Last update: Oct 2026

Cost of Living Comparison Between Duhok and Ubud, Bali

For one person, living is cheaper in Duhok: $608 a month against $1,353 in Ubud, Bali, rent and utilities included – about $8,900 less a year. Rent and utilities account for most of the difference.

29

Cost of Living Index in Duhok
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Duhok Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Duhok

🇮🇶 Iraq

$608

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Duhok and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Duhok and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $608 in Duhok versus $1,353 in Ubud, Bali.

Duhok $608
Ubud, Bali $1,353

Estimated couple costs with rent: $978 in Duhok versus $2,297 in Ubud, Bali.

Duhok $978
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,349 in Duhok versus $3,241 in Ubud, Bali.

Duhok $1,349
Ubud, Bali $3,241

Living in Duhok costs roughly 55% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Duhok is 55% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.38 IQD 5,111

$3.23 Rp 58.1K

4.64%

Three-Course Dinner for Two, Mid-Range

$16.59 IQD 25.1K

$34.88 Rp 627.8K

-52.44%

Fast Food Meal (McDonalds, etc)

$7.40 IQD 11.2K

$5.70 Rp 102.5K

29.82%

Cappuccino

$2.43 IQD 3,665

$2.62 Rp 47.1K

-7.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.32 IQD 481

$1.72 Rp 31.0K

-81.40%

Water (0.33 liter bottle)

$0.19 IQD 294

$0.81 Rp 14.6K

-76.54%

Local Beer (0.5 liter draught)

$1.69 IQD 2,550

$2.65 Rp 47.7K

-36.23%

Imported Beer (0.33 liter bottle)

$1.94 IQD 2,932

$4.37 Rp 78.6K

-55.61%

Milk (1 liter)

$1.11 IQD 1,680

$1.57 Rp 28.3K

-29.30%

White Bread (500g)

$0.67 IQD 1,016

$2.19 Rp 39.5K

-69.41%

Rice (white) (1kg)

$1.48 IQD 2,232

$1.18 Rp 21.2K

25.42%

Eggs

$1.58 IQD 2,391

$2.16 Rp 38.8K

-26.85%

Local Cheese (1kg)

$4.87 IQD 7,359

$17.65 Rp 317.7K

-72.41%

Chicken Fillets (1kg)

$2.96 IQD 4,478

$3.78 Rp 68.0K

-21.69%

Beef Round Steak (1kg)

$10.95 IQD 16.6K

$11.95 Rp 215.1K

-8.37%

Apples (1kg)

$0.99 IQD 1,489

$3.60 Rp 64.8K

-72.50%

Banana (1kg)

$0.97 IQD 1,461

$1.59 Rp 28.6K

-38.99%

Oranges (1kg)

$0.75 IQD 1,136

$2.31 Rp 41.6K

-67.53%

Tomato (1kg)

$0.63 IQD 959

$1.91 Rp 34.3K

-67.02%

Potato (1kg)

$0.61 IQD 919

$1.78 Rp 32.1K

-65.73%

Onion (1kg)

$0.62 IQD 940

$2.33 Rp 41.9K

-73.39%

Lettuce (1 head)

$0.61 IQD 926

$1.00 Rp 18.0K

-39.00%

Water (1.5 liter bottle)

$0.52 IQD 787

$0.53 Rp 9,509

-1.89%

Cigarettes 20 Pack (Marlboro, Camel)

$1.73 IQD 2,609

$2.29 Rp 41.1K

-24.45%

Wine (Bottle)

$10.97 IQD 16.6K

$22.07 Rp 397.3K

-50.29%

Local Beer (0.5 liter bottle)

$1.40 IQD 2,121

$2.35 Rp 42.2K

-40.43%

Imported Beer (0.33 liter bottle)

$1.79 IQD 2,700

$2.98 Rp 53.6K

-39.93%

One-way Ticket (Public Transport)

$0.30 IQD 459

$0.23 Rp 4,112

30.43%

Public Transport Monthly Pass (Regular Price)

$15.64 IQD 23.6K

$8.90 Rp 160.2K

75.73%

Taxi Start (Normal Tariff)

$1.60 IQD 2,420

$0.47 Rp 8,466

240.43%

Taxi (Normal Tariff) (1km)

$1.29 IQD 1,945

$0.43 Rp 7,737

200.00%

Taxi 1hour Waiting (Normal Tariff)

