Cost of Living Comparison Between Duhok and Ubud, Bali Cost of Living Comparison Between Duhok and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $663 in Duhok versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,064 in Duhok versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,466 in Duhok versus $3,275 in Ubud, Bali.

Living in Duhok costs roughly 52% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Duhok is 52% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.84 IQD 5,024

$3.33 Rp 58.8K

15.32%

Three-Course Dinner for Two, Mid-Range

$18.93 IQD 24.8K

$35.82 Rp 631.6K

-47.15%

Fast Food Meal (McDonalds, etc)

$8.62 IQD 11.3K

$5.63 Rp 99.3K

53.11%

Cappuccino

$2.81 IQD 3,684

$2.82 Rp 49.7K

-0.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 IQD 518

$1.75 Rp 30.8K

-77.14%

Water (0.33 liter bottle)

$0.21 IQD 269

$0.80 Rp 14.1K

-73.75%

Local Beer (0.5 liter draught)

$1.88 IQD 2,464

$3.04 Rp 53.7K

-38.16%

Imported Beer (0.33 liter bottle)

$2.35 IQD 3,074

$4.30 Rp 75.8K

-45.35%

Milk (1 liter)

$1.23 IQD 1,611

$1.61 Rp 28.4K

-23.60%

White Bread (500g)

$0.78 IQD 1,027

$2.27 Rp 40.0K

-65.64%

Rice (white) (1kg)

$1.76 IQD 2,311

$1.17 Rp 20.6K

50.43%

Eggs

$1.85 IQD 2,429

$2.17 Rp 38.2K

-14.75%

Local Cheese (1kg)

$4.91 IQD 6,436

$17.63 Rp 310.9K

-72.15%

Chicken Fillets (1kg)

$3.09 IQD 4,041

$4.05 Rp 71.5K

-23.70%

Beef Round Steak (1kg)

$12.88 IQD 16.9K

$12.18 Rp 214.8K

5.75%

Apples (1kg)

$1.08 IQD 1,408

$3.62 Rp 63.8K

-70.17%

Banana (1kg)

$1.11 IQD 1,450

$1.64 Rp 28.8K

-32.32%

Oranges (1kg)

$0.81 IQD 1,065

$2.31 Rp 40.6K

-64.94%

Tomato (1kg)

$0.69 IQD 904

$1.96 Rp 34.5K

-64.80%

Potato (1kg)

$0.75 IQD 976

$1.84 Rp 32.5K

-59.24%

Onion (1kg)

$0.69 IQD 901

$2.37 Rp 41.8K

-70.89%

Lettuce (1 head)

$0.80 IQD 1,045

$1.05 Rp 18.5K

-23.81%

Water (1.5 liter bottle)

$0.59 IQD 772

$0.54 Rp 9,573

9.26%

Cigarettes 20 Pack (Marlboro, Camel)

$1.92 IQD 2,517

$2.30 Rp 40.6K

-16.52%

Wine (Bottle)

$12.55 IQD 16.4K

$23.08 Rp 406.9K

-45.62%

Local Beer (0.5 liter bottle)

$1.64 IQD 2,147

$2.34 Rp 41.2K

-29.91%

Imported Beer (0.33 liter bottle)

$2.05 IQD 2,686

$3.07 Rp 54.1K

-33.22%

One-way Ticket (Public Transport)

$0.36 IQD 466

$0.25 Rp 4,371

44.00%

Public Transport Monthly Pass (Regular Price)

$15.53 IQD 20.3K

$9.42 Rp 166.1K

64.86%

Taxi Start (Normal Tariff)

$1.86 IQD 2,436

$0.49 Rp 8,643

279.59%

Taxi (Normal Tariff) (1km)

$1.43 IQD 1,875

$0.47 Rp 8,361

204.26%

Taxi 1hour Waiting (Normal Tariff)

$5.83 IQD 7,629

$5.60 Rp 98.8K

4.11%

Gasoline (1 liter)

$0.67 IQD 879

$0.81 Rp 14.2K

-17.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.3K IQD 24.0M

$25.0K Rp 441.0M

-26.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K IQD 26.4M

$31.1K Rp 547.7M

-35.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.3 IQD 120.8K

$82.7 Rp 1.5M

11.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.76 IQD 12.8K

$6.49 Rp 114.4K

50.39%

Internet (50+ Mbps, Unlimited Data)

$28.23 IQD 37.0K

$18.79 Rp 331.3K

50.24%

Gym Membership (Monthly)

$53.3 IQD 69.8K

$55.2 Rp 974.0K

-3.49%

Tennis Court (1 Hour on Weekend)

$30.88 IQD 40.4K

$18.21 Rp 321.1K

69.58%

Cinema Ticket

$7.55 IQD 9,883

$4.30 Rp 75.8K

75.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$111 IQD 145.6K

$494 Rp 8.7M

-77.51%

International Primary School, 1 Child (Yearly)

$3,151 IQD 4.1M

$5,917 Rp 104.3M

-46.74%

Jeans (Levis 501 Or Similar)

$10.17 IQD 13.3K

$46.28 Rp 816.0K

-78.03%

Summer Dress (H&M, Zara, etc)

$20.16 IQD 26.4K

$36.44 Rp 642.5K

-44.68%

Sport Shoes (Adidas, Nike)

$30.16 IQD 39.5K

$80.7 Rp 1.4M

-62.63%

Men's Leather Business Shoes

$20.11 IQD 26.3K

$78.8 Rp 1.4M

-74.48%

1-bedroom Apartment, City Center (Monthly)

$179 IQD 234.5K

$1,114 Rp 19.6M

-83.93%

1-bedroom Apartment, Outside City Center (Monthly)

$125 IQD 163.7K

$693 Rp 12.2M

-81.97%

3-bedroom Apartment, City Center (Monthly)

$366 IQD 479.6K

$3,639 Rp 64.2M

-89.93%

3-bedroom Apartment, Outside City Center (Monthly)

$338 IQD 442.9K

$1,712 Rp 30.2M

-80.25%

Buy Apartment in City Center (m2)

$477 IQD 625.2K

$2,761 Rp 48.7M

-82.71%

Buy Apartment Outside City Center (m2)

$391 IQD 512.6K

$2,293 Rp 40.4M

-82.93%

Average Monthly Net Salary (After Tax)

$455 IQD 595.5K

$167 Rp 2.9M

172.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.53

13.78

-81.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Duhok: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $179 in Duhok and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Duhok pays 172% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19.00 in Duhok vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $173 vs $294 per month, with Duhok cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Duhok vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Duhok and Ubud, Bali differ by about 108% in total monthly costs ($663 vs $1,378 including rent). Duhok is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 172% higher in Duhok, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $179 in Duhok versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $111 in Duhok versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 69% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $663 in Duhok versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Duhok but tight or insufficient in Ubud, Bali. The gap between the two cities makes Duhok the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Duhok and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Duhok gentler on the wallet – expenses run 108% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.