Last update: Nov 2026

Cost of Living Comparison Between Duluth, MN and Lima

For one person, living is cheaper in Lima: $1,042 a month against $2,211 in Duluth, MN, rent and utilities included – about $14,000 less a year. Rent and utilities account for most of the difference.

106

Cost of Living Index in Duluth, MN
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Duluth, MN Living Index
50

Cost of Living Index in Lima
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Lima Living Index

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Duluth, MN

🇺🇸 United States

$2,211

/mo nomad

Lima

🇵🇪 Peru

$1,042

/mo nomad

Monthly Cost of Living

How much you'll spend in Duluth, MN and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Duluth, MN and in Lima actually costs, broken down by who's living it.

A single person spends $2,211 per month in Duluth, MN vs $1,042 in Lima, rent included.

Duluth, MN $2,211
Lima $1,042

A couple spends around $3,554 per month in Duluth, MN vs $1,651 in Lima, rent included.

Duluth, MN $3,554
Lima $1,651

A family of three spends $4,896 per month in Duluth, MN vs $2,259 in Lima, rent included.

Duluth, MN $4,896
Lima $2,259

Duluth, MN costs about 112% more than Lima, and outside of rent the biggest gap is in eating out.

Duluth, MN sits 64% above the global median, while Lima is 23% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.13 $20.13

$4.64 PEN 15.95

333.84%

Three-Course Dinner for Two, Mid-Range

$66.2 $66.2

$34.34 PEN 118

92.72%

Fast Food Meal (McDonalds, etc)

$10.14 $10.14

$7.01 PEN 24.12

44.65%

Cappuccino

$5.39 $5.39

$3.22 PEN 11.09

67.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 $2.50

$1.13 PEN 3.90

121.24%

Water (0.33 liter bottle)

$1.88 $1.88

$0.61 PEN 2.09

208.20%

Local Beer (0.5 liter draught)

$6.33 $6.33

$2.93 PEN 10.08

116.04%

Imported Beer (0.33 liter bottle)

$7.62 $7.62

$4.25 PEN 14.63

79.29%

Milk (1 liter)

$0.90 $0.90

$1.58 PEN 5.44

-43.04%

White Bread (500g)

$2.82 $2.82

$2.61 PEN 8.98

8.05%

Rice (white) (1kg)

$3.77 $3.77

$1.30 PEN 4.47

190.00%

Eggs

$3.49 $3.49

$2.92 PEN 10.05

19.52%

Local Cheese (1kg)

$10.20 $10.20

$9.54 PEN 32.82

6.92%

Chicken Fillets (1kg)

$10.48 $10.48

$5.71 PEN 19.66

83.54%

Beef Round Steak (1kg)

$19.14 $19.14

$9.47 PEN 32.58

102.11%

Apples (1kg)

$5.02 $5.02

$2.01 PEN 6.91

149.75%

Banana (1kg)

$1.49 $1.49

$1.02 PEN 3.52

46.08%

Oranges (1kg)

$2.71 $2.71

$1.45 PEN 4.99

86.90%

Tomato (1kg)

$4.47 $4.47

$1.49 PEN 5.14

200.00%

Potato (1kg)

$1.10 $1.10

$0.91 PEN 3.14

20.88%

Onion (1kg)

$2.09 $2.09

$0.89 PEN 3.07

134.83%

Lettuce (1 head)

$1.11 $1.11

$0.86 PEN 2.97

29.07%

Water (1.5 liter bottle)

$1.46 $1.46

$0.89 PEN 3.06

64.04%

Cigarettes 20 Pack (Marlboro, Camel)

$12.86 $12.86

$5.47 PEN 18.83

135.10%

Wine (Bottle)

$15.95 $15.95

$10.17 PEN 35.00

56.83%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$1.81 PEN 6.21

-2.76%

Imported Beer (0.33 liter bottle)

$2.69 $2.69

$3.15 PEN 10.84

-14.60%

One-way Ticket (Public Transport)

$1.89 $1.89

$0.66 PEN 2.28

186.36%

Public Transport Monthly Pass (Regular Price)

$40.77 $40.77

$31.89 PEN 110

27.85%

Taxi Start (Normal Tariff)

$4.89 $4.89

$3.43 PEN 11.79

42.57%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$1.98 PEN 6.80

-22.22%

Taxi 1hour Waiting (Normal Tariff)

$23.56 $23.56

$9.60 PEN 33.04

145.42%

Gasoline (1 liter)

