Cost of Living Comparison Between Ubud, Bali and Duhok Cost of Living Comparison Between Ubud, Bali and Duhok

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $663 in Duhok.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,064 in Duhok.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $1,466 in Duhok.

Living in Ubud, Bali is roughly 108% more expensive than in Duhok, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Duhok is 52% below.

Meal at Budget Restaurant

$3.33 Rp 58.8K

$3.84 IQD 5,024

-13.28%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 631.6K

$18.93 IQD 24.8K

89.22%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.3K

$8.62 IQD 11.3K

-34.69%

Cappuccino

$2.82 Rp 49.7K

$2.81 IQD 3,684

0.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.40 IQD 518

337.50%

Water (0.33 liter bottle)

$0.80 Rp 14.1K

$0.21 IQD 269

280.95%

Local Beer (0.5 liter draught)

$3.04 Rp 53.7K

$1.88 IQD 2,464

61.70%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.8K

$2.35 IQD 3,074

82.98%

Milk (1 liter)

$1.61 Rp 28.4K

$1.23 IQD 1,611

30.89%

White Bread (500g)

$2.27 Rp 40.0K

$0.78 IQD 1,027

191.03%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.76 IQD 2,311

-33.52%

Eggs

$2.17 Rp 38.2K

$1.85 IQD 2,429

17.30%

Local Cheese (1kg)

$17.63 Rp 310.9K

$4.91 IQD 6,436

259.06%

Chicken Fillets (1kg)

$4.05 Rp 71.5K

$3.09 IQD 4,041

31.07%

Beef Round Steak (1kg)

$12.18 Rp 214.8K

$12.88 IQD 16.9K

-5.43%

Apples (1kg)

$3.62 Rp 63.8K

$1.08 IQD 1,408

235.19%

Banana (1kg)

$1.64 Rp 28.8K

$1.11 IQD 1,450

47.75%

Oranges (1kg)

$2.31 Rp 40.6K

$0.81 IQD 1,065

185.19%

Tomato (1kg)

$1.96 Rp 34.5K

$0.69 IQD 904

184.06%

Potato (1kg)

$1.84 Rp 32.5K

$0.75 IQD 976

145.33%

Onion (1kg)

$2.37 Rp 41.8K

$0.69 IQD 901

243.48%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.80 IQD 1,045

31.25%

Water (1.5 liter bottle)

$0.54 Rp 9,573

$0.59 IQD 772

-8.47%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$1.92 IQD 2,517

19.79%

Wine (Bottle)

$23.08 Rp 406.9K

$12.55 IQD 16.4K

83.90%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.64 IQD 2,147

42.68%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.1K

$2.05 IQD 2,686

49.76%

One-way Ticket (Public Transport)

$0.25 Rp 4,371

$0.36 IQD 466

-30.56%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 166.1K

$15.53 IQD 20.3K

-39.34%

Taxi Start (Normal Tariff)

$0.49 Rp 8,643

$1.86 IQD 2,436

-73.66%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,361

$1.43 IQD 1,875

-67.13%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.8K

$5.83 IQD 7,629

-3.95%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.67 IQD 879

20.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 441.0M

$18.3K IQD 24.0M

36.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.7M

$20.2K IQD 26.4M

54.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$92.3 IQD 120.8K

-10.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.4K

$9.76 IQD 12.8K

-33.50%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 331.3K

$28.23 IQD 37.0K

-33.44%

Gym Membership (Monthly)

$55.2 Rp 974.0K

$53.3 IQD 69.8K

3.62%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 321.1K

$30.88 IQD 40.4K

-41.03%

Cinema Ticket

$4.30 Rp 75.8K

$7.55 IQD 9,883

-43.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$111 IQD 145.6K

344.60%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.3M

$3,151 IQD 4.1M

87.77%

Jeans (Levis 501 Or Similar)

$46.28 Rp 816.0K

$10.17 IQD 13.3K

355.06%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 642.5K

$20.16 IQD 26.4K

80.75%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$30.16 IQD 39.5K

167.57%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$20.11 IQD 26.3K

291.84%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$179 IQD 234.5K

522.17%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$125 IQD 163.7K

454.56%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.2M

$366 IQD 479.6K

893.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.2M

$338 IQD 442.9K

406.30%

Buy Apartment in City Center (m2)

$2,761 Rp 48.7M

$477 IQD 625.2K

478.23%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$391 IQD 512.6K

485.72%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$455 IQD 595.5K

-63.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.53

444.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Duhok: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $179 in Duhok. Housing cost is often the main lever when comparing two cities.

Duhok pays 172% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $19.00 in Duhok for a mid-range dinner for two. Groceries echo the gap at $294 vs $173 per month, with Duhok cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Duhok: Cost of Living - Frequently Asked Questions

Ubud, Bali and Duhok differ by about 108% in total monthly costs ($1,378 vs $663 including rent). Duhok is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 172% lower in Duhok. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $179 in Duhok. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $111 in Duhok. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 69% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $663 in Duhok versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Duhok but tight or insufficient in Ubud, Bali. The gap between the two cities makes Duhok the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Duhok are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Duhok gentler on the wallet – expenses run 108% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.