Cost of Living Comparison Between Ubud, Bali and Duhok Cost of Living Comparison Between Ubud, Bali and Duhok

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $646 in Duhok.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $1,042 in Duhok.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $1,437 in Duhok.

Living in Ubud, Bali is roughly 116% more expensive than in Duhok, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Duhok is 52% below.

Meal at Budget Restaurant

$3.43 Rp 61.6K

$3.82 IQD 4,994

-10.21%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 574.4K

$18.86 IQD 24.7K

69.51%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.8K

$7.18 IQD 9,392

-29.67%

Cappuccino

$2.71 Rp 48.8K

$2.64 IQD 3,452

2.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 25.0K

$0.40 IQD 522

247.50%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$0.18 IQD 233

311.11%

Local Beer (0.5 liter draught)

$2.89 Rp 52.0K

$1.13 IQD 1,482

155.75%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.1K

$1.87 IQD 2,449

102.67%

Milk (1 liter)

$1.79 Rp 32.2K

$1.37 IQD 1,786

30.66%

White Bread (500g)

$2.51 Rp 45.0K

$0.82 IQD 1,067

206.10%

Rice (white) (1kg)

$1.21 Rp 21.8K

$1.57 IQD 2,050

-22.93%

Eggs

$2.37 Rp 42.5K

$1.88 IQD 2,462

26.06%

Local Cheese (1kg)

$14.43 Rp 259.3K

$5.22 IQD 6,825

176.44%

Chicken Fillets (1kg)

$4.15 Rp 74.6K

$2.94 IQD 3,840

41.16%

Beef Round Steak (1kg)

$12.11 Rp 217.7K

$12.62 IQD 16.5K

-4.04%

Apples (1kg)

$3.77 Rp 67.7K

$1.12 IQD 1,460

236.61%

Banana (1kg)

$1.63 Rp 29.2K

$1.14 IQD 1,494

42.98%

Oranges (1kg)

$2.71 Rp 48.6K

$0.82 IQD 1,071

230.49%

Tomato (1kg)

$2.26 Rp 40.5K

$0.75 IQD 977

201.33%

Potato (1kg)

$1.93 Rp 34.6K

$0.72 IQD 939

168.06%

Onion (1kg)

$2.19 Rp 39.4K

$0.71 IQD 924

208.45%

Lettuce (1 head)

$1.02 Rp 18.3K

$0.77 IQD 1,011

32.47%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.56 IQD 726

28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.2K

$1.87 IQD 2,450

70.05%

Wine (Bottle)

$23.84 Rp 428.3K

$12.22 IQD 16.0K

95.09%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.8K

$1.38 IQD 1,802

100.72%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.4K

$2.00 IQD 2,610

37.50%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.35 IQD 460

-22.86%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 147.3K

$15.87 IQD 20.8K

-48.33%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.35 IQD 3,079

-79.57%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,571

$1.51 IQD 1,979

-72.19%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 108.3K

$6.04 IQD 7,901

-0.17%

Gasoline (1 liter)

$0.82 Rp 14.7K

$0.64 IQD 835

28.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.3M

$18.9K IQD 24.7M

40.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.6M

$19.7K IQD 25.7M

63.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$93.3 IQD 122.0K

-16.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.3K

$9.99 IQD 13.1K

-60.86%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 429.7K

$30.31 IQD 39.6K

-21.12%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$52.1 IQD 68.1K

84.64%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 117.3K

$16.82 IQD 22.0K

-61.18%

Cinema Ticket

$4.01 Rp 72.1K

$7.68 IQD 10.0K

-47.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$112 IQD 146.9K

169.47%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.7M

$3,223 IQD 4.2M

103.26%

Jeans (Levis 501 Or Similar)

$55.3 Rp 993.9K

$9.90 IQD 12.9K

458.69%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 688.6K

$19.68 IQD 25.7K

94.72%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$29.75 IQD 38.9K

197.41%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$20.14 IQD 26.3K

281.03%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$181 IQD 236.5K

445.12%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.3M

$123 IQD 160.4K

456.31%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.5M

$374 IQD 489.8K

813.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.3M

$345 IQD 450.6K

502.20%

Buy Apartment in City Center (m2)

$2,762 Rp 49.6M

$460 IQD 601.6K

500.62%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.3M

$385 IQD 503.8K

482.37%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$431 IQD 564.3K

-60.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

14.33

-7.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Duhok: July 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $181 in Duhok. Housing cost is often the main lever when comparing two cities.

Duhok pays 156% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $19.00 in Duhok for a mid-range dinner for two. Groceries echo the gap at $298 vs $172 per month, with Duhok cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Duhok: Cost of Living - Frequently Asked Questions

Ubud, Bali and Duhok differ by about 116% in total monthly costs ($1,397 vs $646 including rent). Duhok is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 156% lower in Duhok. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $181 in Duhok. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $112 in Duhok. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 74% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $646 in Duhok versus $1,397 in Ubud, Bali, a $2,000 budget is realistic in Duhok but tight or insufficient in Ubud, Bali. The gap between the two cities makes Duhok the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Duhok are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Duhok gentler on the wallet – expenses run 116% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.