Cost of Living Comparison Between Ubud, Bali and Duhok Cost of Living Comparison Between Ubud, Bali and Duhok

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $646 in Duhok.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,057 in Duhok.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,468 in Duhok.

Living in Ubud, Bali is roughly 117% more expensive than Duhok, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Duhok is 52% below.

Meal at Budget Restaurant

$3.57 Rp 64.7K

$3.93 IQD 5,146

-9.16%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 589.5K

$19.45 IQD 25.4K

67.10%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 88.2K

$6.94 IQD 9,081

-29.97%

Cappuccino

$2.75 Rp 49.8K

$2.53 IQD 3,311

8.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 24.0K

$0.42 IQD 555

214.29%

Water (0.33 liter bottle)

$0.70 Rp 12.7K

$0.18 IQD 237

288.89%

Local Beer (0.5 liter draught)

$2.91 Rp 52.8K

$1.17 IQD 1,532

148.72%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.8K

$1.93 IQD 2,524

96.37%

Milk (1 liter)

$1.71 Rp 31.0K

$1.36 IQD 1,783

25.74%

White Bread (500g)

$2.47 Rp 44.9K

$0.86 IQD 1,124

187.21%

Rice (white) (1kg)

$1.20 Rp 21.8K

$1.57 IQD 2,060

-23.57%

Eggs

$2.44 Rp 44.3K

$1.87 IQD 2,449

30.48%

Local Cheese (1kg)

$14.38 Rp 260.9K

$5.24 IQD 6,857

174.43%

Chicken Fillets (1kg)

$4.31 Rp 78.1K

$2.93 IQD 3,826

47.10%

Beef Round Steak (1kg)

$12.21 Rp 221.4K

$12.92 IQD 16.9K

-5.50%

Apples (1kg)

$3.68 Rp 66.8K

$1.12 IQD 1,469

228.57%

Banana (1kg)

$1.55 Rp 28.1K

$1.20 IQD 1,565

29.17%

Oranges (1kg)

$2.79 Rp 50.5K

$0.82 IQD 1,070

240.24%

Tomato (1kg)

$2.33 Rp 42.3K

$0.71 IQD 929

228.17%

Potato (1kg)

$1.97 Rp 35.7K

$0.70 IQD 919

181.43%

Onion (1kg)

$2.31 Rp 41.9K

$0.70 IQD 910

230.00%

Lettuce (1 head)

$1.06 Rp 19.3K

$0.73 IQD 957

45.21%

Water (1.5 liter bottle)

$0.73 Rp 13.2K

$0.56 IQD 732

30.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 59.5K

$1.86 IQD 2,432

76.34%

Wine (Bottle)

$22.79 Rp 413.4K

$12.62 IQD 16.5K

80.59%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.9K

$1.44 IQD 1,884

95.14%

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.5K

$1.97 IQD 2,575

41.12%

One-way Ticket (Public Transport)

$0.29 Rp 5,281

$0.33 IQD 431

-12.12%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.2K

$15.86 IQD 20.7K

-49.18%

Taxi Start (Normal Tariff)

$0.45 Rp 8,146

$2.23 IQD 2,919

-79.82%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,193

$1.54 IQD 2,017

-70.78%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 113.1K

$6.08 IQD 7,949

2.63%

Gasoline (1 liter)

$0.85 Rp 15.4K

$0.66 IQD 861

28.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 471.2M

$19.0K IQD 24.9M

36.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 574.1M

$19.8K IQD 25.9M

59.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

$93.8 IQD 122.7K

-13.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.6K

$9.64 IQD 12.6K

-57.88%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 442.9K

$29.60 IQD 38.7K

-17.50%

Gym Membership (Monthly)

$97.7 Rp 1.8M

$51.8 IQD 67.8K

88.52%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 116.9K

$16.86 IQD 22.1K

-61.74%

Cinema Ticket

$4.04 Rp 73.3K

$7.44 IQD 9,737

-45.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$115 IQD 150.0K

165.20%

International Primary School, 1 Child (Yearly)

$6,621 Rp 120.1M

$3,332 IQD 4.4M

98.69%

Jeans (Levis 501 Or Similar)

$54.2 Rp 983.6K

$10.15 IQD 13.3K

434.29%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 703.2K

$19.73 IQD 25.8K

96.55%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.6M

$30.07 IQD 39.3K

186.46%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$19.79 IQD 25.9K

287.42%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.9M

$180 IQD 235.3K

447.95%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.9M

$124 IQD 162.5K

429.75%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 61.1M

$367 IQD 479.6K

819.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.5M

$346 IQD 452.3K

497.45%

Buy Apartment in City Center (m2)

$2,741 Rp 49.7M

$471 IQD 615.6K

482.48%

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.4M

$394 IQD 515.0K

465.75%

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

$430 IQD 562.4K

-61.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

14.33

-7.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Duhok: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $180 in Duhok. Housing cost is often the main lever when comparing two cities.

Duhok pays 163% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $19.00 in Duhok for a mid-range dinner for two. Groceries echo the gap at $297 vs $174 per month, with Duhok cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Duhok: Cost of Living - Frequently Asked Questions

Ubud, Bali and Duhok differ by about 117% in total monthly costs ($1,404 vs $646 including rent). Duhok is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Duhok earns 163% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $180 in Duhok. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $115 in Duhok. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 70% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $646 in Duhok versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Duhok but tight or insufficient in Ubud, Bali. The gap between the two cities makes Duhok the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Duhok are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Duhok gentler on the wallet – expenses run 117% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.