Last update: Oct 2026

Cost of Living Comparison Between Diriamba and Ubud, Bali

For one person, living is cheaper in Diriamba: $821 a month against $1,368 in Ubud, Bali, rent and utilities included – about $6,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

40

Cost of Living Index in Diriamba
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Diriamba Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Diriamba

🇳🇮 Nicaragua

$821

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Diriamba and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Diriamba and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $821 in Diriamba versus $1,368 in Ubud, Bali.

Diriamba $821
Ubud, Bali $1,368

Estimated couple costs with rent: $1,285 in Diriamba versus $2,314 in Ubud, Bali.

Diriamba $1,285
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,748 in Diriamba versus $3,260 in Ubud, Bali.

Diriamba $1,748
Ubud, Bali $3,260

Living in Diriamba costs roughly 40% less than in Ubud, Bali, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Diriamba is 39% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$10.07 NIO 369

$3.33 Rp 59.9K

202.40%

Three-Course Dinner for Two, Mid-Range

$34.93 NIO 1,279

$35.18 Rp 633.2K

-0.71%

Fast Food Meal (McDonalds, etc)

$7.43 NIO 272

$5.80 Rp 104.5K

28.10%

Cappuccino

$2.65 NIO 97.1

$2.73 Rp 49.1K

-2.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 NIO 31.25

$1.64 Rp 29.5K

-48.17%

Water (0.33 liter bottle)

$0.73 NIO 26.71

$0.83 Rp 15.0K

-12.05%

Local Beer (0.5 liter draught)

$1.52 NIO 55.5

$2.70 Rp 48.6K

-43.70%

Imported Beer (0.33 liter bottle)

$2.21 NIO 80.9

$4.30 Rp 77.4K

-48.60%

Milk (1 liter)

$1.26 NIO 46.16

$1.50 Rp 27.1K

-16.00%

White Bread (500g)

$2.41 NIO 88.2

$2.30 Rp 41.4K

4.78%

Rice (white) (1kg)

$1.80 NIO 66.1

$1.18 Rp 21.2K

52.54%

Eggs

$2.40 NIO 87.8

$2.14 Rp 38.6K

12.15%

Local Cheese (1kg)

$11.75 NIO 430

$17.48 Rp 314.6K

-32.78%

Chicken Fillets (1kg)

$6.37 NIO 233

$4.03 Rp 72.5K

58.06%

Beef Round Steak (1kg)

$7.65 NIO 280

$12.23 Rp 220.1K

-37.45%

Apples (1kg)

$4.09 NIO 150

$3.55 Rp 63.9K

15.21%

Banana (1kg)

$0.63 NIO 22.94

$1.57 Rp 28.3K

-59.87%

Oranges (1kg)

$1.85 NIO 67.7

$2.24 Rp 40.2K

-17.41%

Tomato (1kg)

$2.44 NIO 89.3

$1.93 Rp 34.7K

26.42%

Potato (1kg)

$3.86 NIO 141

$1.88 Rp 33.9K

105.32%

Onion (1kg)

$2.16 NIO 79.2

$2.29 Rp 41.3K

-5.68%

Lettuce (1 head)

$1.05 NIO 38.30

$0.99 Rp 17.9K

6.06%

Water (1.5 liter bottle)

$1.06 NIO 38.82

$0.53 Rp 9,475

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.72 NIO 99.5

$2.28 Rp 41.1K

19.30%

Wine (Bottle)

$14.52 NIO 532

$23.01 Rp 414.2K

-36.90%

Local Beer (0.5 liter bottle)

$1.43 NIO 52.3

$2.34 Rp 42.2K

-38.89%

Imported Beer (0.33 liter bottle)

$2.16 NIO 79.1

$2.91 Rp 52.4K

-25.77%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$1.66 NIO 60.7

$0.48 Rp 8,684

245.83%

Taxi (Normal Tariff) (1km)

$1.59 NIO 58.3

$0.46 Rp 8,233

245.65%

Taxi 1hour Waiting (Normal Tariff)

$6.75 NIO 247

$5.45 Rp 98.2K

23.85%

Gasoline (1 liter)

$1.32 NIO 48.27

$0.88 Rp 15.9K

50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.8K NIO 833.4K

$24.6K Rp 442.2M

-7.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K NIO 985.3K

$31.2K Rp 561.4M

-13.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 NIO 5,498

$83.0 Rp 1.5M

80.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.99 NIO 732

$6.45 Rp 116.0K

209.92%

Internet (50+ Mbps, Unlimited Data)

$32.19 NIO 1,179

$18.57 Rp 334.2K

73.34%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$9.22 NIO 338

$4.38 Rp 78.9K

110.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$231 NIO 8,474

$493 Rp 8.9M

-53.06%

International Primary School, 1 Child (Yearly)

$5,966 NIO 218.5K

$5,754 Rp 103.6M

3.69%

Jeans (Levis 501 Or Similar)

$59.1 NIO 2,165

$46.19 Rp 831.4K

27.97%

Summer Dress (H&M, Zara, etc)

$64.1 NIO 2,347

$35.33 Rp 636.0K

81.35%

Sport Shoes (Adidas, Nike)

$124 NIO 4,528

$79.1 Rp 1.4M

56.33%

Men's Leather Business Shoes

$146 NIO 5,340

$78.4 Rp 1.4M

86.01%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

11.92

13.78

-13.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Diriamba: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Diriamba

$261 31.8%

Ubud, Bali

$290 21.2% 11.4% $30

Monthly Utilities & Internet

Diriamba

$202 24.7%

Ubud, Bali

$108 7.9% 46.6% $94

Clothing & Footwear

Diriamba

$177 21.5%

Ubud, Bali

$108 7.9% 39.1% $69

Eating Out

Diriamba

$153 18.7%

Ubud, Bali

$109 8% 28.9% $44

Sport & Entertainment

Diriamba

$18 * 2.3%

Ubud, Bali

$65 4.7% 250% $46

Getting Around

Diriamba

$9.6 * 1.2%

Ubud, Bali

$13 0.9% 30.5% $2.9

Accommodation & Living

Diriamba

- * 0%

Ubud, Bali

$676 49.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $35.00 in Diriamba vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $261 vs $290 per month, with Diriamba cheaper across the board.

Good to know

🇳🇮 Diriamba

🇮🇩 Ubud, Bali

🕒 Local time

09:10 9:10 AM

23:10 11:10 PM

14 h ahead of Diriamba

🌤 Weather

👥 Population

57,542

74,800

💱 Currency

Nicaraguan Córdoba NIO C$

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NIO = 2.73 USD

100 NIO = 2.43 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NIO – Nicaraguan Córdoba Converter

🇺🇸 United States Dollar ($)

🇳🇮 Nicaraguan Córdoba (C$)

Nicaraguan Córdoba exchange rates as of October 19, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 41.17 NIO (100 NIO = 2.43 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to NIO in detail →

On the map

Lowest

Highest

Between locations

Diriamba Ubud, Bali 17,630 km ≈ 23 h nonstop flight

From you

Diriamba
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Diriamba vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Diriamba wins on cost – living expenses run 67% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Diriamba the obvious pick if budget is a priority.

You'd need roughly $1,231 in Diriamba and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $231 in Diriamba versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Diriamba – a meal for two runs $35.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $821 in Diriamba versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Diriamba but tight or insufficient in Ubud, Bali. The gap between the two cities makes Diriamba the clear choice for anyone on this budget.

Both work as nomad bases, but Diriamba delivers better value – similar infrastructure at $821 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Diriamba hard to pass up.

Safety-wise, Diriamba and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Diriamba gentler on the wallet – expenses run 67% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.