Cost of Living Comparison Between Duhok and Ubud, Bali Cost of Living Comparison Between Duhok and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $646 in Duhok versus $1,397 in Ubud, Bali.

Estimated couple costs with rent: $1,042 in Duhok versus $2,588 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,437 in Duhok versus $3,778 in Ubud, Bali.

Living in Duhok costs roughly 54% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Duhok is 52% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$3.82 IQD 4,994

$3.43 Rp 61.6K

11.37%

Three-Course Dinner for Two, Mid-Range

$18.86 IQD 24.7K

$31.97 Rp 574.4K

-41.01%

Fast Food Meal (McDonalds, etc)

$7.18 IQD 9,392

$5.05 Rp 90.8K

42.18%

Cappuccino

$2.64 IQD 3,452

$2.71 Rp 48.8K

-2.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 IQD 522

$1.39 Rp 25.0K

-71.22%

Water (0.33 liter bottle)

$0.18 IQD 233

$0.74 Rp 13.3K

-75.68%

Local Beer (0.5 liter draught)

$1.13 IQD 1,482

$2.89 Rp 52.0K

-60.90%

Imported Beer (0.33 liter bottle)

$1.87 IQD 2,449

$3.79 Rp 68.1K

-50.66%

Milk (1 liter)

$1.37 IQD 1,786

$1.79 Rp 32.2K

-23.46%

White Bread (500g)

$0.82 IQD 1,067

$2.51 Rp 45.0K

-67.33%

Rice (white) (1kg)

$1.57 IQD 2,050

$1.21 Rp 21.8K

29.75%

Eggs

$1.88 IQD 2,462

$2.37 Rp 42.5K

-20.68%

Local Cheese (1kg)

$5.22 IQD 6,825

$14.43 Rp 259.3K

-63.83%

Chicken Fillets (1kg)

$2.94 IQD 3,840

$4.15 Rp 74.6K

-29.16%

Beef Round Steak (1kg)

$12.62 IQD 16.5K

$12.11 Rp 217.7K

4.21%

Apples (1kg)

$1.12 IQD 1,460

$3.77 Rp 67.7K

-70.29%

Banana (1kg)

$1.14 IQD 1,494

$1.63 Rp 29.2K

-30.06%

Oranges (1kg)

$0.82 IQD 1,071

$2.71 Rp 48.6K

-69.74%

Tomato (1kg)

$0.75 IQD 977

$2.26 Rp 40.5K

-66.81%

Potato (1kg)

$0.72 IQD 939

$1.93 Rp 34.6K

-62.69%

Onion (1kg)

$0.71 IQD 924

$2.19 Rp 39.4K

-67.58%

Lettuce (1 head)

$0.77 IQD 1,011

$1.02 Rp 18.3K

-24.51%

Water (1.5 liter bottle)

$0.56 IQD 726

$0.72 Rp 12.9K

-22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$1.87 IQD 2,450

$3.18 Rp 57.2K

-41.19%

Wine (Bottle)

$12.22 IQD 16.0K

$23.84 Rp 428.3K

-48.74%

Local Beer (0.5 liter bottle)

$1.38 IQD 1,802

$2.77 Rp 49.8K

-50.18%

Imported Beer (0.33 liter bottle)

$2.00 IQD 2,610

$2.75 Rp 49.4K

-27.27%

One-way Ticket (Public Transport)

$0.35 IQD 460

$0.27 Rp 4,802

29.63%

Public Transport Monthly Pass (Regular Price)

$15.87 IQD 20.8K

$8.20 Rp 147.3K

93.54%

Taxi Start (Normal Tariff)

$2.35 IQD 3,079

$0.48 Rp 8,684

389.58%

Taxi (Normal Tariff) (1km)

$1.51 IQD 1,979

$0.42 Rp 7,571

259.52%

Taxi 1hour Waiting (Normal Tariff)

$6.04 IQD 7,901

$6.03 Rp 108.3K

0.17%

Gasoline (1 liter)

$0.64 IQD 835

$0.82 Rp 14.7K

-21.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.9K IQD 24.7M

$26.6K Rp 477.3M

-29.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K IQD 25.7M

$32.2K Rp 578.6M

-38.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.3 IQD 122.0K

$78.3 Rp 1.4M

19.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.99 IQD 13.1K

$3.91 Rp 70.3K

155.50%

Internet (50+ Mbps, Unlimited Data)

$30.31 IQD 39.6K

$23.91 Rp 429.7K

26.77%

Gym Membership (Monthly)

$52.1 IQD 68.1K

$96.2 Rp 1.7M

-45.84%

Tennis Court (1 Hour on Weekend)

$16.82 IQD 22.0K

$6.53 Rp 117.3K

157.58%

Cinema Ticket

$7.68 IQD 10.0K

$4.01 Rp 72.1K

91.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$112 IQD 146.9K

$303 Rp 5.4M

-62.89%

International Primary School, 1 Child (Yearly)

$3,223 IQD 4.2M

$6,551 Rp 117.7M

-50.80%

Jeans (Levis 501 Or Similar)

$9.90 IQD 12.9K

$55.3 Rp 993.9K

-82.10%

Summer Dress (H&M, Zara, etc)

$19.68 IQD 25.7K

$38.32 Rp 688.6K

-48.64%

Sport Shoes (Adidas, Nike)

$29.75 IQD 38.9K

$88.5 Rp 1.6M

-66.38%

Men's Leather Business Shoes

$20.14 IQD 26.3K

$76.7 Rp 1.4M

-73.76%

1-bedroom Apartment, City Center (Monthly)

$181 IQD 236.5K

$986 Rp 17.7M

-81.66%

1-bedroom Apartment, Outside City Center (Monthly)

$123 IQD 160.4K

$682 Rp 12.3M

-82.02%

3-bedroom Apartment, City Center (Monthly)

$374 IQD 489.8K

$3,420 Rp 61.5M

-89.05%

3-bedroom Apartment, Outside City Center (Monthly)

$345 IQD 450.6K

$2,075 Rp 37.3M

-83.39%

Buy Apartment in City Center (m2)

$460 IQD 601.6K

$2,762 Rp 49.6M

-83.35%

Buy Apartment Outside City Center (m2)

$385 IQD 503.8K

$2,243 Rp 40.3M

-82.83%

Average Monthly Net Salary (After Tax)

$431 IQD 564.3K

$169 Rp 3.0M

155.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.33

13.28

7.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Duhok: July 21, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $181 in Duhok and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Duhok pays 156% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19.00 in Duhok vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $172 vs $298 per month, with Duhok cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Duhok vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Duhok and Ubud, Bali differ by about 116% in total monthly costs ($646 vs $1,397 including rent). Duhok is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 156% higher in Duhok, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $181 in Duhok versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $112 in Duhok versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 74% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $646 in Duhok versus $1,397 in Ubud, Bali, a $2,000 budget is realistic in Duhok but tight or insufficient in Ubud, Bali. The gap between the two cities makes Duhok the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Duhok and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Duhok gentler on the wallet – expenses run 116% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.