

Average Monthly Net Salary (After Tax)

$3,815 $3,815

20-Year Fixed Mortgage Interest Rate (Annual %)

6.37

5.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 19, 2026

Duluth, MN Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

279

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Duluth, MN - Frequently Asked Questions

From a traveler’s view, Cost of Living in Duluth, MN, United States sits in a comfortable middle ground for the Midwest. Housing tends to be more affordable than coastal hubs, and everyday groceries and utilities stay steady rather than extreme. Seasonal shifts matter: summer tourism can push prices around popular spots, while winter quiet often offers calmer options. For longer stays, neighborhoods like West Duluth or Lincoln Park often provide better value, while Canal Park shines for proximity to amenities when you want them briefly. Public transit is usable, and nearby lakeside escapes can lower entertainment costs. Tip: Map a week that balances outdoor time, groceries, and occasional treats to keep a steady budget.

Daily life in Duluth centers on practical choices and a sense of community. Housing search tends to favor established neighborhoods for value, with lake views priced up but not out of reach; you'll find a mix of apartments and single-family rentals. Food options range from budget groceries to casual eateries and farmers markets that run seasonally. Public transit covers core routes, biking is pleasant in good weather, and a growing number of coworking spaces suit remote work. For errands, local shops and bulk-buy options save both time and money. Duluth, MN, United States living cost varies by area and season, so plan for flexibility and longer leases when possible. Tip: Do a single day of exploring neighborhoods and test wifi in work-friendly spots.

Quality of life hinges on budgeting habits and neighborhood fit. Start with a simple framework: separate fixed costs like rent and utilities from flexible categories such as dining out and recreation, and set seasonal caps to avoid overspending during peak tourism. In Duluth, the climate shapes routines – winter gear and heating take up a portion of your budget, while summer activities offer free or low-cost outdoor options. Neighborhood choice influences daily life: West Duluth tends to be quieter, the Lakeside area offers walkable access to the waterfront, and the East End has a denser dining scene. Save by shopping locally, time purchases around seasonal sales, and using multi-use spaces for work and errands. Tip: schedule a monthly check-in to adjust your plan.