Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Duhok

For one person, living is cheaper in Duhok: $608 a month against $1,353 in Ubud, Bali, rent and utilities included – about $8,900 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
29

Cost of Living Index in Duhok
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Duhok Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Duhok

🇮🇶 Iraq

$608

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Duhok

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Duhok actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $608 in Duhok.

Ubud, Bali $1,353
Duhok $608

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $978 in Duhok.

Ubud, Bali $2,297
Duhok $978

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,349 in Duhok.

Ubud, Bali $3,241
Duhok $1,349

Living in Ubud, Bali is roughly 123% more expensive than in Duhok, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Duhok is 55% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$3.38 IQD 5,111

-4.44%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$16.59 IQD 25.1K

110.25%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$7.40 IQD 11.2K

-22.97%

Cappuccino

$2.62 Rp 47.1K

$2.43 IQD 3,665

7.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.32 IQD 481

437.50%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.19 IQD 294

326.32%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.69 IQD 2,550

56.80%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$1.94 IQD 2,932

125.26%

Milk (1 liter)

$1.57 Rp 28.3K

$1.11 IQD 1,680

41.44%

White Bread (500g)

$2.19 Rp 39.5K

$0.67 IQD 1,016

226.87%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.48 IQD 2,232

-20.27%

Eggs

$2.16 Rp 38.8K

$1.58 IQD 2,391

36.71%

Local Cheese (1kg)

$17.65 Rp 317.7K

$4.87 IQD 7,359

262.42%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$2.96 IQD 4,478

27.70%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$10.95 IQD 16.6K

9.13%

Apples (1kg)

$3.60 Rp 64.8K

$0.99 IQD 1,489

263.64%

Banana (1kg)

$1.59 Rp 28.6K

$0.97 IQD 1,461

63.92%

Oranges (1kg)

$2.31 Rp 41.6K

$0.75 IQD 1,136

208.00%

Tomato (1kg)

$1.91 Rp 34.3K

$0.63 IQD 959

203.17%

Potato (1kg)

$1.78 Rp 32.1K

$0.61 IQD 919

191.80%

Onion (1kg)

$2.33 Rp 41.9K

$0.62 IQD 940

275.81%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.61 IQD 926

63.93%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.52 IQD 787

1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$1.73 IQD 2,609

32.37%

Wine (Bottle)

$22.07 Rp 397.3K

$10.97 IQD 16.6K

101.19%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.40 IQD 2,121

67.86%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.79 IQD 2,700

66.48%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.30 IQD 459

-23.33%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$15.64 IQD 23.6K

-43.09%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.60 IQD 2,420

-70.63%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.29 IQD 1,945

-66.67%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$5.52 IQD 8,343

-0.91%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.54 IQD 819

53.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$16.6K IQD 25.1M

43.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$17.1K IQD 25.9M

91.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$87.3 IQD 131.8K

-8.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$8.86 IQD 13.4K

-25.96%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$23.83 IQD 36.0K

-21.95%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$50.1 IQD 75.7K

7.96%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$26.55 IQD 40.1K

-31.15%

Cinema Ticket

$4.25 Rp 76.5K

$7.52 IQD 11.4K

-43.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$106 IQD 160.6K

363.66%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$2,727 IQD 4.1M

105.22%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$10.02 IQD 15.1K

354.89%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$20.32 IQD 30.7K

72.05%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$30.27 IQD 45.7K

156.76%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$19.60 IQD 29.6K

300.61%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$157 IQD 237.0K

621.29%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$116 IQD 174.7K

481.93%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$329 IQD 496.7K

998.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$324 IQD 489.1K

425.74%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$445 IQD 671.8K

511.17%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$362 IQD 547.1K

518.94%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$415 IQD 627.4K

-59.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.53

444.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Duhok: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Duhok

$116 19% 82.8% $557

Groceries & Markets

Ubud, Bali

$287 21.2%

Duhok

$154 25.3% 46.5% $134

Clothing & Footwear

Ubud, Bali

$107 7.9%

Duhok

$36 5.9% 66.1% $70

Eating Out

Ubud, Bali

$106 7.9%

Duhok

$93 15.3% 12.9% $14

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Duhok

$120 19.7% 14.1% $15

Sport & Entertainment

Ubud, Bali

$63 4.6%

Duhok

$65 10.7% 4.1% $2.6

Getting Around

Ubud, Bali

$12 0.9%

Duhok

$25 4.1% 100% $12

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $157 in Duhok. Housing cost is often the main lever when comparing two cities.

Duhok pays 150% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $17.00 in Duhok for a mid-range dinner for two. Groceries echo the gap at $287 vs $154 per month, with Duhok cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇶 Duhok

🕒 Local time

06:14 6:14 AM

01:14 1:14 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

340,900

💱 Currency

Indonesian Rupiah IDR Rp

Iraqi Dinar IQD ع.د

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Iraqi Dinar exchange rates as of October 23, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Duhok 9,030 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Duhok

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Duhok: Cost of Living - Frequently Asked Questions

Ubud, Bali and Duhok differ by about 123% in total monthly costs ($1,353 vs $608 including rent). Duhok is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 150% lower in Duhok. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $157 in Duhok. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $106 in Duhok. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 87% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $608 in Duhok versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Duhok but tight or insufficient in Ubud, Bali. The gap between the two cities makes Duhok the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Duhok are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Duhok gentler on the wallet – expenses run 123% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.