Cost of Living Comparison Between Duhok and Ubud, Bali Cost of Living Comparison Between Duhok and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $646 in Duhok versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,057 in Duhok versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,468 in Duhok versus $3,694 in Ubud, Bali.

Living in Duhok costs roughly 54% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Duhok is 52% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$3.93 IQD 5,146

$3.57 Rp 64.7K

10.08%

Three-Course Dinner for Two, Mid-Range

$19.45 IQD 25.4K

$32.50 Rp 589.5K

-40.15%

Fast Food Meal (McDonalds, etc)

$6.94 IQD 9,081

$4.86 Rp 88.2K

42.80%

Cappuccino

$2.53 IQD 3,311

$2.75 Rp 49.8K

-8.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 IQD 555

$1.32 Rp 24.0K

-68.18%

Water (0.33 liter bottle)

$0.18 IQD 237

$0.70 Rp 12.7K

-74.29%

Local Beer (0.5 liter draught)

$1.17 IQD 1,532

$2.91 Rp 52.8K

-59.79%

Imported Beer (0.33 liter bottle)

$1.93 IQD 2,524

$3.79 Rp 68.8K

-49.08%

Milk (1 liter)

$1.36 IQD 1,783

$1.71 Rp 31.0K

-20.47%

White Bread (500g)

$0.86 IQD 1,124

$2.47 Rp 44.9K

-65.18%

Rice (white) (1kg)

$1.57 IQD 2,060

$1.20 Rp 21.8K

30.83%

Eggs

$1.87 IQD 2,449

$2.44 Rp 44.3K

-23.36%

Local Cheese (1kg)

$5.24 IQD 6,857

$14.38 Rp 260.9K

-63.56%

Chicken Fillets (1kg)

$2.93 IQD 3,826

$4.31 Rp 78.1K

-32.02%

Beef Round Steak (1kg)

$12.92 IQD 16.9K

$12.21 Rp 221.4K

5.81%

Apples (1kg)

$1.12 IQD 1,469

$3.68 Rp 66.8K

-69.57%

Banana (1kg)

$1.20 IQD 1,565

$1.55 Rp 28.1K

-22.58%

Oranges (1kg)

$0.82 IQD 1,070

$2.79 Rp 50.5K

-70.61%

Tomato (1kg)

$0.71 IQD 929

$2.33 Rp 42.3K

-69.53%

Potato (1kg)

$0.70 IQD 919

$1.97 Rp 35.7K

-64.47%

Onion (1kg)

$0.70 IQD 910

$2.31 Rp 41.9K

-69.70%

Lettuce (1 head)

$0.73 IQD 957

$1.06 Rp 19.3K

-31.13%

Water (1.5 liter bottle)

$0.56 IQD 732

$0.73 Rp 13.2K

-23.29%

Cigarettes 20 Pack (Marlboro, Camel)

$1.86 IQD 2,432

$3.28 Rp 59.5K

-43.29%

Wine (Bottle)

$12.62 IQD 16.5K

$22.79 Rp 413.4K

-44.62%

Local Beer (0.5 liter bottle)

$1.44 IQD 1,884

$2.81 Rp 50.9K

-48.75%

Imported Beer (0.33 liter bottle)

$1.97 IQD 2,575

$2.78 Rp 50.5K

-29.14%

One-way Ticket (Public Transport)

$0.33 IQD 431

$0.29 Rp 5,281

13.79%

Public Transport Monthly Pass (Regular Price)

$15.86 IQD 20.7K

$8.06 Rp 146.2K

96.77%

Taxi Start (Normal Tariff)

$2.23 IQD 2,919

$0.45 Rp 8,146

395.56%

Taxi (Normal Tariff) (1km)

$1.54 IQD 2,017

$0.45 Rp 8,193

242.22%

Taxi 1hour Waiting (Normal Tariff)

$6.08 IQD 7,949

$6.24 Rp 113.1K

-2.56%

Gasoline (1 liter)

$0.66 IQD 861

$0.85 Rp 15.4K

-22.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.0K IQD 24.9M

$26.0K Rp 471.2M

-26.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K IQD 25.9M

$31.7K Rp 574.1M

-37.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.8 IQD 122.7K

$80.8 Rp 1.5M

16.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.64 IQD 12.6K

$4.06 Rp 73.6K

137.44%

Internet (50+ Mbps, Unlimited Data)

$29.60 IQD 38.7K

$24.42 Rp 442.9K

21.21%

Gym Membership (Monthly)

$51.8 IQD 67.8K

$97.7 Rp 1.8M

-46.95%

Tennis Court (1 Hour on Weekend)

$16.86 IQD 22.1K

$6.45 Rp 116.9K

161.40%

Cinema Ticket

$7.44 IQD 9,737

$4.04 Rp 73.3K

84.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$115 IQD 150.0K

$304 Rp 5.5M

-62.29%

International Primary School, 1 Child (Yearly)

$3,332 IQD 4.4M

$6,621 Rp 120.1M

-49.67%

Jeans (Levis 501 Or Similar)

$10.15 IQD 13.3K

$54.2 Rp 983.6K

-81.28%

Summer Dress (H&M, Zara, etc)

$19.73 IQD 25.8K

$38.78 Rp 703.2K

-49.12%

Sport Shoes (Adidas, Nike)

$30.07 IQD 39.3K

$86.1 Rp 1.6M

-65.09%

Men's Leather Business Shoes

$19.79 IQD 25.9K

$76.7 Rp 1.4M

-74.19%

1-bedroom Apartment, City Center (Monthly)

$180 IQD 235.3K

$986 Rp 17.9M

-81.75%

1-bedroom Apartment, Outside City Center (Monthly)

$124 IQD 162.5K

$658 Rp 11.9M

-81.12%

3-bedroom Apartment, City Center (Monthly)

$367 IQD 479.6K

$3,369 Rp 61.1M

-89.12%

3-bedroom Apartment, Outside City Center (Monthly)

$346 IQD 452.3K

$2,066 Rp 37.5M

-83.26%

Buy Apartment in City Center (m2)

$471 IQD 615.6K

$2,741 Rp 49.7M

-82.83%

Buy Apartment Outside City Center (m2)

$394 IQD 515.0K

$2,228 Rp 40.4M

-82.32%

Average Monthly Net Salary (After Tax)

$430 IQD 562.4K

$163 Rp 3.0M

163.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.33

13.28

7.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Duhok: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $180 in Duhok and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Duhok pays 163% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19.00 in Duhok vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $174 vs $297 per month, with Duhok cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Duhok vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Duhok and Ubud, Bali differ by about 117% in total monthly costs ($646 vs $1,404 including rent). Duhok is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Duhok pays 163% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $180 in Duhok versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $115 in Duhok versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 70% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $646 in Duhok versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Duhok but tight or insufficient in Ubud, Bali. The gap between the two cities makes Duhok the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Duhok and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Duhok gentler on the wallet – expenses run 117% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.