Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Diriamba

For one person, living is cheaper in Diriamba: $821 a month against $1,368 in Ubud, Bali, rent and utilities included – about $6,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
40

Cost of Living Index in Diriamba
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Diriamba Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Diriamba

🇳🇮 Nicaragua

$821

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Diriamba

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Diriamba actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $821 in Diriamba.

Ubud, Bali $1,368
Diriamba $821

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,285 in Diriamba.

Ubud, Bali $2,314
Diriamba $1,285

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,748 in Diriamba.

Ubud, Bali $3,260
Diriamba $1,748

Living in Ubud, Bali is roughly 67% more expensive than in Diriamba, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Ubud, Bali is 1% above, Diriamba is 39% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$10.07 NIO 369

-66.93%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$34.93 NIO 1,279

0.72%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$7.43 NIO 272

-21.94%

Cappuccino

$2.73 Rp 49.1K

$2.65 NIO 97.1

3.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.85 NIO 31.25

92.94%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.73 NIO 26.71

13.70%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.52 NIO 55.5

77.63%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.21 NIO 80.9

94.57%

Milk (1 liter)

$1.50 Rp 27.1K

$1.26 NIO 46.16

19.05%

White Bread (500g)

$2.30 Rp 41.4K

$2.41 NIO 88.2

-4.56%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.80 NIO 66.1

-34.44%

Eggs

$2.14 Rp 38.6K

$2.40 NIO 87.8

-10.83%

Local Cheese (1kg)

$17.48 Rp 314.6K

$11.75 NIO 430

48.77%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$6.37 NIO 233

-36.73%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$7.65 NIO 280

59.87%

Apples (1kg)

$3.55 Rp 63.9K

$4.09 NIO 150

-13.20%

Banana (1kg)

$1.57 Rp 28.3K

$0.63 NIO 22.94

149.21%

Oranges (1kg)

$2.24 Rp 40.2K

$1.85 NIO 67.7

21.08%

Tomato (1kg)

$1.93 Rp 34.7K

$2.44 NIO 89.3

-20.90%

Potato (1kg)

$1.88 Rp 33.9K

$3.86 NIO 141

-51.30%

Onion (1kg)

$2.29 Rp 41.3K

$2.16 NIO 79.2

6.02%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.05 NIO 38.30

-5.71%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.06 NIO 38.82

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$2.72 NIO 99.5

-16.18%

Wine (Bottle)

$23.01 Rp 414.2K

$14.52 NIO 532

58.47%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.43 NIO 52.3

63.64%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.16 NIO 79.1

34.72%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.66 NIO 60.7

-71.08%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.59 NIO 58.3

-71.07%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$6.75 NIO 247

-19.26%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.32 NIO 48.27

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$22.8K NIO 833.4K

7.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$26.9K NIO 985.3K

15.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$150 NIO 5,498

-44.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$19.99 NIO 732

-67.73%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$32.19 NIO 1,179

-42.31%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$9.22 NIO 338

-52.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$231 NIO 8,474

113.06%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$5,966 NIO 218.5K

-3.56%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$59.1 NIO 2,165

-21.86%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$64.1 NIO 2,347

-44.86%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$124 NIO 4,528

-36.03%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$146 NIO 5,340

-46.24%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.92

15.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Diriamba: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Diriamba

- * 0% 100%

Groceries & Markets

Ubud, Bali

$290 21.2%

Diriamba

$261 31.8% 10.3% $30

Eating Out

Ubud, Bali

$109 8%

Diriamba

$153 18.7% 40.7% $44

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Diriamba

$202 24.7% 87.3% $94

Clothing & Footwear

Ubud, Bali

$108 7.9%

Diriamba

$177 21.5% 64.3% $69

Sport & Entertainment

Ubud, Bali

$65 4.7%

Diriamba

$18 * 2.3% 71.5% $46

Getting Around

Ubud, Bali

$13 0.9%

Diriamba

$9.6 * 1.2% 23.3% $2.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $35.00 in Ubud, Bali vs $35.00 in Diriamba. Groceries flip the comparison at $290 vs $261, with Diriamba cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇳🇮 Diriamba

🕒 Local time

20:28 8:28 PM

06:28 6:28 AM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

57,542

💱 Currency

Indonesian Rupiah IDR Rp

Nicaraguan Córdoba NIO C$

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 NIO = 2.73 USD

100 NIO = 2.43 EUR

Exchange rates and currency converter

NIO, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Nicaraguan Córdoba exchange rates as of October 19, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 41.17 NIO (100 NIO = 2.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Diriamba 17,630 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Diriamba

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Diriamba: Cost of Living - Frequently Asked Questions

Diriamba wins on cost – living expenses run 67% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Diriamba the obvious pick if budget is a priority.

You'd need roughly $2,051 in Ubud, Bali and $1,231 in Diriamba to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $493 in Ubud, Bali versus $231 in Diriamba. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Diriamba – a meal for two runs $35.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $821 in Diriamba versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Diriamba but tight or insufficient in Ubud, Bali. The gap between the two cities makes Diriamba the clear choice for anyone on this budget.

Both work as nomad bases, but Diriamba delivers better value – similar infrastructure at $821 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Diriamba hard to pass up.

Safety-wise, Ubud, Bali and Diriamba are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Diriamba gentler on the wallet – expenses run 67% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.