$5.52 IQD 8,343

$5.47 Rp 98.4K

0.91%

Gasoline (1 liter)

$0.54 IQD 819

$0.83 Rp 14.9K

-34.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.6K IQD 25.1M

$23.9K Rp 429.8M

-30.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.1K IQD 25.9M

$32.8K Rp 590.1M

-47.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$87.3 IQD 131.8K

$80.0 Rp 1.4M

9.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.86 IQD 13.4K

$6.56 Rp 118.1K

35.06%

Internet (50+ Mbps, Unlimited Data)

$23.83 IQD 36.0K

$18.60 Rp 334.8K

28.12%

Gym Membership (Monthly)

$50.1 IQD 75.7K

$54.1 Rp 974.1K

-7.37%

Tennis Court (1 Hour on Weekend)

$26.55 IQD 40.1K

$18.28 Rp 329.0K

45.24%

Cinema Ticket

$7.52 IQD 11.4K

$4.25 Rp 76.5K

76.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$106 IQD 160.6K

$493 Rp 8.9M

-78.43%

International Primary School, 1 Child (Yearly)

$2,727 IQD 4.1M

$5,597 Rp 100.7M

-51.27%

Jeans (Levis 501 Or Similar)

$10.02 IQD 15.1K

$45.58 Rp 820.4K

-78.02%

Summer Dress (H&M, Zara, etc)

$20.32 IQD 30.7K

$34.96 Rp 629.4K

-41.88%

Sport Shoes (Adidas, Nike)

$30.27 IQD 45.7K

$77.7 Rp 1.4M

-61.05%

Men's Leather Business Shoes

$19.60 IQD 29.6K

$78.5 Rp 1.4M

-75.04%

1-bedroom Apartment, City Center (Monthly)

$157 IQD 237.0K

$1,131 Rp 20.4M

-86.14%

1-bedroom Apartment, Outside City Center (Monthly)

$116 IQD 174.7K

$673 Rp 12.1M

-82.82%

3-bedroom Apartment, City Center (Monthly)

$329 IQD 496.7K

$3,613 Rp 65.0M

-90.90%

3-bedroom Apartment, Outside City Center (Monthly)

$324 IQD 489.1K

$1,702 Rp 30.6M

-80.98%

Buy Apartment in City Center (m2)

$445 IQD 671.8K

$2,717 Rp 48.9M

-83.64%

Buy Apartment Outside City Center (m2)

$362 IQD 547.1K

$2,241 Rp 40.3M

-83.84%

Average Monthly Net Salary (After Tax)

$415 IQD 627.4K

$166 Rp 3.0M

149.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.53

13.78

-81.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Duhok: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Duhok

$154 25.3%

Ubud, Bali

$287 21.2% 87% $134

Monthly Utilities & Internet

Duhok

$120 19.7%

Ubud, Bali

$105 7.8% 12.3% $15

Accommodation & Living

Duhok

$116 19%

Ubud, Bali

$673 49.7% 482% $557

Eating Out

Duhok

$93 15.3%

Ubud, Bali

$106 7.9% 14.7% $14

Sport & Entertainment

Duhok

$65 10.7%

Ubud, Bali

$63 4.6% 3.9% $2.6

Clothing & Footwear

Duhok

$36 5.9%

Ubud, Bali

$107 7.9% 195% $70

Getting Around

Duhok

$25 4.1%

Ubud, Bali

$12 0.9% 50.1% $12

Cost Breakdown

A one-bedroom apartment in the center runs $157 in Duhok and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Duhok pays 150% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Duhok vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $154 vs $287 per month, with Duhok cheaper across the board.

Good to know

🇮🇶 Duhok

🇮🇩 Ubud, Bali

🕒 Local time

00:35 12:35 AM

05:35 5:35 AM

5 h ahead of Duhok

🌤 Weather

👥 Population

340,900

74,800

💱 Currency

Iraqi Dinar IQD ع.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 23, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Duhok Ubud, Bali 9,030 km ≈ 12 h nonstop flight

From you

Duhok
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Duhok vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Duhok and Ubud, Bali differ by about 123% in total monthly costs ($608 vs $1,353 including rent). Duhok is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 150% higher in Duhok, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $157 in Duhok versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $106 in Duhok versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 87% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $608 in Duhok versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Duhok but tight or insufficient in Ubud, Bali. The gap between the two cities makes Duhok the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Duhok and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Duhok gentler on the wallet – expenses run 123% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.