$0.91 $0.91

$1.71 PEN 5.89

-46.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.5K $22.5K

$21.9K PEN 75.3K

2.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K $23.9K

$29.0K PEN 100.0K

-17.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$65.8 PEN 227

178.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.39 $44.39

$15.26 PEN 52.5

190.89%

Internet (50+ Mbps, Unlimited Data)

$66.5 $66.5

$26.87 PEN 92.5

147.53%

Gym Membership (Monthly)

$63.3 $63.3

$32.91 PEN 113

92.34%

Tennis Court (1 Hour on Weekend)

$25.61 $25.61

$20.12 PEN 69.2

27.29%

Cinema Ticket

$11.67 $11.67

$7.12 PEN 24.49

63.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,020 $1,020

$309 PEN 1,064

230.01%

International Primary School, 1 Child (Yearly)

$10.0K $10.0K

$21.4K PEN 73.5K

-53.08%

Jeans (Levis 501 Or Similar)

$54.3 $54.3

$52.0 PEN 179

4.37%

Summer Dress (H&M, Zara, etc)

$43.48 $43.48

$35.69 PEN 123

21.83%

Sport Shoes (Adidas, Nike)

$98.7 $98.7

$81.8 PEN 281

20.64%

Men's Leather Business Shoes

$83.8 $83.8

$78.0 PEN 268

7.52%

1-bedroom Apartment, City Center (Monthly)

$1,272 $1,272

$727 PEN 2,501

75.03%

1-bedroom Apartment, Outside City Center (Monthly)

$974 $974

$373 PEN 1,284

160.95%

3-bedroom Apartment, City Center (Monthly)

$2,313 $2,313

$1,249 PEN 4,297

85.23%

3-bedroom Apartment, Outside City Center (Monthly)

$2,168 $2,168

$739 PEN 2,544

193.33%

Buy Apartment in City Center (m2)

$2,170 $2,170

$2,380 PEN 8,191

-8.84%

Buy Apartment Outside City Center (m2)

$2,227 $2,227

$1,365 PEN 4,697

63.17%

Average Monthly Net Salary (After Tax)

$3,841 $3,841

$650 PEN 2,238

490.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.19

8.38

-26.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Duluth, MN: November 2, 2026

Last update for Lima: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Duluth, MN

$974 44%

Lima

$373 35.8% 61.7% $600

Groceries & Markets

Duluth, MN

$349 15.8%

Lima

$228 21.9% 34.7% $121

Eating Out

Duluth, MN

$320 14.5%

Lima

$127 12.2% 60.4% $194

Monthly Utilities & Internet

Duluth, MN

$294 13.3%

Lima

$108 10.4% 63.3% $186

Clothing & Footwear

Duluth, MN

$126 5.7%

Lima

$111 10.7% 11.7% $15

Sport & Entertainment

Duluth, MN

$87 3.9%

Lima

$47 4.5% 45.6% $40

Getting Around

Duluth, MN

$61 2.8%

Lima

$48 4.6% 21.5% $13

Cost Breakdown

A central one-bedroom costs $1,272 in Duluth, MN versus $727 in Lima. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Duluth, MN are about 5.9 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66 in Duluth, MN versus $34 in Lima. Monthly groceries follow the same trend: $349 vs $228 – making Lima the more affordable choice for daily food spending.

Good to know

🇺🇸 Duluth, MN

🇵🇪 Lima

🕒 Local time

05:51 5:51 AM

06:51 6:51 AM

1 h ahead of Duluth, MN

🌤 Weather

👥 Population

86,265

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.89 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.87 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

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Duluth, MN Lima 6,710 km ≈ 9 h nonstop flight

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Duluth, MN
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Duluth, MN vs Lima: Cost of Living - Frequently Asked Questions

Yes – Duluth, MN is pricier by about 112%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,316 per month in Duluth, MN and $1,564 in Lima. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lima, especially for central apartments: a one-bedroom in the center costs $727 there versus $1,272 in Duluth, MN.

Monthly expenses with rent come to $2,211 in Duluth, MN and $1,042 in Lima. That makes Lima about 53% cheaper.

Public transport costs about 22% less in Lima. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Lima, where all-in costs run around $1,042, than in Duluth, MN at $2,211. In Lima it covers expenses comfortably, while in Duluth, MN it requires careful planning or may not stretch far enough.

Families tend to lean toward Lima – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Lima. If higher salaries or specific career opportunities are the priority, Duluth, MN makes more sense. Both are solid long-term options with distinct trade-offs.